Nettmøte kl 10: Send inn spørsmål
Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12.
Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.
Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.
Hvor er Hallgeir Kvadsheim fra?
Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.
Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.
Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?
Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.
Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.
Våren 2022 skrev Kvadsheim om hva han har lært – og 13 ting vi alle kan lære om privatøkonomi – fra årene i «Luksusfellen.
«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11», skriver han.
I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.
Trykk på «send inn» og legg inn spørsmålet ditt.
Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.
🏷️ Extracted Entities (17)
Hallgeir Kvadsheim
(person)
DinePenger 📁
(category)
Luksusfellen
(entity)
Hallgeir Kvadsheim 🏷️
(keyword)
Nettmøte 🏷️
(keyword)
Personlig økonomi 🏷️
(keyword)
Privatøkonomi 🏷️
(keyword)
Rettet 🏷️
(keyword)
Ahmed Osman
(person)
Cecilie Tvetenstrand
(person)
Dine Pengers
(person)
Hos Dine Penger
(person)
Jæren
(entity)
Kvassheim
(place)
Lene Drange
(person)
Magne Gundersen
(person)
Viaplay
(entity)
📊 Metadata
Category: DinePenger
Keywords: Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet
Article Version History (4 versions)
This article has been updated since it was first fetched. Below are all versions:
Version 4
Current
2026-02-13 09:38:15
Nettmøte kl 10: Send inn spørsmål
UPDATE
Author: Atle Jørstad Wergeland
Published: 2026-02-13 08:49:10
Category: DinePenger
📝 Summary
Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12.
📄 Full Content (1407 chars)
Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.
Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.
Hvor er Hallgeir Kvadsheim fra?
Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.
Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.
Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?
Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.
Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.
Våren 2022 skrev Kvadsheim om hva han har lært – og 13 ting vi alle kan lære om privatøkonomi – fra årene i «Luksusfellen.
«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11», skriver han.
I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.
Trykk på «send inn» og legg inn spørsmålet ditt.
Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.
🏷️ Tags & Keywords
Keywords: Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet
🔍 All Metadata (JSON)
{
"is_paywalled" : 0,
"twitter" : {},
"raw_feed_item" : "<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Fri, 13 Feb 2026 08:49:10 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\"img/jpg\" url=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\" /></item>",
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"source_updated_at" : null,
"title" : "Nettmøte kl 10: Send inn spørsmål",
"schema" : {
"microdata" : {
"datePublished" : "Publisert: 13.02.26 kl. 09:49",
"articleBody" : " "
}
},
"keywords" : [
"Hallgeir Kvadsheim",
"Privatøkonomi",
"Personlig økonomi",
"Nettmøte",
"Rettet"
],
"author" : "Atle Jørstad Wergeland",
"published_at" : "2026-02-13 08:49:10",
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. ",
"category" : "DinePenger",
"meta" : {
"sentry-trace" : "be8c204a6bf439ba6c03f97217a38c20-ac02abb142b5c986-0",
"baggage" : "sentry-environment=production,sentry-release=vgno-artikkel%40e7d4e1880,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=be8c204a6bf439ba6c03f97217a38c20,sentry-sampled=false,sentry-sample_rand=0.618261205916648,sentry-sample_rate=0",
"robots" : "max-image-preview:large, noarchive",
"publisheddate" : "2026-02-13",
"viewport" : "width=device-width, initial-scale=1",
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. ",
"sentry-route-name" : "%2F%5B...slug%5D",
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet"
},
"og" : {
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. ",
"site_name" : "Dine Penger",
"type" : "article",
"title" : "Nettmøte kl 10: Send inn spørsmål",
"url" : "https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad",
"image" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2"
}
}
📰 Original Feed Item XML
<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Fri, 13 Feb 2026 08:49:10 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type="img/jpg" url="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4" /></item>
🔍 Raw HTML (140214 bytes)
<!DOCTYPE html><html class="dinepenger" data-article-theme="default" data-article-type="liveblog" data-breaking="false" data-device="desktop" data-env="production" data-id="28MMaG" data-name="Spør Hallgeir Kvadsheim: Hans beste tips og råd" data-newsroom="dinepenger" data-page-type="SalesPoster" data-release="vgno-artikkel@e7d4e1880" lang="no" style="--header-height:56px"> <head><meta content="be8c204a6bf439ba6c03f97217a38c20-ac02abb142b5c986-0" name="sentry-trace">
<meta content="sentry-environment=production,sentry-release=vgno-artikkel%40e7d4e1880,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=be8c204a6bf439ba6c03f97217a38c20,sentry-sampled=false,sentry-sample_rand=0.618261205916648,sentry-sample_rate=0" name="baggage">
<meta content="%2F%5B...slug%5D" name="sentry-route-name"><meta content="width=device-width, initial-scale=1" name="viewport"><link href="/manifest.json" rel="manifest"><link as="image" fetchpriority="high" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><meta charset="UTF-8"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" rel="canonical"><meta content="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" property="og:url"><link href="https://static.vg.no/icons/dinepenger.png" rel="icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="icon" type="image/svg+xml"><link href="https://static.vg.no/icons/dinepenger.png" rel="shortcut icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="shortcut icon" type="image/svg+xml"><link href="https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png" rel="apple-touch-icon"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. " name="description"><meta content="Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet" name="keywords"><meta content="152316758161786" property="fb:app_id"><meta content="max-image-preview:large, noarchive" name="robots"><meta content="Dine Penger" property="og:site_name"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. " property="og:description"><meta content="Nettmøte kl 10: Send inn spørsmål" property="og:title"><meta content="article" property="og:type"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="og:image"><meta content="(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd" property="twitter:title"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. " property="twitter:description"><meta content="summary_large_image" property="twitter:card"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="twitter:image"><!-- Article metadata --><meta content="2026-02-13T08:49:10Z" property="article:published_time"><meta content="2026-02-13" name="publisheddate"><meta content="2026-02-06T15:31:54.455Z" property="article:modified_time"><meta content="Atle Jørstad Wergeland" property="article:author"><meta content="Hallgeir Kvadsheim" property="article:tag"><meta content="Privatøkonomi" property="article:tag"><meta content="Personlig økonomi" property="article:tag"><meta content="Nettmøte" property="article:tag"><meta content="Rettet" property="article:tag"><meta content="DinePenger" property="article:section"><!-- Article metadata for MBL --><meta content="690" property="k5a:wordCount"><link as="script" fetchpriority="low" href="https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js" rel="preload"><link as="script" fetchpriority="low" href="https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js" rel="preload"><link as="fetch" crossorigin="use-credentials" fetchpriority="high" href="https://cm.vg.no/v3/vg/coreheader" rel="preload"><link fetchpriority="low" href="https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react@19.1.1/es2020/react.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs" rel="modulepreload">
<link as="script" fetchpriority="high" href="https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js" rel="preload">
<!-- Ads do fetching on their own --> <link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DEVZldzl.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DtejSGG9.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DhrXUYAG.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css" rel="stylesheet"></head> <body> <a class="skipNav" href="#hovedinnhold">
Hopp til hovedinnholdet
</a> <astro-island await-children client="load" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.Du1xqaGl.js" opts="{"name":"DefaultHeader","value":true}" prefix="r14" props="{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="24pIoC"><header class="_header_6tx2u_7 elevated grouped" data-open="false" data-test-id="vg-header" data-track-element-type="Header" role="banner"><div class="_masthead_6tx2u_12"><a aria-label="Tilbake til forsiden" class="_home_6tx2u_8" data-track-no-utm="true" href="https://www.vg.no/dinepenger"><svg fill="none" height="24" width="133" xmlns="http://www.w3.org/2000/svg"><path d="M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z" fill="currentColor"></path></svg></a><nav class="_nav_6tx2u_14"><ul class="_list_6tx2u_11"><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></nav><div class="_search_1cpeg_39 _search_6tx2u_144"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><menu class="_buttons_6tx2u_6"><li class="_button_6tx2u_5"><button aria-label="Brukermeny" class="_avatar_6tx2u_1"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div></button></li><li class="_button_6tx2u_5"><button aria-label="Hovedmeny" class="_button_6bkpv_2 button-label-large _large_6bkpv_69 " role="button" type="button"><svg aria-label="Hamburger" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z" fill="var(--icon-color, currentColor)"></path></svg></button></li></menu></div><nav class="_menu_swbtj_16" hidden=""><div class="_menuItem_swbtj_82" hidden=""><section aria-label="Hovedmeny" class="_shortcuts_swbtj_98"><div class="_search_1cpeg_39 _search_swbtj_127"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><div aria-label="Klikk for å gå til brukerprofil" class="_user_11njy_25 _button_11njy_1" role="button" tabindex="0"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_info_11njy_21"><p class="_name_11njy_13 font-weight-regular title-medium">Du er ikke logget inn</p><p class="label-medium">Ikke abonnent</p></div><svg aria-label="Chevron Right" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_buttons_11njy_7"><button class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 " role="button" type="button">Logg inn</button></div><h3 class="_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase">Snarveier</h3><ul class="_links_swbtj_9"><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></section><section class="_sections_y9n8e_19"><h3 class="_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase">Innhold</h3><ul><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/bank-og-forsikring"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Bank og forsikring</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/eiendom"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Eiendom</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/familie"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Familie</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fond"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fondsoversikt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fritid"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fritid</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/jobb"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Jobb</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/magasin"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Magasin</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/skatt"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Skatt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Sparing og investering</h4></a><button class="_button_6bkpv_2 button-label-large _toggle_y9n8e_63" role="button" type="button"><svg aria-label="Chevron Down" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z" fill="var(--icon-color, currentColor)"></path></svg></button><ul class="_subsections_y9n8e_34" hidden=""><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/aksjer"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Aksjer</h5></a></li><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/fond"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Fond</h5></a></li></ul></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Strømguiden</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Videokurs</h4></a></li></ul></section><div class="_footer_2fpqs_1"><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Annet innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/podkast"><h2 class="_link_2fpqs_8 label-medium">Podkast</h2></a></li><li><a href="https://www.vg.no/spill/ordstjernen"><h2 class="_link_2fpqs_8 label-medium">Ordstjernen</h2></a></li><li><a href="https://e24.no"><h2 class="_link_2fpqs_8 label-medium">E24</h2></a></li><li><a href="https://www.minmote.no"><h2 class="_link_2fpqs_8 label-medium">MinMote</h2></a></li><li><a href="https://www.godt.no"><h2 class="_link_2fpqs_8 label-medium">Godt</h2></a></li><li><a href="https://pent.no"><h2 class="_link_2fpqs_8 label-medium">Pent</h2></a></li><li><a href="https://www.tek.no"><h2 class="_link_2fpqs_8 label-medium">Tek.no</h2></a></li><li><a href="https://www.vg.no/dinepenger"><h2 class="_link_2fpqs_8 label-medium">Dine Penger</h2></a></li><li><a href="https://www.vg.no/spesial/2025/pollen/"><h2 class="_link_2fpqs_8 label-medium">Pollenvarsel</h2></a></li><li><a href="https://www.vg.no/stromprisen"><h2 class="_link_2fpqs_8 label-medium">Strømprisen</h2></a></li><li><a href="https://tvguide.vg.no"><h2 class="_link_2fpqs_8 label-medium">TV-guide</h2></a></li><li><a href="https://www.vektklubb.no"><h2 class="_link_2fpqs_8 label-medium">Vektklubb</h2></a></li><li><a href="https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav"><h2 class="_link_2fpqs_8 label-medium">Valgomat</h2></a></li><li><a href="https://www.vg.no/tegneserier"><h2 class="_link_2fpqs_8 label-medium">Tegneserier</h2></a></li><li><a href="https://www.penger.no"><h2 class="_link_2fpqs_8 label-medium">Penger.no</h2></a></li><li><a href="https://eavis.vg.no"><h2 class="_link_2fpqs_8 label-medium">E-avis</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Kommersielt innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/minnesider/"><h2 class="_link_2fpqs_8 label-medium">VG Minnesider</h2></a></li><li><a href="https://www.vg.no/strom"><h2 class="_link_2fpqs_8 label-medium">Strømguiden</h2></a></li><li><a href="https://partnerstudio.no"><h2 class="_link_2fpqs_8 label-medium">Partnerstudio</h2></a></li><li><a href="https://www.vg.no/black-friday"><h2 class="_link_2fpqs_8 label-medium">Black Friday</h2></a></li><li><a href="https://butikk.vg.no"><h2 class="_link_2fpqs_8 label-medium">VG Butikk</h2></a></li><li><a href="https://kupp.vg.no"><h2 class="_link_2fpqs_8 label-medium">Kupp</h2></a></li><li><a href="https://onsk.no"><h2 class="_link_2fpqs_8 label-medium">Ønsk</h2></a></li><li><a href="https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny"><h2 class="_link_2fpqs_8 label-medium">Piggsko.no</h2></a></li><li><a href="https://bunadssko.no"><h2 class="_link_2fpqs_8 label-medium">Bunadssko.no</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Info og kontakt</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/tips-oss"><h2 class="_link_2fpqs_8 label-medium">Tips oss</h2></a></li><li><a href="https://www.vg.no/informasjon/kontakt-oss"><h2 class="_link_2fpqs_8 label-medium">Kontakt VG</h2></a></li><li><a href="https://www.vg.no/informasjon"><h2 class="_link_2fpqs_8 label-medium">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class="schibsted-data-controller" data-nosnippet></div> <section id="hovedinnhold" tabindex="-1"></section> <main class="article-main" data-astro-cid-jwirc66j data-topbanner="false" data-topboard="false" id="application"> <article class="article default" data-astro-cid-jwirc66j> <header class="article-intro" style="display: contents"> <astro-island await-children client="visible" component-export="Image" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.BcVNkGEL.js" opts="{"name":"Image","value":true}" prefix="r21" props="{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"editorialJudgment":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1IcX1B"><link as="image" fetchpriority="high" imagesizes="(min-width: 980px) 980px, 100vw" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><figure class="_figure_qp4xg_1 layout-component layout-wide"><img alt=" Foto: Naina Helén Jåma / VG" class="_image_qp4xg_65 layout-component layout-wide" data-fullscreen-sizes="(min-width: 1000px) 2000px, 2000vw" data-track-element-type="Article image fullscreen" data-track-name="ImageFullscreen" decoding="sync" fetchpriority="high" height="3273" itemprop="image" loading="eager" sizes="(min-width: 980px) 980px, 100vw" src="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7" srcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" style="object-position:69.73925443063762% 24.381301558203482%" width="4909"><figcaption class="text-sans-s _caption_qp4xg_10 layout-component layout-padded"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class="_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded" first-child="false"><span class="_text_kfomj_58">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class="layout-component layout-normal" data-article="{"articleId":"28MMaG","accessLevel":"Paid","accessLevelName":"subscription","categories":["dinepenger"],"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"]}" data-position="1" style="margin-bottom: 1rem"></braze-container> <section class="article-body" itemprop="articleBody" style="display: contents"> <p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class="_heading_o9xde_1 _heading_6fko5_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hvor er Hallgeir Kvadsheim fra? </h2><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class="_heading_o9xde_1 _heading_6fko5_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class="_link_o9xde_39" data-track-element-type="Link" data-track-id="link:lVjmvL" href="/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><em class="_em_o9xde_35">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><strong class="_strong_o9xde_25">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class="_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id="28MMaG" data-content-type="article" data-device-is-android="false" data-device-is-app="false" data-device-is-ios="false" data-device-type="desktop" data-newsroom="dinepenger" data-poster-type="subscription" data-pulse-data="{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-02-13T08:49:10Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-02-06T15:31:54.455Z","wordCount":690,"hasSummary":false}" data-ref-id data-section="dinepenger" data-tags="["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]"></vg-salesposter> </section> <time class="text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded" datetime="2026-02-13T08:49:10.000Z" itemprop="datePublished">Publisert: 13.02.26 kl. 09:49</time> <footer class="font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18" data-track-element-type="Tags" data-track-id="tags" data-track-impression="true" data-track-name="Tags" data-track-primary-position="1" data-track-target-newsroom="dinepenger"><nav class="_nav_xigzw_3"><ul class="_list_xigzw_2"><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:hallgeir-kvadsheim" data-track-name="Hallgeir Kvadsheim" data-track-secondary-position="1" href="/dinepenger/tag/hallgeir-kvadsheim">Hallgeir Kvadsheim</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:privatoekonomi" data-track-name="Privatøkonomi" data-track-secondary-position="2" href="/dinepenger/tag/privatoekonomi">Privatøkonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:personlig-oekonomi" data-track-name="Personlig økonomi" data-track-secondary-position="3" href="/dinepenger/tag/personlig-oekonomi">Personlig økonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:nettmoete" data-track-name="Nettmøte" data-track-secondary-position="4" href="/dinepenger/tag/nettmoete">Nettmøte</a></li></ul></nav></footer> <div class="layout-component layout-normal layout-padded" data-nosnippet="true"><p class="font-vg-sans _aiDisclaimer_1qdoz_1"><svg aria-hidden="true" aria-label="Ai" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z" fill="var(--icon-color, currentColor)"></path><path d="M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z" fill="var(--icon-color, currentColor)"></path></svg><a class="_link_1qdoz_11" data-track-click-intent="Open" data-track-element-type="Link" data-track-name="ai-disclaimer" href="https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class="_root_1uq6z_1" hidden="false"> <section class="_section_1uq6z_5 mb-s mt-s" data-track-id="darkmode-onboarding" data-track-impression data-track-name="Darkmode onboarding"> <h3>Slå på mørk modus i artikler</h3> <div class="_container_ruod8_1"><label class="background-secondary _checkbox_ruod8_7"><div class="label-large label-primary _label_ruod8_38"></div><input class="_toggle_ayo7d_1" data-track-click="true" data-track-id="darkmode-onboarding:toggle" type="checkbox"></label></div> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30" data-track-id="darkmode-onboarding:save" role="button" type="button">
Logg inn for å lagre
</button> </section> </darkmode-onboarding> <div class="_bottomBanner_1e4y4_1 layout-component layout-normal"> <div class="_enrichment_u2nme_1 layout-component layout-normal layout-padded" data-component-type="enrichment"> <div id="bottom-banner" style="min-height:100px"></div> </div> </div> <vg-require-login class="layout-component layout-normal" data-astro-cid-3kdfhkxc="true"> <div class="layout-component layout-normal layout-padded vg-comments" id="vg-comments"> <section data-article-id="28MMaG" data-article-poster-type="subscription" id="comments"></section> </div> <template class="login-template" data-astro-cid-3kdfhkxc> <div class="login-wall-content" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button" data-astro-cid-3kdfhkxc="true" role="button" type="button">Logg inn for å lese kommentarer</button> <div class="login-wall-meta" data-astro-cid-3kdfhkxc> <img alt="" data-astro-cid-3kdfhkxc loading="lazy" src="https://imbo.vgc.no/s/HrxtKTX"> </div> </div> </template> </vg-require-login> <astro-island await-children client="idle" component-export="ToastContainer" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.C-8fDKYW.js" opts="{"name":"ToastContainer","value":true}" prefix="r18" props="{"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="2gmd2D"><div class="_toasts_1x7db_1"></div><!--astro:end--></astro-island> </article> <aside class="aside grouped" data-astro-cid-jwirc66j role="complementary"> <section class="_recirculation_1ppix_1" data-nosnippet data-test-id="recirculation" data-track-element-type="Recirculation"><h2 class="title-serif-s">Relaterte saker</h2><ul style="display: contents"><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r34" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="ZYL2DJ"><track-element data-track-bundle-position="1" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:gkayna" data-track-image-url="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" data-track-impression="" data-track-name="Hvordan investere 1,2 millioner kroner?" data-track-primary-position="1" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-02T08:44:57.000Z"><span data-nosnippet="true">2. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="5504" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" srcset="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w" style="object-position:48.18919573643411% 28.097747093023255%" width="8256"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r35" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"5p07LX"],"changes":[0,{"created":[0,"2026-01-05T08:59:44Z"],"updated":[0,"2026-01-15T12:32:51Z"],"firstPublished":[0,"2026-01-18T13:32:35Z"],"published":[0,"2026-01-18T13:32:35Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hva skjer med fond og aksjer hvis Kina angriper Taiwan? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-18T13:32:35.547313Z"]}],"promotionContent":[0,{"slug":[0,"hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"2ea9bcc4-9c98-5fe7-a77c-ec58732a94c0"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"5d0aa8e5-aad3-4111-b1fd-4071b2f883b1"],"size":[0,{"width":[0,3016],"height":[0,1688]}],"hotspot":[0,{"x":[0,1361],"y":[0,676],"width":[0,1083],"height":[0,812]}],"urls":[1,[[0,{"height":[0,22],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57"],"width":[0,100]}],[0,{"height":[0,112],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f"],"width":[0,200]}],[0,{"height":[0,134],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28"],"width":[0,240]}],[0,{"height":[0,269],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648"],"width":[0,480]}],[0,{"height":[0,325],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2"],"width":[0,580]}],[0,{"height":[0,403],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566"],"width":[0,720]}],[0,{"height":[0,604],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b"],"width":[0,1080]}],[0,{"height":[0,806],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417"],"width":[0,1440]}],[0,{"height":[0,1209],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"]}],"accessRestriction":[0],"wordCount":[0,335],"xkey":[0,"VG-ART-5p07LX VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-350870"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2un14p"><track-element data-track-bundle-position="2" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:5p07LX" data-track-image-url="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?" data-track-primary-position="2" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-18T13:32:35.000Z"><span data-nosnippet="true">18. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="1688" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3" srcset="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3 40w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515 80w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57 100w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f 200w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28 240w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648 480w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2 580w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566 720w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b 1080w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417 1440w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb 2160w" style="object-position:63.08023872679045% 64.0995260663507%" width="3016"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r36" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="2gL1d2"><track-element data-track-bundle-position="3" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:aJ27l2" data-track-image-url="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Kjøpe bolig uten lån?" data-track-primary-position="3" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-07T11:05:43.000Z"><span data-nosnippet="true">7. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3533" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" srcset="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w" style="object-position:44.698113207547166% 35.30993489951882%" width="5300"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r37" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1CKA9x"><track-element data-track-bundle-position="4" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:pB6zjw" data-track-image-url="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Når skal man ta ut gevinst?" data-track-primary-position="4" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-11T08:34:55.000Z"><span data-nosnippet="true">11. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">3 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" srcset="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w" style="object-position:52.97234195402298% 24.178340517241377%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r38" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"2pd7Vq"],"changes":[0,{"created":[0,"2026-01-20T08:28:13Z"],"updated":[0,"2026-01-20T14:34:58Z"],"firstPublished":[0,"2026-01-25T09:34:42Z"],"published":[0,"2026-01-25T09:34:42Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Spare til boligkjøp"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"title":[0,"Boligkjøp"],"type":[0,"descriptor"],"slug":[0,"boligkjoep"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,13],"time":[0,"2026-01-25T09:34:42.078615Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-spare-til-boligkjoep"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"3f5d79b8-c547-54e8-97e1-7411a9432792"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Spare til boligkjøp"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"087f4bf4-6095-4550-8478-7651e2935132"],"size":[0,{"width":[0,5186],"height":[0,3457]}],"hotspot":[0,{"x":[0,3056],"y":[0,253],"width":[0,1111],"height":[0,833]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=80&s=053d4af8fbe5aa8ecb7673a15f2cfae48ba9dfc0"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=100&s=8b1aca713165b838149dd054168c8dcafb6cc2a4"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=200&s=ea93373e1f1c9959887c3082702d6b01b49ab551"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=240&s=437455987b1efc3ccdf4dcf2b6b000cc8609b7aa"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=480&s=98c76cd98768b897ab66b9228bbcbb795f9a3217"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=580&s=fb4eeb4f0f34e95e99127f871abe51fb74e3e0ee"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=720&s=8ec373479efca70bcca64b6f9ea0349f53fc887e"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1080&s=a41439e9a9ecd593dcc6ed83311c1aa227c7daa5"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1440&s=2b78c8934c6e826ef5e86dc0f5c1fb55bd86b4a8"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=2160&s=716c2260dc8cc196bb973d6e7e8e2d291da3c048"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"]}],"accessRestriction":[0],"wordCount":[0,411],"xkey":[0,"VG-ART-2pd7Vq VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-4a0ef421-f1b6-4e33-b622-c2218d5cf575 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-352640"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="14dKO8"><track-element data-track-bundle-position="5" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:2pd7Vq" data-track-image-url="https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Spare til boligkjøp" data-track-primary-position="5" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Spare til boligkjøp</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-25T09:34:42.000Z"><span data-nosnippet="true">25. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">3 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3457" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27" srcset="https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27 40w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=80&s=053d4af8fbe5aa8ecb7673a15f2cfae48ba9dfc0 80w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=100&s=8b1aca713165b838149dd054168c8dcafb6cc2a4 100w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=200&s=ea93373e1f1c9959887c3082702d6b01b49ab551 200w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=240&s=437455987b1efc3ccdf4dcf2b6b000cc8609b7aa 240w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=480&s=98c76cd98768b897ab66b9228bbcbb795f9a3217 480w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=580&s=fb4eeb4f0f34e95e99127f871abe51fb74e3e0ee 580w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=720&s=8ec373479efca70bcca64b6f9ea0349f53fc887e 720w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1080&s=a41439e9a9ecd593dcc6ed83311c1aa227c7daa5 1080w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1440&s=2b78c8934c6e826ef5e86dc0f5c1fb55bd86b4a8 1440w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=2160&s=716c2260dc8cc196bb973d6e7e8e2d291da3c048 2160w" style="object-position:69.63941380640185% 19.36650274804744%" width="5186"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js" opts="{"name":"Teaser","value":true}" prefix="r39" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"L40wm1"],"changes":[0,{"created":[0,"2025-12-17T07:45:15Z"],"updated":[0,"2026-01-15T12:31:29Z"],"firstPublished":[0,"2026-01-23T16:17:02Z"],"published":[0,"2026-01-23T16:17:02Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Velge riktig indeksfond"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hallgeir Kvadsheim om indeksfond"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-23T16:17:02.215182Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-om-indeksfond"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"8a6e1098-25f5-570a-b615-c9e0884b90cb"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Velge riktig indeksfond"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"2f9891bc-321a-4a28-8d18-fec41e4e977c"],"size":[0,{"width":[0,6342],"height":[0,5074]}],"hotspot":[0,{"x":[0,2223],"y":[0,320],"width":[0,1407],"height":[0,1055]}],"urls":[1,[[0,{"height":[0,32],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17"],"width":[0,40]}],[0,{"height":[0,64],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=80&s=eb61ab244eef3e91317495c93a8de99d74068b5e"],"width":[0,80]}],[0,{"height":[0,80],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=100&s=9b78f96309a80e0c245e37b5fdce92df699adb82"],"width":[0,100]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=200&s=e7a0c24b7367429c0a0a20e9452eb099480490f3"],"width":[0,200]}],[0,{"height":[0,192],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=240&s=55854ef59dda8dac734d57db9dfd488c8bba62f7"],"width":[0,240]}],[0,{"height":[0,384],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=480&s=86c1a738ab28c1a848028eedc9bd001415da17a1"],"width":[0,480]}],[0,{"height":[0,464],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=580&s=b612b984adde802ff46d71acfd751d73ef97ffbd"],"width":[0,580]}],[0,{"height":[0,576],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=720&s=d4059c683767e3704914155b54a2890c2d59a4da"],"width":[0,720]}],[0,{"height":[0,864],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1080&s=a8b71a4940976a50548c75b0a0bc7aa5d5457703"],"width":[0,1080]}],[0,{"height":[0,1152],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1440&s=e1bb6ea992dec500701d887c654e365ff6f87d83"],"width":[0,1440]}],[0,{"height":[0,1728],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=2160&s=2a6854111002ff9d77ff8f40781773518669195d"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"]}],"accessRestriction":[0],"wordCount":[0,223],"xkey":[0,"VG-ART-L40wm1 VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1sBJE5"><track-element data-track-bundle-position="6" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:L40wm1" data-track-image-url="https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Velge riktig indeksfond" data-track-primary-position="6" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Velge riktig indeksfond</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-23T16:17:02.000Z"><span data-nosnippet="true">23. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="5074" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17" srcset="https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17 40w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=80&s=eb61ab244eef3e91317495c93a8de99d74068b5e 80w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=100&s=9b78f96309a80e0c245e37b5fdce92df699adb82 100w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=200&s=e7a0c24b7367429c0a0a20e9452eb099480490f3 200w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=240&s=55854ef59dda8dac734d57db9dfd488c8bba62f7 240w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=480&s=86c1a738ab28c1a848028eedc9bd001415da17a1 480w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=580&s=b612b984adde802ff46d71acfd751d73ef97ffbd 580w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=720&s=d4059c683767e3704914155b54a2890c2d59a4da 720w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1080&s=a8b71a4940976a50548c75b0a0bc7aa5d5457703 1080w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1440&s=e1bb6ea992dec500701d887c654e365ff6f87d83 1440w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=2160&s=2a6854111002ff9d77ff8f40781773518669195d 2160w" style="object-position:46.14474929044465% 16.702798581001183%" width="6342"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client="visible" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.Bh9twnw2.js" opts="{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}" prefix="r19" props="{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2wl9v3"><section class="_articles_zulis_1" data-nosnippet="true"><h3 class="_title_zulis_8 title-serif-s">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class="_footer_1awbn_11 background-primary" id="footer"><a aria-label="Tilbake til forsiden" href="https://www.vg.no"><svg class="_logo_1awbn_52" fill="none" height="24" viewbox="0 0 120 24" width="120" xmlns="http://www.w3.org/2000/svg"><path d="M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z" fill="currentColor"></path><path d="M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z" fill="currentColor"></path></svg></a><section class="_editorSection_1awbn_56"><dl><div><dt class="text-sans-xs">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class="_link_1awbn_1" href="mailto:gard.steiro@vg.no">Gard Steiro</a></dd></div></dl></section><section class="_linkContainer_1awbn_122"><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Info</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon">Åpenhet i VG</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/rettelser">Logg over rettelser</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/brukervilkar">Bruksvilkår</a></li><li><a class="_link_1awbn_1" href="https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Abonnement</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/minside">Min side</a></li><li><a class="_link_1awbn_1" href="https://eavis.vg.no">Dagens e-avis</a></li><li><a class="_link_1awbn_1" href="https://support.vg.no/">Support</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Kontakt</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/kontakt-oss">Kontaktinfo</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/tips-oss">Tips oss</a></li><li><a class="_link_1awbn_1" href="https://schibstedforbusiness.com/no/">Annonsere i VG</a></li></ul></details></section><section class="_disclaimerSection_1awbn_173"><a aria-label="Lenke til Redaktørplakaten" class="_nored_1awbn_152" href="https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten"><svg class="_logo_1awbn_52" viewbox="0 0 80 80" xmlns="http://www.w3.org/2000/svg"><title>Redaktøransvar</title><path d="M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z" fill="currentColor" fill-rule="evenodd"></path></svg></a><p class="text-sans-xs">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class="_legalSection_1awbn_169"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class="layout-component layout-normal" data-article="{"articleId":"28MMaG","accessLevel":"Paid","accessLevelName":"subscription","categories":["dinepenger"],"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"]}" data-position="1" style="margin-bottom: 1rem"></braze-container> </body></html>
🗄️ Database Row (All Fields)
{
"article_id" : 3836,
"author" : "Atle Jørstad Wergeland",
"category" : "DinePenger",
"change_type" : "update",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"created_at" : "2026-02-13 09:38:15",
"id" : 152333,
"image_local_path" : "/downloads/3836_c69e000166e8cc09f5f88d3acca52446.jpg",
"image_ratio" : null,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"image_url_normalized" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"is_paywalled" : 0,
"is_video" : 0,
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"metadata" : "{\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\",\"raw_feed_item\":\"<item><title>Nettmøte kl 10: Send inn spørsmÃ¥l</title><pubDate>Fri, 13 Feb 2026 08:49:10 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Fredag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til kl. 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\\\"img/jpg\\\" url=\\\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\\\" /></item>\",\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Fredag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til kl. 12. \",\"category\":\"DinePenger\",\"author\":\"Atle Jørstad Wergeland\",\"og\":{\"type\":\"article\",\"site_name\":\"Dine Penger\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"image\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\",\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Fredag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til kl. 12. \"},\"schema\":{\"microdata\":{\"articleBody\":\" \",\"datePublished\":\"Publisert: 13.02.26 kl. 09:49\"}},\"image_url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"published_at\":\"2026-02-13 08:49:10\",\"keywords\":[\"Hallgeir Kvadsheim\",\"Privatøkonomi\",\"Personlig økonomi\",\"Nettmøte\",\"Rettet\"],\"meta\":{\"sentry-route-name\":\"%2F%5B...slug%5D\",\"viewport\":\"width=device-width, initial-scale=1\",\"sentry-trace\":\"be8c204a6bf439ba6c03f97217a38c20-ac02abb142b5c986-0\",\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Fredag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til kl. 12. \",\"baggage\":\"sentry-environment=production,sentry-release=vgno-artikkel%40e7d4e1880,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=be8c204a6bf439ba6c03f97217a38c20,sentry-sampled=false,sentry-sample_rand=0.618261205916648,sentry-sample_rate=0\",\"publisheddate\":\"2026-02-13\",\"robots\":\"max-image-preview:large, noarchive\",\"keywords\":\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\"},\"source_updated_at\":null,\"content\":\"Hos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke.\\n\\nKvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l \\\\- og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.\\n\\n## Hvor er Hallgeir Kvadsheim fra?\\n\\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken.\\n\\nHan er mest kjent som programleder i Viaplay\\\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\\n\\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\\n\\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene.\\n\\nEkspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\\\- i tillegg til Hallgeir Kvadsheim.\\n\\nVÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) â fra Ã¥rene i «Luksusfellen.\\n\\n*«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\\n\\nI vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.\\n\\n**Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.**\\n\\nUnder finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.\",\"twitter\":{},\"is_paywalled\":0}",
"og_title" : "Nettmøte kl 10: Send inn spørsmål",
"published_at" : "2026-02-13 08:49:10",
"raw_html" : "<!DOCTYPE html><html class=\"dinepenger\" data-article-theme=\"default\" data-article-type=\"liveblog\" data-breaking=\"false\" data-device=\"desktop\" data-env=\"production\" data-id=\"28MMaG\" data-name=\"Spør Hallgeir Kvadsheim: Hans beste tips og råd\" data-newsroom=\"dinepenger\" data-page-type=\"SalesPoster\" data-release=\"vgno-artikkel@e7d4e1880\" lang=\"no\" style=\"--header-height:56px\"> <head><meta content=\"be8c204a6bf439ba6c03f97217a38c20-ac02abb142b5c986-0\" name=\"sentry-trace\">\n<meta content=\"sentry-environment=production,sentry-release=vgno-artikkel%40e7d4e1880,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=be8c204a6bf439ba6c03f97217a38c20,sentry-sampled=false,sentry-sample_rand=0.618261205916648,sentry-sample_rate=0\" name=\"baggage\">\n<meta content=\"%2F%5B...slug%5D\" name=\"sentry-route-name\"><meta content=\"width=device-width, initial-scale=1\" name=\"viewport\"><link href=\"/manifest.json\" rel=\"manifest\"><link as=\"image\" fetchpriority=\"high\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><meta charset=\"UTF-8\"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" rel=\"canonical\"><meta content=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" property=\"og:url\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"icon\" type=\"image/svg+xml\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"shortcut icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"shortcut icon\" type=\"image/svg+xml\"><link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png\" rel=\"apple-touch-icon\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. \" name=\"description\"><meta content=\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\" name=\"keywords\"><meta content=\"152316758161786\" property=\"fb:app_id\"><meta content=\"max-image-preview:large, noarchive\" name=\"robots\"><meta content=\"Dine Penger\" property=\"og:site_name\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. \" property=\"og:description\"><meta content=\"Nettmøte kl 10: Send inn spørsmål\" property=\"og:title\"><meta content=\"article\" property=\"og:type\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"og:image\"><meta content=\"(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd\" property=\"twitter:title\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. \" property=\"twitter:description\"><meta content=\"summary_large_image\" property=\"twitter:card\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"twitter:image\"><!-- Article metadata --><meta content=\"2026-02-13T08:49:10Z\" property=\"article:published_time\"><meta content=\"2026-02-13\" name=\"publisheddate\"><meta content=\"2026-02-06T15:31:54.455Z\" property=\"article:modified_time\"><meta content=\"Atle Jørstad Wergeland\" property=\"article:author\"><meta content=\"Hallgeir Kvadsheim\" property=\"article:tag\"><meta content=\"Privatøkonomi\" property=\"article:tag\"><meta content=\"Personlig økonomi\" property=\"article:tag\"><meta content=\"Nettmøte\" property=\"article:tag\"><meta content=\"Rettet\" property=\"article:tag\"><meta content=\"DinePenger\" property=\"article:section\"><!-- Article metadata for MBL --><meta content=\"690\" property=\"k5a:wordCount\"><link as=\"script\" fetchpriority=\"low\" href=\"https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js\" rel=\"preload\"><link as=\"script\" fetchpriority=\"low\" href=\"https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js\" rel=\"preload\"><link as=\"fetch\" crossorigin=\"use-credentials\" fetchpriority=\"high\" href=\"https://cm.vg.no/v3/vg/coreheader\" rel=\"preload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react@19.1.1/es2020/react.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs\" rel=\"modulepreload\"> \n<link as=\"script\" fetchpriority=\"high\" href=\"https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js\" rel=\"preload\">\n <!-- Ads do fetching on their own --> <link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DEVZldzl.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DtejSGG9.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DhrXUYAG.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css\" rel=\"stylesheet\"></head> <body> <a class=\"skipNav\" href=\"#hovedinnhold\">\nHopp til hovedinnholdet\n</a> <astro-island await-children client=\"load\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.Du1xqaGl.js\" opts=\"{"name":"DefaultHeader","value":true}\" prefix=\"r14\" props=\"{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"24pIoC\"><header class=\"_header_6tx2u_7 elevated grouped\" data-open=\"false\" data-test-id=\"vg-header\" data-track-element-type=\"Header\" role=\"banner\"><div class=\"_masthead_6tx2u_12\"><a aria-label=\"Tilbake til forsiden\" class=\"_home_6tx2u_8\" data-track-no-utm=\"true\" href=\"https://www.vg.no/dinepenger\"><svg fill=\"none\" height=\"24\" width=\"133\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z\" fill=\"currentColor\"></path></svg></a><nav class=\"_nav_6tx2u_14\"><ul class=\"_list_6tx2u_11\"><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></nav><div class=\"_search_1cpeg_39 _search_6tx2u_144\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><menu class=\"_buttons_6tx2u_6\"><li class=\"_button_6tx2u_5\"><button aria-label=\"Brukermeny\" class=\"_avatar_6tx2u_1\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div></button></li><li class=\"_button_6tx2u_5\"><button aria-label=\"Hovedmeny\" class=\"_button_6bkpv_2 button-label-large _large_6bkpv_69 \" role=\"button\" type=\"button\"><svg aria-label=\"Hamburger\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button></li></menu></div><nav class=\"_menu_swbtj_16\" hidden=\"\"><div class=\"_menuItem_swbtj_82\" hidden=\"\"><section aria-label=\"Hovedmeny\" class=\"_shortcuts_swbtj_98\"><div class=\"_search_1cpeg_39 _search_swbtj_127\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><div aria-label=\"Klikk for å gå til brukerprofil\" class=\"_user_11njy_25 _button_11njy_1\" role=\"button\" tabindex=\"0\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_info_11njy_21\"><p class=\"_name_11njy_13 font-weight-regular title-medium\">Du er ikke logget inn</p><p class=\"label-medium\">Ikke abonnent</p></div><svg aria-label=\"Chevron Right\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_buttons_11njy_7\"><button class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 \" role=\"button\" type=\"button\">Logg inn</button></div><h3 class=\"_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase\">Snarveier</h3><ul class=\"_links_swbtj_9\"><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></section><section class=\"_sections_y9n8e_19\"><h3 class=\"_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase\">Innhold</h3><ul><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Bank og forsikring</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/eiendom\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Eiendom</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/familie\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Familie</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fond\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fondsoversikt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fritid\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fritid</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/jobb\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Jobb</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/magasin\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Magasin</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/skatt\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Skatt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Sparing og investering</h4></a><button class=\"_button_6bkpv_2 button-label-large _toggle_y9n8e_63\" role=\"button\" type=\"button\"><svg aria-label=\"Chevron Down\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button><ul class=\"_subsections_y9n8e_34\" hidden=\"\"><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/aksjer\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Aksjer</h5></a></li><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Fond</h5></a></li></ul></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Strømguiden</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Videokurs</h4></a></li></ul></section><div class=\"_footer_2fpqs_1\"><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Annet innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/podkast\"><h2 class=\"_link_2fpqs_8 label-medium\">Podkast</h2></a></li><li><a href=\"https://www.vg.no/spill/ordstjernen\"><h2 class=\"_link_2fpqs_8 label-medium\">Ordstjernen</h2></a></li><li><a href=\"https://e24.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E24</h2></a></li><li><a href=\"https://www.minmote.no\"><h2 class=\"_link_2fpqs_8 label-medium\">MinMote</h2></a></li><li><a href=\"https://www.godt.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Godt</h2></a></li><li><a href=\"https://pent.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Pent</h2></a></li><li><a href=\"https://www.tek.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Tek.no</h2></a></li><li><a href=\"https://www.vg.no/dinepenger\"><h2 class=\"_link_2fpqs_8 label-medium\">Dine Penger</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/pollen/\"><h2 class=\"_link_2fpqs_8 label-medium\">Pollenvarsel</h2></a></li><li><a href=\"https://www.vg.no/stromprisen\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømprisen</h2></a></li><li><a href=\"https://tvguide.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">TV-guide</h2></a></li><li><a href=\"https://www.vektklubb.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Vektklubb</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav\"><h2 class=\"_link_2fpqs_8 label-medium\">Valgomat</h2></a></li><li><a href=\"https://www.vg.no/tegneserier\"><h2 class=\"_link_2fpqs_8 label-medium\">Tegneserier</h2></a></li><li><a href=\"https://www.penger.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Penger.no</h2></a></li><li><a href=\"https://eavis.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E-avis</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Kommersielt innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/minnesider/\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Minnesider</h2></a></li><li><a href=\"https://www.vg.no/strom\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømguiden</h2></a></li><li><a href=\"https://partnerstudio.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Partnerstudio</h2></a></li><li><a href=\"https://www.vg.no/black-friday\"><h2 class=\"_link_2fpqs_8 label-medium\">Black Friday</h2></a></li><li><a href=\"https://butikk.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Butikk</h2></a></li><li><a href=\"https://kupp.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Kupp</h2></a></li><li><a href=\"https://onsk.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Ønsk</h2></a></li><li><a href=\"https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny\"><h2 class=\"_link_2fpqs_8 label-medium\">Piggsko.no</h2></a></li><li><a href=\"https://bunadssko.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Bunadssko.no</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Info og kontakt</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/tips-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Tips oss</h2></a></li><li><a href=\"https://www.vg.no/informasjon/kontakt-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Kontakt VG</h2></a></li><li><a href=\"https://www.vg.no/informasjon\"><h2 class=\"_link_2fpqs_8 label-medium\">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class=\"schibsted-data-controller\" data-nosnippet></div> <section id=\"hovedinnhold\" tabindex=\"-1\"></section> <main class=\"article-main\" data-astro-cid-jwirc66j data-topbanner=\"false\" data-topboard=\"false\" id=\"application\"> <article class=\"article default\" data-astro-cid-jwirc66j> <header class=\"article-intro\" style=\"display: contents\"> <astro-island await-children client=\"visible\" component-export=\"Image\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.BcVNkGEL.js\" opts=\"{"name":"Image","value":true}\" prefix=\"r21\" props=\"{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"editorialJudgment":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1IcX1B\"><link as=\"image\" fetchpriority=\"high\" imagesizes=\"(min-width: 980px) 980px, 100vw\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><figure class=\"_figure_qp4xg_1 layout-component layout-wide\"><img alt=\" Foto: Naina Helén Jåma / VG\" class=\"_image_qp4xg_65 layout-component layout-wide\" data-fullscreen-sizes=\"(min-width: 1000px) 2000px, 2000vw\" data-track-element-type=\"Article image fullscreen\" data-track-name=\"ImageFullscreen\" decoding=\"sync\" fetchpriority=\"high\" height=\"3273\" itemprop=\"image\" loading=\"eager\" sizes=\"(min-width: 980px) 980px, 100vw\" src=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7\" srcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" style=\"object-position:69.73925443063762% 24.381301558203482%\" width=\"4909\"><figcaption class=\"text-sans-s _caption_qp4xg_10 layout-component layout-padded\"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class=\"_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded\" first-child=\"false\"><span class=\"_text_kfomj_58\">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class=\"layout-component layout-normal\" data-article=\"{"articleId":"28MMaG","accessLevel":"Paid","accessLevelName":"subscription","categories":["dinepenger"],"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"]}\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> <section class=\"article-body\" itemprop=\"articleBody\" style=\"display: contents\"> <p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class=\"_heading_o9xde_1 _heading_6fko5_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hvor er Hallgeir Kvadsheim fra? </h2><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class=\"_heading_o9xde_1 _heading_6fko5_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class=\"_link_o9xde_39\" data-track-element-type=\"Link\" data-track-id=\"link:lVjmvL\" href=\"/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen\">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><em class=\"_em_o9xde_35\">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><strong class=\"_strong_o9xde_25\">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class=\"_paragraph_o9xde_4 _paragraph_6fko5_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id=\"28MMaG\" data-content-type=\"article\" data-device-is-android=\"false\" data-device-is-app=\"false\" data-device-is-ios=\"false\" data-device-type=\"desktop\" data-newsroom=\"dinepenger\" data-poster-type=\"subscription\" data-pulse-data=\"{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-02-13T08:49:10Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-02-06T15:31:54.455Z","wordCount":690,"hasSummary":false}\" data-ref-id data-section=\"dinepenger\" data-tags=\"["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]\"></vg-salesposter> </section> <time class=\"text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded\" datetime=\"2026-02-13T08:49:10.000Z\" itemprop=\"datePublished\">Publisert: 13.02.26 kl. 09:49</time> <footer class=\"font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18\" data-track-element-type=\"Tags\" data-track-id=\"tags\" data-track-impression=\"true\" data-track-name=\"Tags\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\"><nav class=\"_nav_xigzw_3\"><ul class=\"_list_xigzw_2\"><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:hallgeir-kvadsheim\" data-track-name=\"Hallgeir Kvadsheim\" data-track-secondary-position=\"1\" href=\"/dinepenger/tag/hallgeir-kvadsheim\">Hallgeir Kvadsheim</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:privatoekonomi\" data-track-name=\"Privatøkonomi\" data-track-secondary-position=\"2\" href=\"/dinepenger/tag/privatoekonomi\">Privatøkonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:personlig-oekonomi\" data-track-name=\"Personlig økonomi\" data-track-secondary-position=\"3\" href=\"/dinepenger/tag/personlig-oekonomi\">Personlig økonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:nettmoete\" data-track-name=\"Nettmøte\" data-track-secondary-position=\"4\" href=\"/dinepenger/tag/nettmoete\">Nettmøte</a></li></ul></nav></footer> <div class=\"layout-component layout-normal layout-padded\" data-nosnippet=\"true\"><p class=\"font-vg-sans _aiDisclaimer_1qdoz_1\"><svg aria-hidden=\"true\" aria-label=\"Ai\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><a class=\"_link_1qdoz_11\" data-track-click-intent=\"Open\" data-track-element-type=\"Link\" data-track-name=\"ai-disclaimer\" href=\"https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5\">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class=\"_root_1uq6z_1\" hidden=\"false\"> <section class=\"_section_1uq6z_5 mb-s mt-s\" data-track-id=\"darkmode-onboarding\" data-track-impression data-track-name=\"Darkmode onboarding\"> <h3>Slå på mørk modus i artikler</h3> <div class=\"_container_ruod8_1\"><label class=\"background-secondary _checkbox_ruod8_7\"><div class=\"label-large label-primary _label_ruod8_38\"></div><input class=\"_toggle_ayo7d_1\" data-track-click=\"true\" data-track-id=\"darkmode-onboarding:toggle\" type=\"checkbox\"></label></div> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30\" data-track-id=\"darkmode-onboarding:save\" role=\"button\" type=\"button\">\nLogg inn for å lagre\n</button> </section> </darkmode-onboarding> <div class=\"_bottomBanner_1e4y4_1 layout-component layout-normal\"> <div class=\"_enrichment_u2nme_1 layout-component layout-normal layout-padded\" data-component-type=\"enrichment\"> <div id=\"bottom-banner\" style=\"min-height:100px\"></div> </div> </div> <vg-require-login class=\"layout-component layout-normal\" data-astro-cid-3kdfhkxc=\"true\"> <div class=\"layout-component layout-normal layout-padded vg-comments\" id=\"vg-comments\"> <section data-article-id=\"28MMaG\" data-article-poster-type=\"subscription\" id=\"comments\"></section> </div> <template class=\"login-template\" data-astro-cid-3kdfhkxc> <div class=\"login-wall-content\" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button\" data-astro-cid-3kdfhkxc=\"true\" role=\"button\" type=\"button\">Logg inn for å lese kommentarer</button> <div class=\"login-wall-meta\" data-astro-cid-3kdfhkxc> <img alt=\"\" data-astro-cid-3kdfhkxc loading=\"lazy\" src=\"https://imbo.vgc.no/s/HrxtKTX\"> </div> </div> </template> </vg-require-login> <astro-island await-children client=\"idle\" component-export=\"ToastContainer\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.C-8fDKYW.js\" opts=\"{"name":"ToastContainer","value":true}\" prefix=\"r18\" props=\"{"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"2gmd2D\"><div class=\"_toasts_1x7db_1\"></div><!--astro:end--></astro-island> </article> <aside class=\"aside grouped\" data-astro-cid-jwirc66j role=\"complementary\"> <section class=\"_recirculation_1ppix_1\" data-nosnippet data-test-id=\"recirculation\" data-track-element-type=\"Recirculation\"><h2 class=\"title-serif-s\">Relaterte saker</h2><ul style=\"display: contents\"><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r34\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"ZYL2DJ\"><track-element data-track-bundle-position=\"1\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:gkayna\" data-track-image-url=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" data-track-impression=\"\" data-track-name=\"Hvordan investere 1,2 millioner kroner?\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-02T08:44:57.000Z\"><span data-nosnippet=\"true\">2. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"5504\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" srcset=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w\" style=\"object-position:48.18919573643411% 28.097747093023255%\" width=\"8256\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r35\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"5p07LX"],"changes":[0,{"created":[0,"2026-01-05T08:59:44Z"],"updated":[0,"2026-01-15T12:32:51Z"],"firstPublished":[0,"2026-01-18T13:32:35Z"],"published":[0,"2026-01-18T13:32:35Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hva skjer med fond og aksjer hvis Kina angriper Taiwan? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-18T13:32:35.547313Z"]}],"promotionContent":[0,{"slug":[0,"hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"2ea9bcc4-9c98-5fe7-a77c-ec58732a94c0"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"5d0aa8e5-aad3-4111-b1fd-4071b2f883b1"],"size":[0,{"width":[0,3016],"height":[0,1688]}],"hotspot":[0,{"x":[0,1361],"y":[0,676],"width":[0,1083],"height":[0,812]}],"urls":[1,[[0,{"height":[0,22],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57"],"width":[0,100]}],[0,{"height":[0,112],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f"],"width":[0,200]}],[0,{"height":[0,134],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28"],"width":[0,240]}],[0,{"height":[0,269],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648"],"width":[0,480]}],[0,{"height":[0,325],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2"],"width":[0,580]}],[0,{"height":[0,403],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566"],"width":[0,720]}],[0,{"height":[0,604],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b"],"width":[0,1080]}],[0,{"height":[0,806],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417"],"width":[0,1440]}],[0,{"height":[0,1209],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"]}],"accessRestriction":[0],"wordCount":[0,335],"xkey":[0,"VG-ART-5p07LX VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-350870"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2un14p\"><track-element data-track-bundle-position=\"2\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:5p07LX\" data-track-image-url=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?\" data-track-primary-position=\"2\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-18T13:32:35.000Z\"><span data-nosnippet=\"true\">18. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"1688\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3\" srcset=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3 40w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515 80w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57 100w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f 200w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28 240w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648 480w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2 580w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566 720w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b 1080w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417 1440w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb 2160w\" style=\"object-position:63.08023872679045% 64.0995260663507%\" width=\"3016\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r36\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"2gL1d2\"><track-element data-track-bundle-position=\"3\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:aJ27l2\" data-track-image-url=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Kjøpe bolig uten lån?\" data-track-primary-position=\"3\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-07T11:05:43.000Z\"><span data-nosnippet=\"true\">7. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3533\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" srcset=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w\" style=\"object-position:44.698113207547166% 35.30993489951882%\" width=\"5300\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r37\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1CKA9x\"><track-element data-track-bundle-position=\"4\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:pB6zjw\" data-track-image-url=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Når skal man ta ut gevinst?\" data-track-primary-position=\"4\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-11T08:34:55.000Z\"><span data-nosnippet=\"true\">11. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">3 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" srcset=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w\" style=\"object-position:52.97234195402298% 24.178340517241377%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r38\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"2pd7Vq"],"changes":[0,{"created":[0,"2026-01-20T08:28:13Z"],"updated":[0,"2026-01-20T14:34:58Z"],"firstPublished":[0,"2026-01-25T09:34:42Z"],"published":[0,"2026-01-25T09:34:42Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Spare til boligkjøp"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"title":[0,"Boligkjøp"],"type":[0,"descriptor"],"slug":[0,"boligkjoep"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,13],"time":[0,"2026-01-25T09:34:42.078615Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-spare-til-boligkjoep"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"3f5d79b8-c547-54e8-97e1-7411a9432792"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Spare til boligkjøp"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"087f4bf4-6095-4550-8478-7651e2935132"],"size":[0,{"width":[0,5186],"height":[0,3457]}],"hotspot":[0,{"x":[0,3056],"y":[0,253],"width":[0,1111],"height":[0,833]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=80&s=053d4af8fbe5aa8ecb7673a15f2cfae48ba9dfc0"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=100&s=8b1aca713165b838149dd054168c8dcafb6cc2a4"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=200&s=ea93373e1f1c9959887c3082702d6b01b49ab551"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=240&s=437455987b1efc3ccdf4dcf2b6b000cc8609b7aa"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=480&s=98c76cd98768b897ab66b9228bbcbb795f9a3217"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=580&s=fb4eeb4f0f34e95e99127f871abe51fb74e3e0ee"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=720&s=8ec373479efca70bcca64b6f9ea0349f53fc887e"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1080&s=a41439e9a9ecd593dcc6ed83311c1aa227c7daa5"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1440&s=2b78c8934c6e826ef5e86dc0f5c1fb55bd86b4a8"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=2160&s=716c2260dc8cc196bb973d6e7e8e2d291da3c048"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep"]}],"accessRestriction":[0],"wordCount":[0,411],"xkey":[0,"VG-ART-2pd7Vq VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-4a0ef421-f1b6-4e33-b622-c2218d5cf575 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-352640"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"14dKO8\"><track-element data-track-bundle-position=\"5\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:2pd7Vq\" data-track-image-url=\"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Spare til boligkjøp\" data-track-primary-position=\"5\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/eiendom/i/2pd7Vq/hallgeir-kvadsheim-spare-til-boligkjoep\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Spare til boligkjøp</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-25T09:34:42.000Z\"><span data-nosnippet=\"true\">25. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">3 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3457\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27\" srcset=\"https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=40&s=e732cb450df634397880f000ce9de1deb64dbe27 40w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=80&s=053d4af8fbe5aa8ecb7673a15f2cfae48ba9dfc0 80w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=100&s=8b1aca713165b838149dd054168c8dcafb6cc2a4 100w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=200&s=ea93373e1f1c9959887c3082702d6b01b49ab551 200w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=240&s=437455987b1efc3ccdf4dcf2b6b000cc8609b7aa 240w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=480&s=98c76cd98768b897ab66b9228bbcbb795f9a3217 480w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=580&s=fb4eeb4f0f34e95e99127f871abe51fb74e3e0ee 580w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=720&s=8ec373479efca70bcca64b6f9ea0349f53fc887e 720w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1080&s=a41439e9a9ecd593dcc6ed83311c1aa227c7daa5 1080w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=1440&s=2b78c8934c6e826ef5e86dc0f5c1fb55bd86b4a8 1440w, https://akamai.vgc.no/v2/images/087f4bf4-6095-4550-8478-7651e2935132?format=auto&w=2160&s=716c2260dc8cc196bb973d6e7e8e2d291da3c048 2160w\" style=\"object-position:69.63941380640185% 19.36650274804744%\" width=\"5186\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.Q_WixW86.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r39\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"L40wm1"],"changes":[0,{"created":[0,"2025-12-17T07:45:15Z"],"updated":[0,"2026-01-15T12:31:29Z"],"firstPublished":[0,"2026-01-23T16:17:02Z"],"published":[0,"2026-01-23T16:17:02Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Velge riktig indeksfond"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hallgeir Kvadsheim om indeksfond"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-23T16:17:02.215182Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-om-indeksfond"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"8a6e1098-25f5-570a-b615-c9e0884b90cb"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Velge riktig indeksfond"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"2f9891bc-321a-4a28-8d18-fec41e4e977c"],"size":[0,{"width":[0,6342],"height":[0,5074]}],"hotspot":[0,{"x":[0,2223],"y":[0,320],"width":[0,1407],"height":[0,1055]}],"urls":[1,[[0,{"height":[0,32],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17"],"width":[0,40]}],[0,{"height":[0,64],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=80&s=eb61ab244eef3e91317495c93a8de99d74068b5e"],"width":[0,80]}],[0,{"height":[0,80],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=100&s=9b78f96309a80e0c245e37b5fdce92df699adb82"],"width":[0,100]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=200&s=e7a0c24b7367429c0a0a20e9452eb099480490f3"],"width":[0,200]}],[0,{"height":[0,192],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=240&s=55854ef59dda8dac734d57db9dfd488c8bba62f7"],"width":[0,240]}],[0,{"height":[0,384],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=480&s=86c1a738ab28c1a848028eedc9bd001415da17a1"],"width":[0,480]}],[0,{"height":[0,464],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=580&s=b612b984adde802ff46d71acfd751d73ef97ffbd"],"width":[0,580]}],[0,{"height":[0,576],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=720&s=d4059c683767e3704914155b54a2890c2d59a4da"],"width":[0,720]}],[0,{"height":[0,864],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1080&s=a8b71a4940976a50548c75b0a0bc7aa5d5457703"],"width":[0,1080]}],[0,{"height":[0,1152],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1440&s=e1bb6ea992dec500701d887c654e365ff6f87d83"],"width":[0,1440]}],[0,{"height":[0,1728],"url":[0,"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=2160&s=2a6854111002ff9d77ff8f40781773518669195d"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond"]}],"accessRestriction":[0],"wordCount":[0,223],"xkey":[0,"VG-ART-L40wm1 VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1sBJE5\"><track-element data-track-bundle-position=\"6\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:L40wm1\" data-track-image-url=\"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Velge riktig indeksfond\" data-track-primary-position=\"6\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/L40wm1/hallgeir-kvadsheim-om-indeksfond\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Velge riktig indeksfond</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-23T16:17:02.000Z\"><span data-nosnippet=\"true\">23. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"5074\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17\" srcset=\"https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=40&s=8cb6d82e2ddbaddddd5a0dcccb8b204b0a340a17 40w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=80&s=eb61ab244eef3e91317495c93a8de99d74068b5e 80w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=100&s=9b78f96309a80e0c245e37b5fdce92df699adb82 100w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=200&s=e7a0c24b7367429c0a0a20e9452eb099480490f3 200w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=240&s=55854ef59dda8dac734d57db9dfd488c8bba62f7 240w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=480&s=86c1a738ab28c1a848028eedc9bd001415da17a1 480w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=580&s=b612b984adde802ff46d71acfd751d73ef97ffbd 580w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=720&s=d4059c683767e3704914155b54a2890c2d59a4da 720w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1080&s=a8b71a4940976a50548c75b0a0bc7aa5d5457703 1080w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=1440&s=e1bb6ea992dec500701d887c654e365ff6f87d83 1440w, https://akamai.vgc.no/v2/images/2f9891bc-321a-4a28-8d18-fec41e4e977c?format=auto&w=2160&s=2a6854111002ff9d77ff8f40781773518669195d 2160w\" style=\"object-position:46.14474929044465% 16.702798581001183%\" width=\"6342\"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client=\"visible\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.Bh9twnw2.js\" opts=\"{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}\" prefix=\"r19\" props=\"{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2wl9v3\"><section class=\"_articles_zulis_1\" data-nosnippet=\"true\"><h3 class=\"_title_zulis_8 title-serif-s\">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class=\"_footer_1awbn_11 background-primary\" id=\"footer\"><a aria-label=\"Tilbake til forsiden\" href=\"https://www.vg.no\"><svg class=\"_logo_1awbn_52\" fill=\"none\" height=\"24\" viewbox=\"0 0 120 24\" width=\"120\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z\" fill=\"currentColor\"></path><path d=\"M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z\" fill=\"currentColor\"></path></svg></a><section class=\"_editorSection_1awbn_56\"><dl><div><dt class=\"text-sans-xs\">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class=\"_link_1awbn_1\" href=\"mailto:gard.steiro@vg.no\">Gard Steiro</a></dd></div></dl></section><section class=\"_linkContainer_1awbn_122\"><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Info</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon\">Åpenhet i VG</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/rettelser\">Logg over rettelser</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/brukervilkar\">Bruksvilkår</a></li><li><a class=\"_link_1awbn_1\" href=\"https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/\">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Abonnement</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/minside\">Min side</a></li><li><a class=\"_link_1awbn_1\" href=\"https://eavis.vg.no\">Dagens e-avis</a></li><li><a class=\"_link_1awbn_1\" href=\"https://support.vg.no/\">Support</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Kontakt</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/kontakt-oss\">Kontaktinfo</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/tips-oss\">Tips oss</a></li><li><a class=\"_link_1awbn_1\" href=\"https://schibstedforbusiness.com/no/\">Annonsere i VG</a></li></ul></details></section><section class=\"_disclaimerSection_1awbn_173\"><a aria-label=\"Lenke til Redaktørplakaten\" class=\"_nored_1awbn_152\" href=\"https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten\"><svg class=\"_logo_1awbn_52\" viewbox=\"0 0 80 80\" xmlns=\"http://www.w3.org/2000/svg\"><title>Redaktøransvar</title><path d=\"M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z\" fill=\"currentColor\" fill-rule=\"evenodd\"></path></svg></a><p class=\"text-sans-xs\">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class=\"_legalSection_1awbn_169\"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class=\"layout-component layout-normal\" data-article=\"{"articleId":"28MMaG","accessLevel":"Paid","accessLevelName":"subscription","categories":["dinepenger"],"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"]}\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> </body></html>",
"source_updated_at" : null,
"summary" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Fredag svarer han på spørsmål fra kl. 10 til kl. 12. ",
"tags" : null,
"title" : "Nettmøte kl 10: Send inn spørsmål",
"twitter_title" : null,
"version" : 4
}
Version 3
2026-01-22 08:26:51
Nettmøte kl 10: Send inn spørsmål
UPDATE
Author: Atle Jørstad Wergeland
Published: 2026-01-22 08:18:41
Category: DinePenger
📝 Summary
Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14.
📄 Full Content (1407 chars)
Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.
Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.
Hvor er Hallgeir Kvadsheim fra?
Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.
Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.
Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?
Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.
Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.
Våren 2022 skrev Kvadsheim om hva han har lært – og 13 ting vi alle kan lære om privatøkonomi – fra årene i «Luksusfellen.
«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11», skriver han.
I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.
Trykk på «send inn» og legg inn spørsmålet ditt.
Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.
🏷️ Tags & Keywords
Keywords: Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet
🔍 All Metadata (JSON)
{
"raw_feed_item" : "<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 22 Jan 2026 08:18:41 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\"img/jpg\" url=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\" /></item>",
"twitter" : {},
"is_paywalled" : 0,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"keywords" : [
"Hallgeir Kvadsheim",
"Privatøkonomi",
"Personlig økonomi",
"Nettmøte",
"Rettet"
],
"title" : "Nettmøte kl 10: Send inn spørsmål",
"schema" : {
"microdata" : {
"articleBody" : " ",
"datePublished" : "Publisert: 22.01.26 kl. 09:18"
}
},
"source_updated_at" : null,
"category" : "DinePenger",
"meta" : {
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"baggage" : "sentry-environment=production,sentry-release=vgno-artikkel%40aae3e2430,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=c5ffadc223ef85a28ecaded1fa279cae,sentry-sampled=false,sentry-sample_rand=0.23346439709924494,sentry-sample_rate=0",
"robots" : "max-image-preview:large, noarchive",
"sentry-trace" : "c5ffadc223ef85a28ecaded1fa279cae-13b943a637046e81-0",
"viewport" : "width=device-width, initial-scale=1",
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. ",
"publisheddate" : "2026-01-22"
},
"og" : {
"title" : "Nettmøte kl 10: Send inn spørsmål",
"url" : "https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad",
"type" : "article",
"image" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. ",
"site_name" : "Dine Penger"
},
"author" : "Atle Jørstad Wergeland",
"published_at" : "2026-01-22 08:18:41",
"description" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. "
}
📰 Original Feed Item XML
<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 22 Jan 2026 08:18:41 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type="img/jpg" url="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4" /></item>
🔍 Raw HTML (140494 bytes)
<!DOCTYPE html><html class="dinepenger" data-article-theme="default" data-article-type="liveblog" data-breaking="false" data-device="desktop" data-env="production" data-id="28MMaG" data-name="Spør Hallgeir Kvadsheim: Hans beste tips og råd" data-newsroom="dinepenger" data-page-type="SalesPoster" data-release="vgno-artikkel@aae3e2430" lang="no" style="--header-height:56px"> <head><meta content="c5ffadc223ef85a28ecaded1fa279cae-13b943a637046e81-0" name="sentry-trace">
<meta content="sentry-environment=production,sentry-release=vgno-artikkel%40aae3e2430,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=c5ffadc223ef85a28ecaded1fa279cae,sentry-sampled=false,sentry-sample_rand=0.23346439709924494,sentry-sample_rate=0" name="baggage"><meta content="width=device-width, initial-scale=1" name="viewport"><link href="/manifest.json" rel="manifest"><link as="image" fetchpriority="high" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><meta charset="UTF-8"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" rel="canonical"><meta content="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" property="og:url"><link href="https://static.vg.no/icons/dinepenger.png" rel="icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="icon" type="image/svg+xml"><link href="https://static.vg.no/icons/dinepenger.png" rel="shortcut icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="shortcut icon" type="image/svg+xml"><link href="https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png" rel="apple-touch-icon"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. " name="description"><meta content="Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet" name="keywords"><meta content="152316758161786" property="fb:app_id"><meta content="max-image-preview:large, noarchive" name="robots"><meta content="Dine Penger" property="og:site_name"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. " property="og:description"><meta content="Nettmøte kl 10: Send inn spørsmål" property="og:title"><meta content="article" property="og:type"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="og:image"><meta content="(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd" property="twitter:title"><meta content="Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. " property="twitter:description"><meta content="summary_large_image" property="twitter:card"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="twitter:image"><!-- Article metadata --><meta content="2026-01-22T08:18:41Z" property="article:published_time"><meta content="2026-01-22" name="publisheddate"><meta content="2026-01-16T10:19:24.820Z" property="article:modified_time"><meta content="Atle Jørstad Wergeland" property="article:author"><meta content="Hallgeir Kvadsheim" property="article:tag"><meta content="Privatøkonomi" property="article:tag"><meta content="Personlig økonomi" property="article:tag"><meta content="Nettmøte" property="article:tag"><meta content="Rettet" property="article:tag"><meta content="DinePenger" property="article:section"><!-- Article metadata for MBL --><meta content="690" property="k5a:wordCount"><link as="script" fetchpriority="low" href="https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js" rel="preload"><link as="script" fetchpriority="low" href="https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js" rel="preload"><link as="fetch" crossorigin="use-credentials" fetchpriority="high" href="https://cm.vg.no/v3/vg/coreheader" rel="preload"><link fetchpriority="low" href="https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react@19.1.1/es2020/react.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs" rel="modulepreload">
<link as="script" fetchpriority="high" href="https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js" rel="preload">
<!-- Ads do fetching on their own --> <link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CtP5aDOS.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CMuJuS2f.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CeEkZ0XQ.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css" rel="stylesheet"></head> <body> <a class="skipNav" href="#hovedinnhold">
Hopp til hovedinnholdet
</a> <astro-island await-children client="load" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.3JLmKSsM.js" opts="{"name":"DefaultHeader","value":true}" prefix="r14" props="{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="24pIoC"><header class="_header_6tx2u_7 elevated grouped" data-open="false" data-test-id="vg-header" data-track-element-type="Header" role="banner"><div class="_masthead_6tx2u_12"><a aria-label="Tilbake til forsiden" class="_home_6tx2u_8" data-track-no-utm="true" href="https://www.vg.no/dinepenger"><svg fill="none" height="24" width="133" xmlns="http://www.w3.org/2000/svg"><path d="M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z" fill="currentColor"></path></svg></a><nav class="_nav_6tx2u_14"><ul class="_list_6tx2u_11"><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></nav><div class="_search_1cpeg_39 _search_6tx2u_144"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><menu class="_buttons_6tx2u_6"><li class="_button_6tx2u_5"><button aria-label="Brukermeny" class="_avatar_6tx2u_1"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div></button></li><li class="_button_6tx2u_5"><button aria-label="Hovedmeny" class="_button_6bkpv_2 button-label-large _large_6bkpv_69 " role="button" type="button"><svg aria-label="Hamburger" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z" fill="var(--icon-color, currentColor)"></path></svg></button></li></menu></div><nav class="_menu_swbtj_16" hidden=""><div class="_menuItem_swbtj_82" hidden=""><section aria-label="Hovedmeny" class="_shortcuts_swbtj_98"><div class="_search_1cpeg_39 _search_swbtj_127"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><div aria-label="Klikk for å gå til brukerprofil" class="_user_11njy_25 _button_11njy_1" role="button" tabindex="0"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_info_11njy_21"><p class="_name_11njy_13 font-weight-regular title-medium">Du er ikke logget inn</p><p class="label-medium">Ikke abonnent</p></div><svg aria-label="Chevron Right" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_buttons_11njy_7"><button class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 " role="button" type="button">Logg inn</button></div><h3 class="_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase">Snarveier</h3><ul class="_links_swbtj_9"><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></section><section class="_sections_y9n8e_19"><h3 class="_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase">Innhold</h3><ul><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/bank-og-forsikring"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Bank og forsikring</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/eiendom"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Eiendom</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/familie"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Familie</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fond"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fondsoversikt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fritid"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fritid</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/jobb"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Jobb</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/magasin"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Magasin</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/skatt"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Skatt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Sparing og investering</h4></a><button class="_button_6bkpv_2 button-label-large _toggle_y9n8e_63" role="button" type="button"><svg aria-label="Chevron Down" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z" fill="var(--icon-color, currentColor)"></path></svg></button><ul class="_subsections_y9n8e_34" hidden=""><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/aksjer"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Aksjer</h5></a></li><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/fond"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Fond</h5></a></li></ul></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Strømguiden</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Videokurs</h4></a></li></ul></section><div class="_footer_2fpqs_1"><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Annet innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/podkast"><h2 class="_link_2fpqs_8 label-medium">Podkast</h2></a></li><li><a href="https://www.vg.no/spill/ordstjernen"><h2 class="_link_2fpqs_8 label-medium">Ordstjernen</h2></a></li><li><a href="https://e24.no"><h2 class="_link_2fpqs_8 label-medium">E24</h2></a></li><li><a href="https://www.minmote.no"><h2 class="_link_2fpqs_8 label-medium">MinMote</h2></a></li><li><a href="https://www.godt.no"><h2 class="_link_2fpqs_8 label-medium">Godt</h2></a></li><li><a href="https://pent.no"><h2 class="_link_2fpqs_8 label-medium">Pent</h2></a></li><li><a href="https://www.tek.no"><h2 class="_link_2fpqs_8 label-medium">Tek.no</h2></a></li><li><a href="https://www.vg.no/dinepenger"><h2 class="_link_2fpqs_8 label-medium">Dine Penger</h2></a></li><li><a href="https://www.vg.no/spesial/2025/pollen/"><h2 class="_link_2fpqs_8 label-medium">Pollenvarsel</h2></a></li><li><a href="https://www.vg.no/stromprisen"><h2 class="_link_2fpqs_8 label-medium">Strømprisen</h2></a></li><li><a href="https://tvguide.vg.no"><h2 class="_link_2fpqs_8 label-medium">TV-guide</h2></a></li><li><a href="https://www.vektklubb.no"><h2 class="_link_2fpqs_8 label-medium">Vektklubb</h2></a></li><li><a href="https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav"><h2 class="_link_2fpqs_8 label-medium">Valgomat</h2></a></li><li><a href="https://www.vg.no/tegneserier"><h2 class="_link_2fpqs_8 label-medium">Tegneserier</h2></a></li><li><a href="https://www.penger.no"><h2 class="_link_2fpqs_8 label-medium">Penger.no</h2></a></li><li><a href="https://eavis.vg.no"><h2 class="_link_2fpqs_8 label-medium">E-avis</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Kommersielt innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/minnesider/"><h2 class="_link_2fpqs_8 label-medium">VG Minnesider</h2></a></li><li><a href="https://www.vg.no/strom"><h2 class="_link_2fpqs_8 label-medium">Strømguiden</h2></a></li><li><a href="https://partnerstudio.no"><h2 class="_link_2fpqs_8 label-medium">Partnerstudio</h2></a></li><li><a href="https://www.vg.no/black-friday"><h2 class="_link_2fpqs_8 label-medium">Black Friday</h2></a></li><li><a href="https://butikk.vg.no"><h2 class="_link_2fpqs_8 label-medium">VG Butikk</h2></a></li><li><a href="https://kupp.vg.no"><h2 class="_link_2fpqs_8 label-medium">Kupp</h2></a></li><li><a href="https://onsk.no"><h2 class="_link_2fpqs_8 label-medium">Ønsk</h2></a></li><li><a href="https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny"><h2 class="_link_2fpqs_8 label-medium">Piggsko.no</h2></a></li><li><a href="https://bunadssko.no"><h2 class="_link_2fpqs_8 label-medium">Bunadssko.no</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Info og kontakt</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/tips-oss"><h2 class="_link_2fpqs_8 label-medium">Tips oss</h2></a></li><li><a href="https://www.vg.no/informasjon/kontakt-oss"><h2 class="_link_2fpqs_8 label-medium">Kontakt VG</h2></a></li><li><a href="https://www.vg.no/informasjon"><h2 class="_link_2fpqs_8 label-medium">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class="schibsted-data-controller" data-nosnippet></div> <section id="hovedinnhold" tabindex="-1"></section> <main class="article-main" data-astro-cid-jwirc66j data-topbanner="false" data-topboard="false" id="application"> <article class="article default" data-astro-cid-jwirc66j> <header class="article-intro" style="display: contents"> <astro-island await-children client="visible" component-export="Image" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.r_XTj6LO.js" opts="{"name":"Image","value":true}" prefix="r21" props="{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"editorialJudgment":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1IcX1B"><link as="image" fetchpriority="high" imagesizes="(min-width: 980px) 980px, 100vw" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><figure class="_figure_qp4xg_1 layout-component layout-wide"><img alt=" Foto: Naina Helén Jåma / VG" class="_image_qp4xg_65 layout-component layout-wide" data-fullscreen-sizes="(min-width: 1000px) 2000px, 2000vw" data-track-element-type="Article image fullscreen" data-track-name="ImageFullscreen" decoding="sync" fetchpriority="high" height="3273" itemprop="image" loading="eager" sizes="(min-width: 980px) 980px, 100vw" src="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7" srcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" style="object-position:69.73925443063762% 24.381301558203482%" width="4909"><figcaption class="text-sans-s _caption_qp4xg_10 layout-component layout-padded"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class="_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded" first-child="false"><span class="_text_kfomj_58">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class="layout-component layout-normal" data-position="1" style="margin-bottom: 1rem"></braze-container> <section class="article-body" itemprop="articleBody" style="display: contents"> <p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hvor er Hallgeir Kvadsheim fra? </h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class="_link_o9xde_39" data-track-element-type="Link" data-track-id="link:lVjmvL" href="/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><em class="_em_o9xde_35">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><strong class="_strong_o9xde_25">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id="28MMaG" data-content-type="article" data-device-is-android="false" data-device-is-app="false" data-device-is-ios="false" data-device-type="desktop" data-newsroom="dinepenger" data-poster-type="subscription" data-pulse-data="{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-01-22T08:18:41Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-01-16T10:19:24.820Z","wordCount":690,"hasSummary":false}" data-ref-id data-section="dinepenger" data-tags="["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]"></vg-salesposter> </section> <time class="text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded" datetime="2026-01-22T08:18:41.000Z" itemprop="datePublished">Publisert: 22.01.26 kl. 09:18</time> <footer class="font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18" data-track-element-type="Tags" data-track-id="tags" data-track-impression="true" data-track-name="Tags" data-track-primary-position="1" data-track-target-newsroom="dinepenger"><nav class="_nav_xigzw_3"><ul class="_list_xigzw_2"><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:hallgeir-kvadsheim" data-track-name="Hallgeir Kvadsheim" data-track-secondary-position="1" href="/dinepenger/tag/hallgeir-kvadsheim">Hallgeir Kvadsheim</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:privatoekonomi" data-track-name="Privatøkonomi" data-track-secondary-position="2" href="/dinepenger/tag/privatoekonomi">Privatøkonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:personlig-oekonomi" data-track-name="Personlig økonomi" data-track-secondary-position="3" href="/dinepenger/tag/personlig-oekonomi">Personlig økonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:nettmoete" data-track-name="Nettmøte" data-track-secondary-position="4" href="/dinepenger/tag/nettmoete">Nettmøte</a></li></ul></nav></footer> <div class="layout-component layout-normal layout-padded" data-nosnippet="true"><p class="font-vg-sans _aiDisclaimer_1qdoz_1"><svg aria-hidden="true" aria-label="Ai" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z" fill="var(--icon-color, currentColor)"></path><path d="M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z" fill="var(--icon-color, currentColor)"></path></svg><a class="_link_1qdoz_11" data-track-click-intent="Open" data-track-element-type="Link" data-track-name="ai-disclaimer" href="https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class="_root_1uq6z_1" hidden="false"> <section class="_section_1uq6z_5 mb-s mt-s" data-track-id="darkmode-onboarding" data-track-impression data-track-name="Darkmode onboarding"> <h3>Slå på mørk modus i artikler</h3> <div class="_container_ruod8_1"><label class="background-secondary _checkbox_ruod8_7"><div class="label-large label-primary _label_ruod8_38"></div><input class="_toggle_ayo7d_1" data-track-click="true" data-track-id="darkmode-onboarding:toggle" type="checkbox"></label></div> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30" data-track-id="darkmode-onboarding:save" role="button" type="button">
Logg inn for å lagre
</button> </section> </darkmode-onboarding> <div class="_bottomBanner_1e4y4_1 layout-component layout-normal"> <div class="_enrichment_u2nme_1 layout-component layout-normal layout-padded" data-component-type="enrichment"> <div id="bottom-banner" style="min-height:100px"></div> </div> </div> <vg-require-login class="layout-component layout-normal" data-astro-cid-3kdfhkxc="true"> <div class="layout-component layout-normal layout-padded vg-comments" id="vg-comments"> <section data-article-id="28MMaG" data-article-poster-type="subscription" id="comments"></section> </div> <template class="login-template" data-astro-cid-3kdfhkxc> <div class="login-wall-content" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button" data-astro-cid-3kdfhkxc="true" role="button" type="button">Logg inn for å lese kommentarer</button> <div class="login-wall-meta" data-astro-cid-3kdfhkxc> <img alt="" data-astro-cid-3kdfhkxc loading="lazy" src="https://imbo.vgc.no/s/HrxtKTX"> </div> </div> </template> </vg-require-login> <astro-island await-children client="idle" component-export="ToastContainer" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.CTUeh70K.js" opts="{"name":"ToastContainer","value":true}" prefix="r18" props="{"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="2gmd2D"><div class="_toasts_1x7db_1"></div><!--astro:end--></astro-island> </article> <aside class="aside grouped" data-astro-cid-jwirc66j role="complementary"> <section class="_recirculation_1ppix_1" data-nosnippet data-test-id="recirculation" data-track-element-type="Recirculation"><h2 class="title-serif-s">Relaterte saker</h2><ul style="display: contents"><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r34" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"5p07LX"],"changes":[0,{"created":[0,"2026-01-05T08:59:44Z"],"updated":[0,"2026-01-15T12:32:51Z"],"firstPublished":[0,"2026-01-18T13:32:35Z"],"published":[0,"2026-01-18T13:32:35Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hva skjer med fond og aksjer hvis Kina angriper Taiwan? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-18T13:32:35.547313Z"]}],"promotionContent":[0,{"slug":[0,"hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"2ea9bcc4-9c98-5fe7-a77c-ec58732a94c0"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"5d0aa8e5-aad3-4111-b1fd-4071b2f883b1"],"size":[0,{"width":[0,3016],"height":[0,1688]}],"hotspot":[0,{"x":[0,1361],"y":[0,676],"width":[0,1083],"height":[0,812]}],"urls":[1,[[0,{"height":[0,22],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57"],"width":[0,100]}],[0,{"height":[0,112],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f"],"width":[0,200]}],[0,{"height":[0,134],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28"],"width":[0,240]}],[0,{"height":[0,269],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648"],"width":[0,480]}],[0,{"height":[0,325],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2"],"width":[0,580]}],[0,{"height":[0,403],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566"],"width":[0,720]}],[0,{"height":[0,604],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b"],"width":[0,1080]}],[0,{"height":[0,806],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417"],"width":[0,1440]}],[0,{"height":[0,1209],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"]}],"accessRestriction":[0],"wordCount":[0,335],"xkey":[0,"VG-ART-5p07LX VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-350870"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="UpUaK"><track-element data-track-bundle-position="1" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:5p07LX" data-track-image-url="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?" data-track-primary-position="1" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-18T13:32:35.000Z"><span data-nosnippet="true">18. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="1688" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3" srcset="https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3 40w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515 80w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57 100w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f 200w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28 240w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648 480w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2 580w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566 720w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b 1080w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417 1440w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb 2160w" style="object-position:63.08023872679045% 64.0995260663507%" width="3016"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r35" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1qMBVU"><track-element data-track-bundle-position="2" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:gkayna" data-track-image-url="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" data-track-impression="" data-track-name="Hvordan investere 1,2 millioner kroner?" data-track-primary-position="2" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-02T08:44:57.000Z"><span data-nosnippet="true">2. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="5504" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" srcset="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w" style="object-position:48.18919573643411% 28.097747093023255%" width="8256"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r36" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"LMyQaq"],"changes":[0,{"created":[0,"2025-11-11T12:58:01Z"],"updated":[0,"2025-11-12T08:53:35Z"],"firstPublished":[0,"2025-11-22T13:51:54Z"],"published":[0,"2025-11-22T13:51:54Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-11-22T13:51:54.629861Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-da-skal-du-selge-fondet"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"357f063f-9de9-5e79-af9d-92bad7d5b193"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1483e549-ef6c-4b92-ab66-7e165907cb85"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,1827],"y":[0,1214],"width":[0,1754],"height":[0,1316]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"]}],"accessRestriction":[0],"wordCount":[0,242],"xkey":[0,"VG-ART-LMyQaq VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-346952"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1SCwG7"><track-element data-track-bundle-position="3" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:LMyQaq" data-track-image-url="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Da skal du selge fondet" data-track-primary-position="3" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Da skal du selge fondet</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-11-22T13:51:54.000Z"><span data-nosnippet="true">22. nov. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045" srcset="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045 40w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d 80w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2 100w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6 200w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c 240w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f 480w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95 580w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2 720w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31 1080w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88 1440w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc 2160w" style="object-position:48.56321839080459% 50.43103448275862%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r37" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1CKA9x"><track-element data-track-bundle-position="4" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:pB6zjw" data-track-image-url="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Når skal man ta ut gevinst?" data-track-primary-position="4" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-11T08:34:55.000Z"><span data-nosnippet="true">11. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">3 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" srcset="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w" style="object-position:52.97234195402298% 24.178340517241377%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r38" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1XpGsy"><track-element data-track-bundle-position="5" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:aJ27l2" data-track-image-url="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Kjøpe bolig uten lån?" data-track-primary-position="5" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-07T11:05:43.000Z"><span data-nosnippet="true">7. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3533" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" srcset="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w" style="object-position:44.698113207547166% 35.30993489951882%" width="5300"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js" opts="{"name":"Teaser","value":true}" prefix="r39" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"L4peGq"],"changes":[0,{"created":[0,"2025-11-25T13:29:41Z"],"updated":[0,"2025-11-25T13:41:24Z"],"firstPublished":[0,"2025-11-29T08:04:26Z"],"published":[0,"2025-11-29T08:04:26Z"]}],"section":[0,{"id":[0,"b5c6fa66-fb28-4947-83d6-b5aad603991d"],"title":[0,"Bank og forsikring"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Betale ned studielånet fort?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"feature"],"presentation":[0,"feature"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,"Spør Hallgeir: Kan jeg betale ned studielånet med rammelån? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"presentationProperties":[0,{"introType":[0,"overlay"]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"3101c3f8-dfc2-4195-aedb-c5f130bfc2f9"],"title":[0,"Lånekassen"],"type":[0,"organization"],"slug":[0,"laanekassen"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"3f96812f-0f42-457f-8d0d-8c79ec7d0e3a"],"title":[0,"Boliglån"],"type":[0,"descriptor"],"slug":[0,"boliglaan"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-04T08:26:14.451883Z"]}],"promotionContent":[0,{"slug":[0,"spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"577f925f-a72a-571f-8f2e-415f11c5f436"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Betale ned studielånet fort?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"8cfa603a-c5e0-467a-b75e-ff595f69cd06"],"size":[0,{"width":[0,6542],"height":[0,4362]}],"hotspot":[0,{"x":[0,3435],"y":[0,844],"width":[0,1494],"height":[0,1121]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=80&s=eb328b6ee9308e6ffbbbe5d347ab5f901293997a"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=100&s=13bccaf1722bece48b1dc3a4dede5ef602f4b511"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=200&s=f923e34a68cce4d7575d4f8afe56b3e586521263"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=240&s=087d2716b6ba0b16a1377e27bf1acb1f1f9b766d"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=480&s=639ca64af1189da85d5e73e2af4957336fe6f405"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=580&s=5605bbf444408f226493f09f3a9e698afe118675"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=720&s=749647211b7bf2c6c7ab989411359ad81a04ded5"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1080&s=7f6c57669f31c5b870ebb197fac145c13f7df8d9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1440&s=2d1c779cbf62da4a03677a09741bcc8e3951a900"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=2160&s=f02856f7de966b0a2a230529930417a845f94718"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"permalink":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"shareUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"]}],"accessRestriction":[0],"wordCount":[0,350],"xkey":[0,"VG-ART-L4peGq VG-ART-SECTION-b5c6fa66-fb28-4947-83d6-b5aad603991d VG-ART-TAG-3101c3f8-dfc2-4195-aedb-c5f130bfc2f9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-3f96812f-0f42-457f-8d0d-8c79ec7d0e3a svp-api-vgtv-assets-348044"],"type":[0,"feature"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1utAek"><track-element data-track-bundle-position="6" data-track-click-intent="View" data-track-element-size="large" data-track-element-type="Teaser" data-track-id="teaser:L4peGq" data-track-image-url="https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Betale ned studielånet fort?" data-track-primary-position="6" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _large_xeowg_41 _overlay_xeowg_50" data-color-scheme="dark"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _large_1da04_15 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Betale ned studielånet fort?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-11-29T08:04:26.000Z"><span data-nosnippet="true">29. nov. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="4362" loading="lazy" sizes="(min-width: 580px) 580px, 100vw" src="https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83" srcset="https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83 40w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=80&s=eb328b6ee9308e6ffbbbe5d347ab5f901293997a 80w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=100&s=13bccaf1722bece48b1dc3a4dede5ef602f4b511 100w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=200&s=f923e34a68cce4d7575d4f8afe56b3e586521263 200w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=240&s=087d2716b6ba0b16a1377e27bf1acb1f1f9b766d 240w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=480&s=639ca64af1189da85d5e73e2af4957336fe6f405 480w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=580&s=5605bbf444408f226493f09f3a9e698afe118675 580w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=720&s=749647211b7bf2c6c7ab989411359ad81a04ded5 720w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1080&s=7f6c57669f31c5b870ebb197fac145c13f7df8d9 1080w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1440&s=2d1c779cbf62da4a03677a09741bcc8e3951a900 1440w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=2160&s=f02856f7de966b0a2a230529930417a845f94718 2160w" style="object-position:63.925405074900645% 32.19853278312701%" width="6542"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client="visible" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.ewD1HlbZ.js" opts="{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}" prefix="r19" props="{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2wl9v3"><section class="_articles_zulis_1" data-nosnippet="true"><h3 class="_title_zulis_8 title-serif-s">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class="_footer_1awbn_11 background-primary" id="footer"><a aria-label="Tilbake til forsiden" href="https://www.vg.no"><svg class="_logo_1awbn_52" fill="none" height="24" viewbox="0 0 120 24" width="120" xmlns="http://www.w3.org/2000/svg"><path d="M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z" fill="currentColor"></path><path d="M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z" fill="currentColor"></path></svg></a><section class="_editorSection_1awbn_56"><dl><div><dt class="text-sans-xs">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class="_link_1awbn_1" href="mailto:gard.steiro@vg.no">Gard Steiro</a></dd></div></dl></section><section class="_linkContainer_1awbn_122"><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Info</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon">Åpenhet i VG</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/rettelser">Logg over rettelser</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/brukervilkar">Bruksvilkår</a></li><li><a class="_link_1awbn_1" href="https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Abonnement</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/minside">Min side</a></li><li><a class="_link_1awbn_1" href="https://eavis.vg.no">Dagens e-avis</a></li><li><a class="_link_1awbn_1" href="https://support.vg.no/">Support</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Kontakt</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/kontakt-oss">Kontaktinfo</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/tips-oss">Tips oss</a></li><li><a class="_link_1awbn_1" href="https://schibstedforbusiness.com/no/">Annonsere i VG</a></li></ul></details></section><section class="_disclaimerSection_1awbn_173"><a aria-label="Lenke til Redaktørplakaten" class="_nored_1awbn_152" href="https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten"><svg class="_logo_1awbn_52" viewbox="0 0 80 80" xmlns="http://www.w3.org/2000/svg"><title>Redaktøransvar</title><path d="M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z" fill="currentColor" fill-rule="evenodd"></path></svg></a><p class="text-sans-xs">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class="_legalSection_1awbn_169"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class="layout-component layout-normal" data-position="1" style="margin-bottom: 1rem"></braze-container> </body></html>
🗄️ Database Row (All Fields)
{
"article_id" : 3836,
"author" : "Atle Jørstad Wergeland",
"category" : "DinePenger",
"change_type" : "update",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"created_at" : "2026-01-22 08:26:51",
"id" : 129806,
"image_local_path" : "/downloads/3836_c69e000166e8cc09f5f88d3acca52446.jpg",
"image_ratio" : null,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"image_url_normalized" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"is_paywalled" : 0,
"is_video" : 0,
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"metadata" : "{\"raw_feed_item\":\"<item><title>Nettmøte kl 10: Send inn spørsmÃ¥l</title><pubDate>Thu, 22 Jan 2026 08:18:41 GMT</pubDate><description>Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 12 til 14. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\\\"img/jpg\\\" url=\\\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\\\" /></item>\",\"is_paywalled\":0,\"category\":\"DinePenger\",\"source_updated_at\":null,\"author\":\"Atle Jørstad Wergeland\",\"schema\":{\"microdata\":{\"datePublished\":\"Publisert: 22.01.26 kl. 09:18\",\"articleBody\":\" \"}},\"twitter\":{},\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 12 til 14. \",\"meta\":{\"viewport\":\"width=device-width, initial-scale=1\",\"robots\":\"max-image-preview:large, noarchive\",\"publisheddate\":\"2026-01-22\",\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 12 til 14. \",\"baggage\":\"sentry-environment=production,sentry-release=vgno-artikkel%40aae3e2430,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=c5ffadc223ef85a28ecaded1fa279cae,sentry-sampled=false,sentry-sample_rand=0.23346439709924494,sentry-sample_rate=0\",\"sentry-trace\":\"c5ffadc223ef85a28ecaded1fa279cae-13b943a637046e81-0\",\"keywords\":\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\"},\"content\":\"Hos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke.\\n\\nKvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l \\\\- og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.\\n\\n## Hvor er Hallgeir Kvadsheim fra?\\n\\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken.\\n\\nHan er mest kjent som programleder i Viaplay\\\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\\n\\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\\n\\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene.\\n\\nEkspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\\\- i tillegg til Hallgeir Kvadsheim.\\n\\nVÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) â fra Ã¥rene i «Luksusfellen.\\n\\n*«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\\n\\nI vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.\\n\\n**Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.**\\n\\nUnder finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.\",\"published_at\":\"2026-01-22 08:18:41\",\"og\":{\"image\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"type\":\"article\",\"site_name\":\"Dine Penger\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"description\":\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 12 til 14. \",\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\"},\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\",\"keywords\":[\"Hallgeir Kvadsheim\",\"Privatøkonomi\",\"Personlig økonomi\",\"Nettmøte\",\"Rettet\"],\"image_url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\"}",
"og_title" : "Nettmøte kl 10: Send inn spørsmål",
"published_at" : "2026-01-22 08:18:41",
"raw_html" : "<!DOCTYPE html><html class=\"dinepenger\" data-article-theme=\"default\" data-article-type=\"liveblog\" data-breaking=\"false\" data-device=\"desktop\" data-env=\"production\" data-id=\"28MMaG\" data-name=\"Spør Hallgeir Kvadsheim: Hans beste tips og råd\" data-newsroom=\"dinepenger\" data-page-type=\"SalesPoster\" data-release=\"vgno-artikkel@aae3e2430\" lang=\"no\" style=\"--header-height:56px\"> <head><meta content=\"c5ffadc223ef85a28ecaded1fa279cae-13b943a637046e81-0\" name=\"sentry-trace\">\n<meta content=\"sentry-environment=production,sentry-release=vgno-artikkel%40aae3e2430,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=c5ffadc223ef85a28ecaded1fa279cae,sentry-sampled=false,sentry-sample_rand=0.23346439709924494,sentry-sample_rate=0\" name=\"baggage\"><meta content=\"width=device-width, initial-scale=1\" name=\"viewport\"><link href=\"/manifest.json\" rel=\"manifest\"><link as=\"image\" fetchpriority=\"high\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><meta charset=\"UTF-8\"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" rel=\"canonical\"><meta content=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" property=\"og:url\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"icon\" type=\"image/svg+xml\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"shortcut icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"shortcut icon\" type=\"image/svg+xml\"><link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png\" rel=\"apple-touch-icon\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. \" name=\"description\"><meta content=\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\" name=\"keywords\"><meta content=\"152316758161786\" property=\"fb:app_id\"><meta content=\"max-image-preview:large, noarchive\" name=\"robots\"><meta content=\"Dine Penger\" property=\"og:site_name\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. \" property=\"og:description\"><meta content=\"Nettmøte kl 10: Send inn spørsmål\" property=\"og:title\"><meta content=\"article\" property=\"og:type\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"og:image\"><meta content=\"(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd\" property=\"twitter:title\"><meta content=\"Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. \" property=\"twitter:description\"><meta content=\"summary_large_image\" property=\"twitter:card\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"twitter:image\"><!-- Article metadata --><meta content=\"2026-01-22T08:18:41Z\" property=\"article:published_time\"><meta content=\"2026-01-22\" name=\"publisheddate\"><meta content=\"2026-01-16T10:19:24.820Z\" property=\"article:modified_time\"><meta content=\"Atle Jørstad Wergeland\" property=\"article:author\"><meta content=\"Hallgeir Kvadsheim\" property=\"article:tag\"><meta content=\"Privatøkonomi\" property=\"article:tag\"><meta content=\"Personlig økonomi\" property=\"article:tag\"><meta content=\"Nettmøte\" property=\"article:tag\"><meta content=\"Rettet\" property=\"article:tag\"><meta content=\"DinePenger\" property=\"article:section\"><!-- Article metadata for MBL --><meta content=\"690\" property=\"k5a:wordCount\"><link as=\"script\" fetchpriority=\"low\" href=\"https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js\" rel=\"preload\"><link as=\"script\" fetchpriority=\"low\" href=\"https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js\" rel=\"preload\"><link as=\"fetch\" crossorigin=\"use-credentials\" fetchpriority=\"high\" href=\"https://cm.vg.no/v3/vg/coreheader\" rel=\"preload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react@19.1.1/es2020/react.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs\" rel=\"modulepreload\"> \n<link as=\"script\" fetchpriority=\"high\" href=\"https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js\" rel=\"preload\">\n <!-- Ads do fetching on their own --> <link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CtP5aDOS.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CMuJuS2f.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CeEkZ0XQ.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css\" rel=\"stylesheet\"></head> <body> <a class=\"skipNav\" href=\"#hovedinnhold\">\nHopp til hovedinnholdet\n</a> <astro-island await-children client=\"load\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.3JLmKSsM.js\" opts=\"{"name":"DefaultHeader","value":true}\" prefix=\"r14\" props=\"{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"24pIoC\"><header class=\"_header_6tx2u_7 elevated grouped\" data-open=\"false\" data-test-id=\"vg-header\" data-track-element-type=\"Header\" role=\"banner\"><div class=\"_masthead_6tx2u_12\"><a aria-label=\"Tilbake til forsiden\" class=\"_home_6tx2u_8\" data-track-no-utm=\"true\" href=\"https://www.vg.no/dinepenger\"><svg fill=\"none\" height=\"24\" width=\"133\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z\" fill=\"currentColor\"></path></svg></a><nav class=\"_nav_6tx2u_14\"><ul class=\"_list_6tx2u_11\"><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></nav><div class=\"_search_1cpeg_39 _search_6tx2u_144\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><menu class=\"_buttons_6tx2u_6\"><li class=\"_button_6tx2u_5\"><button aria-label=\"Brukermeny\" class=\"_avatar_6tx2u_1\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div></button></li><li class=\"_button_6tx2u_5\"><button aria-label=\"Hovedmeny\" class=\"_button_6bkpv_2 button-label-large _large_6bkpv_69 \" role=\"button\" type=\"button\"><svg aria-label=\"Hamburger\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button></li></menu></div><nav class=\"_menu_swbtj_16\" hidden=\"\"><div class=\"_menuItem_swbtj_82\" hidden=\"\"><section aria-label=\"Hovedmeny\" class=\"_shortcuts_swbtj_98\"><div class=\"_search_1cpeg_39 _search_swbtj_127\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><div aria-label=\"Klikk for å gå til brukerprofil\" class=\"_user_11njy_25 _button_11njy_1\" role=\"button\" tabindex=\"0\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_info_11njy_21\"><p class=\"_name_11njy_13 font-weight-regular title-medium\">Du er ikke logget inn</p><p class=\"label-medium\">Ikke abonnent</p></div><svg aria-label=\"Chevron Right\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_buttons_11njy_7\"><button class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 \" role=\"button\" type=\"button\">Logg inn</button></div><h3 class=\"_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase\">Snarveier</h3><ul class=\"_links_swbtj_9\"><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></section><section class=\"_sections_y9n8e_19\"><h3 class=\"_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase\">Innhold</h3><ul><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Bank og forsikring</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/eiendom\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Eiendom</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/familie\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Familie</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fond\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fondsoversikt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fritid\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fritid</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/jobb\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Jobb</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/magasin\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Magasin</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/skatt\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Skatt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Sparing og investering</h4></a><button class=\"_button_6bkpv_2 button-label-large _toggle_y9n8e_63\" role=\"button\" type=\"button\"><svg aria-label=\"Chevron Down\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button><ul class=\"_subsections_y9n8e_34\" hidden=\"\"><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/aksjer\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Aksjer</h5></a></li><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Fond</h5></a></li></ul></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Strømguiden</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Videokurs</h4></a></li></ul></section><div class=\"_footer_2fpqs_1\"><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Annet innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/podkast\"><h2 class=\"_link_2fpqs_8 label-medium\">Podkast</h2></a></li><li><a href=\"https://www.vg.no/spill/ordstjernen\"><h2 class=\"_link_2fpqs_8 label-medium\">Ordstjernen</h2></a></li><li><a href=\"https://e24.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E24</h2></a></li><li><a href=\"https://www.minmote.no\"><h2 class=\"_link_2fpqs_8 label-medium\">MinMote</h2></a></li><li><a href=\"https://www.godt.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Godt</h2></a></li><li><a href=\"https://pent.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Pent</h2></a></li><li><a href=\"https://www.tek.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Tek.no</h2></a></li><li><a href=\"https://www.vg.no/dinepenger\"><h2 class=\"_link_2fpqs_8 label-medium\">Dine Penger</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/pollen/\"><h2 class=\"_link_2fpqs_8 label-medium\">Pollenvarsel</h2></a></li><li><a href=\"https://www.vg.no/stromprisen\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømprisen</h2></a></li><li><a href=\"https://tvguide.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">TV-guide</h2></a></li><li><a href=\"https://www.vektklubb.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Vektklubb</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav\"><h2 class=\"_link_2fpqs_8 label-medium\">Valgomat</h2></a></li><li><a href=\"https://www.vg.no/tegneserier\"><h2 class=\"_link_2fpqs_8 label-medium\">Tegneserier</h2></a></li><li><a href=\"https://www.penger.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Penger.no</h2></a></li><li><a href=\"https://eavis.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E-avis</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Kommersielt innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/minnesider/\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Minnesider</h2></a></li><li><a href=\"https://www.vg.no/strom\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømguiden</h2></a></li><li><a href=\"https://partnerstudio.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Partnerstudio</h2></a></li><li><a href=\"https://www.vg.no/black-friday\"><h2 class=\"_link_2fpqs_8 label-medium\">Black Friday</h2></a></li><li><a href=\"https://butikk.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Butikk</h2></a></li><li><a href=\"https://kupp.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Kupp</h2></a></li><li><a href=\"https://onsk.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Ønsk</h2></a></li><li><a href=\"https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny\"><h2 class=\"_link_2fpqs_8 label-medium\">Piggsko.no</h2></a></li><li><a href=\"https://bunadssko.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Bunadssko.no</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Info og kontakt</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/tips-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Tips oss</h2></a></li><li><a href=\"https://www.vg.no/informasjon/kontakt-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Kontakt VG</h2></a></li><li><a href=\"https://www.vg.no/informasjon\"><h2 class=\"_link_2fpqs_8 label-medium\">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class=\"schibsted-data-controller\" data-nosnippet></div> <section id=\"hovedinnhold\" tabindex=\"-1\"></section> <main class=\"article-main\" data-astro-cid-jwirc66j data-topbanner=\"false\" data-topboard=\"false\" id=\"application\"> <article class=\"article default\" data-astro-cid-jwirc66j> <header class=\"article-intro\" style=\"display: contents\"> <astro-island await-children client=\"visible\" component-export=\"Image\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.r_XTj6LO.js\" opts=\"{"name":"Image","value":true}\" prefix=\"r21\" props=\"{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"editorialJudgment":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1IcX1B\"><link as=\"image\" fetchpriority=\"high\" imagesizes=\"(min-width: 980px) 980px, 100vw\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><figure class=\"_figure_qp4xg_1 layout-component layout-wide\"><img alt=\" Foto: Naina Helén Jåma / VG\" class=\"_image_qp4xg_65 layout-component layout-wide\" data-fullscreen-sizes=\"(min-width: 1000px) 2000px, 2000vw\" data-track-element-type=\"Article image fullscreen\" data-track-name=\"ImageFullscreen\" decoding=\"sync\" fetchpriority=\"high\" height=\"3273\" itemprop=\"image\" loading=\"eager\" sizes=\"(min-width: 980px) 980px, 100vw\" src=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7\" srcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" style=\"object-position:69.73925443063762% 24.381301558203482%\" width=\"4909\"><figcaption class=\"text-sans-s _caption_qp4xg_10 layout-component layout-padded\"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class=\"_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded\" first-child=\"false\"><span class=\"_text_kfomj_58\">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class=\"layout-component layout-normal\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> <section class=\"article-body\" itemprop=\"articleBody\" style=\"display: contents\"> <p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hvor er Hallgeir Kvadsheim fra? </h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class=\"_link_o9xde_39\" data-track-element-type=\"Link\" data-track-id=\"link:lVjmvL\" href=\"/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen\">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><em class=\"_em_o9xde_35\">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><strong class=\"_strong_o9xde_25\">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id=\"28MMaG\" data-content-type=\"article\" data-device-is-android=\"false\" data-device-is-app=\"false\" data-device-is-ios=\"false\" data-device-type=\"desktop\" data-newsroom=\"dinepenger\" data-poster-type=\"subscription\" data-pulse-data=\"{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-01-22T08:18:41Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-01-16T10:19:24.820Z","wordCount":690,"hasSummary":false}\" data-ref-id data-section=\"dinepenger\" data-tags=\"["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]\"></vg-salesposter> </section> <time class=\"text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded\" datetime=\"2026-01-22T08:18:41.000Z\" itemprop=\"datePublished\">Publisert: 22.01.26 kl. 09:18</time> <footer class=\"font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18\" data-track-element-type=\"Tags\" data-track-id=\"tags\" data-track-impression=\"true\" data-track-name=\"Tags\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\"><nav class=\"_nav_xigzw_3\"><ul class=\"_list_xigzw_2\"><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:hallgeir-kvadsheim\" data-track-name=\"Hallgeir Kvadsheim\" data-track-secondary-position=\"1\" href=\"/dinepenger/tag/hallgeir-kvadsheim\">Hallgeir Kvadsheim</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:privatoekonomi\" data-track-name=\"Privatøkonomi\" data-track-secondary-position=\"2\" href=\"/dinepenger/tag/privatoekonomi\">Privatøkonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:personlig-oekonomi\" data-track-name=\"Personlig økonomi\" data-track-secondary-position=\"3\" href=\"/dinepenger/tag/personlig-oekonomi\">Personlig økonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:nettmoete\" data-track-name=\"Nettmøte\" data-track-secondary-position=\"4\" href=\"/dinepenger/tag/nettmoete\">Nettmøte</a></li></ul></nav></footer> <div class=\"layout-component layout-normal layout-padded\" data-nosnippet=\"true\"><p class=\"font-vg-sans _aiDisclaimer_1qdoz_1\"><svg aria-hidden=\"true\" aria-label=\"Ai\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><a class=\"_link_1qdoz_11\" data-track-click-intent=\"Open\" data-track-element-type=\"Link\" data-track-name=\"ai-disclaimer\" href=\"https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5\">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class=\"_root_1uq6z_1\" hidden=\"false\"> <section class=\"_section_1uq6z_5 mb-s mt-s\" data-track-id=\"darkmode-onboarding\" data-track-impression data-track-name=\"Darkmode onboarding\"> <h3>Slå på mørk modus i artikler</h3> <div class=\"_container_ruod8_1\"><label class=\"background-secondary _checkbox_ruod8_7\"><div class=\"label-large label-primary _label_ruod8_38\"></div><input class=\"_toggle_ayo7d_1\" data-track-click=\"true\" data-track-id=\"darkmode-onboarding:toggle\" type=\"checkbox\"></label></div> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30\" data-track-id=\"darkmode-onboarding:save\" role=\"button\" type=\"button\">\nLogg inn for å lagre\n</button> </section> </darkmode-onboarding> <div class=\"_bottomBanner_1e4y4_1 layout-component layout-normal\"> <div class=\"_enrichment_u2nme_1 layout-component layout-normal layout-padded\" data-component-type=\"enrichment\"> <div id=\"bottom-banner\" style=\"min-height:100px\"></div> </div> </div> <vg-require-login class=\"layout-component layout-normal\" data-astro-cid-3kdfhkxc=\"true\"> <div class=\"layout-component layout-normal layout-padded vg-comments\" id=\"vg-comments\"> <section data-article-id=\"28MMaG\" data-article-poster-type=\"subscription\" id=\"comments\"></section> </div> <template class=\"login-template\" data-astro-cid-3kdfhkxc> <div class=\"login-wall-content\" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button\" data-astro-cid-3kdfhkxc=\"true\" role=\"button\" type=\"button\">Logg inn for å lese kommentarer</button> <div class=\"login-wall-meta\" data-astro-cid-3kdfhkxc> <img alt=\"\" data-astro-cid-3kdfhkxc loading=\"lazy\" src=\"https://imbo.vgc.no/s/HrxtKTX\"> </div> </div> </template> </vg-require-login> <astro-island await-children client=\"idle\" component-export=\"ToastContainer\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.CTUeh70K.js\" opts=\"{"name":"ToastContainer","value":true}\" prefix=\"r18\" props=\"{"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"2gmd2D\"><div class=\"_toasts_1x7db_1\"></div><!--astro:end--></astro-island> </article> <aside class=\"aside grouped\" data-astro-cid-jwirc66j role=\"complementary\"> <section class=\"_recirculation_1ppix_1\" data-nosnippet data-test-id=\"recirculation\" data-track-element-type=\"Recirculation\"><h2 class=\"title-serif-s\">Relaterte saker</h2><ul style=\"display: contents\"><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r34\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"5p07LX"],"changes":[0,{"created":[0,"2026-01-05T08:59:44Z"],"updated":[0,"2026-01-15T12:32:51Z"],"firstPublished":[0,"2026-01-18T13:32:35Z"],"published":[0,"2026-01-18T13:32:35Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,"Hva skjer med fond og aksjer hvis Kina angriper Taiwan? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,14],"time":[0,"2026-01-18T13:32:35.547313Z"]}],"promotionContent":[0,{"slug":[0,"hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"2ea9bcc4-9c98-5fe7-a77c-ec58732a94c0"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"5d0aa8e5-aad3-4111-b1fd-4071b2f883b1"],"size":[0,{"width":[0,3016],"height":[0,1688]}],"hotspot":[0,{"x":[0,1361],"y":[0,676],"width":[0,1083],"height":[0,812]}],"urls":[1,[[0,{"height":[0,22],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57"],"width":[0,100]}],[0,{"height":[0,112],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f"],"width":[0,200]}],[0,{"height":[0,134],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28"],"width":[0,240]}],[0,{"height":[0,269],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648"],"width":[0,480]}],[0,{"height":[0,325],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2"],"width":[0,580]}],[0,{"height":[0,403],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566"],"width":[0,720]}],[0,{"height":[0,604],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b"],"width":[0,1080]}],[0,{"height":[0,806],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417"],"width":[0,1440]}],[0,{"height":[0,1209],"url":[0,"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan"]}],"accessRestriction":[0],"wordCount":[0,335],"xkey":[0,"VG-ART-5p07LX VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-350870"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"UpUaK\"><track-element data-track-bundle-position=\"1\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:5p07LX\" data-track-image-url=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/5p07LX/hva-skjer-med-fond-og-aksjer-hvis-kina-angriper-taiwan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Hva skjer med fondene dine ved krig?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-18T13:32:35.000Z\"><span data-nosnippet=\"true\">18. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"1688\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3\" srcset=\"https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=40&s=1b304df22df3759daaf0ea09ac6d1d5f982434b3 40w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=80&s=134cd2f1cf43633d7cc0a69c1d73c33f86c85515 80w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=100&s=c16cb8189a06dab70f3dafa75f7afc738cf59b57 100w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=200&s=cfbc5d2d9887bc7060c6c8eb7e15f3dbf1537a1f 200w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=240&s=fd99e1274dcec654ee4d3d34dfcd74463f5d3e28 240w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=480&s=a9e29cb4189cbd29567163b1cd196184ee73f648 480w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=580&s=69f0a45a5ee936f41b1b35499e1a3fc9f61952a2 580w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=720&s=83225e68e338b4820571d3fddcea920bffd91566 720w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1080&s=829c075283f83d1048c38e80c930dfcd4aeda08b 1080w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=1440&s=e16e079f7c7f1df4ecc30cfa5e1423e3ea6eb417 1440w, https://akamai.vgc.no/v2/images/5d0aa8e5-aad3-4111-b1fd-4071b2f883b1?format=auto&w=2160&s=8fafb767c899713d87410e6a57cb0331b83f92fb 2160w\" style=\"object-position:63.08023872679045% 64.0995260663507%\" width=\"3016\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r35\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1qMBVU\"><track-element data-track-bundle-position=\"2\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:gkayna\" data-track-image-url=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" data-track-impression=\"\" data-track-name=\"Hvordan investere 1,2 millioner kroner?\" data-track-primary-position=\"2\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-02T08:44:57.000Z\"><span data-nosnippet=\"true\">2. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"5504\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" srcset=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w\" style=\"object-position:48.18919573643411% 28.097747093023255%\" width=\"8256\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r36\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"LMyQaq"],"changes":[0,{"created":[0,"2025-11-11T12:58:01Z"],"updated":[0,"2025-11-12T08:53:35Z"],"firstPublished":[0,"2025-11-22T13:51:54Z"],"published":[0,"2025-11-22T13:51:54Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-11-22T13:51:54.629861Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-da-skal-du-selge-fondet"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"357f063f-9de9-5e79-af9d-92bad7d5b193"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1483e549-ef6c-4b92-ab66-7e165907cb85"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,1827],"y":[0,1214],"width":[0,1754],"height":[0,1316]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"]}],"accessRestriction":[0],"wordCount":[0,242],"xkey":[0,"VG-ART-LMyQaq VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-346952"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1SCwG7\"><track-element data-track-bundle-position=\"3\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:LMyQaq\" data-track-image-url=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Da skal du selge fondet\" data-track-primary-position=\"3\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Da skal du selge fondet</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-11-22T13:51:54.000Z\"><span data-nosnippet=\"true\">22. nov. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045\" srcset=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045 40w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d 80w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2 100w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6 200w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c 240w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f 480w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95 580w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2 720w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31 1080w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88 1440w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc 2160w\" style=\"object-position:48.56321839080459% 50.43103448275862%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r37\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1CKA9x\"><track-element data-track-bundle-position=\"4\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:pB6zjw\" data-track-image-url=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Når skal man ta ut gevinst?\" data-track-primary-position=\"4\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-11T08:34:55.000Z\"><span data-nosnippet=\"true\">11. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">3 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" srcset=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w\" style=\"object-position:52.97234195402298% 24.178340517241377%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r38\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1XpGsy\"><track-element data-track-bundle-position=\"5\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:aJ27l2\" data-track-image-url=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Kjøpe bolig uten lån?\" data-track-primary-position=\"5\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-07T11:05:43.000Z\"><span data-nosnippet=\"true\">7. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3533\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" srcset=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w\" style=\"object-position:44.698113207547166% 35.30993489951882%\" width=\"5300\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.DGVdH1e_.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r39\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"L4peGq"],"changes":[0,{"created":[0,"2025-11-25T13:29:41Z"],"updated":[0,"2025-11-25T13:41:24Z"],"firstPublished":[0,"2025-11-29T08:04:26Z"],"published":[0,"2025-11-29T08:04:26Z"]}],"section":[0,{"id":[0,"b5c6fa66-fb28-4947-83d6-b5aad603991d"],"title":[0,"Bank og forsikring"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Betale ned studielånet fort?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"feature"],"presentation":[0,"feature"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,"Spør Hallgeir: Kan jeg betale ned studielånet med rammelån? "],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"presentationProperties":[0,{"introType":[0,"overlay"]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"3101c3f8-dfc2-4195-aedb-c5f130bfc2f9"],"title":[0,"Lånekassen"],"type":[0,"organization"],"slug":[0,"laanekassen"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"3f96812f-0f42-457f-8d0d-8c79ec7d0e3a"],"title":[0,"Boliglån"],"type":[0,"descriptor"],"slug":[0,"boliglaan"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-04T08:26:14.451883Z"]}],"promotionContent":[0,{"slug":[0,"spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"577f925f-a72a-571f-8f2e-415f11c5f436"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Betale ned studielånet fort?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"8cfa603a-c5e0-467a-b75e-ff595f69cd06"],"size":[0,{"width":[0,6542],"height":[0,4362]}],"hotspot":[0,{"x":[0,3435],"y":[0,844],"width":[0,1494],"height":[0,1121]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=80&s=eb328b6ee9308e6ffbbbe5d347ab5f901293997a"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=100&s=13bccaf1722bece48b1dc3a4dede5ef602f4b511"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=200&s=f923e34a68cce4d7575d4f8afe56b3e586521263"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=240&s=087d2716b6ba0b16a1377e27bf1acb1f1f9b766d"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=480&s=639ca64af1189da85d5e73e2af4957336fe6f405"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=580&s=5605bbf444408f226493f09f3a9e698afe118675"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=720&s=749647211b7bf2c6c7ab989411359ad81a04ded5"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1080&s=7f6c57669f31c5b870ebb197fac145c13f7df8d9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1440&s=2d1c779cbf62da4a03677a09741bcc8e3951a900"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=2160&s=f02856f7de966b0a2a230529930417a845f94718"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"permalink":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"],"shareUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan"]}],"accessRestriction":[0],"wordCount":[0,350],"xkey":[0,"VG-ART-L4peGq VG-ART-SECTION-b5c6fa66-fb28-4947-83d6-b5aad603991d VG-ART-TAG-3101c3f8-dfc2-4195-aedb-c5f130bfc2f9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-3f96812f-0f42-457f-8d0d-8c79ec7d0e3a svp-api-vgtv-assets-348044"],"type":[0,"feature"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1utAek\"><track-element data-track-bundle-position=\"6\" data-track-click-intent=\"View\" data-track-element-size=\"large\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:L4peGq\" data-track-image-url=\"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Betale ned studielånet fort?\" data-track-primary-position=\"6\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _large_xeowg_41 _overlay_xeowg_50\" data-color-scheme=\"dark\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring/i/L4peGq/spoer-hallgeir-kan-jeg-betale-ned-studielaanet-med-rammelaan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _large_1da04_15 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Betale ned studielånet fort?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-11-29T08:04:26.000Z\"><span data-nosnippet=\"true\">29. nov. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"4362\" loading=\"lazy\" sizes=\"(min-width: 580px) 580px, 100vw\" src=\"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83\" srcset=\"https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=40&s=722b1862c07739b202bd3dbf56d8860178696f83 40w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=80&s=eb328b6ee9308e6ffbbbe5d347ab5f901293997a 80w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=100&s=13bccaf1722bece48b1dc3a4dede5ef602f4b511 100w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=200&s=f923e34a68cce4d7575d4f8afe56b3e586521263 200w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=240&s=087d2716b6ba0b16a1377e27bf1acb1f1f9b766d 240w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=480&s=639ca64af1189da85d5e73e2af4957336fe6f405 480w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=580&s=5605bbf444408f226493f09f3a9e698afe118675 580w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=720&s=749647211b7bf2c6c7ab989411359ad81a04ded5 720w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1080&s=7f6c57669f31c5b870ebb197fac145c13f7df8d9 1080w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=1440&s=2d1c779cbf62da4a03677a09741bcc8e3951a900 1440w, https://akamai.vgc.no/v2/images/8cfa603a-c5e0-467a-b75e-ff595f69cd06?format=auto&w=2160&s=f02856f7de966b0a2a230529930417a845f94718 2160w\" style=\"object-position:63.925405074900645% 32.19853278312701%\" width=\"6542\"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client=\"visible\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.ewD1HlbZ.js\" opts=\"{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}\" prefix=\"r19\" props=\"{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2wl9v3\"><section class=\"_articles_zulis_1\" data-nosnippet=\"true\"><h3 class=\"_title_zulis_8 title-serif-s\">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class=\"_footer_1awbn_11 background-primary\" id=\"footer\"><a aria-label=\"Tilbake til forsiden\" href=\"https://www.vg.no\"><svg class=\"_logo_1awbn_52\" fill=\"none\" height=\"24\" viewbox=\"0 0 120 24\" width=\"120\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z\" fill=\"currentColor\"></path><path d=\"M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z\" fill=\"currentColor\"></path></svg></a><section class=\"_editorSection_1awbn_56\"><dl><div><dt class=\"text-sans-xs\">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class=\"_link_1awbn_1\" href=\"mailto:gard.steiro@vg.no\">Gard Steiro</a></dd></div></dl></section><section class=\"_linkContainer_1awbn_122\"><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Info</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon\">Åpenhet i VG</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/rettelser\">Logg over rettelser</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/brukervilkar\">Bruksvilkår</a></li><li><a class=\"_link_1awbn_1\" href=\"https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/\">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Abonnement</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/minside\">Min side</a></li><li><a class=\"_link_1awbn_1\" href=\"https://eavis.vg.no\">Dagens e-avis</a></li><li><a class=\"_link_1awbn_1\" href=\"https://support.vg.no/\">Support</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Kontakt</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/kontakt-oss\">Kontaktinfo</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/tips-oss\">Tips oss</a></li><li><a class=\"_link_1awbn_1\" href=\"https://schibstedforbusiness.com/no/\">Annonsere i VG</a></li></ul></details></section><section class=\"_disclaimerSection_1awbn_173\"><a aria-label=\"Lenke til Redaktørplakaten\" class=\"_nored_1awbn_152\" href=\"https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten\"><svg class=\"_logo_1awbn_52\" viewbox=\"0 0 80 80\" xmlns=\"http://www.w3.org/2000/svg\"><title>Redaktøransvar</title><path d=\"M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z\" fill=\"currentColor\" fill-rule=\"evenodd\"></path></svg></a><p class=\"text-sans-xs\">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class=\"_legalSection_1awbn_169\"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class=\"layout-component layout-normal\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> </body></html>",
"source_updated_at" : null,
"summary" : "Hallgeir Kvadsheim (55) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 12 til 14. ",
"tags" : null,
"title" : "Nettmøte kl 10: Send inn spørsmål",
"twitter_title" : null,
"version" : 3
}
Version 2
2026-01-15 09:19:46
Nettmøte kl 10: Send inn spørsmål
UPDATE
Author: Atle Jørstad Wergeland
Published: 2026-01-15 08:46:28
Category: DinePenger
📝 Summary
Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12.
📄 Full Content (1407 chars)
Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.
Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.
Hvor er Hallgeir Kvadsheim fra?
Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.
Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.
Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?
Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.
Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.
Våren 2022 skrev Kvadsheim om hva han har lært – og 13 ting vi alle kan lære om privatøkonomi – fra årene i «Luksusfellen.
«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11», skriver han.
I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.
Trykk på «send inn» og legg inn spørsmålet ditt.
Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.
🏷️ Tags & Keywords
Keywords: Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet
🔍 All Metadata (JSON)
{
"meta" : {
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"publisheddate" : "2026-01-15",
"viewport" : "width=device-width, initial-scale=1",
"sentry-trace" : "2952f5001f6605ed4eaeb2f104a776aa-699b801ac0f818fe-0",
"baggage" : "sentry-environment=production,sentry-release=vgno-artikkel%40710cc0d4e,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=2952f5001f6605ed4eaeb2f104a776aa,sentry-sampled=false,sentry-sample_rand=0.4121956990789577,sentry-sample_rate=0",
"robots" : "max-image-preview:large, noarchive"
},
"category" : "DinePenger",
"og" : {
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"site_name" : "Dine Penger",
"image" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"type" : "article",
"url" : "https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad",
"title" : "Nettmøte kl 10: Send inn spørsmål"
},
"published_at" : "2026-01-15 08:46:28",
"author" : "Atle Jørstad Wergeland",
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"keywords" : [
"Hallgeir Kvadsheim",
"Privatøkonomi",
"Personlig økonomi",
"Nettmøte",
"Rettet"
],
"title" : "Nettmøte kl 10: Send inn spørsmål",
"schema" : {
"microdata" : {
"articleBody" : " ",
"datePublished" : "Publisert: 15.01.26 kl. 09:46"
}
},
"source_updated_at" : null,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"raw_feed_item" : "<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 15 Jan 2026 08:46:28 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\"img/jpg\" url=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\" /></item>",
"twitter" : {},
"is_paywalled" : 0
}
📰 Original Feed Item XML
<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 15 Jan 2026 08:46:28 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type="img/jpg" url="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4" /></item>
🔍 Raw HTML (142453 bytes)
<!DOCTYPE html><html class="dinepenger" data-article-theme="default" data-article-type="liveblog" data-breaking="false" data-device="desktop" data-env="production" data-id="28MMaG" data-name="Spør Hallgeir Kvadsheim: Hans beste tips og råd" data-newsroom="dinepenger" data-page-type="SalesPoster" data-release="vgno-artikkel@710cc0d4e" lang="no" style="--header-height:56px"> <head><meta content="2952f5001f6605ed4eaeb2f104a776aa-699b801ac0f818fe-0" name="sentry-trace">
<meta content="sentry-environment=production,sentry-release=vgno-artikkel%40710cc0d4e,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=2952f5001f6605ed4eaeb2f104a776aa,sentry-sampled=false,sentry-sample_rand=0.4121956990789577,sentry-sample_rate=0" name="baggage"><meta content="width=device-width, initial-scale=1" name="viewport"><link href="/manifest.json" rel="manifest"><link as="image" fetchpriority="high" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><meta charset="UTF-8"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" rel="canonical"><meta content="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" property="og:url"><link href="https://static.vg.no/icons/dinepenger.png" rel="icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="icon" type="image/svg+xml"><link href="https://static.vg.no/icons/dinepenger.png" rel="shortcut icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="shortcut icon" type="image/svg+xml"><link href="https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png" rel="apple-touch-icon"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " name="description"><meta content="Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet" name="keywords"><meta content="152316758161786" property="fb:app_id"><meta content="max-image-preview:large, noarchive" name="robots"><meta content="Dine Penger" property="og:site_name"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " property="og:description"><meta content="Nettmøte kl 10: Send inn spørsmål" property="og:title"><meta content="article" property="og:type"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="og:image"><meta content="(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd" property="twitter:title"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " property="twitter:description"><meta content="summary_large_image" property="twitter:card"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="twitter:image"><!-- Article metadata --><meta content="2026-01-15T08:46:28Z" property="article:published_time"><meta content="2026-01-15" name="publisheddate"><meta content="2026-01-08T15:13:03.882Z" property="article:modified_time"><meta content="Atle Jørstad Wergeland" property="article:author"><meta content="Hallgeir Kvadsheim" property="article:tag"><meta content="Privatøkonomi" property="article:tag"><meta content="Personlig økonomi" property="article:tag"><meta content="Nettmøte" property="article:tag"><meta content="Rettet" property="article:tag"><meta content="DinePenger" property="article:section"><!-- Article metadata for MBL --><meta content="680" property="k5a:wordCount"><link as="script" fetchpriority="low" href="https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js" rel="preload"><link as="script" fetchpriority="low" href="https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js" rel="preload"><link as="fetch" crossorigin="use-credentials" fetchpriority="high" href="https://cm.vg.no/v2/vg/coreheader" rel="preload"><link fetchpriority="low" href="https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react@19.1.1/es2020/react.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs" rel="modulepreload">
<link as="script" fetchpriority="high" href="https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js" rel="preload">
<!-- Ads do fetching on their own --> <link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DrbxKmjH.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BeiF-6BO.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CeEkZ0XQ.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css" rel="stylesheet">
<link href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css" rel="stylesheet"></head> <body> <a class="skipNav" href="#hovedinnhold">
Hopp til hovedinnholdet
</a> <astro-island await-children client="load" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.C4eGYNdt.js" opts="{"name":"DefaultHeader","value":true}" prefix="r14" props="{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="24pIoC"><header class="_header_6tx2u_7 elevated grouped" data-open="false" data-test-id="vg-header" data-track-element-type="Header" role="banner"><div class="_masthead_6tx2u_12"><a aria-label="Tilbake til forsiden" class="_home_6tx2u_8" data-track-no-utm="true" href="https://www.vg.no/dinepenger"><svg fill="none" height="24" width="133" xmlns="http://www.w3.org/2000/svg"><path d="M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z" fill="currentColor"></path></svg></a><nav class="_nav_6tx2u_14"><ul class="_list_6tx2u_11"><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></nav><div class="_search_1cpeg_39 _search_6tx2u_144"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><menu class="_buttons_6tx2u_6"><li class="_button_6tx2u_5"><button aria-label="Brukermeny" class="_avatar_6tx2u_1"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div></button></li><li class="_button_6tx2u_5"><button aria-label="Hovedmeny" class="_button_6bkpv_2 button-label-large _large_6bkpv_69 " role="button" type="button"><svg aria-label="Hamburger" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z" fill="var(--icon-color, currentColor)"></path></svg></button></li></menu></div><nav class="_menu_swbtj_16" hidden=""><div class="_menuItem_swbtj_82" hidden=""><section aria-label="Hovedmeny" class="_shortcuts_swbtj_98"><div class="_search_1cpeg_39 _search_swbtj_127"><form action="https://www.vg.no/sok" class="_container_1cpeg_5 fill-tertiary"><svg aria-label="Search" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg><input aria-label="Søk" autocomplete="off" class="_input_1cpeg_16 button-label-large" name="q" placeholder="Søk" required="" type="search"><input name="siteFilter" type="hidden" value="dinepenger"><svg aria-label="Close" class="_clear_1cpeg_35" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)" fill-rule="evenodd"></path></svg></form></div><div aria-label="Klikk for å gå til brukerprofil" class="_user_11njy_25 _button_11njy_1" role="button" tabindex="0"><div class="_avatar_52fqq_1" role="presentation"><svg aria-label="User" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_info_11njy_21"><p class="_name_11njy_13 font-weight-regular title-medium">Du er ikke logget inn</p><p class="label-medium">Ikke abonnent</p></div><svg aria-label="Chevron Right" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_buttons_11njy_7"><button class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 " role="button" type="button">Logg inn</button></div><h3 class="_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase">Snarveier</h3><ul class="_links_swbtj_9"><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_link_swbtj_1"><a class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 " href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></section><section class="_sections_y9n8e_19"><h3 class="_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase">Innhold</h3><ul><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/bank-og-forsikring"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Bank og forsikring</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/eiendom"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Eiendom</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/familie"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Familie</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fond"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fondsoversikt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fritid"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fritid</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/jobb"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Jobb</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/magasin"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Magasin</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/skatt"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Skatt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Sparing og investering</h4></a><button class="_button_6bkpv_2 button-label-large _toggle_y9n8e_63" role="button" type="button"><svg aria-label="Chevron Down" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z" fill="var(--icon-color, currentColor)"></path></svg></button><ul class="_subsections_y9n8e_34" hidden=""><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/aksjer"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Aksjer</h5></a></li><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/fond"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Fond</h5></a></li></ul></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Strømguiden</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Videokurs</h4></a></li></ul></section><div class="_footer_2fpqs_1"><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Annet innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/podkast"><h2 class="_link_2fpqs_8 label-medium">Podkast</h2></a></li><li><a href="https://www.vg.no/spill/ordstjernen"><h2 class="_link_2fpqs_8 label-medium">Ordstjernen</h2></a></li><li><a href="https://e24.no"><h2 class="_link_2fpqs_8 label-medium">E24</h2></a></li><li><a href="https://www.minmote.no"><h2 class="_link_2fpqs_8 label-medium">MinMote</h2></a></li><li><a href="https://www.godt.no"><h2 class="_link_2fpqs_8 label-medium">Godt</h2></a></li><li><a href="https://pent.no"><h2 class="_link_2fpqs_8 label-medium">Pent</h2></a></li><li><a href="https://www.tek.no"><h2 class="_link_2fpqs_8 label-medium">Tek.no</h2></a></li><li><a href="https://www.vg.no/dinepenger"><h2 class="_link_2fpqs_8 label-medium">Dine Penger</h2></a></li><li><a href="https://www.vg.no/spesial/2025/pollen/"><h2 class="_link_2fpqs_8 label-medium">Pollenvarsel</h2></a></li><li><a href="https://www.vg.no/stromprisen"><h2 class="_link_2fpqs_8 label-medium">Strømprisen</h2></a></li><li><a href="https://tvguide.vg.no"><h2 class="_link_2fpqs_8 label-medium">TV-guide</h2></a></li><li><a href="https://www.vektklubb.no"><h2 class="_link_2fpqs_8 label-medium">Vektklubb</h2></a></li><li><a href="https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav"><h2 class="_link_2fpqs_8 label-medium">Valgomat</h2></a></li><li><a href="https://www.vg.no/tegneserier"><h2 class="_link_2fpqs_8 label-medium">Tegneserier</h2></a></li><li><a href="https://www.penger.no"><h2 class="_link_2fpqs_8 label-medium">Penger.no</h2></a></li><li><a href="https://eavis.vg.no"><h2 class="_link_2fpqs_8 label-medium">E-avis</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Kommersielt innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/minnesider/"><h2 class="_link_2fpqs_8 label-medium">VG Minnesider</h2></a></li><li><a href="https://www.vg.no/strom"><h2 class="_link_2fpqs_8 label-medium">Strømguiden</h2></a></li><li><a href="https://partnerstudio.no"><h2 class="_link_2fpqs_8 label-medium">Partnerstudio</h2></a></li><li><a href="https://www.vg.no/black-friday"><h2 class="_link_2fpqs_8 label-medium">Black Friday</h2></a></li><li><a href="https://butikk.vg.no"><h2 class="_link_2fpqs_8 label-medium">VG Butikk</h2></a></li><li><a href="https://kupp.vg.no"><h2 class="_link_2fpqs_8 label-medium">Kupp</h2></a></li><li><a href="https://onsk.no"><h2 class="_link_2fpqs_8 label-medium">Ønsk</h2></a></li><li><a href="https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny"><h2 class="_link_2fpqs_8 label-medium">Piggsko.no</h2></a></li><li><a href="https://bunadssko.no"><h2 class="_link_2fpqs_8 label-medium">Bunadssko.no</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Info og kontakt</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/tips-oss"><h2 class="_link_2fpqs_8 label-medium">Tips oss</h2></a></li><li><a href="https://www.vg.no/informasjon/kontakt-oss"><h2 class="_link_2fpqs_8 label-medium">Kontakt VG</h2></a></li><li><a href="https://www.vg.no/informasjon"><h2 class="_link_2fpqs_8 label-medium">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class="schibsted-data-controller" data-nosnippet></div> <section id="hovedinnhold" tabindex="-1"></section> <main class="article-main" data-astro-cid-jwirc66j data-topbanner="false" data-topboard="false" id="application"> <article class="article default" data-astro-cid-jwirc66j> <header class="article-intro" style="display: contents"> <astro-island await-children client="visible" component-export="Image" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.pgYUXb-m.js" opts="{"name":"Image","value":true}" prefix="r21" props="{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"editorialJudgment":[0],"layout":[0,"wide"],"loading":[0,"eager"]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1iyzBr"><link as="image" fetchpriority="high" imagesizes="(min-width: 980px) 980px, 100vw" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><figure class="_figure_qp4xg_1 layout-component layout-wide"><img alt=" Foto: Naina Helén Jåma / VG" class="_image_qp4xg_65 layout-component layout-wide" data-fullscreen-sizes="(min-width: 1000px) 2000px, 2000vw" data-track-element-type="Article image fullscreen" data-track-name="ImageFullscreen" decoding="sync" fetchpriority="high" height="3273" itemprop="image" loading="eager" sizes="(min-width: 980px) 980px, 100vw" src="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7" srcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" style="object-position:69.73925443063762% 24.381301558203482%" width="4909"><figcaption class="text-sans-s _caption_qp4xg_10 layout-component layout-padded"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class="_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded" first-child="false"><span class="_text_kfomj_58">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class="layout-component layout-normal" data-position="1" style="margin-bottom: 1rem"></braze-container> <section class="article-body" itemprop="articleBody" style="display: contents"> <p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hvor er Hallgeir Kvadsheim fra? </h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class="_link_o9xde_39" data-track-element-type="Link" data-track-id="link:lVjmvL" href="/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><em class="_em_o9xde_35">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><strong class="_strong_o9xde_25">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id="28MMaG" data-content-type="article" data-device-is-android="false" data-device-is-app="false" data-device-is-ios="false" data-device-type="desktop" data-newsroom="dinepenger" data-poster-type="subscription" data-pulse-data="{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-01-15T08:46:28Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-01-08T15:13:03.882Z","wordCount":680,"hasSummary":false}" data-ref-id data-section="dinepenger" data-tags="["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]"></vg-salesposter> </section> <time class="text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded" datetime="2026-01-15T08:46:28.000Z" itemprop="datePublished">Publisert: 15.01.26 kl. 09:46</time> <footer class="font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18" data-track-element-type="Tags" data-track-id="tags" data-track-impression="true" data-track-name="Tags" data-track-primary-position="1" data-track-target-newsroom="dinepenger"><nav class="_nav_xigzw_3"><ul class="_list_xigzw_2"><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:hallgeir-kvadsheim" data-track-name="Hallgeir Kvadsheim" data-track-secondary-position="1" href="/dinepenger/tag/hallgeir-kvadsheim">Hallgeir Kvadsheim</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:privatoekonomi" data-track-name="Privatøkonomi" data-track-secondary-position="2" href="/dinepenger/tag/privatoekonomi">Privatøkonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:personlig-oekonomi" data-track-name="Personlig økonomi" data-track-secondary-position="3" href="/dinepenger/tag/personlig-oekonomi">Personlig økonomi</a></li><li class="_item_xigzw_1"><a class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7" data-track-id="tag:nettmoete" data-track-name="Nettmøte" data-track-secondary-position="4" href="/dinepenger/tag/nettmoete">Nettmøte</a></li></ul></nav></footer> <div class="layout-component layout-normal layout-padded" data-nosnippet="true"><p class="font-vg-sans _aiDisclaimer_1qdoz_1"><svg aria-hidden="true" aria-label="Ai" fill="none" height="24px" role="graphics-symbol" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" viewbox="0 0 24 24" width="24px" xmlns="http://www.w3.org/2000/svg"><path d="M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z" fill="var(--icon-color, currentColor)"></path><path d="M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z" fill="var(--icon-color, currentColor)"></path></svg><a class="_link_1qdoz_11" data-track-click-intent="Open" data-track-element-type="Link" data-track-name="ai-disclaimer" href="https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class="_root_1uq6z_1" hidden="false"> <section class="_section_1uq6z_5 mb-s mt-s" data-track-id="darkmode-onboarding" data-track-impression data-track-name="Darkmode onboarding"> <h3>Slå på mørk modus i artikler</h3> <div class="_container_ruod8_1"><label class="background-secondary _checkbox_ruod8_7"><div class="label-large label-primary _label_ruod8_38"></div><input class="_toggle_ayo7d_1" data-track-click="true" data-track-id="darkmode-onboarding:toggle" type="checkbox"></label></div> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30" data-track-id="darkmode-onboarding:save" role="button" type="button">
Logg inn for å lagre
</button> </section> </darkmode-onboarding> <div class="_bottomBanner_1e4y4_1 layout-component layout-normal"> <div class="_enrichment_u2nme_1 layout-component layout-normal layout-padded" data-component-type="enrichment"> <div id="bottom-banner" style="min-height:100px"></div> </div> </div> <vg-require-login class="layout-component layout-normal" data-astro-cid-3kdfhkxc="true"> <div class="layout-component layout-normal layout-padded vg-comments" id="vg-comments"> <section data-article-id="28MMaG" data-article-poster-type="subscription" id="comments"></section> </div> <template class="login-template" data-astro-cid-3kdfhkxc> <div class="login-wall-content" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button" data-astro-cid-3kdfhkxc="true" role="button" type="button">Logg inn for å lese kommentarer</button> <div class="login-wall-meta" data-astro-cid-3kdfhkxc> <img alt="" data-astro-cid-3kdfhkxc loading="lazy" src="https://imbo.vgc.no/s/HrxtKTX"> </div> </div> </template> </vg-require-login> <astro-island await-children client="idle" component-export="ToastContainer" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.CTUeh70K.js" opts="{"name":"ToastContainer","value":true}" prefix="r18" props="{"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="2gmd2D"><div class="_toasts_1x7db_1"></div><!--astro:end--></astro-island> </article> <aside class="aside grouped" data-astro-cid-jwirc66j role="complementary"> <section class="_recirculation_1ppix_1" data-nosnippet data-test-id="recirculation" data-track-element-type="Recirculation"><h2 class="title-serif-s">Relaterte saker</h2><ul style="display: contents"><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r34" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="ZYL2DJ"><track-element data-track-bundle-position="1" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:gkayna" data-track-image-url="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" data-track-impression="" data-track-name="Hvordan investere 1,2 millioner kroner?" data-track-primary-position="1" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-02T08:44:57.000Z"><span data-nosnippet="true">2. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="5504" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f" srcset="https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w" style="object-position:48.18919573643411% 28.097747093023255%" width="8256"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r35" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"3pj4Xq"],"changes":[0,{"created":[0,"2025-12-05T10:32:47Z"],"updated":[0,"2025-12-05T11:11:15Z"],"firstPublished":[0,"2025-12-06T06:29:47Z"],"published":[0,"2025-12-06T06:29:47Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Investere 300.000 kroner"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"3f46858f-ae7e-471a-884a-5535e6167062"],"title":[0,"Sparing"],"type":[0,"descriptor"],"slug":[0,"sparing-2"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,10],"time":[0,"2025-12-06T06:29:47.585400Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-investere-300-000-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"77845148-b9de-5e1d-8172-9a6b8edd00a3"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Investere 300.000 kroner"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1dccb258-d0e3-483b-9c6d-a65e130dd299"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2570],"y":[0,722],"width":[0,1712],"height":[0,1284]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=80&s=acd3c4c36497fd0ee0e110bd6ae7f76a93f5a282"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=100&s=ca74da33aee83525e776ff932f16dc315653e2c4"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=200&s=4c8cf90b89ddc0c12e97bb3d7328017f8713868e"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=240&s=0c3e1172e8c8d6ccb3ac081d87b04bdf93ec693f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=480&s=bd0c760436669096c4b80e6e2f8f00da610c80d8"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=580&s=9d4b389293132f295babd9993651671516143ba4"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=720&s=68e13ba9b071e41535e696ec30c34a6138cea9de"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1080&s=f7f65d6ee9ee97d9a1a4d8aa4b1cb8710ec49b0c"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1440&s=41655dc0d91215885acafc70c5d1c11403bb71ed"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=2160&s=a34c8f4fa081b2424fdb322b67ecf913110e3af7"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"]}],"accessRestriction":[0],"wordCount":[0,298],"xkey":[0,"VG-ART-3pj4Xq VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-3f46858f-ae7e-471a-884a-5535e6167062 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1egGX7"><track-element data-track-bundle-position="2" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:3pj4Xq" data-track-image-url="https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Investere 300.000 kroner" data-track-primary-position="2" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Investere 300.000 kroner</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-06T06:29:47.000Z"><span data-nosnippet="true">6. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b" srcset="https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b 40w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=80&s=acd3c4c36497fd0ee0e110bd6ae7f76a93f5a282 80w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=100&s=ca74da33aee83525e776ff932f16dc315653e2c4 100w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=200&s=4c8cf90b89ddc0c12e97bb3d7328017f8713868e 200w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=240&s=0c3e1172e8c8d6ccb3ac081d87b04bdf93ec693f 240w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=480&s=bd0c760436669096c4b80e6e2f8f00da610c80d8 480w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=580&s=9d4b389293132f295babd9993651671516143ba4 580w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=720&s=68e13ba9b071e41535e696ec30c34a6138cea9de 720w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1080&s=f7f65d6ee9ee97d9a1a4d8aa4b1cb8710ec49b0c 1080w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1440&s=41655dc0d91215885acafc70c5d1c11403bb71ed 1440w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=2160&s=a34c8f4fa081b2424fdb322b67ecf913110e3af7 2160w" style="object-position:61.5301724137931% 36.74568965517241%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r36" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"LMyQaq"],"changes":[0,{"created":[0,"2025-11-11T12:58:01Z"],"updated":[0,"2025-11-12T08:53:35Z"],"firstPublished":[0,"2025-11-22T13:51:54Z"],"published":[0,"2025-11-22T13:51:54Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-11-22T13:51:54.629861Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-da-skal-du-selge-fondet"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"357f063f-9de9-5e79-af9d-92bad7d5b193"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1483e549-ef6c-4b92-ab66-7e165907cb85"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,1827],"y":[0,1214],"width":[0,1754],"height":[0,1316]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"]}],"accessRestriction":[0],"wordCount":[0,242],"xkey":[0,"VG-ART-LMyQaq VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-346952"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z1SCwG7"><track-element data-track-bundle-position="3" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:LMyQaq" data-track-image-url="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Da skal du selge fondet" data-track-primary-position="3" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Da skal du selge fondet</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-11-22T13:51:54.000Z"><span data-nosnippet="true">22. nov. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045" srcset="https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045 40w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d 80w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2 100w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6 200w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c 240w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f 480w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95 580w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2 720w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31 1080w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88 1440w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc 2160w" style="object-position:48.56321839080459% 50.43103448275862%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r37" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"K8BlRo"],"changes":[0,{"created":[0,"2025-11-25T08:54:25Z"],"updated":[0,"2025-11-25T12:41:36Z"],"firstPublished":[0,"2025-11-27T11:19:21Z"],"published":[0,"2025-11-27T11:19:21Z"]}],"section":[0,{"id":[0,"b896ecb8-7cd3-421a-8d56-6173be25027c"],"title":[0,"Fritid"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har"]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"refsMapping":[1,[]],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,"open"],"dinepenger_paywall":[0,"open"],"aiArticleWriterModel":[0,"bedrock-anthropic.claude-sonnet-4-20250514-v1:0"],"articleSummary":[1,[[0,{"items":[1,[[0,{"value":[0,"Nesten halvparten av nordmenn planlegger å bruke kreditt under Black Week, ifølge en ny undersøkelse."],"markup":[1,[]]}],[0,{"value":[0,"Luksusfellen-programleder Lene Drange advarer mot økonomiske konsekvenser ved kredittkjøp."],"markup":[1,[]]}],[0,{"value":[0,"Eksperter mener man kan gjøre gode kupp, men advarer mot falske tilbud og ber forbrukere være prisbevisste."],"markup":[1,[]]}]]],"blockType":[0,"list:unordered"]}]]],"frontPageKicker":[0,""],"dinepenger_originalId":[0,"c1cb4b39-ad6b-4ab2-832d-0beb4edca62a"],"dinepenger_toPrint":[0,false],"comments":[0,true],"topbanner":[0,""],"dinepenger_refsMapping":[1,[]],"toPrint":[0,false],"aiArticleWriterPromptVersion":[0,"intervju"],"aiArticleWriterServiceCallId":[0,5013191],"googleDescription":[0,""],"showTipUs":[0,false],"aiArticleWriterPromptHash":[0,"767bcc18102bdab717ddab90c6b20eaf2c44a027"],"googleTitle":[0,"Ekspertenes advarsel: Nesten halvparten handler på kreditt under Black Week"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"originalId":[0,"c1cb4b39-ad6b-4ab2-832d-0beb4edca62a"],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,20],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"d0f53eb1-3463-4808-9df0-c6fdb6b427c8"],"title":[0,"vg:AI"],"type":[0,"machine"],"slug":[0,"vg-ai"],"enabled":[0,true]}],[0,{"id":[0,"56ec8ae6-b1ba-473d-ab4d-a6bd8c125ae5"],"title":[0,"Forbruker"],"type":[0,"descriptor"],"slug":[0,"forbruker"],"enabled":[0,true]}],[0,{"id":[0,"b0466d5a-32a7-4ac5-acea-5e891353de77"],"title":[0,"Tilbud"],"type":[0,"descriptor"],"slug":[0,"tilbud"],"enabled":[0,true]}],[0,{"id":[0,"71855f9b-c5f3-41c0-a2d8-e63cc8747828"],"title":[0,"Black Week"],"type":[0,"event"],"slug":[0,"black-week"],"enabled":[0,true]}],[0,{"id":[0,"ff3c47ff-fdda-4a6a-9dc9-ead335b862c4"],"title":[0,"Black Friday"],"type":[0,"descriptor"],"slug":[0,"black-friday"],"enabled":[0,true]}],[0,{"id":[0,"20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"title":[0,"Kredittkort"],"type":[0,"descriptor"],"slug":[0,"kredittkort"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"4be187c7-cc5c-488d-9737-e5bacca875e5"],"title":[0,"Astrid Dalen"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men særlig parøkonomi, bolig, arv, karriere og investering. Har studert statsvitenskap og journalistikk, og har tidligere jobbet med økonomi- og forbrukerstoff i Aftenposten, ABC Nyheter og E24."],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"astrid.dalen@dinepenger.no"]}]]],"image":[0,"3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502"],"imageAsset":[0,{"id":[0,"3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=40&s=98c995fa46d1d0f29ecd1b8e82b432402645a4dc"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=80&s=5003a17415c75db3a6e1d415dd970e77e2c5d658"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=100&s=e99550c7ba916434d98ac8f4fe43203bacf5f352"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=200&s=4db538e29140ea815bfe5af9b1cddfc947ef7171"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=240&s=8ecc05241d6db4ffce36110cb38473334c6dddee"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=480&s=1273927b278cf89cc78b4fa1227b8405cb0caca7"],"width":[0,480]}]]]}],"slug":[0,"astrid-dalen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,21],"time":[0,"2025-11-27T12:36:11.448935Z"]}],"promotionContent":[0,{"slug":[0,"ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b48139f7-a00a-5bca-a275-8e27f49b103e"],"weight":[0,100],"title":[0,{"value":[0,"Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"627a4292-533e-4010-95ab-2e7f4b7bf091"],"size":[0,{"width":[0,7648],"height":[0,4302]}],"hotspot":[0,{"x":[0,1573],"y":[0,188],"width":[0,4810],"height":[0,3606]}],"urls":[1,[[0,{"height":[0,23],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=80&s=22a039a661a9fc7bb675a7c5a2d027a77114bae7"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=100&s=9a5fa92b9a846699b8136646181c531d28b18cae"],"width":[0,100]}],[0,{"height":[0,113],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=200&s=eff8e93d4b7806f99eee7aca7ae93c96ecd85628"],"width":[0,200]}],[0,{"height":[0,135],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=240&s=ce200e5e04001b736745a69ce05b0a64369be490"],"width":[0,240]}],[0,{"height":[0,270],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=480&s=ee7e4310fd5f0b989fbcd101974ef59c29dcac56"],"width":[0,480]}],[0,{"height":[0,326],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=580&s=434cad97cc9694b242dfefe1a92735b395096f79"],"width":[0,580]}],[0,{"height":[0,405],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=720&s=872160047f61921f7277e3c51501ba5b4623b5ce"],"width":[0,720]}],[0,{"height":[0,608],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1080&s=865f143d8328a45ea46347abb5248e961390f343"],"width":[0,1080]}],[0,{"height":[0,810],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1440&s=a84ac0055880b4d741a98e4cc2c5be6177b2a8c4"],"width":[0,1440]}],[0,{"height":[0,1215],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=2160&s=fc1609fbeafdf14810c0c2c61340733186783a36"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"permalink":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"shareUrl":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"]}],"accessRestriction":[0],"wordCount":[0,961],"xkey":[0,"VG-ART-K8BlRo VG-ART-SECTION-b896ecb8-7cd3-421a-8d56-6173be25027c VG-ART-TAG-d0f53eb1-3463-4808-9df0-c6fdb6b427c8 VG-ART-TAG-56ec8ae6-b1ba-473d-ab4d-a6bd8c125ae5 VG-ART-TAG-b0466d5a-32a7-4ac5-acea-5e891353de77 VG-ART-TAG-71855f9b-c5f3-41c0-a2d8-e63cc8747828 VG-ART-TAG-ff3c47ff-fdda-4a6a-9dc9-ead335b862c4 VG-ART-TAG-20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2pHx5"><track-element data-track-bundle-position="4" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:K8BlRo" data-track-image-url="https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647" data-track-impression="" data-track-name="Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har" data-track-primary-position="4" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-11-27T11:19:21.000Z"><span data-nosnippet="true">27. nov. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">5 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="4302" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647" srcset="https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647 40w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=80&s=22a039a661a9fc7bb675a7c5a2d027a77114bae7 80w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=100&s=9a5fa92b9a846699b8136646181c531d28b18cae 100w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=200&s=eff8e93d4b7806f99eee7aca7ae93c96ecd85628 200w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=240&s=ce200e5e04001b736745a69ce05b0a64369be490 240w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=480&s=ee7e4310fd5f0b989fbcd101974ef59c29dcac56 480w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=580&s=434cad97cc9694b242dfefe1a92735b395096f79 580w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=720&s=872160047f61921f7277e3c51501ba5b4623b5ce 720w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1080&s=865f143d8328a45ea46347abb5248e961390f343 1080w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1440&s=a84ac0055880b4d741a98e4cc2c5be6177b2a8c4 1440w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=2160&s=fc1609fbeafdf14810c0c2c61340733186783a36 2160w" style="object-position:52.01359832635983% 46.28079962807996%" width="7648"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r38" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="1XpGsy"><track-element data-track-bundle-position="5" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:aJ27l2" data-track-image-url="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Kjøpe bolig uten lån?" data-track-primary-position="5" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2025-12-07T11:05:43.000Z"><span data-nosnippet="true">7. des. 2025</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3533" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e" srcset="https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w" style="object-position:44.698113207547166% 35.30993489951882%" width="5300"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client="load" component-export="Teaser" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js" opts="{"name":"Teaser","value":true}" prefix="r39" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2us6Yp"><track-element data-track-bundle-position="6" data-track-click-intent="View" data-track-element-size="small" data-track-element-type="Teaser" data-track-id="teaser:pB6zjw" data-track-image-url="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Når skal man ta ut gevinst?" data-track-primary-position="6" data-track-target-newsroom="dinepenger" data-track-target-type="Article"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}" style="display:contents"><time class="_timestamp_xeowg_247" datetime="2026-01-11T08:34:55.000Z"><span data-nosnippet="true">11. jan.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">3 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3712" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd" srcset="https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w" style="object-position:52.97234195402298% 24.178340517241377%" width="5568"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client="visible" component-export="default" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.Ben4KIbv.js" opts="{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}" prefix="r19" props="{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" ssr uid="Z2wl9v3"><section class="_articles_zulis_1" data-nosnippet="true"><h3 class="_title_zulis_8 title-serif-s">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class="_footer_1awbn_11 background-primary" id="footer"><a aria-label="Tilbake til forsiden" href="https://www.vg.no"><svg class="_logo_1awbn_52" fill="none" height="24" viewbox="0 0 120 24" width="120" xmlns="http://www.w3.org/2000/svg"><path d="M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z" fill="currentColor"></path><path d="M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z" fill="currentColor"></path></svg></a><section class="_editorSection_1awbn_56"><dl><div><dt class="text-sans-xs">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class="_link_1awbn_1" href="mailto:gard.steiro@vg.no">Gard Steiro</a></dd></div></dl></section><section class="_linkContainer_1awbn_122"><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Info</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon">Åpenhet i VG</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/rettelser">Logg over rettelser</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/brukervilkar">Bruksvilkår</a></li><li><a class="_link_1awbn_1" href="https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Abonnement</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/minside">Min side</a></li><li><a class="_link_1awbn_1" href="https://eavis.vg.no">Dagens e-avis</a></li><li><a class="_link_1awbn_1" href="https://support.vg.no/">Support</a></li></ul></details><details class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184" open=""><summary class="_summary_1awbn_34"><span>Kontakt</span><span class="_chevronDown_1awbn_116">↓</span><span class="_chevronUp_1awbn_113">↑</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/kontakt-oss">Kontaktinfo</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/tips-oss">Tips oss</a></li><li><a class="_link_1awbn_1" href="https://schibstedforbusiness.com/no/">Annonsere i VG</a></li></ul></details></section><section class="_disclaimerSection_1awbn_173"><a aria-label="Lenke til Redaktørplakaten" class="_nored_1awbn_152" href="https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten"><svg class="_logo_1awbn_52" viewbox="0 0 80 80" xmlns="http://www.w3.org/2000/svg"><title>Redaktøransvar</title><path d="M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z" fill="currentColor" fill-rule="evenodd"></path></svg></a><p class="text-sans-xs">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class="_legalSection_1awbn_169"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class="layout-component layout-normal" data-position="1" style="margin-bottom: 1rem"></braze-container> </body></html>
🗄️ Database Row (All Fields)
{
"article_id" : 3836,
"author" : "Atle Jørstad Wergeland",
"category" : "DinePenger",
"change_type" : "update",
"content" : "Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål \\- og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\n## Hvor er Hallgeir Kvadsheim fra?\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\- i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"created_at" : "2026-01-15 09:19:46",
"id" : 122471,
"image_local_path" : "/downloads/3836_c69e000166e8cc09f5f88d3acca52446.jpg",
"image_ratio" : null,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"image_url_normalized" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"is_paywalled" : 0,
"is_video" : 0,
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"metadata" : "{\"og\":{\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"site_name\":\"Dine Penger\",\"image\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"type\":\"article\"},\"published_at\":\"2026-01-15 08:46:28\",\"meta\":{\"baggage\":\"sentry-environment=production,sentry-release=vgno-artikkel%40710cc0d4e,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=2952f5001f6605ed4eaeb2f104a776aa,sentry-sampled=false,sentry-sample_rand=0.4121956990789577,sentry-sample_rate=0\",\"sentry-trace\":\"2952f5001f6605ed4eaeb2f104a776aa-699b801ac0f818fe-0\",\"keywords\":\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\",\"robots\":\"max-image-preview:large, noarchive\",\"viewport\":\"width=device-width, initial-scale=1\",\"publisheddate\":\"2026-01-15\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \"},\"content\":\"Hos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke.\\n\\nKvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l \\\\- og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.\\n\\n## Hvor er Hallgeir Kvadsheim fra?\\n\\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken.\\n\\nHan er mest kjent som programleder i Viaplay\\\\-programmet «Luksusfellen», som han har vært en del av siden 2007.\\n\\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\\n\\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene.\\n\\nEkspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman \\\\- i tillegg til Hallgeir Kvadsheim.\\n\\nVÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) â fra Ã¥rene i «Luksusfellen.\\n\\n*«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\\n\\nI vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.\\n\\n**Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.**\\n\\nUnder finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.\",\"image_url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"keywords\":[\"Hallgeir Kvadsheim\",\"Privatøkonomi\",\"Personlig økonomi\",\"Nettmøte\",\"Rettet\"],\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"twitter\":{},\"source_updated_at\":null,\"schema\":{\"microdata\":{\"datePublished\":\"Publisert: 15.01.26 kl. 09:46\",\"articleBody\":\" \"}},\"author\":\"Atle Jørstad Wergeland\",\"raw_feed_item\":\"<item><title>Nettmøte kl 10: Send inn spørsmÃ¥l</title><pubDate>Thu, 15 Jan 2026 08:46:28 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\\\"img/jpg\\\" url=\\\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\\\" /></item>\",\"category\":\"DinePenger\",\"is_paywalled\":0}",
"og_title" : "Nettmøte kl 10: Send inn spørsmål",
"published_at" : "2026-01-15 08:46:28",
"raw_html" : "<!DOCTYPE html><html class=\"dinepenger\" data-article-theme=\"default\" data-article-type=\"liveblog\" data-breaking=\"false\" data-device=\"desktop\" data-env=\"production\" data-id=\"28MMaG\" data-name=\"Spør Hallgeir Kvadsheim: Hans beste tips og råd\" data-newsroom=\"dinepenger\" data-page-type=\"SalesPoster\" data-release=\"vgno-artikkel@710cc0d4e\" lang=\"no\" style=\"--header-height:56px\"> <head><meta content=\"2952f5001f6605ed4eaeb2f104a776aa-699b801ac0f818fe-0\" name=\"sentry-trace\">\n<meta content=\"sentry-environment=production,sentry-release=vgno-artikkel%40710cc0d4e,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=2952f5001f6605ed4eaeb2f104a776aa,sentry-sampled=false,sentry-sample_rand=0.4121956990789577,sentry-sample_rate=0\" name=\"baggage\"><meta content=\"width=device-width, initial-scale=1\" name=\"viewport\"><link href=\"/manifest.json\" rel=\"manifest\"><link as=\"image\" fetchpriority=\"high\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><meta charset=\"UTF-8\"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" rel=\"canonical\"><meta content=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" property=\"og:url\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"icon\" type=\"image/svg+xml\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"shortcut icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"shortcut icon\" type=\"image/svg+xml\"><link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png\" rel=\"apple-touch-icon\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. \" name=\"description\"><meta content=\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\" name=\"keywords\"><meta content=\"152316758161786\" property=\"fb:app_id\"><meta content=\"max-image-preview:large, noarchive\" name=\"robots\"><meta content=\"Dine Penger\" property=\"og:site_name\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. \" property=\"og:description\"><meta content=\"Nettmøte kl 10: Send inn spørsmål\" property=\"og:title\"><meta content=\"article\" property=\"og:type\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"og:image\"><meta content=\"(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd\" property=\"twitter:title\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. \" property=\"twitter:description\"><meta content=\"summary_large_image\" property=\"twitter:card\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"twitter:image\"><!-- Article metadata --><meta content=\"2026-01-15T08:46:28Z\" property=\"article:published_time\"><meta content=\"2026-01-15\" name=\"publisheddate\"><meta content=\"2026-01-08T15:13:03.882Z\" property=\"article:modified_time\"><meta content=\"Atle Jørstad Wergeland\" property=\"article:author\"><meta content=\"Hallgeir Kvadsheim\" property=\"article:tag\"><meta content=\"Privatøkonomi\" property=\"article:tag\"><meta content=\"Personlig økonomi\" property=\"article:tag\"><meta content=\"Nettmøte\" property=\"article:tag\"><meta content=\"Rettet\" property=\"article:tag\"><meta content=\"DinePenger\" property=\"article:section\"><!-- Article metadata for MBL --><meta content=\"680\" property=\"k5a:wordCount\"><link as=\"script\" fetchpriority=\"low\" href=\"https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js\" rel=\"preload\"><link as=\"script\" fetchpriority=\"low\" href=\"https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js\" rel=\"preload\"><link as=\"fetch\" crossorigin=\"use-credentials\" fetchpriority=\"high\" href=\"https://cm.vg.no/v2/vg/coreheader\" rel=\"preload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.5/es2020/account-sdk-browser.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react@19.1.1/es2020/react.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs\" rel=\"modulepreload\"> \n<link as=\"script\" fetchpriority=\"high\" href=\"https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js\" rel=\"preload\">\n <!-- Ads do fetching on their own --> <link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.DrbxKmjH.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BeiF-6BO.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Jk7fC4MB.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CeEkZ0XQ.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.Dw2KqNM-.css\" rel=\"stylesheet\">\n<link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.B_FgydWW.css\" rel=\"stylesheet\"></head> <body> <a class=\"skipNav\" href=\"#hovedinnhold\">\nHopp til hovedinnholdet\n</a> <astro-island await-children client=\"load\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.C4eGYNdt.js\" opts=\"{"name":"DefaultHeader","value":true}\" prefix=\"r14\" props=\"{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"24pIoC\"><header class=\"_header_6tx2u_7 elevated grouped\" data-open=\"false\" data-test-id=\"vg-header\" data-track-element-type=\"Header\" role=\"banner\"><div class=\"_masthead_6tx2u_12\"><a aria-label=\"Tilbake til forsiden\" class=\"_home_6tx2u_8\" data-track-no-utm=\"true\" href=\"https://www.vg.no/dinepenger\"><svg fill=\"none\" height=\"24\" width=\"133\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z\" fill=\"currentColor\"></path></svg></a><nav class=\"_nav_6tx2u_14\"><ul class=\"_list_6tx2u_11\"><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></nav><div class=\"_search_1cpeg_39 _search_6tx2u_144\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><menu class=\"_buttons_6tx2u_6\"><li class=\"_button_6tx2u_5\"><button aria-label=\"Brukermeny\" class=\"_avatar_6tx2u_1\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div></button></li><li class=\"_button_6tx2u_5\"><button aria-label=\"Hovedmeny\" class=\"_button_6bkpv_2 button-label-large _large_6bkpv_69 \" role=\"button\" type=\"button\"><svg aria-label=\"Hamburger\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button></li></menu></div><nav class=\"_menu_swbtj_16\" hidden=\"\"><div class=\"_menuItem_swbtj_82\" hidden=\"\"><section aria-label=\"Hovedmeny\" class=\"_shortcuts_swbtj_98\"><div class=\"_search_1cpeg_39 _search_swbtj_127\"><form action=\"https://www.vg.no/sok\" class=\"_container_1cpeg_5 fill-tertiary\"><svg aria-label=\"Search\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg><input aria-label=\"Søk\" autocomplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" name=\"q\" placeholder=\"Søk\" required=\"\" type=\"search\"><input name=\"siteFilter\" type=\"hidden\" value=\"dinepenger\"><svg aria-label=\"Close\" class=\"_clear_1cpeg_35\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\" fill-rule=\"evenodd\"></path></svg></form></div><div aria-label=\"Klikk for å gå til brukerprofil\" class=\"_user_11njy_25 _button_11njy_1\" role=\"button\" tabindex=\"0\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg aria-label=\"User\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_info_11njy_21\"><p class=\"_name_11njy_13 font-weight-regular title-medium\">Du er ikke logget inn</p><p class=\"label-medium\">Ikke abonnent</p></div><svg aria-label=\"Chevron Right\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_buttons_11njy_7\"><button class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 \" role=\"button\" type=\"button\">Logg inn</button></div><h3 class=\"_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase\">Snarveier</h3><ul class=\"_links_swbtj_9\"><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_link_swbtj_1\"><a class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></section><section class=\"_sections_y9n8e_19\"><h3 class=\"_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase\">Innhold</h3><ul><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Bank og forsikring</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/eiendom\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Eiendom</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/familie\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Familie</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fond\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fondsoversikt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fritid\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fritid</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/jobb\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Jobb</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/magasin\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Magasin</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/skatt\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Skatt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Sparing og investering</h4></a><button class=\"_button_6bkpv_2 button-label-large _toggle_y9n8e_63\" role=\"button\" type=\"button\"><svg aria-label=\"Chevron Down\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button><ul class=\"_subsections_y9n8e_34\" hidden=\"\"><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/aksjer\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Aksjer</h5></a></li><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Fond</h5></a></li></ul></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Strømguiden</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Videokurs</h4></a></li></ul></section><div class=\"_footer_2fpqs_1\"><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Annet innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/podkast\"><h2 class=\"_link_2fpqs_8 label-medium\">Podkast</h2></a></li><li><a href=\"https://www.vg.no/spill/ordstjernen\"><h2 class=\"_link_2fpqs_8 label-medium\">Ordstjernen</h2></a></li><li><a href=\"https://e24.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E24</h2></a></li><li><a href=\"https://www.minmote.no\"><h2 class=\"_link_2fpqs_8 label-medium\">MinMote</h2></a></li><li><a href=\"https://www.godt.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Godt</h2></a></li><li><a href=\"https://pent.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Pent</h2></a></li><li><a href=\"https://www.tek.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Tek.no</h2></a></li><li><a href=\"https://www.vg.no/dinepenger\"><h2 class=\"_link_2fpqs_8 label-medium\">Dine Penger</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/pollen/\"><h2 class=\"_link_2fpqs_8 label-medium\">Pollenvarsel</h2></a></li><li><a href=\"https://www.vg.no/stromprisen\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømprisen</h2></a></li><li><a href=\"https://tvguide.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">TV-guide</h2></a></li><li><a href=\"https://www.vektklubb.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Vektklubb</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav\"><h2 class=\"_link_2fpqs_8 label-medium\">Valgomat</h2></a></li><li><a href=\"https://www.vg.no/tegneserier\"><h2 class=\"_link_2fpqs_8 label-medium\">Tegneserier</h2></a></li><li><a href=\"https://www.penger.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Penger.no</h2></a></li><li><a href=\"https://eavis.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E-avis</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Kommersielt innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/minnesider/\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Minnesider</h2></a></li><li><a href=\"https://www.vg.no/strom\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømguiden</h2></a></li><li><a href=\"https://partnerstudio.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Partnerstudio</h2></a></li><li><a href=\"https://www.vg.no/black-friday\"><h2 class=\"_link_2fpqs_8 label-medium\">Black Friday</h2></a></li><li><a href=\"https://butikk.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Butikk</h2></a></li><li><a href=\"https://kupp.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Kupp</h2></a></li><li><a href=\"https://onsk.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Ønsk</h2></a></li><li><a href=\"https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny\"><h2 class=\"_link_2fpqs_8 label-medium\">Piggsko.no</h2></a></li><li><a href=\"https://bunadssko.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Bunadssko.no</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Info og kontakt</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/tips-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Tips oss</h2></a></li><li><a href=\"https://www.vg.no/informasjon/kontakt-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Kontakt VG</h2></a></li><li><a href=\"https://www.vg.no/informasjon\"><h2 class=\"_link_2fpqs_8 label-medium\">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class=\"schibsted-data-controller\" data-nosnippet></div> <section id=\"hovedinnhold\" tabindex=\"-1\"></section> <main class=\"article-main\" data-astro-cid-jwirc66j data-topbanner=\"false\" data-topboard=\"false\" id=\"application\"> <article class=\"article default\" data-astro-cid-jwirc66j> <header class=\"article-intro\" style=\"display: contents\"> <astro-island await-children client=\"visible\" component-export=\"Image\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.pgYUXb-m.js\" opts=\"{"name":"Image","value":true}\" prefix=\"r21\" props=\"{"alt":[0],"caption":[0," Foto: Naina Helén Jåma / VG"],"device":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"editorialJudgment":[0],"layout":[0,"wide"],"loading":[0,"eager"]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1iyzBr\"><link as=\"image\" fetchpriority=\"high\" imagesizes=\"(min-width: 980px) 980px, 100vw\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><figure class=\"_figure_qp4xg_1 layout-component layout-wide\"><img alt=\" Foto: Naina Helén Jåma / VG\" class=\"_image_qp4xg_65 layout-component layout-wide\" data-fullscreen-sizes=\"(min-width: 1000px) 2000px, 2000vw\" data-track-element-type=\"Article image fullscreen\" data-track-name=\"ImageFullscreen\" decoding=\"sync\" fetchpriority=\"high\" height=\"3273\" itemprop=\"image\" loading=\"eager\" sizes=\"(min-width: 980px) 980px, 100vw\" src=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7\" srcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" style=\"object-position:69.73925443063762% 24.381301558203482%\" width=\"4909\"><figcaption class=\"text-sans-s _caption_qp4xg_10 layout-component layout-padded\"> Foto: Naina Helén Jåma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class=\"_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded\" first-child=\"false\"><span class=\"_text_kfomj_58\">Nettmøte kl 10: Send inn spørsmål</span></h1> </header> <braze-container class=\"layout-component layout-normal\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> <section class=\"article-body\" itemprop=\"articleBody\" style=\"display: contents\"> <p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.</p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hvor er Hallgeir Kvadsheim fra? </h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Våren 2022 skrev Kvadsheim om hva han har lært – og <a class=\"_link_o9xde_39\" data-track-element-type=\"Link\" data-track-id=\"link:lVjmvL\" href=\"/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen\">13 ting vi alle kan lære om privatøkonomi</a> – fra årene i «Luksusfellen. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><em class=\"_em_o9xde_35\">«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><strong class=\"_strong_o9xde_25\">Trykk på «send inn» og legg inn spørsmålet ditt.</strong></p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.</p><vg-salesposter data-content-id=\"28MMaG\" data-content-type=\"article\" data-device-is-android=\"false\" data-device-is-app=\"false\" data-device-is-ios=\"false\" data-device-type=\"desktop\" data-newsroom=\"dinepenger\" data-poster-type=\"subscription\" data-pulse-data=\"{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2026-01-15T08:46:28Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2026-01-08T15:13:03.882Z","wordCount":680,"hasSummary":false}\" data-ref-id data-section=\"dinepenger\" data-tags=\"["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]\"></vg-salesposter> </section> <time class=\"text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded\" datetime=\"2026-01-15T08:46:28.000Z\" itemprop=\"datePublished\">Publisert: 15.01.26 kl. 09:46</time> <footer class=\"font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18\" data-track-element-type=\"Tags\" data-track-id=\"tags\" data-track-impression=\"true\" data-track-name=\"Tags\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\"><nav class=\"_nav_xigzw_3\"><ul class=\"_list_xigzw_2\"><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:hallgeir-kvadsheim\" data-track-name=\"Hallgeir Kvadsheim\" data-track-secondary-position=\"1\" href=\"/dinepenger/tag/hallgeir-kvadsheim\">Hallgeir Kvadsheim</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:privatoekonomi\" data-track-name=\"Privatøkonomi\" data-track-secondary-position=\"2\" href=\"/dinepenger/tag/privatoekonomi\">Privatøkonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:personlig-oekonomi\" data-track-name=\"Personlig økonomi\" data-track-secondary-position=\"3\" href=\"/dinepenger/tag/personlig-oekonomi\">Personlig økonomi</a></li><li class=\"_item_xigzw_1\"><a class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\" data-track-id=\"tag:nettmoete\" data-track-name=\"Nettmøte\" data-track-secondary-position=\"4\" href=\"/dinepenger/tag/nettmoete\">Nettmøte</a></li></ul></nav></footer> <div class=\"layout-component layout-normal layout-padded\" data-nosnippet=\"true\"><p class=\"font-vg-sans _aiDisclaimer_1qdoz_1\"><svg aria-hidden=\"true\" aria-label=\"Ai\" fill=\"none\" height=\"24px\" role=\"graphics-symbol\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" viewbox=\"0 0 24 24\" width=\"24px\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><a class=\"_link_1qdoz_11\" data-track-click-intent=\"Open\" data-track-element-type=\"Link\" data-track-name=\"ai-disclaimer\" href=\"https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5\">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class=\"_root_1uq6z_1\" hidden=\"false\"> <section class=\"_section_1uq6z_5 mb-s mt-s\" data-track-id=\"darkmode-onboarding\" data-track-impression data-track-name=\"Darkmode onboarding\"> <h3>Slå på mørk modus i artikler</h3> <div class=\"_container_ruod8_1\"><label class=\"background-secondary _checkbox_ruod8_7\"><div class=\"label-large label-primary _label_ruod8_38\"></div><input class=\"_toggle_ayo7d_1\" data-track-click=\"true\" data-track-id=\"darkmode-onboarding:toggle\" type=\"checkbox\"></label></div> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30\" data-track-id=\"darkmode-onboarding:save\" role=\"button\" type=\"button\">\nLogg inn for å lagre\n</button> </section> </darkmode-onboarding> <div class=\"_bottomBanner_1e4y4_1 layout-component layout-normal\"> <div class=\"_enrichment_u2nme_1 layout-component layout-normal layout-padded\" data-component-type=\"enrichment\"> <div id=\"bottom-banner\" style=\"min-height:100px\"></div> </div> </div> <vg-require-login class=\"layout-component layout-normal\" data-astro-cid-3kdfhkxc=\"true\"> <div class=\"layout-component layout-normal layout-padded vg-comments\" id=\"vg-comments\"> <section data-article-id=\"28MMaG\" data-article-poster-type=\"subscription\" id=\"comments\"></section> </div> <template class=\"login-template\" data-astro-cid-3kdfhkxc> <div class=\"login-wall-content\" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for å lese og kommentere - helt gratis!</h2> <button class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button\" data-astro-cid-3kdfhkxc=\"true\" role=\"button\" type=\"button\">Logg inn for å lese kommentarer</button> <div class=\"login-wall-meta\" data-astro-cid-3kdfhkxc> <img alt=\"\" data-astro-cid-3kdfhkxc loading=\"lazy\" src=\"https://imbo.vgc.no/s/HrxtKTX\"> </div> </div> </template> </vg-require-login> <astro-island await-children client=\"idle\" component-export=\"ToastContainer\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.CTUeh70K.js\" opts=\"{"name":"ToastContainer","value":true}\" prefix=\"r18\" props=\"{"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"2gmd2D\"><div class=\"_toasts_1x7db_1\"></div><!--astro:end--></astro-island> </article> <aside class=\"aside grouped\" data-astro-cid-jwirc66j role=\"complementary\"> <section class=\"_recirculation_1ppix_1\" data-nosnippet data-test-id=\"recirculation\" data-track-element-type=\"Recirculation\"><h2 class=\"title-serif-s\">Relaterte saker</h2><ul style=\"display: contents\"><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r34\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"gkayna"],"changes":[0,{"created":[0,"2025-11-25T13:45:25Z"],"updated":[0,"2025-11-26T08:10:07Z"],"firstPublished":[0,"2025-12-02T08:44:57Z"],"published":[0,"2025-12-02T08:44:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"32c336e5-f952-410e-a8e6-baa249953f92"],"title":[0,"Høyrentefond"],"type":[0,"descriptor"],"slug":[0,"hyrentefond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,12],"time":[0,"2025-12-04T08:21:30.925169Z"]}],"promotionContent":[0,{"slug":[0,"hvordan-investere-1-2-millioner-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b661eb7d-561f-5e78-a60e-b407ddffab3d"],"weight":[0,100],"title":[0,{"value":[0,"Hvordan investere 1,2 millioner kroner?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"cc2bdabf-e378-44f0-9040-17dfe6fdb450"],"size":[0,{"width":[0,8256],"height":[0,5504]}],"hotspot":[0,{"x":[0,2970],"y":[0,790],"width":[0,2017],"height":[0,1513]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner"]}],"accessRestriction":[0],"wordCount":[0,276],"xkey":[0,"VG-ART-gkayna VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-32c336e5-f952-410e-a8e6-baa249953f92 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-348044"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"ZYL2DJ\"><track-element data-track-bundle-position=\"1\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:gkayna\" data-track-image-url=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" data-track-impression=\"\" data-track-name=\"Hvordan investere 1,2 millioner kroner?\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/gkayna/hvordan-investere-1-2-millioner-kroner\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hvordan investere 1,2 millioner kroner?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-02T08:44:57.000Z\"><span data-nosnippet=\"true\">2. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"5504\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f\" srcset=\"https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=40&s=6d78d0ef2cbcc6be7410a94ce8d7e88d490a2a9f 40w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=80&s=d6834fa779da82bde17e276214025b71d6188b60 80w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=100&s=51272d4d1ac6846abce34cd07b3cc3f30cd0cfd7 100w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=200&s=fca7c05eb31d47ed79677a2b61d49ff5937d5a0c 200w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=240&s=f15acc7018cf48c0a927be0a9f84638035ced6bc 240w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=480&s=da359aa7e9158d2e1d5e9dd75a18428795f0fe10 480w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=580&s=f8f465606c2050637a3ee7596323a47ebfc28451 580w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=720&s=6a2bbe4ac8542ffa9fb1abc344f95535cf6b7354 720w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1080&s=17adf23af92b44c92894cdaeae52ec50c1f1a458 1080w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=1440&s=e295b57c1f7068197e61749f5a0d8f0e31d89319 1440w, https://akamai.vgc.no/v2/images/cc2bdabf-e378-44f0-9040-17dfe6fdb450?format=auto&w=2160&s=7d2e0da6f610c72fed9388aa266ab3ecca56e56c 2160w\" style=\"object-position:48.18919573643411% 28.097747093023255%\" width=\"8256\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r35\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"3pj4Xq"],"changes":[0,{"created":[0,"2025-12-05T10:32:47Z"],"updated":[0,"2025-12-05T11:11:15Z"],"firstPublished":[0,"2025-12-06T06:29:47Z"],"published":[0,"2025-12-06T06:29:47Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Investere 300.000 kroner"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"3f46858f-ae7e-471a-884a-5535e6167062"],"title":[0,"Sparing"],"type":[0,"descriptor"],"slug":[0,"sparing-2"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,10],"time":[0,"2025-12-06T06:29:47.585400Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-investere-300-000-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"77845148-b9de-5e1d-8172-9a6b8edd00a3"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Investere 300.000 kroner"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1dccb258-d0e3-483b-9c6d-a65e130dd299"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2570],"y":[0,722],"width":[0,1712],"height":[0,1284]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=80&s=acd3c4c36497fd0ee0e110bd6ae7f76a93f5a282"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=100&s=ca74da33aee83525e776ff932f16dc315653e2c4"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=200&s=4c8cf90b89ddc0c12e97bb3d7328017f8713868e"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=240&s=0c3e1172e8c8d6ccb3ac081d87b04bdf93ec693f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=480&s=bd0c760436669096c4b80e6e2f8f00da610c80d8"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=580&s=9d4b389293132f295babd9993651671516143ba4"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=720&s=68e13ba9b071e41535e696ec30c34a6138cea9de"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1080&s=f7f65d6ee9ee97d9a1a4d8aa4b1cb8710ec49b0c"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1440&s=41655dc0d91215885acafc70c5d1c11403bb71ed"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=2160&s=a34c8f4fa081b2424fdb322b67ecf913110e3af7"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner"]}],"accessRestriction":[0],"wordCount":[0,298],"xkey":[0,"VG-ART-3pj4Xq VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-3f46858f-ae7e-471a-884a-5535e6167062 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1egGX7\"><track-element data-track-bundle-position=\"2\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:3pj4Xq\" data-track-image-url=\"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Investere 300.000 kroner\" data-track-primary-position=\"2\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/3pj4Xq/hallgeir-kvadsheim-investere-300-000-kroner\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Investere 300.000 kroner</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-06T06:29:47.000Z\"><span data-nosnippet=\"true\">6. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b\" srcset=\"https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=40&s=0f2768c862d5b08b80dacae24709db5eac932b9b 40w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=80&s=acd3c4c36497fd0ee0e110bd6ae7f76a93f5a282 80w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=100&s=ca74da33aee83525e776ff932f16dc315653e2c4 100w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=200&s=4c8cf90b89ddc0c12e97bb3d7328017f8713868e 200w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=240&s=0c3e1172e8c8d6ccb3ac081d87b04bdf93ec693f 240w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=480&s=bd0c760436669096c4b80e6e2f8f00da610c80d8 480w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=580&s=9d4b389293132f295babd9993651671516143ba4 580w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=720&s=68e13ba9b071e41535e696ec30c34a6138cea9de 720w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1080&s=f7f65d6ee9ee97d9a1a4d8aa4b1cb8710ec49b0c 1080w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=1440&s=41655dc0d91215885acafc70c5d1c11403bb71ed 1440w, https://akamai.vgc.no/v2/images/1dccb258-d0e3-483b-9c6d-a65e130dd299?format=auto&w=2160&s=a34c8f4fa081b2424fdb322b67ecf913110e3af7 2160w\" style=\"object-position:61.5301724137931% 36.74568965517241%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r36\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"LMyQaq"],"changes":[0,{"created":[0,"2025-11-11T12:58:01Z"],"updated":[0,"2025-11-12T08:53:35Z"],"firstPublished":[0,"2025-11-22T13:51:54Z"],"published":[0,"2025-11-22T13:51:54Z"]}],"section":[0,{"id":[0,"a61155fb-d48d-434e-b04d-bba102fd29c3"],"title":[0,"Fond"],"parent":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"bccbb77f-ec14-4b1c-965e-414a2bc6bbbd"],"title":[0,"Fremvoksende markeder"],"type":[0,"descriptor"],"slug":[0,"fremvoksende-markeder"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Økonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-11-22T13:51:54.629861Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-da-skal-du-selge-fondet"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"357f063f-9de9-5e79-af9d-92bad7d5b193"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Da skal du selge fondet"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"1483e549-ef6c-4b92-ab66-7e165907cb85"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,1827],"y":[0,1214],"width":[0,1754],"height":[0,1316]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet"]}],"accessRestriction":[0],"wordCount":[0,242],"xkey":[0,"VG-ART-LMyQaq VG-ART-SECTION-a61155fb-d48d-434e-b04d-bba102fd29c3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-bccbb77f-ec14-4b1c-965e-414a2bc6bbbd svp-api-vgtv-assets-346952"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z1SCwG7\"><track-element data-track-bundle-position=\"3\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:LMyQaq\" data-track-image-url=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Da skal du selge fondet\" data-track-primary-position=\"3\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond/i/LMyQaq/hallgeir-kvadsheim-da-skal-du-selge-fondet\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Da skal du selge fondet</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-11-22T13:51:54.000Z\"><span data-nosnippet=\"true\">22. nov. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045\" srcset=\"https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=40&s=d63d0f5dcf36b8cd4d699a8f4cc5d42005d72045 40w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=80&s=03d19c4fd4d091a2f1b508964e3df17451467e9d 80w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=100&s=19ec95ad0ffc38ea924780ecfac3b240dad903a2 100w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=200&s=616cc6024174055e2ea316e01fe24b861b06d4a6 200w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=240&s=4a93d84b3f72156b7173cee6da4b780c4d8e698c 240w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=480&s=51e6d6ec64f36fd50d5bc0b288d1651751945c7f 480w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=580&s=09cc51d3b09e12db44fbaa1a7a4749009721bf95 580w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=720&s=08cd8859c0bf371b1d07a21cc9abbd5f8f0febc2 720w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1080&s=e482988efd880418fe76243fadb340a9f568ab31 1080w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=1440&s=a062369155b36e72f3fcbcd249c18b7f3f40ed88 1440w, https://akamai.vgc.no/v2/images/1483e549-ef6c-4b92-ab66-7e165907cb85?format=auto&w=2160&s=f8e92774846465e1bbbcb64045d1c93b0208eadc 2160w\" style=\"object-position:48.56321839080459% 50.43103448275862%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r37\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"K8BlRo"],"changes":[0,{"created":[0,"2025-11-25T08:54:25Z"],"updated":[0,"2025-11-25T12:41:36Z"],"firstPublished":[0,"2025-11-27T11:19:21Z"],"published":[0,"2025-11-27T11:19:21Z"]}],"section":[0,{"id":[0,"b896ecb8-7cd3-421a-8d56-6173be25027c"],"title":[0,"Fritid"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har"]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,true],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"refsMapping":[1,[]],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,"open"],"dinepenger_paywall":[0,"open"],"aiArticleWriterModel":[0,"bedrock-anthropic.claude-sonnet-4-20250514-v1:0"],"articleSummary":[1,[[0,{"items":[1,[[0,{"value":[0,"Nesten halvparten av nordmenn planlegger å bruke kreditt under Black Week, ifølge en ny undersøkelse."],"markup":[1,[]]}],[0,{"value":[0,"Luksusfellen-programleder Lene Drange advarer mot økonomiske konsekvenser ved kredittkjøp."],"markup":[1,[]]}],[0,{"value":[0,"Eksperter mener man kan gjøre gode kupp, men advarer mot falske tilbud og ber forbrukere være prisbevisste."],"markup":[1,[]]}]]],"blockType":[0,"list:unordered"]}]]],"frontPageKicker":[0,""],"dinepenger_originalId":[0,"c1cb4b39-ad6b-4ab2-832d-0beb4edca62a"],"dinepenger_toPrint":[0,false],"comments":[0,true],"topbanner":[0,""],"dinepenger_refsMapping":[1,[]],"toPrint":[0,false],"aiArticleWriterPromptVersion":[0,"intervju"],"aiArticleWriterServiceCallId":[0,5013191],"googleDescription":[0,""],"showTipUs":[0,false],"aiArticleWriterPromptHash":[0,"767bcc18102bdab717ddab90c6b20eaf2c44a027"],"googleTitle":[0,"Ekspertenes advarsel: Nesten halvparten handler på kreditt under Black Week"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"originalId":[0,"c1cb4b39-ad6b-4ab2-832d-0beb4edca62a"],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,20],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"d0f53eb1-3463-4808-9df0-c6fdb6b427c8"],"title":[0,"vg:AI"],"type":[0,"machine"],"slug":[0,"vg-ai"],"enabled":[0,true]}],[0,{"id":[0,"56ec8ae6-b1ba-473d-ab4d-a6bd8c125ae5"],"title":[0,"Forbruker"],"type":[0,"descriptor"],"slug":[0,"forbruker"],"enabled":[0,true]}],[0,{"id":[0,"b0466d5a-32a7-4ac5-acea-5e891353de77"],"title":[0,"Tilbud"],"type":[0,"descriptor"],"slug":[0,"tilbud"],"enabled":[0,true]}],[0,{"id":[0,"71855f9b-c5f3-41c0-a2d8-e63cc8747828"],"title":[0,"Black Week"],"type":[0,"event"],"slug":[0,"black-week"],"enabled":[0,true]}],[0,{"id":[0,"ff3c47ff-fdda-4a6a-9dc9-ead335b862c4"],"title":[0,"Black Friday"],"type":[0,"descriptor"],"slug":[0,"black-friday"],"enabled":[0,true]}],[0,{"id":[0,"20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"title":[0,"Kredittkort"],"type":[0,"descriptor"],"slug":[0,"kredittkort"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"4be187c7-cc5c-488d-9737-e5bacca875e5"],"title":[0,"Astrid Dalen"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men særlig parøkonomi, bolig, arv, karriere og investering. Har studert statsvitenskap og journalistikk, og har tidligere jobbet med økonomi- og forbrukerstoff i Aftenposten, ABC Nyheter og E24."],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"astrid.dalen@dinepenger.no"]}]]],"image":[0,"3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502"],"imageAsset":[0,{"id":[0,"3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=40&s=98c995fa46d1d0f29ecd1b8e82b432402645a4dc"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=80&s=5003a17415c75db3a6e1d415dd970e77e2c5d658"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=100&s=e99550c7ba916434d98ac8f4fe43203bacf5f352"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=200&s=4db538e29140ea815bfe5af9b1cddfc947ef7171"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=240&s=8ecc05241d6db4ffce36110cb38473334c6dddee"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/3ef305fc-9d81-4d1f-bbc4-e6cb2b7c2502?format=auto&w=480&s=1273927b278cf89cc78b4fa1227b8405cb0caca7"],"width":[0,480]}]]]}],"slug":[0,"astrid-dalen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,21],"time":[0,"2025-11-27T12:36:11.448935Z"]}],"promotionContent":[0,{"slug":[0,"ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"b48139f7-a00a-5bca-a275-8e27f49b103e"],"weight":[0,100],"title":[0,{"value":[0,"Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"627a4292-533e-4010-95ab-2e7f4b7bf091"],"size":[0,{"width":[0,7648],"height":[0,4302]}],"hotspot":[0,{"x":[0,1573],"y":[0,188],"width":[0,4810],"height":[0,3606]}],"urls":[1,[[0,{"height":[0,23],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647"],"width":[0,40]}],[0,{"height":[0,45],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=80&s=22a039a661a9fc7bb675a7c5a2d027a77114bae7"],"width":[0,80]}],[0,{"height":[0,56],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=100&s=9a5fa92b9a846699b8136646181c531d28b18cae"],"width":[0,100]}],[0,{"height":[0,113],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=200&s=eff8e93d4b7806f99eee7aca7ae93c96ecd85628"],"width":[0,200]}],[0,{"height":[0,135],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=240&s=ce200e5e04001b736745a69ce05b0a64369be490"],"width":[0,240]}],[0,{"height":[0,270],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=480&s=ee7e4310fd5f0b989fbcd101974ef59c29dcac56"],"width":[0,480]}],[0,{"height":[0,326],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=580&s=434cad97cc9694b242dfefe1a92735b395096f79"],"width":[0,580]}],[0,{"height":[0,405],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=720&s=872160047f61921f7277e3c51501ba5b4623b5ce"],"width":[0,720]}],[0,{"height":[0,608],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1080&s=865f143d8328a45ea46347abb5248e961390f343"],"width":[0,1080]}],[0,{"height":[0,810],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1440&s=a84ac0055880b4d741a98e4cc2c5be6177b2a8c4"],"width":[0,1440]}],[0,{"height":[0,1215],"url":[0,"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=2160&s=fc1609fbeafdf14810c0c2c61340733186783a36"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"permalink":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"],"shareUrl":[0,"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week"]}],"accessRestriction":[0],"wordCount":[0,961],"xkey":[0,"VG-ART-K8BlRo VG-ART-SECTION-b896ecb8-7cd3-421a-8d56-6173be25027c VG-ART-TAG-d0f53eb1-3463-4808-9df0-c6fdb6b427c8 VG-ART-TAG-56ec8ae6-b1ba-473d-ab4d-a6bd8c125ae5 VG-ART-TAG-b0466d5a-32a7-4ac5-acea-5e891353de77 VG-ART-TAG-71855f9b-c5f3-41c0-a2d8-e63cc8747828 VG-ART-TAG-ff3c47ff-fdda-4a6a-9dc9-ead335b862c4 VG-ART-TAG-20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2pHx5\"><track-element data-track-bundle-position=\"4\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:K8BlRo\" data-track-image-url=\"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647\" data-track-impression=\"\" data-track-name=\"Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har\" data-track-primary-position=\"4\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/fritid/i/K8BlRo/ekspertenes-advarsel-nesten-halvparten-handler-paa-kreditt-under-black-week\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Advarer mot kredittkjøp under Black Week: – Ikke bruk penger du ikke har</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-11-27T11:19:21.000Z\"><span data-nosnippet=\"true\">27. nov. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">5 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"4302\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647\" srcset=\"https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=40&s=149f382a87c92681c3acbf9ee06b57623d14d647 40w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=80&s=22a039a661a9fc7bb675a7c5a2d027a77114bae7 80w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=100&s=9a5fa92b9a846699b8136646181c531d28b18cae 100w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=200&s=eff8e93d4b7806f99eee7aca7ae93c96ecd85628 200w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=240&s=ce200e5e04001b736745a69ce05b0a64369be490 240w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=480&s=ee7e4310fd5f0b989fbcd101974ef59c29dcac56 480w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=580&s=434cad97cc9694b242dfefe1a92735b395096f79 580w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=720&s=872160047f61921f7277e3c51501ba5b4623b5ce 720w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1080&s=865f143d8328a45ea46347abb5248e961390f343 1080w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=1440&s=a84ac0055880b4d741a98e4cc2c5be6177b2a8c4 1440w, https://akamai.vgc.no/v2/images/627a4292-533e-4010-95ab-2e7f4b7bf091?format=auto&w=2160&s=fc1609fbeafdf14810c0c2c61340733186783a36 2160w\" style=\"object-position:52.01359832635983% 46.28079962807996%\" width=\"7648\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r38\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"aJ27l2"],"changes":[0,{"created":[0,"2025-12-05T09:20:39Z"],"updated":[0,"2025-12-05T10:32:45Z"],"firstPublished":[0,"2025-12-07T11:05:43Z"],"published":[0,"2025-12-07T11:05:43Z"]}],"section":[0,{"id":[0,"e1e6a4e8-6d3c-4d89-9b52-6179fa31c647"],"title":[0,"Eiendom"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"99130c89-3cf6-415d-9e3b-2f0068abc8e8"],"title":[0,"Boliger"],"type":[0,"descriptor"],"slug":[0,"boliger"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,11],"time":[0,"2025-12-07T11:05:43.540885Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"24b81d30-995b-5cee-b319-c0737c8275d4"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kjøpe bolig uten lån?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"0e14f22a-95d2-4540-b1ab-95c54edfd6d5"],"size":[0,{"width":[0,5300],"height":[0,3533]}],"hotspot":[0,{"x":[0,1595],"y":[0,667],"width":[0,1548],"height":[0,1161]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"permalink":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"],"shareUrl":[0,"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan"]}],"accessRestriction":[0],"wordCount":[0,375],"xkey":[0,"VG-ART-aJ27l2 VG-ART-SECTION-e1e6a4e8-6d3c-4d89-9b52-6179fa31c647 VG-ART-TAG-99130c89-3cf6-415d-9e3b-2f0068abc8e8 svp-api-vgtv-assets-348869"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"1XpGsy\"><track-element data-track-bundle-position=\"5\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:aJ27l2\" data-track-image-url=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Kjøpe bolig uten lån?\" data-track-primary-position=\"5\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/eiendom/i/aJ27l2/hallgeir-kvadsheim-kjoepe-bolig-uten-laan\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Kjøpe bolig uten lån?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2025-12-07T11:05:43.000Z\"><span data-nosnippet=\"true\">7. des. 2025</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3533\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e\" srcset=\"https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=40&s=a8ed8f438c77bf6c15945d8628edbba63a89c76e 40w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=80&s=a48f6d216c2614fc336def5f200eec03fbb3f19f 80w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=100&s=35ae6d5e1810d45c7d76c9c7a3e6fe43e318c649 100w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=200&s=db3200b0487269fbcd7d6cc20043dbb5b197c3cf 200w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=240&s=8923f7a10737438b77a7851f0e01217ea845af1f 240w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=480&s=ae02598da5a6ad4dfb345b3e3d66a3ceced3cc55 480w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=580&s=d7747bf5ace7303309b0bc0652d080fcde4e0b11 580w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=720&s=b3efa769ac1a330a699bdba4359b44efc8cc6796 720w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1080&s=d563e8d70f0ecd4b0b19cf9d400cb813d72c144d 1080w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=1440&s=782e5542b5191723b95efed63b89ae6aad9eaa06 1440w, https://akamai.vgc.no/v2/images/0e14f22a-95d2-4540-b1ab-95c54edfd6d5?format=auto&w=2160&s=82f96f742230a28fa4d697d98abfdeb8d64728ea 2160w\" style=\"object-position:44.698113207547166% 35.30993489951882%\" width=\"5300\"></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island await-children client=\"load\" component-export=\"Teaser\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.CpLLOdzM.js\" opts=\"{"name":"Teaser","value":true}\" prefix=\"r39\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"pB6zjw"],"changes":[0,{"created":[0,"2025-12-17T08:27:31Z"],"updated":[0,"2025-12-17T09:24:39Z"],"firstPublished":[0,"2026-01-11T08:34:55Z"],"published":[0,"2026-01-11T08:34:55Z"]}],"section":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"googleDescription":[0,""],"showTipUs":[0,false],"paywall":[0,true],"googleTitle":[0,""],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e7b83e68-a3e3-4f15-9e4d-a86e34ef9600"],"title":[0,"Fond"],"type":[0,"descriptor"],"slug":[0,"fond"],"enabled":[0,true]}],[0,{"id":[0,"7cf85019-2e5d-467e-9ca4-305e448aa4e2"],"title":[0,"indeksfond"],"type":[0,"descriptor"],"slug":[0,"indeksfond"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten Pengerådet. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,8],"time":[0,"2026-01-11T08:34:55.745608Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"626ec049-022e-56be-9d24-93dff199a485"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Når skal man ta ut gevinst?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"ae989291-4808-4ef7-ad94-5f2a74c4ab02"],"size":[0,{"width":[0,5568],"height":[0,3712]}],"hotspot":[0,{"x":[0,2463],"y":[0,533],"width":[0,973],"height":[0,729]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"permalink":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"],"shareUrl":[0,"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst"]}],"accessRestriction":[0],"wordCount":[0,527],"xkey":[0,"VG-ART-pB6zjw VG-ART-SECTION-f6ab0848-321a-4f96-959f-7ae20018b9b3 VG-ART-TAG-e7b83e68-a3e3-4f15-9e4d-a86e34ef9600 VG-ART-TAG-7cf85019-2e5d-467e-9ca4-305e448aa4e2 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-350230"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2us6Yp\"><track-element data-track-bundle-position=\"6\" data-track-click-intent=\"View\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-id=\"teaser:pB6zjw\" data-track-image-url=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Når skal man ta ut gevinst?\" data-track-primary-position=\"6\" data-track-target-newsroom=\"dinepenger\" data-track-target-type=\"Article\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/i/pB6zjw/hallgeir-kvadsheim-naar-skal-man-ta-ut-gevinst\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Når skal man ta ut gevinst?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\" style=\"display:contents\"><time class=\"_timestamp_xeowg_247\" datetime=\"2026-01-11T08:34:55.000Z\"><span data-nosnippet=\"true\">11. jan.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">3 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3712\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd\" srcset=\"https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=40&s=70b2b58ba510a0715fe66755ad376e84e92b31bd 40w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=80&s=b620234cf056907124fde84bf3e71d3187ca4194 80w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=100&s=3d581ca85926400e1e84a2b308ef2c6655b9ccc6 100w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=200&s=ffee4b2818c69e0b45130ee67de2a0b7c7c89070 200w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=240&s=6c5e3cb920ef02f741f44715b6ebe8ed060a6b4a 240w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=480&s=654cf4d6ac486ae8fee4232c9406b1385b8d536f 480w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=580&s=e7d0f0c474e58470d1054717ea0a0952ee42d0d3 580w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=720&s=33911f2748a206a1305a544b765c92e8ca3a3fc6 720w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1080&s=ed59455367c7e40f143b5a9c26bcf380a565bea7 1080w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=1440&s=88ffea5c63843ffc9976396fe225e2b89f75a560 1440w, https://akamai.vgc.no/v2/images/ae989291-4808-4ef7-ad94-5f2a74c4ab02?format=auto&w=2160&s=15a4c260e1f178f75d1e80942cec3c60eb1a5461 2160w\" style=\"object-position:52.97234195402298% 24.178340517241377%\" width=\"5568\"></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island await-children client=\"visible\" component-export=\"default\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.Ben4KIbv.js\" opts=\"{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}\" prefix=\"r19\" props=\"{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" ssr uid=\"Z2wl9v3\"><section class=\"_articles_zulis_1\" data-nosnippet=\"true\"><h3 class=\"_title_zulis_8 title-serif-s\">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class=\"_footer_1awbn_11 background-primary\" id=\"footer\"><a aria-label=\"Tilbake til forsiden\" href=\"https://www.vg.no\"><svg class=\"_logo_1awbn_52\" fill=\"none\" height=\"24\" viewbox=\"0 0 120 24\" width=\"120\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z\" fill=\"currentColor\"></path><path d=\"M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z\" fill=\"currentColor\"></path></svg></a><section class=\"_editorSection_1awbn_56\"><dl><div><dt class=\"text-sans-xs\">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class=\"_link_1awbn_1\" href=\"mailto:gard.steiro@vg.no\">Gard Steiro</a></dd></div></dl></section><section class=\"_linkContainer_1awbn_122\"><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Info</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon\">Åpenhet i VG</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/rettelser\">Logg over rettelser</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/brukervilkar\">Bruksvilkår</a></li><li><a class=\"_link_1awbn_1\" href=\"https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/\">Personvernerklæring og informasjonskapsler</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Abonnement</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/minside\">Min side</a></li><li><a class=\"_link_1awbn_1\" href=\"https://eavis.vg.no\">Dagens e-avis</a></li><li><a class=\"_link_1awbn_1\" href=\"https://support.vg.no/\">Support</a></li></ul></details><details class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\" open=\"\"><summary class=\"_summary_1awbn_34\"><span>Kontakt</span><span class=\"_chevronDown_1awbn_116\">↓</span><span class=\"_chevronUp_1awbn_113\">↑</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/kontakt-oss\">Kontaktinfo</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/tips-oss\">Tips oss</a></li><li><a class=\"_link_1awbn_1\" href=\"https://schibstedforbusiness.com/no/\">Annonsere i VG</a></li></ul></details></section><section class=\"_disclaimerSection_1awbn_173\"><a aria-label=\"Lenke til Redaktørplakaten\" class=\"_nored_1awbn_152\" href=\"https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten\"><svg class=\"_logo_1awbn_52\" viewbox=\"0 0 80 80\" xmlns=\"http://www.w3.org/2000/svg\"><title>Redaktøransvar</title><path d=\"M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z\" fill=\"currentColor\" fill-rule=\"evenodd\"></path></svg></a><p class=\"text-sans-xs\">VG har ikke ansvar for innhold på eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class=\"_legalSection_1awbn_169\"><span>© <!-- -->2026<!-- --> VG</span></section></section></footer> <braze-container class=\"layout-component layout-normal\" data-position=\"1\" style=\"margin-bottom: 1rem\"></braze-container> </body></html>",
"source_updated_at" : null,
"summary" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"tags" : null,
"title" : "Nettmøte kl 10: Send inn spørsmål",
"twitter_title" : null,
"version" : 2
}
Version 1
2025-11-20 08:39:53
Nettmøte kl 10: Send inn spørsmål
NEW
Author: Atle Jørstad Wergeland
Published: 2025-11-20 08:08:42
Updated: 2025-11-20 08:08:42
Category: DinePenger
📝 Summary
Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12.
📄 Full Content (1404 chars)
Hvor er Hallgeir Kvadsheim fra?
Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?
Hos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.
Kvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.
Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.
Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.
Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.
Ekspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.
Våren 2022 skrev Kvadsheim om hva han har lært – og 13 ting vi alle kan lære om privatøkonomi – fra årene i «Luksusfellen.
«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11», skriver han.
I vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.
Trykk på «send inn» og legg inn spørsmålet ditt.
Under finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.
🏷️ Tags & Keywords
Keywords: Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet
🔍 All Metadata (JSON)
{
"og" : {
"type" : "article",
"title" : "Nettmøte kl 10: Send inn spørsmål",
"url" : "https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad",
"image" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"site_name" : "Dine Penger"
},
"category" : "DinePenger",
"meta" : {
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"publisheddate" : "2025-11-20",
"viewport" : "width=device-width, initial-scale=1",
"sentry-trace" : "a4bb1534f973dea3bdc051c09395dca9-32e289bf0c0ef11a-0",
"baggage" : "sentry-environment=production,sentry-release=vgno-artikkel%40bc32d8767,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=a4bb1534f973dea3bdc051c09395dca9,sentry-sampled=false,sentry-sample_rand=0.8420990274944119,sentry-sample_rate=0",
"robots" : "max-image-preview:large, noarchive",
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet"
},
"description" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"published_at" : "2025-11-20 08:08:42",
"author" : "Atle Jørstad Wergeland",
"keywords" : [
"Hallgeir Kvadsheim",
"Privatøkonomi",
"Personlig økonomi",
"Nettmøte",
"Rettet"
],
"schema" : {
"microdata" : {
"articleBody" : " ",
"datePublished" : "Publisert: 20.11.25 kl. 09:08"
}
},
"title" : "Nettmøte kl 10: Send inn spørsmål",
"source_updated_at" : null,
"content" : "## Hvor er Hallgeir Kvadsheim fra?\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nHos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"raw_feed_item" : "<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 20 Nov 2025 08:08:42 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\"img/jpg\" url=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\" /></item>",
"twitter" : {}
}
📰 Original Feed Item XML
<item><title>Nettmøte kl 10: Send inn spørsmål</title><pubDate>Thu, 20 Nov 2025 08:08:42 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type="img/jpg" url="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4" /></item>
🔍 Raw HTML (221352 bytes)
<!DOCTYPE html><html class="dinepenger" data-device="desktop" data-id="28MMaG" data-name="Spør Hallgeir Kvadsheim: Hans beste tips og råd" data-newsroom="dinepenger" data-page-type="SalesPoster" data-release="vgno-artikkel@bc32d8767" data-env="production" lang="no" style="--header-height:56px" data-article-theme="default" data-article-type="liveblog" data-breaking="false"> <head><meta name="sentry-trace" content="a4bb1534f973dea3bdc051c09395dca9-32e289bf0c0ef11a-0"/>
<meta name="baggage" content="sentry-environment=production,sentry-release=vgno-artikkel%40bc32d8767,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=a4bb1534f973dea3bdc051c09395dca9,sentry-sampled=false,sentry-sample_rand=0.8420990274944119,sentry-sample_rate=0"/><meta content="width=device-width, initial-scale=1" name="viewport"><link rel="manifest" href="/manifest.json"><link as="image" fetchpriority="high" imagesrcset="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" rel="preload"><meta charset="UTF-8"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd</title><link href="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" rel="canonical"><meta content="https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad" property="og:url"><link href="https://static.vg.no/icons/dinepenger.png" rel="icon" type="image/png"><link href="https://static.vg.no/icons/dinepenger.svg" rel="icon" type="image/svg+xml"><link rel="shortcut icon" href="https://static.vg.no/icons/dinepenger.png" type="image/png"><link rel="shortcut icon" href="https://static.vg.no/icons/dinepenger.svg" type="image/svg+xml"><link href="https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png" rel="apple-touch-icon"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " name="description"><meta content="Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet" name="keywords"><meta content="152316758161786" property="fb:app_id"><meta content="max-image-preview:large, noarchive" name="robots"><meta content="Dine Penger" property="og:site_name"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " property="og:description"><meta content="Nettmøte kl 10: Send inn spørsmål" property="og:title"><meta content="article" property="og:type"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="og:image"><meta content="(+) Spør Hallgeir Kvadsheim: Hans beste tips og råd" property="twitter:title"><meta content="Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. " property="twitter:description"><meta content="summary_large_image" property="twitter:card"><meta content="https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2" property="twitter:image"><!-- Article metadata --><meta content="2025-11-20T08:08:42Z" property="article:published_time"><meta content="2025-11-20" name="publisheddate"><meta content="2025-11-13T13:12:25.994Z" property="article:modified_time"><meta content="Atle Jørstad Wergeland" property="article:author"><meta content="Hallgeir Kvadsheim" property="article:tag"><meta content="Privatøkonomi" property="article:tag"><meta content="Personlig økonomi" property="article:tag"><meta content="Nettmøte" property="article:tag"><meta content="Rettet" property="article:tag"><meta content="DinePenger" property="article:section"><!-- Article metadata for MBL --><meta content="680" property="k5a:wordCount"><style>:root{--color-accent:#03045a;--color-text-primary:#000;--color-text-secondary:#03045a;--color-text-tertiary:#636383;--color-text-quaternary:#c5c5d3;--color-text-inverted:#e7e7f3;--color-background-primary:#fff;--color-background-secondary:#f5f5fa;--color-background-tertiary:#e7e7f3;--color-background-inverted:#03045a;--color-border-primary:#cccce5;--color-border-secondary:#e7e7f3;--stroke:#e7e7f3;--separator:#cccce5;--color-button-primary:#4ad2be;--color-button-secondary:#03045a;--color-button-tertiary:#f97c0c;--fill-primary:hsla(0,0%,0%,0.2);--fill-secondary:hsla(0,0%,0%,0.16);--fill-tertiary:hsla(0,0%,0%,0.11);--fill-quaternary:hsla(0,0%,0%,0.08);--color-black:hsl(0,0%,0%);--color-blue:hsl(220,100%,62%);--color-brown:hsl(30,45%,37%);--color-cyan:hsl(193,100%,48%);--color-gray:hsl(200,32%,62%);--color-green:hsl(142,79%,38%);--color-indigo:hsl(216,45%,37%);--color-mint:hsl(162,41%,69%);--color-orange:hsl(41,99%,60%);--color-pink:hsl(331,83%,63%);--color-purple:hsl(280,99%,60%);--color-red:hsl(358,85%,52%);--color-teal:hsl(190,59%,73%);--color-white:hsl(0,0%,100%);--color-yellow:hsl(56,100%,62%);--light-gray:#f2f2fa;--positive-price-cell-color:#00b268;--negative-price-cell-color:#ce3100;--deep-blue:#03045a;--optimistic-orange:#f97c0c;--light-orange:#fee5cf;--alternating-row-color:#f2f2fa;--pale-yellow:#fff8f1;--table-cell-legend:hsla(239,94%,18%,0.5);--predefined-filter-button-color:#a04c03;--predefined-filter-button-background:#feecdb}[data-color-scheme=dark]{--color-text-primary:var(--color-white);--color-text-secondary:#c5c5d3;--color-text-tertiary:#b0b0c3;--color-text-quaternary:#636383;--color-text-inverted:var(--color-black);--color-background-primary:black;--color-background-secondary:#020237;--color-background-tertiary:#03045a;--color-border-primary:#004f75;--color-border-secondary:#00202f;--fill-primary:hsla(0,0%,100%,0.13);--fill-secondary:hsla(0,0%,100%,0.1);--fill-tertiary:hsla(0,0%,100%,0.06);--fill-quaternary:hsla(0,0%,100%,0.04);--label-primary:var(--color-text-primary);--label-secondary:var(--color-text-secondary);--label-tertiary:var(--color-text-tertiary);--background-primary:var(--color-background-primary);--background-secondary:var(--color-background-secondary);--background-tertiary:var(--color-background-tertiary)}[data-color-scheme=dark] [data-color-scheme=light]{--color-text-primary:#000;--color-text-secondary:#03045a;--color-text-tertiary:#636383;--color-text-quaternary:#c5c5d3;--color-text-inverted:#e7e7f3;--color-background-primary:#fff;--color-background-secondary:#f5f5fa;--color-background-tertiary:#e7e7f3;--color-background-inverted:#03045a;--color-border-primary:#cccce5;--color-border-secondary:#e7e7f3;--stroke:#e7e7f3;--separator:#cccce5;--color-button-primary:#4ad2be;--color-button-secondary:#03045a;--color-button-tertiary:#f97c0c;--fill-primary:hsla(0,0%,0%,0.2);--fill-secondary:hsla(0,0%,0%,0.16);--fill-tertiary:hsla(0,0%,0%,0.11);--fill-quaternary:hsla(0,0%,0%,0.08)}.color-accent{color:var(--color-accent)}.background-accent{background-color:var(--color-accent)}.background-primary{background-color:var(--color-background-primary)}.background-secondary{background-color:var(--color-background-secondary)}.background-tertiary{background-color:var(--color-background-tertiary)}.label-primary{color:var(--color-text-primary)}.label-secondary{color:var(--label-secondary)}.label-tertiary{color:var(--label-tertiary)}.label-quaternary{color:var(--label-quaternary)}.fill-primary{background-color:var(--fill-primary)}.fill-secondary{background-color:var(--fill-secondary)}.fill-tertiary{background-color:var(--fill-tertiary)}.fill-quaternary{background-color:var(--fill-quaternary)}.separator{border-color:var(--color-border-primary)}.color-black{color:var(--color-black)}.color-blue{color:var(--color-blue)}.color-brown{color:var(--color-brown)}.color-cyan{color:var(--color-cyan)}.color-gray{color:var(--color-gray)}.color-green{color:var(--color-green)}.color-indigo{color:var(--color-indigo)}.color-mint{color:var(--color-mint)}.color-orange{color:var(--color-orange)}.color-pink{color:var(--color-pink)}.color-purple{color:var(--color-purple)}.color-red{color:var(--color-red)}.color-teal{color:var(--color-teal)}.color-white{color:var(--color-white)}.color-yellow{color:var(--color-yellow)}.background-black{background-color:var(--color-black)}.background-blue{background-color:var(--color-blue)}.background-brown{background-color:var(--color-brown)}.background-cyan{background-color:var(--color-cyan)}.background-gray{background-color:var(--color-gray)}.background-green{background-color:var(--color-green)}.background-indigo{background-color:var(--color-indigo)}.background-mint{background-color:var(--color-mint)}.background-orange{background-color:var(--color-orange)}.background-pink{background-color:var(--color-pink)}.background-purple{background-color:var(--color-purple)}.background-red{background-color:var(--color-red)}.background-teal{background-color:var(--color-teal)}.background-white{background-color:var(--color-white)}.background-yellow{background-color:var(--color-yellow)}:root{--shadow-small:0px 1px 2px hsla(0,0%,0%,0.1);--shadow-medium:0px 4px 10px hsla(0,0%,0%,0.16);--shadow-large:0px 6px 13px hsla(0,0%,0%,0.22);--shadow-extra-large:0px 7px 19px hsla(0,0%,0%,0.3);--layer-low:1;--layer-medium:1000;--layer-high:10000;--layer-extra-high:100000}.shadow-low{filter:drop-shadow(var(--shadow-low))}.shadow-medium{filter:drop-shadow(var(--shadow-medium))}.shadow-large{filter:drop-shadow(var(--shadow-large))}.shadow-extra-large{filter:drop-shadow(var(--shadow-extra-large))}.layer-low{z-index:var(--layer-low)}.layer-medium{z-index:var(--layer-medium)}.layer-high{z-index:var(--layer-high)}.layer-extra-high{z-index:var(--layer-extra-high)}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:400;src:local("AustinNewsDeck-Roman"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Roman-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Roman-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Italic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Italic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:600;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Medium-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Medium-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:600;src:local("AustinNewsDeck-MediumItalic"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-MediumItalic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-MediumItalic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:700;src:local("AustinNewsDeck-Bold"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Bold-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Bold-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:700;src:local("AustinNewsDeck-BoldItalic"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-BoldItalic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-BoldItalic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:500;src:url(https://www.vg.no/vgc/font/AustinNewsHeadline-Medium-Web.woff2) format("woff2")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font/AustinNewsHeadline-Bold-Web.woff2) format("woff2")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:800;src:url(https://www.vg.no/vgc/font-spesial/AustinHeadline/AustinNewsHeadline-Extrabold-Web.woff2) format("woff2")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Roman-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Roman-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:italic;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Italic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Italic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Bold-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Bold-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:italic;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-BoldItalic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-BoldItalic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Druk Text Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/frimand-fonts/druk201013/DrukText-Bold-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/frimand-fonts/druk201013/DrukText-Bold-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Druk Condensed Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/DrukCond/DrukCond-Super-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/DrukCond/DrukCond-Super-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Druk Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/Druk/Druk-Heavy-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/Druk/Druk-Heavy-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Inter;font-feature-settings:"cv02","cv03","cv04","kern" 1,"ss01" 1,"liga" 1,"calt" 1;font-style:normal;font-weight:100 900;src:url(https://www.vg.no/vgc/font-spesial/Inter/4.0/subsets/InterVariable.woff2) format("woff2")}@font-face{font-display:swap;font-family:Inter;font-feature-settings:"cv02","cv03","cv04","kern" 1,"ss01" 1,"liga" 1,"calt" 1;font-style:italic;font-weight:100 900;src:url(https://www.vg.no/vgc/font-spesial/Inter/4.0/subsets/InterVariable-Italic.woff2) format("woff2")}@font-face{font-display:swap;font-family:Lyon Text;font-style:normal;font-variant-numeric:oldstyle-nums;font-weight:400;src:url(https://www.vg.no/vgc/font/LyonText-Regular-Web.woff2) format("woff2")}@font-face{font-display:swap;font-family:Lyon Text;font-style:normal;font-variant-numeric:oldstyle-nums;font-weight:700;src:url(https://www.vg.no/vgc/font/LyonText-Bold-Web.woff2) format("woff2")}@font-face{font-display:swap;font-family:Lyon Text;font-style:italic;font-variant-numeric:oldstyle-nums;font-weight:400;src:url(https://www.vg.no/vgc/font/LyonText-RegularItalic-Web.woff2) format("woff2")}@font-face{font-family:Lyon Text;font-stretch:normal;font-style:italic;font-variant-numeric:oldstyle-nums;font-weight:700;src:url(https://www.vg.no/vgc/font/LyonText-BoldItalic-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font/LyonText-BoldItalic-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Lyon Hed;font-stretch:normal;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Regular-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Regular-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Lyon Hed;font-stretch:normal;font-style:normal;font-weight:900;src:url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Black-Web.woff2) format("woff2"),url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Black-Web.woff) format("woff")}@font-face{font-display:swap;font-family:Sharp Grotesk Regular;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBook20.woff2) format("woff2")}@font-face{font-display:swap;font-family:Sharp Grotesk Bold;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBold25.woff2) format("woff2")}@font-face{font-display:swap;font-family:Sharp Grotesk Black;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBlack08.woff2) format("woff2")}@font-face{font-display:swap;font-family:Raleway;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-Regular.woff2) format("woff2")}@font-face{font-display:swap;font-family:Raleway Semi Bold;font-style:normal;font-weight:600;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-SemiBold.woff2) format("woff2")}@font-face{font-display:swap;font-family:Raleway Bold;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-Bold.woff2) format("woff2")}@font-face{font-display:swap;font-family:Raleway Extra Bold;font-style:normal;font-weight:800;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-ExtraBold.woff2) format("woff2")}@font-face{font-display:swap;font-family:"VG Serif";font-style:normal;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSerif/VGSerifVariable.woff2) format("woff2-variations")}@font-face{font-display:swap;font-family:"VG Serif";font-style:italic;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSerif/VGSerifVariableItalic.woff2) format("woff2-variations")}@font-face{font-display:swap;font-family:VG Sans;font-style:normal;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSans/VGSansVariable.woff2) format("woff2-variations")}@font-face{font-display:swap;font-family:VG Sans;font-style:italic;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSans/VGSansVariableItalic.woff2) format("woff2-variations")}@font-face{font-display:swap;font-family:VG Effekt;font-stretch:50% 150%;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGEffekt/VGEffektVariableComplete.woff2) format("woff2-variations")}:root{--font-austin-headline:"Austin News Headline","Times New Roman",serif;--font-austin-deck:"Austin News Deck Web","Times New Roman",serif;--font-austin-text:"Austin News Text Web","Times New Roman",serif;--font-druk:"Druk Web",sans-serif;--font-druk-condensed:"Druk Condensed Web",sans-serif;--font-druk-text:"Druk Text Web",sans-serif;--font-inter:Inter,"Helvetica Neue",Helvetica,sans-serif;--font-lyon-hed:"Lyon Hed","Times New Roman",serif;--font-lyon-text:"Lyon Text","Times New Roman",serif;--font-sharp-grotesk-regular:"Sharp Grotesk Regular","Helvetica Neue",Helvetica,sans-serif;--font-sharp-grotesk-bold:"Sharp Grotesk Bold","Helvetica Neue",Helvetica,sans-serif;--font-sharp-grotesk-black:"Sharp Grotesk Black","Helvetica Neue",Helvetica,sans-serif;--font-vg-serif:"VG Serif",serif;--font-vg-sans:"VG Sans",sans-serif;--font-vg-display:"VG Effekt",sans-serif}.font-vg-serif{font-family:var(--font-vg-serif)}.font-vg-sans{font-family:var(--font-vg-sans)}.font-vg-display{font-family:var(--font-vg-display);font-weight:400}.font-austin-headline{font-family:var(--font-austin-headline)}.font-austin-deck{font-family:var(--font-austin-deck)}.font-austin-text{font-family:var(--font-austin-text)}.font-druk{font-family:var(--font-druk)}.font-druk-condensed{font-family:var(--font-druk-condensed)}.font-druk-text{font-family:var(--font-druk-text)}.font-inter{font-family:var(--font-inter)}.font-lyon-hed{font-family:var(--font-lyon-hed)}.font-lyon-text{font-family:var(--font-lyon-text)}.font-sharp-grotesk-regular{font-family:var(--font-sharp-grotesk-regular)}.font-sharp-grotesk-bold{font-family:var(--font-sharp-grotesk-bold)}.font-sharp-grotesk-black{font-family:var(--font-sharp-grotesk-black)}.material,[data-color-scheme=dark] [data-color-scheme=light] .material,[data-color-scheme=dark] [data-color-scheme=light].material{-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px)}.material:not(.does-not-exist):not(.does-not-exist) .vibrancy,[data-color-scheme=dark] .material[data-color-scheme=light] .vibrancy,[data-color-scheme=dark] [data-color-scheme=light] .material .vibrancy{mix-blend-mode:luminosity}.material,[data-color-scheme=dark] [data-color-scheme=light] .material,[data-color-scheme=dark] [data-color-scheme=light].material{--fill-primary:hsla(0,0%,0%,0.55);--fill-secondary:hsla(0,0%,0%,0.14);--fill-tertiary:hsla(0,0%,0%,0.8);--color-border-primary:hsla(0,0%,0%,0.26)}.ultra-thin.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.ultra-thin[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.ultra-thin{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.36)}.thin.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.thin[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.thin{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.58)}.regular.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.regular[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.regular{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.81)}.thick.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.thick[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.thick{background:linear-gradient(0deg,rgba(0,0,0,.03),rgba(0,0,0,.03)),rgba(255,255,255,.94)}.material[data-color-scheme=dark],[data-color-scheme=dark] .material{--fill-primary:hsla(0,0%,100%,0.5);--fill-secondary:hsla(0,0%,100%,0.18);--fill-tertiary:hsla(0,0%,100%,0.13);--color-border-primary:hsla(0,0%,100%,0.3)}.ultra-thin.material[data-color-scheme=dark],[data-color-scheme=dark] .material.ultra-thin{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.34)}.thin.material[data-color-scheme=dark],[data-color-scheme=dark] .material.thin{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.58)}.regular.material[data-color-scheme=dark],[data-color-scheme=dark] .material.regular{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.77)}.thick.material[data-color-scheme=dark],[data-color-scheme=dark] .material.thick{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.97)}:root{--border-radius-xxxs:calc(0.125 * var(--border-radius-m));--border-radius-xxs:calc(0.25 * var(--border-radius-m));--border-radius-xs:calc(0.5 * var(--border-radius-m));--border-radius-s:calc(0.75 * var(--border-radius-m));--border-radius-m:16px;--border-radius-l:calc(1.5 * var(--border-radius-m));--border-radius-xl:calc(2 * var(--border-radius-m));--border-radius-xxl:calc(3 * var(--border-radius-m))}.border-radius-xxxs{border-radius:var(--border-radius-xxxs)}.border-radius-xxs{border-radius:var(--border-radius-xxs)}.border-radius-xs{border-radius:var(--border-radius-xs)}.border-radius-s{border-radius:var(--border-radius-s)}.border-radius-m{border-radius:var(--border-radius-m)}.border-radius-l{border-radius:var(--border-radius-l)}.border-radius-xl{border-radius:var(--border-radius-xl)}.border-radius-xxl{border-radius:var(--border-radius-xxl)}@layer reset{html{-moz-osx-font-smoothing:grayscale;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{-webkit-text-decoration:none;text-decoration:none}a,button{color:inherit}button{background-color:transparent;border:none;cursor:pointer;font-family:inherit;outline:none;padding:0}menu,nav,ul,ul li{list-style:none;padding:0}input[type=search]{-webkit-appearance:none;appearance:none}input[type=search]::-webkit-search-cancel-button,input[type=search]::-webkit-search-decoration,input[type=search]::-webkit-search-results-button,input[type=search]::-webkit-search-results-decoration{-webkit-appearance:none}details>summary::marker{content:none}details>summary:after,details>summary:before{content:"";display:none}details>summary::-webkit-details-marker{display:none}@media (prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}}:root{--space-xxxs:calc(0.125 * var(--space-m));--space-xxs:calc(0.25 * var(--space-m));--space-xs:calc(0.5 * var(--space-m));--space-s:calc(0.75 * var(--space-m));--space-m:16px;--space-l:calc(1.5 * var(--space-m));--space-xl:calc(2 * var(--space-m));--space-xxl:calc(3 * var(--space-m));--space-xxxl:calc(4 * var(--space-m));--space-xxxxl:calc(5 * var(--space-m));--component-gap:32px}.mb-cpg{margin-bottom:calc(var(--component-gap) + var(--extra-feature-spacing))}.gap-xxxs{gap:var(--space-xxxs)}.gap-xxs{gap:var(--space-xxs)}.gap-xs{gap:var(--space-xs)}.gap-s{gap:var(--space-s)}.gap-m{gap:var(--space-m)}.gap-l{gap:var(--space-l)}.gap-xl{gap:var(--space-xl)}.gap-xxl{gap:var(--space-xxl)}.gap-xxxl{gap:var(--space-xxxl)}.gap-xxxxl{gap:var(--space-xxxxl)}.row-gap-xxxs{row-gap:var(--space-xxxs)}.row-gap-xxs{row-gap:var(--space-xxs)}.row-gap-xs{row-gap:var(--space-xs)}.row-gap-s{row-gap:var(--space-s)}.row-gap-m{row-gap:var(--space-m)}.row-gap-l{row-gap:var(--space-l)}.row-gap-xl{row-gap:var(--space-xl)}.row-gap-xxl{row-gap:var(--space-xxl)}.row-gap-xxxl{row-gap:var(--space-xxxl)}.row-gap-xxxxl{row-gap:var(--space-xxxxl)}.column-gap-xxxs{column-gap:var(--space-xxxs)}.column-gap-xxs{column-gap:var(--space-xxs)}.column-gap-xs{column-gap:var(--space-xs)}.column-gap-s{column-gap:var(--space-s)}.column-gap-m{column-gap:var(--space-m)}.column-gap-l{column-gap:var(--space-l)}.column-gap-xl{column-gap:var(--space-xl)}.column-gap-xxl{column-gap:var(--space-xxl)}.column-gap-xxxl{column-gap:var(--space-xxxl)}.column-gap-xxxxl{column-gap:var(--space-xxxxl)}.m-xxxs{margin:var(--space-xxxs)}.mt-xxxs{margin-top:var(--space-xxxs)}.mr-xxxs{margin-right:var(--space-xxxs)}.mb-xxxs{margin-bottom:var(--space-xxxs)}.ml-xxxs,.mx-xxxs{margin-left:var(--space-xxxs)}.mx-xxxs{margin-right:var(--space-xxxs)}.my-xxxs{margin-bottom:var(--space-xxxs);margin-top:var(--space-xxxs)}.m-xxs{margin:var(--space-xxs)}.mt-xxs{margin-top:var(--space-xxs)}.mr-xxs{margin-right:var(--space-xxs)}.mb-xxs{margin-bottom:var(--space-xxs)}.ml-xxs,.mx-xxs{margin-left:var(--space-xxs)}.mx-xxs{margin-right:var(--space-xxs)}.my-xxs{margin-bottom:var(--space-xxs);margin-top:var(--space-xxs)}.m-xs{margin:var(--space-xs)}.mt-xs{margin-top:var(--space-xs)}.mr-xs{margin-right:var(--space-xs)}.mb-xs{margin-bottom:var(--space-xs)}.ml-xs,.mx-xs{margin-left:var(--space-xs)}.mx-xs{margin-right:var(--space-xs)}.my-xs{margin-bottom:var(--space-xs);margin-top:var(--space-xs)}.m-s{margin:var(--space-s)}.mt-s{margin-top:var(--space-s)}.mr-s{margin-right:var(--space-s)}.mb-s{margin-bottom:var(--space-s)}.ml-s,.mx-s{margin-left:var(--space-s)}.mx-s{margin-right:var(--space-s)}.my-s{margin-bottom:var(--space-s);margin-top:var(--space-s)}.m-m{margin:var(--space-m)}.mt-m{margin-top:var(--space-m)}.mr-m{margin-right:var(--space-m)}.mb-m{margin-bottom:var(--space-m)}.ml-m,.mx-m{margin-left:var(--space-m)}.mx-m{margin-right:var(--space-m)}.my-m{margin-bottom:var(--space-m);margin-top:var(--space-m)}.m-l{margin:var(--space-l)}.mt-l{margin-top:var(--space-l)}.mr-l{margin-right:var(--space-l)}.mb-l{margin-bottom:var(--space-l)}.ml-l,.mx-l{margin-left:var(--space-l)}.mx-l{margin-right:var(--space-l)}.my-l{margin-bottom:var(--space-l);margin-top:var(--space-l)}.m-xl{margin:var(--space-xl)}.mt-xl{margin-top:var(--space-xl)}.mr-xl{margin-right:var(--space-xl)}.mb-xl{margin-bottom:var(--space-xl)}.ml-xl,.mx-xl{margin-left:var(--space-xl)}.mx-xl{margin-right:var(--space-xl)}.my-xl{margin-bottom:var(--space-xl);margin-top:var(--space-xl)}.m-xxl{margin:var(--space-xxl)}.mt-xxl{margin-top:var(--space-xxl)}.mr-xxl{margin-right:var(--space-xxl)}.mb-xxl{margin-bottom:var(--space-xxl)}.ml-xxl,.mx-xxl{margin-left:var(--space-xxl)}.mx-xxl{margin-right:var(--space-xxl)}.my-xxl{margin-bottom:var(--space-xxl);margin-top:var(--space-xxl)}.m-xxxl{margin:var(--space-xxxl)}.mt-xxxl{margin-top:var(--space-xxxl)}.mr-xxxl{margin-right:var(--space-xxxl)}.mb-xxxl{margin-bottom:var(--space-xxxl)}.ml-xxxl,.mx-xxxl{margin-left:var(--space-xxxl)}.mx-xxxl{margin-right:var(--space-xxxl)}.my-xxxl{margin-bottom:var(--space-xxxl);margin-top:var(--space-xxxl)}.m-xxxxl{margin:var(--space-xxxxl)}.mt-xxxxl{margin-top:var(--space-xxxxl)}.mr-xxxxl{margin-right:var(--space-xxxxl)}.mb-xxxxl{margin-bottom:var(--space-xxxxl)}.ml-xxxxl,.mx-xxxxl{margin-left:var(--space-xxxxl)}.mx-xxxxl{margin-right:var(--space-xxxxl)}.my-xxxxl{margin-bottom:var(--space-xxxxl);margin-top:var(--space-xxxxl)}.p-xxxs{padding:var(--space-xxxs)}.pt-xxxs{padding-top:var(--space-xxxs)}.pr-xxxs{padding-right:var(--space-xxxs)}.pb-xxxs{padding-bottom:var(--space-xxxs)}.pl-xxxs,.px-xxxs{padding-left:var(--space-xxxs)}.px-xxxs{padding-right:var(--space-xxxs)}.py-xxxs{padding-bottom:var(--space-xxxs);padding-top:var(--space-xxxs)}.p-xxs{padding:var(--space-xxs)}.pt-xxs{padding-top:var(--space-xxs)}.pr-xxs{padding-right:var(--space-xxs)}.pb-xxs{padding-bottom:var(--space-xxs)}.pl-xxs,.px-xxs{padding-left:var(--space-xxs)}.px-xxs{padding-right:var(--space-xxs)}.py-xxs{padding-bottom:var(--space-xxs);padding-top:var(--space-xxs)}.p-xs{padding:var(--space-xs)}.pt-xs{padding-top:var(--space-xs)}.pr-xs{padding-right:var(--space-xs)}.pb-xs{padding-bottom:var(--space-xs)}.pl-xs,.px-xs{padding-left:var(--space-xs)}.px-xs{padding-right:var(--space-xs)}.py-xs{padding-bottom:var(--space-xs);padding-top:var(--space-xs)}.p-s{padding:var(--space-s)}.pt-s{padding-top:var(--space-s)}.pr-s{padding-right:var(--space-s)}.pb-s{padding-bottom:var(--space-s)}.pl-s,.px-s{padding-left:var(--space-s)}.px-s{padding-right:var(--space-s)}.py-s{padding-bottom:var(--space-s);padding-top:var(--space-s)}.p-m{padding:var(--space-m)}.pt-m{padding-top:var(--space-m)}.pr-m{padding-right:var(--space-m)}.pb-m{padding-bottom:var(--space-m)}.pl-m,.px-m{padding-left:var(--space-m)}.px-m{padding-right:var(--space-m)}.py-m{padding-bottom:var(--space-m);padding-top:var(--space-m)}.p-l{padding:var(--space-l)}.pt-l{padding-top:var(--space-l)}.pr-l{padding-right:var(--space-l)}.pb-l{padding-bottom:var(--space-l)}.pl-l,.px-l{padding-left:var(--space-l)}.px-l{padding-right:var(--space-l)}.py-l{padding-bottom:var(--space-l);padding-top:var(--space-l)}.p-xl{padding:var(--space-xl)}.pt-xl{padding-top:var(--space-xl)}.pr-xl{padding-right:var(--space-xl)}.pb-xl{padding-bottom:var(--space-xl)}.pl-xl,.px-xl{padding-left:var(--space-xl)}.px-xl{padding-right:var(--space-xl)}.py-xl{padding-bottom:var(--space-xl);padding-top:var(--space-xl)}.p-xxl{padding:var(--space-xxl)}.pt-xxl{padding-top:var(--space-xxl)}.pr-xxl{padding-right:var(--space-xxl)}.pb-xxl{padding-bottom:var(--space-xxl)}.pl-xxl,.px-xxl{padding-left:var(--space-xxl)}.px-xxl{padding-right:var(--space-xxl)}.py-xxl{padding-bottom:var(--space-xxl);padding-top:var(--space-xxl)}.p-xxxl{padding:var(--space-xxxl)}.pt-xxxl{padding-top:var(--space-xxxl)}.pr-xxxl{padding-right:var(--space-xxxl)}.pb-xxxl{padding-bottom:var(--space-xxxl)}.pl-xxxl,.px-xxxl{padding-left:var(--space-xxxl)}.px-xxxl{padding-right:var(--space-xxxl)}.py-xxxl{padding-bottom:var(--space-xxxl);padding-top:var(--space-xxxl)}.p-xxxxl{padding:var(--space-xxxxl)}.pt-xxxxl{padding-top:var(--space-xxxxl)}.pr-xxxxl{padding-right:var(--space-xxxxl)}.pb-xxxxl{padding-bottom:var(--space-xxxxl)}.pl-xxxxl,.px-xxxxl{padding-left:var(--space-xxxxl)}.px-xxxxl{padding-right:var(--space-xxxxl)}.py-xxxxl{padding-bottom:var(--space-xxxxl);padding-top:var(--space-xxxxl)}:root{--font-serif-thin:200;--font-serif-light:312;--font-serif-regular:366;--font-serif-medium:432;--font-serif-semi-bold:600;--font-serif-bold:700;--font-serif-extra-bold:769;--font-serif-black:813;--font-serif-title:870;--font-serif-heavy:900;--font-sans-thin:200;--font-sans-light:318;--font-sans-regular:380;--font-sans-medium:450;--font-sans-semi-bold:575;--font-sans-bold:690;--font-sans-black:800;--font-weight-thin:100;--font-weight-extra-light:200;--font-weight-light:300;--font-weight-regular:400;--font-weight-medium:500;--font-weight-semi-bold:600;--font-weight-bold:700;--font-weight-extra-bold:800;--font-weight-black:900;--font-serif:"VG Serif",serif;--font-sans:"VG Sans",sans-serif;--font-display:"VG Effekt",sans-serif}.title-serif-m{font-family:var(--font-serif);font-size:max(40px,min(calc((40 / 580) * 100vw),60px));font-weight:var(--font-serif-title);line-height:max(42px,min(calc((42 / 580) * 100vw),63px))}.title-serif-s{font-size:max(24px,min(calc((24 / 580) * 100vw),26px));line-height:max(30px,min(calc((30 / 580) * 100vw),32px))}.title-serif-s,.title-serif-xs{font-family:var(--font-serif);font-weight:var(--font-serif-bold)}.title-serif-xs{font-size:max(18px,min(calc((18 / 580) * 100vw),20px));line-height:max(22px,min(calc((22 / 580) * 100vw),26px))}.text-serif-m{font-size:max(18px,min(calc((18 / 580) * 100vw),20px));line-height:max(26px,min(calc((26 / 580) * 100vw),30px))}.text-serif-l,.text-serif-m{font-family:var(--font-serif);font-weight:var(--font-serif-regular)}.text-serif-l{font-size:max(20px,min(calc((20 / 580) * 100vw),24px));line-height:max(28px,min(calc((28 / 580) * 100vw),32px))}.text-sans-m{font-size:max(16px,min(calc((16 / 580) * 100vw),18px));line-height:max(22px,min(calc((22 / 580) * 100vw),26px))}.text-sans-m,.text-sans-s{font-family:var(--font-sans);font-weight:var(--font-sans-regular)}.text-sans-s{font-size:max(14px,min(calc((14 / 580) * 100vw),16px));line-height:max(18px,min(calc((18 / 580) * 100vw),22px))}.text-sans-xs{font-family:var(--font-sans);font-size:12px;font-weight:var(--font-sans-regular);line-height:18px}.button-label-large{font-size:max(14px,min(calc((16 / 580) * 100vw),16px));line-height:max(18px,min(calc((18 / 580) * 100vw),20px))}.button-label-small{font-size:max(12px,min(calc((18 / 580) * 100vw),14px));letter-spacing:-.005em;line-height:max(14px,min(calc((18 / 580) * 100vw),16px))}.font-weight-thin{font-weight:var(--font-thin)}.font-weight-extra-light,.font-weight-light{font-weight:var(--font-light)}.font-weight-regular{font-weight:var(--font-regular)}.font-weight-medium{font-weight:var(--font-medium)}.font-weight-semi-bold{font-weight:var(--font-semi-bold)}.font-weight-bold{font-weight:var(--font-bold)}.font-weight-extra-bold{font-weight:var(--font-extra-bold)}.font-weight-black{font-weight:var(--font-black)}.font-weight-heavy{font-weight:var(--font-heavy)}.label-large{font-size:18px;line-height:28px}.label-medium{font-size:16px;line-height:21px}.label-small{font-size:14px;line-height:18px}.text-transform-uppercase{text-transform:uppercase}.text-transform-lowercase{text-transform:lowercase}.text-transform-capitalize{text-transform:capitalize}.title-large{font-size:22px;line-height:28px}.title-medium{font-size:20px;line-height:25px}.title-small{font-size:17px;line-height:22px}:root{--color-green-100:#e1fcf1;--color-green-200:#a2f6d4;--color-green-300:#4ce3a7;--color-green-400:#00b66d;--color-green-500:#006a40;--color-green-600:#005231;--color-green-700:#002013;--color-green-800:#000a06;--color-yellow-100:#fffddf;--color-yellow-200:#ffd19c;--color-yellow-300:#fca848;--color-yellow-400:#ff8400;--color-yellow-500:#7a3f00;--color-yellow-600:#6b3700;--color-yellow-700:#381d00;--color-yellow-800:#0a0500;--color-pink-100:#ffeaf7;--color-pink-200:#ffbae3;--color-pink-300:#ff74c7;--color-pink-400:#ff30ac;--color-pink-500:#ac0068;--color-pink-600:#80004d;--color-pink-700:#410027;--color-pink-800:#1a000f;--color-blue-100:#e2f5fe;--color-blue-200:#9fe0ff;--color-blue-300:#5dcbff;--color-blue-400:#00adff;--color-blue-500:#004f75;--color-blue-600:#00344d;--color-blue-700:#00202f;--color-blue-800:#00111a;--color-white:#ffffff;--color-gray-100:#faf6f6;--color-gray-200:#f7f0f0;--color-gray-300:#ebe0e0;--color-gray-400:#e0d2d2;--color-gray-500:#d3c5c5;--color-gray-600:#7f6868;--color-gray-700:#7f6868;--color-gray-800:#171111;--color-black:#1c0000;--color-red-100:#ffecec;--color-red-200:#ffc6c6;--color-red-300:#ff9090;--color-red-400:#ff1a00;--color-red-500:#dd0000;--color-red-600:#820000;--color-red-700:#470000;--color-red-800:#380000}</style><link as="script" href="https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js" rel="preload" fetchpriority="low"><link as="script" href="https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js" rel="preload" fetchpriority="low"><script async fetchpriority="low" onload="window.dispatchEvent(new CustomEvent('xandr:loaded'))" src="https://adsdk.microsoft.com/ast/ast.js"></script><link as="fetch" href="https://cm.vg.no/v2/vg/coreheader" rel="preload" fetchpriority="high" crossorigin="use-credentials"><script type="importmap">{"imports":{"@schibsted/account-sdk-browser":"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.3/es2020/account-sdk-browser.mjs","@schibsted/data-controller":"https://esm.vg.no/@schibsted/data-controller@6.0.0/es2020/data-controller.mjs","react":"https://esm.vg.no/react@19.1.1/es2020/react.mjs","react/jsx-runtime":"https://esm.vg.no/react@19.1.1/es2020/jsx-runtime.mjs","react-dom/client":"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs","react-dom":"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs","d3":"https://esm.vg.no/d3@7.9.0?bundle","highcharts":"https://esm.vg.no/highcharts@12.2.0","highcharts-react-official":"https://esm.vg.no/highcharts-react-official@3.2.2?external=react","@sentry/astro":"https://esm.vg.no/@sentry/astro@9.17.0"}}</script><link fetchpriority="low" href="https://esm.vg.no/@schibsted/account-sdk-browser@5.2.3/es2020/account-sdk-browser.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react@19.1.1/es2020/react.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs" rel="modulepreload"><link fetchpriority="low" href="https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs" rel="modulepreload"><script id="account-config" type="application/json">{"identity":{"clientId":"4ef1cfb0e962dd2e0d8d0000","env":"PRO_NO","sessionDomain":"https://id.vg.no","pids":{"dinepenger":["301776","301777","301363","301775","301810","301809","301801","301802","301830","301829","301827","301828","FEA-VG-PRIVOK","FEA-VG-ALLARTICLES","301901","301932","301933","301934"],"vg":["100023","301784","301814","301901","FEA-VG-PLUSARTICLES"]}},"lbmp":{"anonymousEndpoint":"https://user-permissions.privacy.schibsted.com/privacy/v2/anonymous/vg/user/","identifiedEndpoint":"https://user-permissions.privacy.schibsted.com/privacy/v2/schacc/vg/user/","storageKeyPrefix":"lbmp-permissions","sdrnAnonymous":"sdrn:schibsted:environment","sdrnIdentified":"sdrn:spid.no:user"},"varnish":{"enabled":true,"domain":"vg.no"}}</script> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AccountStore.astro_astro_type_script_index_0_lang.CxLdLY4R.js"></script><script>(function(){const device = "desktop";
const setTheme = (theme) =>
(document.documentElement.dataset.colorScheme = theme);
const devicePreference = () => {
setTheme(
window.matchMedia("(prefers-color-scheme: dark)").matches
? "dark"
: "light",
);
window
.matchMedia("(prefers-color-scheme: dark)")
.addEventListener("change", (e) => {
setTheme(e.matches ? "dark" : "light");
});
};
const theme = () => {
try {
const localStorageSettings = localStorage.getItem("VG_USER_SETTINGS");
if (!localStorageSettings) return;
const settings = JSON.parse(localStorageSettings);
if (settings?.darkmode?.value === "os") return devicePreference();
const isDarkmode =
settings?.darkmode?.value === "true" ||
settings?.darkmode?.value === true;
setTheme(isDarkmode ? "dark" : "light");
} catch (err) {
console.log("Failed fetching darkmode setting from cache", err);
}
};
const darkmode = () => {
if (device.endsWith("app")) {
return devicePreference();
}
theme();
window.addEventListener("darkmode:detect-and-apply", () => {
theme();
});
window.addEventListener("vg:user-settings:set", ({ detail }) => {
const { data } = detail;
if ("darkmode" in data) {
theme();
}
});
};
darkmode();
})();</script> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Darkmode.astro_astro_type_script_index_0_lang.Cc4CESp5.js"></script><script>
/*! Copyright © 2025 Schibsted. Generated by @schibsted/sourcepoint 5.4.3 (2025-04-28T12:58:24.489Z) */
!function(){const e=["jsSdkVersion","id","realm","clientId","pulseTracker","referrer","state","pulseObjectName","showInWebview","identityObject","identityObjectName","disableSentry","disableNativeConsentCheck","enableUserCentric","groupId"],n=["jsSdkVersion","id","realm","clientId","pulseTracker","referrer","state","pulseObjectName","showInWebview","identityObject","identityObjectName","disableSentry","disableNativeConsentCheck","enableUserCentric","groupId"];function t(e,n){if(null==e)return{};var t={};for(var o in e)if({}.hasOwnProperty.call(e,o)){if(n.includes(o))continue;t[o]=e[o]}return t}const o={"showInWebview":"tcf","disableSentry":true,"accountId":1047,"groupPmId":910021,"propertyId":8876,"baseEndpoint":"https://cmp.vg.no","consentLanguage":"no","propertyHref":"https://www.vg.no"};function r(){"undefined"!=typeof document&&document.location.href.indexOf("sp_debug=1")>0&&console.debug("[CMP]",...arguments)}function s(e,n,t,o,r){const s=new URL(e);s.searchParams.append("utm_source","cmp"),s.searchParams.append("utm_medium","psi"),s.searchParams.append("referrer",o||window.location.href),t&&s.searchParams.append("client_id",t),n&&s.searchParams.append("environment_id",n),r&&s.searchParams.append("state",r),window.location.href=s.href}function i(e){return null===e?null:Boolean(parseInt(e))}function c(e){let n=e+"=",t=decodeURIComponent(document.cookie).split(";");for(let e=0;e<t.length;e++){let o=t[e];for(;" "==o.charAt(0);)o=o.substring(1);if(0==o.indexOf(n))return o.substring(n.length,o.length)}return""}const a=["Mixed","PSI","SCC","TCF","PMC"],u="default",l="cmp",p="cache",d="accepted",f="rejected",g="unknown",m=Object.freeze({purposes:{CMP_ANALYTICS:{optIn:!1,status:g},CMP_MARKETING:{optIn:!1,status:g},CMP_ADVERTISING:{optIn:!1,status:g},CMP_PERSONALIZATION:{optIn:!1,status:g}},source:u});function y(e,n,t,o){r("Pulse: "+t+"(actor, data):",n,o),b(e,(e=>{e&&"function"==typeof e.track&&e.track(t,{schema:"http://schema.schibsted.com/events/tracker-event.json/314.json",object:Object.assign({},o,y.pulseCommonData),provider:{component:"CMP"},actor:n})}))}function b(e,n){if(e.psi.pulseTracker)return n(e.psi.pulseTracker);const t=e.psi.pulseObjectName||"pulse";return"function"!=typeof e[t]?console.error("No Pulse integration detected. Aborting."):e[t]((e=>{"function"==typeof n&&n(e)}))}function v(){var e;const n=null==(e=y.pulseCommonData)?void 0:e.messageName;if(n)return a.find((e=>n.includes(e)))}function _(e){return"CMP_"+("personalisation"===e?"personalization":e).toUpperCase()}function h(e,n,t){const o=Object.keys(w(e)).filter((n=>w(e)[n])),r=Object.keys(w(e)).filter((n=>!w(e)[n]));return o.map((e=>{const t=n.purposes[_(e)];t.optIn=!0,t.status=d})),r.map((e=>{n.purposes[_(e)].status=f})),n.source=t,n}function w(e){const n=i((e._scc_||e._tcf_).getPermissionSync("CMP:advertising")),t=i((e._scc_||e._tcf_).getPermissionSync("CMP:analytics")),o=i((e._scc_||e._tcf_).getPermissionSync("CMP:marketing")),r=i((e._scc_||e._tcf_).getPermissionSync("CMP:personalisation"));var s;return s={advertising:n,analytics:t,marketing:o,personalisation:r},Object.entries(s).filter((e=>{let[n,t]=e;return null!=t})).reduce(((e,n)=>{let[t,o]=n;return Object.assign({},e,{[t]:o})}),{})}function C(e,n){const t=n.performance.now();return e?Math.round((t-e)/1e3):null}let P=null,I=!1,S=!1;function M(e,n){if(n&&("object"!=typeof(t=n)||t.constructor!==Object))return console.error("Provided object is incorrect");var t;if(0===Object.keys(w(e)).length){if(!n)return m;const e=JSON.parse(JSON.stringify(n));return e.source=u,e}return h(e,JSON.parse(JSON.stringify(n||m)),p)}function O(e,n){n.events=n.events||{};const t=n.events.onMessageReceiveData,o=n.events.onMessageChoiceSelect,s=n.events.onMessageReady,i=n.events.onPrivacyManagerAction,c=n.events.onConsentReady;let a,u=!0;const p={id:n.userId,realm:n.realm};n.events.onMessageReceiveData=function(e,o){r("Sourcepoint: onMessageReceiveData(data)",o),P=!0,y.pulseCommonData={"@id":"sdrn:privacy:cmp:"+(o.messageId||""),"@type":"CMP",messageName:o.msgDescription||"",propertyId:n.propertyId,messageId:o.messageId||void 0,bucket:o.bucket||void 0,jsSdkVersion:n.jsSdkVersion,partitionId:o.prtnUUID||"",language:n.consentLanguage},"function"==typeof t&&t(o)},n.events.onMessageReady=function(){var n;null==(n=window._tcf_)||null==(n=n.TCFCallbacks)||n.map((e=>{e()})),r("Sourcepoint: onMessageReady()");const t=v();if(r("Pulse: Detected message type: "+t),!P)return y(e,p,"View",{name:"CMP: Privacy Manager displayed",messageType:v()});a=e.performance.now(),y(e,p,"View",{name:"CMP: Message displayed",messageType:t}),"function"==typeof s&&s()},n.events.onMessageChoiceSelect=function(n,t,s){if(r("Sourcepoint: onMessageReady(choice_id="+t+", choice_type_id="+s+")"),5===s){const n=C(a,e);y(e,p,"engagementEvent",Object.assign({name:"CMP: Link to Privacy / Cookie Policy clicked",elementType:"anchor",isFirstLayer:P,messageType:v()},n&&{duration:n})),P=null}if(9===s){u=!1,P=null;const n=C(a,e);y(e,p,"engagementEvent",Object.assign({name:"CMP: Open Privacy Settings",elementType:"button",messageType:v()},n&&{duration:n}))}if(11===s&&(u=!0),12===s&&(P=!1),15===s){const n=C(a,e);y(e,p,"engagementEvent",Object.assign({name:"CMP: Dismiss message",elementType:"button",messageType:v()},n&&{duration:n}))}"function"==typeof o&&o(t,s)},n.events.onPrivacyManagerAction=function(e,n){r("Sourcepoint: onPrivacyManagerAction()"),I=!0,P=!1,"none"===n.purposeConsent?(S=!0,u=!1):(S=!1,u=!0),"function"==typeof i&&i()},n.events.onConsentReady=function(n,t,o,s){var i,d;null==(i=window._tcf_)||null==(i=i.consentedCallback)||i.map((e=>{e(s.consentedToAll)})),null==(d=window._tcf_)||null==(d=d.TCFCallbacks)||d.map((e=>{e()})),r("Sourcepoint: onConsentReady(message_type="+n+", consentUUID="+t+", euconsent)",o),r("Sourcepoint: getMessageType() "+v());const f=C(a,e);if(void 0===v()&&!I)return;const g="PSI"===v()?null:w(e);if(function(e){const n=JSON.parse(JSON.stringify(m));b(e,(t=>{try{t.setConsents(h(e,n,l))}catch(e){console.error("Consents couldn't be set. The provided version of Pulse SDK does not support the setConsents event")}}))}(e),S&&y(e,p,"engagementEvent",Object.assign({name:"CMP: Reject all",elementType:"button",messageType:v()},f&&{duration:f})),!u)return!1;y(e,p,"engagementEvent",Object.assign({name:"CMP: Accept",elementType:"button",messageType:v(),consentedToAll:null==s?void 0:s.consentedToAll,isFirstLayer:P||!!P},g&&{consents:g},f&&{duration:f})),P=null,I=!1,S=!1,"function"==typeof c&&c(n,t,o,s)}}function j(e,n,t){if(!n.groupPmId)throw new Error("groupPmId is required");const o="CMP:advertising",s="CMP:analytics",i="CMP:marketing",c="CMP:personalisation",a="CMP:performance_marketing";let u=[];const l={};function p(n){return r(t+": getPermissionFromCache(category="+n+")"),e.localStorage.getItem(n)}l[o]=[],l[s]=[],l[i]=[],l[c]=[],l[a]=[];let d=null;const f={subscribers:l,consentedCallback:[],TCFCallbacks:[],showPrivacyManager:function(){r("${type}: showPrivacyManager()"),y.pulseCommonData.messageName="",I=!0,P=!1,e._sp_.gdpr.loadPrivacyManagerModal(n.groupPmId)},getPermissionSync:function(e){return r(t+": getPermissionSync(category="+e+")"),p(e)},getPermission:function(e,n){r(t+": getPermission(category="+e+")");const o=f.subscribe(e,function(){let e=!1;return t=>{e?"function"==typeof o&&o():(e=!0,n(t),n=function(){})}}())},notify:(g={[o]:p(o),[s]:p(s),[i]:p(i),[c]:p(c),[a]:p(a)},(e,n)=>{if(g[e]===n)return void r(t+": notify(category="+e+", value="+n+") - IGNORED");null===d&&(d=setTimeout((()=>{const e=u;for(let n=0;n<e.length;n++)e[n]();d=null}),10)),r(t+": notify(category="+e+", value="+n+")"),g[e]=n;const o=f.subscribers[e];for(let e=0;e<o.length;e++)o[e](n)}),subscribe:function(e,n){if(r(t+": subscribe(category="+e+")"),!f.subscribers[e])return void console.error("Unable to subscribe - undefined consent category!");f.subscribers[e].push(n);const o=p(e);return null!==o&&n(o),()=>{f.subscribers[e]=f.subscribers[e].filter((e=>e!==n))}},subscribeAny:function(e){return r("subscribeAny"),u.push(e),()=>{u=u.filter((n=>n!==e))}},getCachedOrDefaultConsentsForPulse:function(n){return M(e,n)},isConsentedToAll:function(e){f.consentedCallback.push(e)},getConsentedToAllSync:function(){const e=p("_sp_user_consent_"+n.propertyId);try{var t;if(0===Object.keys(localStorage).filter((e=>e.startsWith("CMP:"))).length)return null;const n=null==(t=JSON.parse(e))||null==(t=t.gdpr)?void 0:t.consentStatus;if((null==n?void 0:n.vendorListAdditions)||(null==n?void 0:n.legalBasisChanges))return null;const o=null==n?void 0:n.consentedAll;return void 0===o?null:o}catch(e){return null}},onTcfReady:function(e){f.TCFCallbacks.push(e)}};var g;return e._SourcePoint_Consent_Callback=f.notify,f}function T(e,n){var t,o;if(null!=(t=e.psi)&&t.identityObject)return e.psi.identityObject;if(null!=n&&n.identityObject)return n.identityObject;const r=(null==(o=e.psi)?void 0:o.identityObjectName)||(null==n?void 0:n.identityObjectName)||"Identity";return e[r]?e[r]:console.warn("No Schibsted Account integration detected.")}function k(e){const n=Array.from({length:20},(()=>String.fromCharCode(Math.floor(25*Math.random()+97)))).join(""),t=btoa(JSON.stringify(n));T(e)&&T(e).login({state:t})}const N=function(e){if("number"==typeof e||void 0===e)return config.userId=e;throw new Error("Id value "+e+" is invalid")},A=function(e){return(e=>{try{return Boolean(new URL(e))}catch(e){return!1}})(e)?window.psi.isLoggedInUser?s(e,null,window.psi.clientId,window.psi.referrer,window.psi.state):b(window,(n=>{n.getEnvironmentId().then((n=>{s(e,n,window.psi.clientId,window.psi.referrer,window.psi.state)}))})):console.error("The URL passed to the configuration is invalid. Please, correct it.")},E=function(){return k(window)},L=function(e,n,t){e.targetingParams=e.targetingParams||{},e.targetingParams[n]=t};const R=["Hermes","_app_","tv.nu","FinnApp","Omni"];function U(e){return R.some((n=>e.userAgent.includes(n)))}function D(e,n,t){return!function(e){var n;const t=new URLSearchParams(null==(n=e.location)?void 0:n.search),o=t.has("_sp_pass_consent");try{if(o)return e.sessionStorage.setItem("_sp_pass_consent","true"),!0;if("true"===e.sessionStorage.getItem("_sp_pass_consent")){t.set("_sp_pass_consent","true");const n=e.location.pathname+"?"+t.toString()+e.location.hash;return e.history.replaceState({},"",n),!0}}catch(e){return o}return!1}(e)&&U(n)&&!t.disableNativeConsentCheck}async function x(e,o,r,s,i){F(e,o,r,s,i);const a=t(s,n);try{const n=T(e);if(!(c("CMP:isLoggedIn")||await n.isLoggedIn()))return J(e,a);n.on("logout",(function(){var e;e="CMP:isLoggedIn",document.cookie=e+"=; Max-Age=-99999999;"})),c("CMP:isLoggedIn")||function(e,n,t){const o=new Date;o.setTime(o.getTime()+24*t*60*60*1e3);let r="expires="+o.toUTCString();document.cookie=e+"="+n+";"+r+";path=/"}("CMP:isLoggedIn",!0),L(s,"loggedin",!0);const t={externalParty:"sourcepoint",optionalSuffix:s.groupId},o=await n.getExternalId(t.externalParty,t.optionalSuffix),r=L(s,"enableUserCentric",!0);J(e,Object.assign({authId:o,targetingParams:r},a))}catch(n){console.error("Identity: ",n),J(e,a)}}function F(e,n,t,o,r){var s,i,c;if(!o.baseEndpoint||!o.propertyId||!o.consentLanguage)throw new Error("One of missing: baseEndpoint, propertyId, consentLanguage");O(e,o),function(e){e.events=e.events||{},e.events.onError=function(n,t,o){try{n&&window._cmp_.sentry.setTag("message_type",n),t&&window._cmp_.sentry.setTag("errorCode",t),window._cmp_.sentry.setTag("propertyId",e.propertyId),window._cmp_.sentry.captureException(o)}catch(e){console.error("Can not send the error to Sentry, "+e)}},e.events.onMessageChoiceError=function(e,n){try{e&&window._cmp_.sentry.setTag("message_type",e),window._cmp_.sentry.captureException(n)}catch(n){console.error("Can not send the error to Sentry, "+n)}}}(o),o.accountId=o.accountId||1047,o.custom={},o.gdpr={includeTcfApi:"tcf"===r},o.propertyHref&&(o.joinHref=!0);const a=o.userId||(null==(s=T(e,o))?void 0:s._session.userId);a&&L(o,"loggedin","true");const u=o.clientId||(null==(i=T(e,o))?void 0:i.clientId);U(t)&&L(o,"mobile-webview",!o.showInWebview||o.showInWebview);const l=null==n||null==(c=n.referrer)?void 0:c.split("/")[2];l&&L(o,"referrer-hostname",l),function(){const e=/(_sch_cmp_[_a-z0-9]+)=(.+)/i;n.cookie.split(";").filter((n=>e.test(n))).map((e=>e.split("=").map((e=>e.trim())))).forEach((e=>{let[n,t]=e;return L(o,n,t)}))}(),o.propertyHref&&n.location.search&&-1===o.propertyHref.indexOf("?")&&(o.propertyHref+=n.location.search);const{pulseTracker:p,referrer:d,state:f,pulseObjectName:g,showInWebview:m,identityObject:y,identityObjectName:b,enableUserCentric:v,groupId:_}=o;e.psi=e.psi||{},e.psi.isLoggedInUser=!!a,e.psi.setUserId=N,e.psi.openPrivacySettings=A,e.psi.pulseTracker=p,e.psi.clientId=u,e.psi.referrer=d,e.psi.state=f,e.psi.pulseObjectName=g,e.psi.showInWebview=m,e.psi.identityObject=y,e.psi.identityObjectName=b,e.psi.triggerLogin=E,e.psi.enableUserCentric=v,e.psi.groupId=_}function J(e,n){e._sp_=e._sp_||{},e._sp_.config=n,r("Sourcepoint initiated with config: ",n)}function H(){r("dispatching cmp:ready event"),document.dispatchEvent(new Event("cmp:ready"))}function V(e,n){if(n.disableSentry)return;const t=e.createElement("script");var o,r;o=t,r={async:!0,type:"module",src:"https://static.privacy.schibsted.com/dist/index.js",fetchPriority:"low"},Object.keys(r).filter((e=>void 0!==o[e])).forEach((e=>"object"==typeof r[e]?Object.keys(r[e]).forEach((n=>o[e][n]=r[e][n])):o[e]=r[e])),e.head.appendChild(t)}D(window,navigator,o)?(console.warn("CMP: Native consent is not passed. Sourcepoint will not be initialized."),window._sp_={config:{accountId:1047,baseEndpoint:"https://cdn.privacy-mgmt.com"}}):(function(e){const n=e.createElement("script");n.innerHTML='"use strict";function _typeof(t){return(_typeof="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(t){return typeof t}:function(t){return t&&"function"==typeof Symbol&&t.constructor===Symbol&&t!==Symbol.prototype?"symbol":typeof t})(t)}!function(){var t=function(){var t,e,o=[],n=window,r=n;for(;r;){try{if(r.frames.__tcfapiLocator){t=r;break}}catch(t){}if(r===n.top)break;r=r.parent}t||(!function t(){var e=n.document,o=!!n.frames.__tcfapiLocator;if(!o)if(e.body){var r=e.createElement("iframe");r.style.cssText="display:none",r.name="__tcfapiLocator",e.body.appendChild(r)}else setTimeout(t,5);return!o}(),n.__tcfapi=function(){for(var t=arguments.length,n=new Array(t),r=0;r<t;r++)n[r]=arguments[r];if(!n.length)return o;"setGdprApplies"===n[0]?n.length>3&&2===parseInt(n[1],10)&&"boolean"==typeof n[3]&&(e=n[3],"function"==typeof n[2]&&n[2]("set",!0)):"ping"===n[0]?"function"==typeof n[2]&&n[2]({gdprApplies:e,cmpLoaded:!1,cmpStatus:"stub"}):o.push(n)},n.addEventListener("message",(function(t){var e="string"==typeof t.data,o={};if(e)try{o=JSON.parse(t.data)}catch(t){}else o=t.data;var n="object"===_typeof(o)&&null!==o?o.__tcfapiCall:null;n&&window.__tcfapi(n.command,n.version,(function(o,r){var a={__tcfapiReturn:{returnValue:o,success:r,callId:n.callId}};t&&t.source&&t.source.postMessage&&t.source.postMessage(e?JSON.stringify(a):a,"*")}),n.parameter)}),!1))};"undefined"!=typeof module?module.exports=t:t()}();',e.head.appendChild(n)}(document),V(document,o),function(e,n){e._tcf_=j(e,n)}(window,o),o.enableUserCentric?x(window,document,navigator,o,"tcf").then((()=>{H()})):(function(n,o,r,s,i){F(n,o,r,s,i),J(n,t(s,e))}(window,document,navigator,o,"tcf"),H()))}();
</script>
<link rel="preload" href="https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js" as="script" fetchpriority="high">
<script async src="https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js" onload="document.dispatchEvent(new Event('cmp:loaded'))"></script> <script async onload="window.dispatchEvent(new CustomEvent('mbl:loaded'))" src="https://log.medietall.no/analytics.v2.js" fetchpriority="low" type="module"></script><script async nomodule onload="window.dispatchEvent(new CustomEvent('mbl:loaded'))" src="https://log.medietall.no/analytics.v2.legacy.js"></script><script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Medietall.astro_astro_type_script_index_0_lang.NW-wECeM.js"></script> <!-- Ads do fetching on their own --> <style>
track-element {
display: contents;
}
</style><script id="article-pulse-data" type="application/json">{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2025-11-20T08:08:42Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2025-11-13T13:12:25.994Z","wordCount":680,"hasSummary":false}</script><script id="features" type="application/json">[{"id":"darkmode-onboarding","name":"darkmode-onboarding is enabled","platform":"vg","variant":"enabled"},{"id":"e24-frontpage","name":"e24-frontpage is enabled","platform":"vg","variant":"test"},{"id":"replace-ads-with-sports-enrichments","name":"replace-ads-with-sports-enrichments is enabled","platform":"vg","variant":"enabled"},{"id":"vg-stories-carousel-icon-test","name":"vg-stories-carousel-icon-test is enabled","platform":"vg","variant":"no-icon"}]</script><script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/TrackingDelegate.astro_astro_type_script_index_0_lang.DyDi4Pa9.js"></script> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/SchibstedDataController.astro_astro_type_script_index_0_lang.DlncVlbA.js"></script> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Performance.astro_astro_type_script_index_0_lang.-bs8Eb1O.js"></script> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Iterate.astro_astro_type_script_index_0_lang.CB9MILXg.js"></script><script>
if (
navigator.userAgent.indexOf("Safari") != -1 &&
navigator.userAgent.indexOf("Chrome") == -1 &&
(navigator.userAgent.indexOf("Version/16.1") != -1 ||
navigator.userAgent.indexOf("Version/16.2") != -1 ||
navigator.userAgent.indexOf("Version/16.3") != -1)
) {
document.documentElement.classList.add("isSafari16");
}
</script><script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Head.astro_astro_type_script_index_0_lang.BnnV96a6.js"></script><script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/InitializeAdverts.astro_astro_type_script_index_0_lang.CFvPVWYb.js"></script><link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CUcKaUv5.css">
<link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BVsBVWpC.css">
<link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BSNsdKhj.css">
<link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.8luT3h71.css">
<link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.lpLfSQBn.css">
<link rel="stylesheet" href="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.Eq3-I9gh.css"><script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/page.SiAAQ_NP.js"></script></head> <body> <a href="#hovedinnhold" class="skipNav">
Hopp til hovedinnholdet
</a> <style>astro-island,astro-slot,astro-static-slot{display:contents}</style><script>(()=>{var e=async t=>{await(await t())()};(self.Astro||(self.Astro={})).load=e;window.dispatchEvent(new Event("astro:load"));})();</script><script>(()=>{var A=Object.defineProperty;var g=(i,o,a)=>o in i?A(i,o,{enumerable:!0,configurable:!0,writable:!0,value:a}):i[o]=a;var d=(i,o,a)=>g(i,typeof o!="symbol"?o+"":o,a);{let i={0:t=>m(t),1:t=>a(t),2:t=>new RegExp(t),3:t=>new Date(t),4:t=>new Map(a(t)),5:t=>new Set(a(t)),6:t=>BigInt(t),7:t=>new URL(t),8:t=>new Uint8Array(t),9:t=>new Uint16Array(t),10:t=>new Uint32Array(t),11:t=>1/0*t},o=t=>{let[l,e]=t;return l in i?i[l](e):void 0},a=t=>t.map(o),m=t=>typeof t!="object"||t===null?t:Object.fromEntries(Object.entries(t).map(([l,e])=>[l,o(e)]));class y extends HTMLElement{constructor(){super(...arguments);d(this,"Component");d(this,"hydrator");d(this,"hydrate",async()=>{var b;if(!this.hydrator||!this.isConnected)return;let e=(b=this.parentElement)==null?void 0:b.closest("astro-island[ssr]");if(e){e.addEventListener("astro:hydrate",this.hydrate,{once:!0});return}let c=this.querySelectorAll("astro-slot"),n={},h=this.querySelectorAll("template[data-astro-template]");for(let r of h){let s=r.closest(this.tagName);s!=null&&s.isSameNode(this)&&(n[r.getAttribute("data-astro-template")||"default"]=r.innerHTML,r.remove())}for(let r of c){let s=r.closest(this.tagName);s!=null&&s.isSameNode(this)&&(n[r.getAttribute("name")||"default"]=r.innerHTML)}let p;try{p=this.hasAttribute("props")?m(JSON.parse(this.getAttribute("props"))):{}}catch(r){let s=this.getAttribute("component-url")||"<unknown>",v=this.getAttribute("component-export");throw v&&(s+=` (export ${v})`),console.error(`[hydrate] Error parsing props for component ${s}`,this.getAttribute("props"),r),r}let u;await this.hydrator(this)(this.Component,p,n,{client:this.getAttribute("client")}),this.removeAttribute("ssr"),this.dispatchEvent(new CustomEvent("astro:hydrate"))});d(this,"unmount",()=>{this.isConnected||this.dispatchEvent(new CustomEvent("astro:unmount"))})}disconnectedCallback(){document.removeEventListener("astro:after-swap",this.unmount),document.addEventListener("astro:after-swap",this.unmount,{once:!0})}connectedCallback(){if(!this.hasAttribute("await-children")||document.readyState==="interactive"||document.readyState==="complete")this.childrenConnectedCallback();else{let e=()=>{document.removeEventListener("DOMContentLoaded",e),c.disconnect(),this.childrenConnectedCallback()},c=new MutationObserver(()=>{var n;((n=this.lastChild)==null?void 0:n.nodeType)===Node.COMMENT_NODE&&this.lastChild.nodeValue==="astro:end"&&(this.lastChild.remove(),e())});c.observe(this,{childList:!0}),document.addEventListener("DOMContentLoaded",e)}}async childrenConnectedCallback(){let e=this.getAttribute("before-hydration-url");e&&await import(e),this.start()}async start(){let e=JSON.parse(this.getAttribute("opts")),c=this.getAttribute("client");if(Astro[c]===void 0){window.addEventListener(`astro:${c}`,()=>this.start(),{once:!0});return}try{await Astro[c](async()=>{let n=this.getAttribute("renderer-url"),[h,{default:p}]=await Promise.all([import(this.getAttribute("component-url")),n?import(n):()=>()=>{}]),u=this.getAttribute("component-export")||"default";if(!u.includes("."))this.Component=h[u];else{this.Component=h;for(let f of u.split("."))this.Component=this.Component[f]}return this.hydrator=p,this.hydrate},e,this)}catch(n){console.error(`[astro-island] Error hydrating ${this.getAttribute("component-url")}`,n)}}attributeChangedCallback(){this.hydrate()}}d(y,"observedAttributes",["props"]),customElements.get("astro-island")||customElements.define("astro-island",y)}})();</script> <astro-island uid="ZyjFbx" prefix="r26" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.ByLg8D7Z.js" component-export="default" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}" ssr client="load" opts="{"name":"DefaultHeader","value":true}" await-children><header class="_header_6tx2u_7 elevated grouped" data-open="false" data-track-element-type="Header" role="banner" data-test-id="vg-header"><div class="_masthead_6tx2u_12"><a aria-label="Tilbake til forsiden" class="_home_6tx2u_8" href="https://www.vg.no/dinepenger" data-track-no-utm="true"><svg fill="none" height="24" width="133" xmlns="http://www.w3.org/2000/svg"><path d="M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z" fill="currentColor"></path></svg></a><nav class="_nav_6tx2u_14"><ul class="_list_6tx2u_11"><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/sparing-og-investering">Sparing</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/skatt">Skatt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/fond">Fondsoversikt</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/eiendom">Eiendom</a></li><li class="_item_6tx2u_9"><a class="_link_6tx2u_10" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim">Videokurs</a></li></ul></nav><div class="_search_1cpeg_39 _search_6tx2u_144"><form class="_container_1cpeg_5 fill-tertiary" action="https://www.vg.no/sok"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Search" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path fill-rule="evenodd" clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)"></path></svg><input aria-label="Søk" autoComplete="off" class="_input_1cpeg_16 button-label-large" placeholder="Søk" required="" type="search" name="q"/><input type="hidden" name="siteFilter" value="dinepenger"/><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Close" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" class="_clear_1cpeg_35"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)"></path></svg></form></div><menu class="_buttons_6tx2u_6"><li class="_button_6tx2u_5"><button aria-label="Hovedmeny" class="_button_6bkpv_2 button-label-large _large_6bkpv_69 " role="button" type="button"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Hamburger" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path d="M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z" fill="var(--icon-color, currentColor)"></path><path d="M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z" fill="var(--icon-color, currentColor)"></path></svg></button></li></menu></div><nav class="_menu_swbtj_16" hidden=""><div class="_menuItem_swbtj_82" hidden=""><section aria-label="Hovedmeny" class="_shortcuts_swbtj_98"><div class="_search_1cpeg_39 _search_swbtj_127"><form class="_container_1cpeg_5 fill-tertiary" action="https://www.vg.no/sok"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Search" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path fill-rule="evenodd" clip-rule="evenodd" d="M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z" fill="var(--icon-color, currentColor)"></path></svg><input aria-label="Søk" autoComplete="off" class="_input_1cpeg_16 button-label-large" placeholder="Søk" required="" type="search" name="q"/><input type="hidden" name="siteFilter" value="dinepenger"/><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Close" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" class="_clear_1cpeg_35"><path fill-rule="evenodd" clip-rule="evenodd" d="M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z" fill="var(--icon-color, currentColor)"></path></svg></form></div><div class="_user_11njy_25 _button_11njy_1" role="button" tabindex="0" aria-label="Klikk for Ã¥ gÃ¥ til brukerprofil"><div class="_avatar_52fqq_1" role="presentation"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="User" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path d="M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z" fill="var(--icon-color, currentColor)"></path><path d="M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_info_11njy_21"><p class="_name_11njy_13 font-weight-regular title-medium">Du er ikke logget inn</p><p class="label-medium">Ikke abonnent</p></div><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Chevron Right" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path d="M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z" fill="var(--icon-color, currentColor)"></path></svg></div><div class="_buttons_11njy_7"><button class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 " role="button" type="button">Logg inn</button></div><h3 class="_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase">Snarveier</h3><ul class="_links_swbtj_9"><li class="_link_swbtj_1"><a href="https://www.vg.no/dinepenger/sparing-og-investering" class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 ">Sparing</a></li><li class="_link_swbtj_1"><a href="https://www.vg.no/dinepenger/skatt" class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 ">Skatt</a></li><li class="_link_swbtj_1"><a href="https://www.vg.no/dinepenger/fond" class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 ">Fondsoversikt</a></li><li class="_link_swbtj_1"><a href="https://www.vg.no/dinepenger/eiendom" class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 ">Eiendom</a></li><li class="_link_swbtj_1"><a href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim" class="_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 ">Videokurs</a></li></ul></section><section class="_sections_y9n8e_19"><h3 class="_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase">Innhold</h3><ul><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/bank-og-forsikring"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Bank og forsikring</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/eiendom"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Eiendom</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/familie"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Familie</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fond"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fondsoversikt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/fritid"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Fritid</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/jobb"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Jobb</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/magasin"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Magasin</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/skatt"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Skatt</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Sparing og investering</h4></a><button class="_button_6bkpv_2 button-label-large _toggle_y9n8e_63" role="button" type="button"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Chevron Down" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto"><path d="M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z" fill="var(--icon-color, currentColor)"></path></svg></button><ul class="_subsections_y9n8e_34" hidden=""><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/aksjer"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Aksjer</h5></a></li><li class="_subsection_y9n8e_24"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/sparing-og-investering/fond"><h5 class="_name_y9n8e_68 font-weight-regular title-small">Fond</h5></a></li></ul></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Strømguiden</h4></a></li><li class="_section_y9n8e_7"><a class="_link_y9n8e_1" href="https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim"><h4 class="_name_y9n8e_68 font-weight-semi-bold title-large">Videokurs</h4></a></li></ul></section><div class="_footer_2fpqs_1"><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Annet innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/podkast"><h2 class="_link_2fpqs_8 label-medium">Podkast</h2></a></li><li><a href="https://www.vg.no/spill/ordstjernen"><h2 class="_link_2fpqs_8 label-medium">Ordstjernen</h2></a></li><li><a href="https://e24.no"><h2 class="_link_2fpqs_8 label-medium">E24</h2></a></li><li><a href="https://www.minmote.no"><h2 class="_link_2fpqs_8 label-medium">MinMote</h2></a></li><li><a href="https://www.godt.no"><h2 class="_link_2fpqs_8 label-medium">Godt</h2></a></li><li><a href="https://pent.no"><h2 class="_link_2fpqs_8 label-medium">Pent</h2></a></li><li><a href="https://www.tek.no"><h2 class="_link_2fpqs_8 label-medium">Tek.no</h2></a></li><li><a href="https://www.vg.no/dinepenger"><h2 class="_link_2fpqs_8 label-medium">Dine Penger</h2></a></li><li><a href="https://www.vg.no/spesial/2025/pollen/"><h2 class="_link_2fpqs_8 label-medium">Pollenvarsel</h2></a></li><li><a href="https://www.vg.no/stromprisen"><h2 class="_link_2fpqs_8 label-medium">Strømprisen</h2></a></li><li><a href="https://tvguide.vg.no"><h2 class="_link_2fpqs_8 label-medium">TV-guide</h2></a></li><li><a href="https://www.vektklubb.no"><h2 class="_link_2fpqs_8 label-medium">Vektklubb</h2></a></li><li><a href="https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav"><h2 class="_link_2fpqs_8 label-medium">Valgomat</h2></a></li><li><a href="https://www.vg.no/tegneserier"><h2 class="_link_2fpqs_8 label-medium">Tegneserier</h2></a></li><li><a href="https://www.penger.no"><h2 class="_link_2fpqs_8 label-medium">Penger.no</h2></a></li><li><a href="https://eavis.vg.no"><h2 class="_link_2fpqs_8 label-medium">E-avis</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Kommersielt innhold</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/minnesider/"><h2 class="_link_2fpqs_8 label-medium">VG Minnesider</h2></a></li><li><a href="https://www.vg.no/strom"><h2 class="_link_2fpqs_8 label-medium">Strømguiden</h2></a></li><li><a href="https://partnerstudio.no"><h2 class="_link_2fpqs_8 label-medium">Partnerstudio</h2></a></li><li><a href="https://www.vg.no/black-friday"><h2 class="_link_2fpqs_8 label-medium">Black Friday</h2></a></li><li><a href="https://butikk.vg.no"><h2 class="_link_2fpqs_8 label-medium">VG Butikk</h2></a></li><li><a href="https://kupp.vg.no"><h2 class="_link_2fpqs_8 label-medium">Kupp</h2></a></li><li><a href="https://onsk.no"><h2 class="_link_2fpqs_8 label-medium">Ãnsk</h2></a></li><li><a href="https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny"><h2 class="_link_2fpqs_8 label-medium">Piggsko.no</h2></a></li><li><a href="https://bunadssko.no"><h2 class="_link_2fpqs_8 label-medium">Bunadssko.no</h2></a></li></ul></nav><nav class="_section_2fpqs_19"><h3 class="_title_2fpqs_31 title-large">Info og kontakt</h3><ul class="_subsection_2fpqs_25"><li><a href="https://www.vg.no/tips-oss"><h2 class="_link_2fpqs_8 label-medium">Tips oss</h2></a></li><li><a href="https://www.vg.no/informasjon/kontakt-oss"><h2 class="_link_2fpqs_8 label-medium">Kontakt VG</h2></a></li><li><a href="https://www.vg.no/informasjon"><h2 class="_link_2fpqs_8 label-medium">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class="schibsted-data-controller" data-nosnippet></div> <section id="hovedinnhold" tabindex="-1"></section> <main class="article-main" data-topbanner="false" data-topboard="false" id="application" data-astro-cid-jwirc66j> <article class="article default" data-astro-cid-jwirc66j> <header class="article-intro" style="display: contents"> <script>(()=>{var a=(s,i,o)=>{let r=async()=>{await(await s())()},t=typeof i.value=="object"?i.value:void 0,c={rootMargin:t==null?void 0:t.rootMargin},n=new IntersectionObserver(e=>{for(let l of e)if(l.isIntersecting){n.disconnect(),r();break}},c);for(let e of o.children)n.observe(e)};(self.Astro||(self.Astro={})).visible=a;window.dispatchEvent(new Event("astro:visible"));})();</script><astro-island uid="vWy4c" prefix="r20" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.CvLSzrVl.js" component-export="Image" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"alt":[0],"caption":[0," Foto: Naina Helén JÃ¥ma / VG"],"device":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}" ssr client="visible" opts="{"name":"Image","value":true}" await-children><link rel="preload" as="image" imageSrcSet="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" imageSizes="(min-width: 980px) 980px, 100vw" fetchPriority="high"/><figure class="_figure_qp4xg_1 layout-component layout-wide"><img alt=" Foto: Naina Helén JÃ¥ma / VG" class="_image_qp4xg_65 layout-component layout-wide" data-fullscreen-sizes="(min-width: 1000px) 2000px, 2000vw" data-track-element-type="Article image fullscreen" data-track-name="ImageFullscreen" fetchPriority="high" decoding="sync" loading="eager" height="3273" itemProp="image" sizes="(min-width: 980px) 980px, 100vw" src="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7" srcSet="https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w" style="object-position:69.73925443063762% 24.381301558203482%" width="4909"/><figcaption class="text-sans-s _caption_qp4xg_10 layout-component layout-padded"> Foto: Naina Helén JÃ¥ma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class="_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded" first-child="false"><span class="_text_kfomj_58">Nettmøte kl 10: Send inn spørsmÃ¥l</span></h1> </header> <braze-container data-position="1" style="margin-bottom: 1rem" class="layout-component layout-normal"></braze-container> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Braze.astro_astro_type_script_index_0_lang.ObqfE0td.js"></script> <section class="article-body" itemprop="articleBody" style="display: contents"> <p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Kvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l - og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.</p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Hvor er Hallgeir Kvadsheim fra? </h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class="_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Ekspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">VÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og <a href="/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen" data-track-element-type="Link" data-track-id="link:lVjmvL" class="_link_o9xde_39">13 ting vi alle kan lære om privatøkonomi</a> â fra Ã¥rene i «Luksusfellen. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><em class="_em_o9xde_35">«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">I vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.</p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded"><strong class="_strong_o9xde_25">Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.</strong></p><p class="_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded">Under finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.</p><vg-salesposter data-device-is-app="false" data-device-type="desktop" data-device-is-ios="false" data-device-is-android="false" data-ref-id data-content-id="28MMaG" data-newsroom="dinepenger" data-section="dinepenger" data-tags="["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]" data-pulse-data="{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2025-11-20T08:08:42Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2025-11-13T13:12:25.994Z","wordCount":680,"hasSummary":false}" data-poster-type="subscription" data-content-type="article"></vg-salesposter> </section> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Body.astro_astro_type_script_index_0_lang.DtUPXQCy.js"></script> <time class="text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded" dateTime="2025-11-20T08:08:42.000Z" itemProp="datePublished">Publisert: 20.11.25 kl. 09:08</time> <footer class="font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18" data-track-element-type="Tags" data-track-id="tags" data-track-impression="true" data-track-name="Tags" data-track-primary-position="1" data-track-target-newsroom="dinepenger"><nav class="_nav_xigzw_3"><ul class="_list_xigzw_2"><li class="_item_xigzw_1"><a data-track-secondary-position="1" data-track-id="tag:hallgeir-kvadsheim" data-track-name="Hallgeir Kvadsheim" href="/dinepenger/tag/hallgeir-kvadsheim" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7">Hallgeir Kvadsheim</a></li><li class="_item_xigzw_1"><a data-track-secondary-position="2" data-track-id="tag:privatoekonomi" data-track-name="Privatøkonomi" href="/dinepenger/tag/privatoekonomi" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7">Privatøkonomi</a></li><li class="_item_xigzw_1"><a data-track-secondary-position="3" data-track-id="tag:personlig-oekonomi" data-track-name="Personlig økonomi" href="/dinepenger/tag/personlig-oekonomi" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7">Personlig økonomi</a></li><li class="_item_xigzw_1"><a data-track-secondary-position="4" data-track-id="tag:nettmoete" data-track-name="Nettmøte" href="/dinepenger/tag/nettmoete" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7">Nettmøte</a></li></ul></nav></footer> <div class="layout-component layout-normal layout-padded" data-nosnippet="true"><p class="font-vg-sans _aiDisclaimer_1qdoz_1"><svg width="24px" height="24px" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" role="graphics-symbol" aria-label="Ai" style="flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto" aria-hidden="true"><path d="M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z" fill="var(--icon-color, currentColor)"></path><path d="M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z" fill="var(--icon-color, currentColor)"></path></svg><a class="_link_1qdoz_11" data-track-element-type="Link" data-track-name="ai-disclaimer" data-track-click-intent="Open" href="https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class="_root_1uq6z_1" hidden="false"> <section class="_section_1uq6z_5 mb-s mt-s" data-track-id="darkmode-onboarding" data-track-name="Darkmode onboarding" data-track-impression> <h3>SlÃ¥ pÃ¥ mørk modus i artikler</h3> <div class="_container_ruod8_1"><label class="background-secondary _checkbox_ruod8_7"><div class="label-large label-primary _label_ruod8_38"></div><input class="_toggle_ayo7d_1" type="checkbox" data-track-click="true" data-track-id="darkmode-onboarding:toggle"/></label></div> <button data-track-id="darkmode-onboarding:save" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30" role="button" type="button">
Logg inn for å lagre
</button> </section> </darkmode-onboarding> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DarkmodeOnboarding.astro_astro_type_script_index_0_lang.CgGhk-B6.js"></script> <div class="_bottomBanner_1e4y4_1 layout-component layout-normal"> <div class="_enrichment_u2nme_1 layout-component layout-normal layout-padded" data-component-type="enrichment"> <div id="bottom-banner" style="min-height:100px"></div> </div> <script type="module">const id = "bottom-banner";
const src = "https://penger.no/embeds/loan-report-form";
import "https://www.vg.no/vgc/pym.min.js";
const initializePym = () => {
const url = new URL(src);
const hasDarkmode = document.documentElement.dataset.colorScheme === "dark";
url.searchParams.set(
"prefers-color-scheme",
hasDarkmode ? "dark" : "light",
);
const { pym } = window;
if (!pym) {
console.error("Pym not loaded");
return;
}
new pym.Parent(id, url.toString(), {});
};
initializePym();
</script> </div> <vg-require-login class="layout-component layout-normal" data-astro-cid-3kdfhkxc="true"> <div id="vg-comments" class="layout-component layout-normal layout-padded vg-comments"> <section data-article-id="28MMaG" data-article-poster-type="subscription" id="comments"></section> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/CommentsScript.astro_astro_type_script_index_0_lang._hcqKE3R.js"></script> </div> <template class="login-template" data-astro-cid-3kdfhkxc> <div class="login-wall-content" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for Ã¥ lese og kommentere - helt gratis!</h2> <button data-astro-cid-3kdfhkxc="true" class="_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button" role="button" type="button">Logg inn for Ã¥ lese kommentarer</button> <div class="login-wall-meta" data-astro-cid-3kdfhkxc> <img src="https://imbo.vgc.no/s/HrxtKTX" alt="" loading="lazy" data-astro-cid-3kdfhkxc> </div> </div> </template> </vg-require-login> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/LoginWallElement.astro_astro_type_script_index_0_lang.BtdgWevm.js"></script> <script type="application/ld+json">{"@context":"http://schema.org","@type":"NewsArticle","articleSection":"DinePenger","dateModified":"2025-11-13T13:12:25.994Z","datePublished":"2025-11-20T08:08:42Z","description":"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. ","headline":"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d","inLanguage":"no","isAccessibleForFree":false,"about":[{"@context":"http://schema.org","@type":"Person","name":"Hallgeir Kvadsheim","url":"https://www.vg.no/dinepenger/tag/hallgeir-kvadsheim"},{"@context":"http://schema.org","@type":"Thing","name":"Privatøkonomi","url":"https://www.vg.no/dinepenger/tag/privatoekonomi"},{"@context":"http://schema.org","@type":"Thing","name":"Personlig økonomi","url":"https://www.vg.no/dinepenger/tag/personlig-oekonomi"},{"@context":"http://schema.org","@type":"Thing","name":"Nettmøte","url":"https://www.vg.no/dinepenger/tag/nettmoete"}],"mentions":[{"@context":"http://schema.org","@type":"Person","name":"Hallgeir Kvadsheim","url":"https://www.vg.no/dinepenger/tag/hallgeir-kvadsheim"},{"@context":"http://schema.org","@type":"Thing","name":"Privatøkonomi","url":"https://www.vg.no/dinepenger/tag/privatoekonomi"},{"@context":"http://schema.org","@type":"Thing","name":"Personlig økonomi","url":"https://www.vg.no/dinepenger/tag/personlig-oekonomi"},{"@context":"http://schema.org","@type":"Thing","name":"Nettmøte","url":"https://www.vg.no/dinepenger/tag/nettmoete"}],"author":[{"@type":"Person","description":"","name":"Atle Jørstad Wergeland","url":"https://www.vg.no/forfatter/atle-joerstad-wergeland"}],"dateline":"","image":{"@type":"ImageObject","height":960,"url":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32","width":1440},"keywords":"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte","mainEntityOfPage":{"@id":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","@type":"WebPage"},"publisher":{"@context":"https://schema.org","@type":"NewsMediaOrganization","correctionsPolicy":"https://www.vg.no/informasjon/rettelser","ethicsPolicy":"https://www.vg.no/informasjon/trafikkregler","foundingDate":"1945-06-23","legalName":"Verdens Gang AS","logo":{"@context":"https://schema.org","@type":"ImageObject","height":512,"url":"https://www.vg.no/vgc/img/logo-schema-org.png","width":512},"masthead":"https://www.vg.no/informasjon/ledelse","name":"VG","ownershipFundingInfo":"https://schibsted.com/","publishingPrinciples":"https://www.vg.no/informasjon","sameAs":["https://www.facebook.com/vgnett/","https://www.tiktok.com/@vgnett","https://no.wikipedia.org/wiki/VG","https://x.com/vgnett","https://www.instagram.com/vgnett/","https://bsky.app/profile/vg.no","https://www.linkedin.com/company/vg---verdens-gang-as/"],"url":"https://www.vg.no"},"wordCount":680}</script><script type="application/ld+json">[{"@context":"https://schema.org","@type":"LiveBlogPosting","coverageEndTime":"2025-11-14T13:12:25.994Z","coverageStartTime":"2025-11-20T08:08:42Z","datePublished":"2025-11-20T08:08:42Z","dateModified":"2025-11-13T13:12:25.994Z","headline":"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d","image":{"@type":"ImageObject","height":960,"url":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32","width":1440},"primaryImageOfPage":{"@type":"ImageObject","height":960,"url":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32","width":1440},"liveBlogUpdate":[{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T13:12:25.989Z","datePublished":"2025-11-13T13:12:25.990Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60343"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T12:45:03.102Z","datePublished":"2025-11-13T12:45:03.106Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60342"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T12:08:25.704Z","datePublished":"2025-11-13T12:08:25.704Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60341"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T11:51:34.290Z","datePublished":"2025-11-13T11:51:34.291Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60340"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T11:45:13.939Z","datePublished":"2025-11-13T11:45:13.940Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60339"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-13T11:34:19.040Z","datePublished":"2025-11-13T11:34:19.042Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60338"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T14:31:37.962Z","datePublished":"2025-11-06T14:31:37.963Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60278"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T14:28:01.265Z","datePublished":"2025-11-06T14:28:01.268Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60277"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T14:26:42.363Z","datePublished":"2025-11-06T14:26:42.363Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60276"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T14:22:30.241Z","datePublished":"2025-11-06T14:22:30.241Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60275"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T14:07:15.750Z","datePublished":"2025-11-06T14:07:15.750Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60274"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T13:50:20.498Z","datePublished":"2025-11-06T13:50:20.498Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60273"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T13:38:32.496Z","datePublished":"2025-11-06T13:38:32.497Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60272"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T13:21:34.736Z","datePublished":"2025-11-06T13:21:34.737Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60271"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-11-06T12:56:30.256Z","datePublished":"2025-11-06T12:56:30.257Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60270"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T22:10:36.469Z","datePublished":"2025-10-31T22:10:36.470Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60266"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T17:32:47.334Z","datePublished":"2025-10-31T17:32:47.335Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60256"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T17:25:26.216Z","datePublished":"2025-10-31T17:25:26.216Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60255"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T17:14:08.508Z","datePublished":"2025-10-31T17:14:08.508Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60254"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T17:12:17.457Z","datePublished":"2025-10-31T17:12:17.457Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60253"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T12:47:33.907Z","datePublished":"2025-10-31T12:47:33.908Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60247"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T12:46:38.502Z","datePublished":"2025-10-31T12:46:38.502Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60246"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T12:46:04.301Z","datePublished":"2025-10-31T12:46:04.302Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60245"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-31T12:45:45.906Z","datePublished":"2025-10-31T12:45:45.907Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60244"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-24T11:47:54.373Z","datePublished":"2025-10-24T11:47:54.374Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60185"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-24T10:28:18.203Z","datePublished":"2025-10-24T10:28:18.204Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60184"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-24T10:23:18.108Z","datePublished":"2025-10-24T10:23:18.109Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60183"},{"@type":"BlogPosting","about":[],"mentions":[],"articleBody":" ","articleSection":"DinePenger","author":{"@context":"https://schema.org","@type":"Person","name":"Hallgeir Kvadsheim"},"dateModified":"2025-10-24T10:17:17.252Z","datePublished":"2025-10-24T10:17:17.253Z","headline":"","url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60182"}],"publisher":{"@context":"https://schema.org","@type":"NewsMediaOrganization","correctionsPolicy":"https://www.vg.no/informasjon/rettelser","ethicsPolicy":"https://www.vg.no/informasjon/trafikkregler","foundingDate":"1945-06-23","legalName":"Verdens Gang AS","logo":{"@context":"https://schema.org","@type":"ImageObject","height":512,"url":"https://www.vg.no/vgc/img/logo-schema-org.png","width":512},"masthead":"https://www.vg.no/informasjon/ledelse","name":"VG","ownershipFundingInfo":"https://schibsted.com/","publishingPrinciples":"https://www.vg.no/informasjon","sameAs":["https://www.facebook.com/vgnett/","https://www.tiktok.com/@vgnett","https://no.wikipedia.org/wiki/VG","https://x.com/vgnett","https://www.instagram.com/vgnett/","https://bsky.app/profile/vg.no","https://www.linkedin.com/company/vg---verdens-gang-as/"],"url":"https://www.vg.no"},"url":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"}]</script><script type="application/ld+json">{"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","item":"https://www.vg.no","name":"VG","position":1},{"@type":"ListItem","item":"https://www.vg.no/dinepenger","name":"DinePenger","position":2},{"@type":"ListItem","item":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","name":"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d","position":3}]}</script> <script>(()=>{var l=(n,t)=>{let i=async()=>{await(await n())()},e=typeof t.value=="object"?t.value:void 0,s={timeout:e==null?void 0:e.timeout};"requestIdleCallback"in window?window.requestIdleCallback(i,s):setTimeout(i,s.timeout||200)};(self.Astro||(self.Astro={})).idle=l;window.dispatchEvent(new Event("astro:idle"));})();</script><astro-island uid="2gmd2D" prefix="r17" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.D5HxEK2c.js" component-export="ToastContainer" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"data-astro-cid-jwirc66j":[0,true]}" ssr client="idle" opts="{"name":"ToastContainer","value":true}" await-children><div class="_toasts_1x7db_1"></div><!--astro:end--></astro-island> </article> <aside class="aside grouped" role="complementary" data-astro-cid-jwirc66j> <section class="_recirculation_1ppix_1" data-test-id="recirculation" data-track-element-type="Recirculation" data-nosnippet><h2 class="title-serif-s">Relaterte saker</h2><ul style="display: contents"><li><astro-island uid="Z16Vl6u" prefix="r34" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"RzPAQa"],"changes":[0,{"created":[0,"2025-10-30T08:55:25Z"],"updated":[0,"2025-11-12T14:31:18Z"],"firstPublished":[0,"2025-11-05T08:02:24Z"],"published":[0,"2025-11-05T08:02:24Z"]}],"section":[0,{"id":[0,"9fe145b9-8a06-4385-972d-287d271fd2d6"],"title":[0,"Familie"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,false],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"feature"],"presentation":[0,"feature"],"paywall":[0,true],"dinepenger_paywall":[0,true],"articleSummary":[1,[[0,{"items":[1,[[0,{"value":[0,"Luksusfellen har i 17 Ã¥r lært nordmenn om økonomi og dagens hovedutfordringer er økende forbruksgjeld og betalingsanmerkning."],"markup":[1,[]]}],[0,{"value":[0,"Programmet har pÃ¥virket unge mer enn skoleundervisning i privatøkonomi, ifølge SIFO-undersøkelse."],"markup":[1,[]]}],[0,{"value":[0,"Viktige rÃ¥d er Ã¥ skaffe oversikt, etablere bufferkonto og trene økonomisk impulskontroll."],"markup":[1,[]]}]]],"blockType":[0,"list:unordered"]}]]],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,"Luksusfellen: Dette er lærdommene etter 17 Ã¥r"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"presentationProperties":[0,{"introType":[0,"overlay"]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,80]}],"tags":[1,[[0,{"id":[0,"8d786504-ed17-422f-9a41-e3b02cef9fe9"],"title":[0,"Privatøkonomi"],"type":[0,"descriptor"],"slug":[0,"privatoekonomi"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"f1ac3fc4-f948-45de-912f-311c25890318"],"title":[0,"Luksusfellen"],"type":[0,"descriptor"],"slug":[0,"luksusfellen"],"enabled":[0,true]}],[0,{"id":[0,"20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"title":[0,"Kredittkort"],"type":[0,"descriptor"],"slug":[0,"kredittkort"],"enabled":[0,true]}],[0,{"id":[0,"a9e2aab4-9ee6-4fd9-82c5-79288625e28b"],"title":[0,"ForbrukslÃ¥n"],"type":[0,"descriptor"],"slug":[0,"forbrukslaan"],"enabled":[0,true]}],[0,{"id":[0,"682d3e26-b0e1-4969-b74e-96d73c6000ab"],"title":[0,"Ãkonomi"],"type":[0,"descriptor"],"slug":[0,"oekonomi"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Ãkonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,84],"time":[0,"2025-11-12T14:31:18.286872Z"]}],"promotionContent":[0,{"slug":[0,"luksusfellen-dette-er-laerdommene-etter-17-aar"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"6580ccfe-b607-5877-a65f-994d48edc9b3"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a763bd13-63ee-4d5d-addd-114e3cd0fd8e"],"size":[0,{"width":[0,5616],"height":[0,3744]}],"hotspot":[0,{"x":[0,1448],"y":[0,257],"width":[0,3512],"height":[0,2634]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=80&s=de38b9e82931e6195c07f5921e9f234c10f2b067"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=100&s=783a0755e28f4245d9a8d06e838ff601a45bcf25"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=200&s=b9d2acbb7a909bf0593249ba8e5740e4faf4ec98"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=240&s=8ed160c33e352ffc553aaedc3749efd05af9f8b2"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=480&s=a45c0d8db7cb6733d963162b9c56f17414503f43"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=580&s=698f8e6dfe81d8cf8b799d9e976fb2458724de20"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=720&s=b6f530f8dea5ee0fc18f8a88c96860b947d9bed7"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1080&s=ad582a3ce34eeee9649641bcf9a2b51e5ebff3b3"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1440&s=1c06fa12d5634fd557acbfab757f43162b75ec81"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=2160&s=b266a4ca11e07cc5c76329887d7a9a2913058f1f"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"],"permalink":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"],"shareUrl":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"]}],"accessRestriction":[0],"wordCount":[0,1809],"xkey":[0,"VG-ART-RzPAQa VG-ART-SECTION-9fe145b9-8a06-4385-972d-287d271fd2d6 VG-ART-TAG-8d786504-ed17-422f-9a41-e3b02cef9fe9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-f1ac3fc4-f948-45de-912f-311c25890318 VG-ART-TAG-20b1d85d-d08b-44e7-8f6f-8948fdb4ba94 VG-ART-TAG-a9e2aab4-9ee6-4fd9-82c5-79288625e28b VG-ART-TAG-682d3e26-b0e1-4969-b74e-96d73c6000ab"],"type":[0,"feature"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="1" data-track-bundle-position="1" data-track-target-newsroom="dinepenger" data-track-id="teaser:RzPAQa" data-track-element-size="large" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen"><article data-color-scheme="dark" class="_article_xeowg_1 _large_xeowg_41 _overlay_xeowg_50"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _large_1da04_15 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-11-05T08:02:24.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">5. nov.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">10 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3744" loading="lazy" sizes="(min-width: 580px) 580px, 100vw" src="https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789" srcSet="https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789 40w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=80&s=de38b9e82931e6195c07f5921e9f234c10f2b067 80w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=100&s=783a0755e28f4245d9a8d06e838ff601a45bcf25 100w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=200&s=b9d2acbb7a909bf0593249ba8e5740e4faf4ec98 200w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=240&s=8ed160c33e352ffc553aaedc3749efd05af9f8b2 240w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=480&s=a45c0d8db7cb6733d963162b9c56f17414503f43 480w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=580&s=698f8e6dfe81d8cf8b799d9e976fb2458724de20 580w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=720&s=b6f530f8dea5ee0fc18f8a88c96860b947d9bed7 720w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1080&s=ad582a3ce34eeee9649641bcf9a2b51e5ebff3b3 1080w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1440&s=1c06fa12d5634fd557acbfab757f43162b75ec81 1440w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=2160&s=b266a4ca11e07cc5c76329887d7a9a2913058f1f 2160w" style="object-position:57.05128205128205% 42.04059829059829%" width="5616"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid="2j8cyr" prefix="r35" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"63JlqW"],"changes":[0,{"created":[0,"2025-06-02T13:47:45Z"],"updated":[0,"2025-07-21T11:29:39Z"],"firstPublished":[0,"2025-07-21T08:21:15Z"],"published":[0,"2025-07-21T08:21:15Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Lene Drange: - Garantert avkastning "]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,true],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Lene Drange: - Garantert avkastning "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"f1ac3fc4-f948-45de-912f-311c25890318"],"title":[0,"Luksusfellen"],"type":[0,"descriptor"],"slug":[0,"luksusfellen"],"enabled":[0,true]}],[0,{"id":[0,"682d3e26-b0e1-4969-b74e-96d73c6000ab"],"title":[0,"Ãkonomi"],"type":[0,"descriptor"],"slug":[0,"oekonomi"],"enabled":[0,true]}],[0,{"id":[0,"3f46858f-ae7e-471a-884a-5535e6167062"],"title":[0,"Sparing"],"type":[0,"descriptor"],"slug":[0,"sparing-2"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,52],"time":[0,"2025-08-19T08:46:28.451672Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"Luksusfellen-programlederen vet hvor hun ville investert 100.000"]}],"slug":[0,"lene-drange-garantert-avkastning"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"a49c04f1-8ed7-5a64-8949-a27b7da8519e"],"weight":[0,100],"title":[0,{"value":[0,"Lene Drange: - Garantert avkastning "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a7a1493c-fc75-4020-a189-b802a17d272e"],"size":[0,{"width":[0,5811],"height":[0,4189]}],"hotspot":[0,{"x":[0,994],"y":[0,633],"width":[0,3572],"height":[0,2675]}],"urls":[1,[[0,{"height":[0,29],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019"],"width":[0,40]}],[0,{"height":[0,58],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=80&s=0128ef9831d7ad24c38da0fe195a219a7eb8c0ab"],"width":[0,80]}],[0,{"height":[0,72],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=100&s=28ce03535dae38952cb4a8dc4c15c3a430855437"],"width":[0,100]}],[0,{"height":[0,144],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=200&s=8b3a697b3aa0ce8dd40823fe4c718fd3bb8a8e47"],"width":[0,200]}],[0,{"height":[0,173],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=240&s=bb9bcbfd9d2e13c2731e65a40c4ff90368e14aaa"],"width":[0,240]}],[0,{"height":[0,346],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=480&s=7302406c6745cfec8e11cdf3efac08d3615ab87d"],"width":[0,480]}],[0,{"height":[0,418],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=580&s=03a7cd8a640ba2fee6e49f28243fbf60cdd5ce2b"],"width":[0,580]}],[0,{"height":[0,519],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=720&s=3864f18da2680457d34b2b5489ea60b30ce3ad3e"],"width":[0,720]}],[0,{"height":[0,779],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1080&s=6aee8edff9d599e9d9ea6e1a5d8d9dec03bd51da"],"width":[0,1080]}],[0,{"height":[0,1038],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1440&s=3dd8fea5e2dbc3c08e7a8269a84cd01b4bea9baf"],"width":[0,1440]}],[0,{"height":[0,1557],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=2160&s=0682c47936f09e2415b2aebd6993cb9596b65153"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"]}],"accessRestriction":[0],"wordCount":[0,731],"xkey":[0,"VG-ART-63JlqW VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-f1ac3fc4-f948-45de-912f-311c25890318 VG-ART-TAG-682d3e26-b0e1-4969-b74e-96d73c6000ab VG-ART-TAG-3f46858f-ae7e-471a-884a-5535e6167062"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="2" data-track-bundle-position="2" data-track-target-newsroom="dinepenger" data-track-id="teaser:63JlqW" data-track-element-size="small" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019" data-track-impression="" data-track-name="Lene Drange: - Garantert avkastning "><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Lene Drange: ââ  Garantert avkastning </span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-07-21T08:21:15.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">21. juli</span></time></friendly-timestamp></li><li class="_item_xeowg_163">4 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="4189" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019" srcSet="https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019 40w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=80&s=0128ef9831d7ad24c38da0fe195a219a7eb8c0ab 80w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=100&s=28ce03535dae38952cb4a8dc4c15c3a430855437 100w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=200&s=8b3a697b3aa0ce8dd40823fe4c718fd3bb8a8e47 200w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=240&s=bb9bcbfd9d2e13c2731e65a40c4ff90368e14aaa 240w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=480&s=7302406c6745cfec8e11cdf3efac08d3615ab87d 480w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=580&s=03a7cd8a640ba2fee6e49f28243fbf60cdd5ce2b 580w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=720&s=3864f18da2680457d34b2b5489ea60b30ce3ad3e 720w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1080&s=6aee8edff9d599e9d9ea6e1a5d8d9dec03bd51da 1080w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1440&s=3dd8fea5e2dbc3c08e7a8269a84cd01b4bea9baf 1440w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=2160&s=0682c47936f09e2415b2aebd6993cb9596b65153 2160w" style="object-position:47.84030287385992% 47.039866316543325%" width="5811"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid="WCmij" prefix="r36" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"Mnex5B"],"changes":[0,{"created":[0,"2025-06-23T13:25:46Z"],"updated":[0,"2025-07-18T10:39:11Z"],"firstPublished":[0,"2025-08-05T08:38:36Z"],"published":[0,"2025-08-05T08:38:36Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,true],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"a5d636d1-5ebc-4a58-8797-0022be5f8c24"],"title":[0,"Handelsbanken"],"type":[0,"organization"],"slug":[0,"handelsbanken"],"enabled":[0,true]}],[0,{"id":[0,"6ef23158-ca30-4883-94b5-f5cbe2ddb4a6"],"title":[0,"investere"],"type":[0,"descriptor"],"slug":[0,"investere"],"enabled":[0,true]}],[0,{"id":[0,"4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"title":[0,"Boligkjøp"],"type":[0,"descriptor"],"slug":[0,"boligkjoep"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,42],"time":[0,"2025-08-19T08:52:15.121570Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"Thea Olsen i Handelsbanken vet hvor hun ville investert 100.000."]}],"slug":[0,"thea-olsen-hennes-beste-oekonomiraad"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"592e323b-1377-5b33-a1c8-09a0ea96aea0"],"weight":[0,100],"title":[0,{"value":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a48862c2-7642-436b-b588-23047f7f7607"],"size":[0,{"width":[0,3850],"height":[0,2561]}],"hotspot":[0,{"x":[0,0],"y":[0,80],"width":[0,3011],"height":[0,2257]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=80&s=c4a380d364a50a205ce5c6cf591c214b05b8389b"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=100&s=3ebded2e08383170cfe94cb7b7436fd47952f4f7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=200&s=a8b988405bcced70acd17fafd4499816b308f589"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=240&s=73c70fdc25e3b5cf8d90cd484d2d91019167bec0"],"width":[0,240]}],[0,{"height":[0,319],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=480&s=13751e280498b5141d8a51cc07670faba138fce8"],"width":[0,480]}],[0,{"height":[0,386],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=580&s=cd0d8448740d7eb10d823eec217c1b7c7d598402"],"width":[0,580]}],[0,{"height":[0,479],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=720&s=071e4d7fd299f86f041299bf372744598a8cd09f"],"width":[0,720]}],[0,{"height":[0,718],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1080&s=1549338e2d9e3d072bc1513829455604f64beb1c"],"width":[0,1080]}],[0,{"height":[0,958],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1440&s=d90f25f834bb32518bfc0799b38157ebd8495b01"],"width":[0,1440]}],[0,{"height":[0,1437],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=2160&s=9e440c630b8659f483205974466ef2c0a811a820"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"]}],"accessRestriction":[0],"wordCount":[0,902],"xkey":[0,"VG-ART-Mnex5B VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-a5d636d1-5ebc-4a58-8797-0022be5f8c24 VG-ART-TAG-6ef23158-ca30-4883-94b5-f5cbe2ddb4a6 VG-ART-TAG-4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="3" data-track-bundle-position="3" data-track-target-newsroom="dinepenger" data-track-id="teaser:Mnex5B" data-track-element-size="small" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07" data-track-impression="" data-track-name="Thea Olsen: Hennes beste økonomirÃ¥d "><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Thea Olsen: Hennes beste økonomirÃ¥d </span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-08-05T08:38:36.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">5. aug.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">5 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="2561" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07" srcSet="https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07 40w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=80&s=c4a380d364a50a205ce5c6cf591c214b05b8389b 80w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=100&s=3ebded2e08383170cfe94cb7b7436fd47952f4f7 100w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=200&s=a8b988405bcced70acd17fafd4499816b308f589 200w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=240&s=73c70fdc25e3b5cf8d90cd484d2d91019167bec0 240w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=480&s=13751e280498b5141d8a51cc07670faba138fce8 480w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=580&s=cd0d8448740d7eb10d823eec217c1b7c7d598402 580w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=720&s=071e4d7fd299f86f041299bf372744598a8cd09f 720w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1080&s=1549338e2d9e3d072bc1513829455604f64beb1c 1080w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1440&s=d90f25f834bb32518bfc0799b38157ebd8495b01 1440w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=2160&s=9e440c630b8659f483205974466ef2c0a811a820 2160w" style="object-position:39.103896103896105% 47.18859820382663%" width="3850"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid="29JJAU" prefix="r37" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"kwgK2v"],"changes":[0,{"created":[0,"2025-06-03T09:15:10Z"],"updated":[0,"2025-07-18T10:36:52Z"],"firstPublished":[0,"2025-07-28T08:02:15Z"],"published":[0,"2025-07-28T08:02:15Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"DNB-topp: - En viktig investering "]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Maria Ertvik Løvold: Her ville hun investert 100.000 kroner "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e1df9452-54b0-43dd-b42f-dbb4352f24c3"],"title":[0,"Fondssparing"],"type":[0,"descriptor"],"slug":[0,"fondssparing"],"enabled":[0,true]}],[0,{"id":[0,"d44448a8-e192-4019-a6cc-7b5d099831c8"],"title":[0,"DnB"],"type":[0,"organization"],"slug":[0,"dnb"],"enabled":[0,true],"metadata":[1,[[0,{"value":[0,"DNB.OSE"],"type":[0,"ticker"]}]]]}],[0,{"id":[0,"8d786504-ed17-422f-9a41-e3b02cef9fe9"],"title":[0,"Privatøkonomi"],"type":[0,"descriptor"],"slug":[0,"privatoekonomi"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,40],"time":[0,"2025-08-19T08:48:24.878676Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"DNB-topp forteller om sin beste investering: - Ga med en god start pÃ¥ privatøkonomien"]}],"slug":[0,"maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"9f18fcc8-be14-5b2f-b26a-66610ac72e66"],"weight":[0,100],"title":[0,{"value":[0,"DNB-topp: - En viktig investering "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"28ad8f52-2c78-48a5-955a-ac23f6816709"],"size":[0,{"width":[0,6048],"height":[0,3636]}],"hotspot":[0,{"x":[0,2262],"y":[0,125],"width":[0,3198],"height":[0,2397]}],"urls":[1,[[0,{"height":[0,24],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430"],"width":[0,40]}],[0,{"height":[0,48],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=80&s=b0ad707f86e077519d9d05d9dcc48c67e7bc70d8"],"width":[0,80]}],[0,{"height":[0,60],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=100&s=43b06bd639a75da0f9919bb538dc1749d264f03a"],"width":[0,100]}],[0,{"height":[0,120],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=200&s=13853b08eb98f139c47dcefd7294b12d41fbcdef"],"width":[0,200]}],[0,{"height":[0,144],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=240&s=514c74379ac731996f8f2e5ec9efce5ebd1ac2a7"],"width":[0,240]}],[0,{"height":[0,289],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=480&s=07fdbdcbe0f3216c69cb54d36bee73f55e51f714"],"width":[0,480]}],[0,{"height":[0,349],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=580&s=4f5b26f89a1b4fc7e8eb861efaca2043d7dfd376"],"width":[0,580]}],[0,{"height":[0,433],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=720&s=e9740d46f2226d435c777d8657222fcc2677977e"],"width":[0,720]}],[0,{"height":[0,649],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1080&s=14bf686b9e9e0c42b5a6a8c0c8893ff6e01bf281"],"width":[0,1080]}],[0,{"height":[0,866],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1440&s=684b9a7cd4f1fc09fd48b4e587ce4fa0135061b6"],"width":[0,1440]}],[0,{"height":[0,1299],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=2160&s=1308a17eb2c14e0758d2aa2c5f0c880c12c8b0de"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"]}],"accessRestriction":[0],"wordCount":[0,731],"xkey":[0,"VG-ART-kwgK2v VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e1df9452-54b0-43dd-b42f-dbb4352f24c3 VG-ART-TAG-d44448a8-e192-4019-a6cc-7b5d099831c8 VG-ART-TAG-8d786504-ed17-422f-9a41-e3b02cef9fe9"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="4" data-track-bundle-position="4" data-track-target-newsroom="dinepenger" data-track-id="teaser:kwgK2v" data-track-element-size="small" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430" data-track-impression="" data-track-name="DNB-topp: - En viktig investering "><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">DNB-topp: ââ  En viktig investering </span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-07-28T08:02:15.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">28. juli</span></time></friendly-timestamp></li><li class="_item_xeowg_163">4 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3636" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430" srcSet="https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430 40w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=80&s=b0ad707f86e077519d9d05d9dcc48c67e7bc70d8 80w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=100&s=43b06bd639a75da0f9919bb538dc1749d264f03a 100w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=200&s=13853b08eb98f139c47dcefd7294b12d41fbcdef 200w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=240&s=514c74379ac731996f8f2e5ec9efce5ebd1ac2a7 240w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=480&s=07fdbdcbe0f3216c69cb54d36bee73f55e51f714 480w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=580&s=4f5b26f89a1b4fc7e8eb861efaca2043d7dfd376 580w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=720&s=e9740d46f2226d435c777d8657222fcc2677977e 720w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1080&s=14bf686b9e9e0c42b5a6a8c0c8893ff6e01bf281 1080w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1440&s=684b9a7cd4f1fc09fd48b4e587ce4fa0135061b6 1440w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=2160&s=1308a17eb2c14e0758d2aa2c5f0c880c12c8b0de 2160w" style="object-position:63.83928571428571% 36.3998899889989%" width="6048"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid="ZoMq0h" prefix="r38" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"o3gz4j"],"changes":[0,{"created":[0,"2025-06-18T09:11:19Z"],"updated":[0,"2025-06-26T13:35:45Z"],"firstPublished":[0,"2025-07-16T08:05:21Z"],"published":[0,"2025-07-16T08:05:21Z"]}],"section":[0,{"id":[0,"b5c6fa66-fb28-4947-83d6-b5aad603991d"],"title":[0,"Bank og forsikring"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,false],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,false],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Hallgeir: Kan banken si opp lÃ¥net ditt? "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"3f96812f-0f42-457f-8d0d-8c79ec7d0e3a"],"title":[0,"BoliglÃ¥n"],"type":[0,"descriptor"],"slug":[0,"boliglaan"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten PengerÃ¥det. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,7],"time":[0,"2025-07-16T08:05:21.798042Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kan-banken-si-opp-laanet-ditt"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"e65faa56-3a73-5e31-b103-685425945996"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a408ce4c-d1bd-4e38-99f2-1bb32ccadad1"],"size":[0,{"width":[0,7544],"height":[0,5029]}],"hotspot":[0,{"x":[0,1473],"y":[0,148],"width":[0,2390],"height":[0,1792]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=80&s=8fab2771042d6547809faa895f2382a97c4b5dff"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=100&s=3689a6cd987f7a76c8162f3dd542692a36483e6e"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=200&s=76419a3738da16ab1137cb26150e0ef9cac2838f"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=240&s=2bdd4b7bec03363db9ee269d419e25a2065ca869"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=480&s=0781570f43e4531e0afb7ad84962140046bd4899"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=580&s=722f9673e2df9dbd29a7b046c5a42aecf618cc12"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=720&s=80df0c43d2ddd3f9e54c5fd64bd97bf7d3e47157"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1080&s=f8447dacbdf2f2e7cb3816d614496ca5b3970f69"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1440&s=cef0448f712a96ecfcaebeb3752f167bc112bc3d"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=2160&s=a16ebd186598c1d12a61b1a20f976ff4f379a26f"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"],"permalink":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"],"shareUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"]}],"accessRestriction":[0],"wordCount":[0,444],"xkey":[0,"VG-ART-o3gz4j VG-ART-SECTION-b5c6fa66-fb28-4947-83d6-b5aad603991d VG-ART-TAG-3f96812f-0f42-457f-8d0d-8c79ec7d0e3a VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-333778"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="5" data-track-bundle-position="5" data-track-target-newsroom="dinepenger" data-track-id="teaser:o3gz4j" data-track-element-size="small" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-07-16T08:05:21.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">16. juli</span></time></friendly-timestamp></li><li class="_item_xeowg_163">3 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="5029" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91" srcSet="https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91 40w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=80&s=8fab2771042d6547809faa895f2382a97c4b5dff 80w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=100&s=3689a6cd987f7a76c8162f3dd542692a36483e6e 100w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=200&s=76419a3738da16ab1137cb26150e0ef9cac2838f 200w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=240&s=2bdd4b7bec03363db9ee269d419e25a2065ca869 240w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=480&s=0781570f43e4531e0afb7ad84962140046bd4899 480w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=580&s=722f9673e2df9dbd29a7b046c5a42aecf618cc12 580w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=720&s=80df0c43d2ddd3f9e54c5fd64bd97bf7d3e47157 720w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1080&s=f8447dacbdf2f2e7cb3816d614496ca5b3970f69 1080w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1440&s=cef0448f712a96ecfcaebeb3752f167bc112bc3d 1440w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=2160&s=a16ebd186598c1d12a61b1a20f976ff4f379a26f 2160w" style="object-position:35.36585365853659% 20.759594352754025%" width="7544"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid="2eh21X" prefix="r39" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js" component-export="Teaser" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"yEawe2"],"changes":[0,{"created":[0,"2025-09-16T07:27:14Z"],"updated":[0,"2025-10-05T12:06:27Z"],"firstPublished":[0,"2025-10-05T20:39:57Z"],"published":[0,"2025-10-05T20:39:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Er sparepengene trygge?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"showTipUs":[0,false],"googleDescription":[0,""],"paywall":[0,true],"googleTitle":[0,"Fond i bank: Hva skjer hvis banken gÃ¥r konkurs? "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"1e006810-d7b7-4c0c-827c-5d74977e85e9"],"title":[0,"Konkurs"],"type":[0,"descriptor"],"slug":[0,"konkurs"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"e1df9452-54b0-43dd-b42f-dbb4352f24c3"],"title":[0,"Fondssparing"],"type":[0,"descriptor"],"slug":[0,"fondssparing"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten PengerÃ¥det. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,7],"time":[0,"2025-10-05T20:39:57.483108Z"]}],"promotionContent":[0,{"slug":[0,"fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"c6ff3dd4-3d1a-5b04-8d43-801a7aa85613"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Er sparepengene trygge?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"fe710da2-05c6-4e46-8534-9c0fbfd5e03c"],"size":[0,{"width":[0,5186],"height":[0,3457]}],"hotspot":[0,{"x":[0,3012],"y":[0,232],"width":[0,1111],"height":[0,833]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=80&s=d65bb866184b5b400a6d15076b5a3e9ffa80f0c2"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=100&s=d460adce360e9eb0b03af6cfbc49e60345145ade"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=200&s=0f25ad8d5c02d13707f2dfd8494adff21f5bd892"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=240&s=d8544c3857869f383ec5b60f3a56414c37520fbe"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=480&s=e66164fa96e9bd1f6046fedf64e14402f88237b8"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=580&s=6e50b92741fb89a64bfe153a36d19c35b2e6adb0"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=720&s=ae128c3a3956d04ea8f5baa2724995a158e1a29b"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1080&s=0f925d21838c6feaa6559d4b56b88938e3e177c0"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1440&s=45db2ba1e1abbd63c55a8e7784862aaf72c76eb9"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=2160&s=bc6be3b911295d670db4af3e10e8132c873e2193"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"]}],"accessRestriction":[0],"wordCount":[0,322],"xkey":[0,"VG-ART-yEawe2 VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-1e006810-d7b7-4c0c-827c-5d74977e85e9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-e1df9452-54b0-43dd-b42f-dbb4352f24c3 svp-api-vgtv-assets-341733"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}" ssr client="load" opts="{"name":"Teaser","value":true}" await-children><track-element data-track-primary-position="6" data-track-bundle-position="6" data-track-target-newsroom="dinepenger" data-track-id="teaser:yEawe2" data-track-element-size="small" data-track-element-type="Teaser" data-track-click-intent="View" data-track-target-type="Article" data-track-image-url="https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af" data-track-impression="" data-track-name="Hallgeir Kvadsheim: Er sparepengene trygge?"><article class="_article_xeowg_1 _small_xeowg_97"><a class="label-primary _link_xeowg_79" data-use-overlay-player="false" href="https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"><div class="_content_xeowg_30"><div class="_titleContainer_xeowg_189"><h2 class="_title_1da04_1 _small_1da04_6 title-serif-s"><span class="_text_1da04_22">Hallgeir Kvadsheim: Er sparepengene trygge?</span></h2></div><div><ul class="_meta_xeowg_160 text-sans-xs"><li class="_paywall_xeowg_180 _item_xeowg_163">Dine Penger</li><li class="_item_xeowg_163"><friendly-timestamp style="display:contents" data-options="{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}"><time dateTime="2025-10-05T20:39:57.000Z" class="_timestamp_xeowg_247"><span data-nosnippet="true">5. okt.</span></time></friendly-timestamp></li><li class="_item_xeowg_163">2 min</li></ul></div></div><picture class="_picture_xeowg_184"><img alt="" class="_image_xeowg_63" height="3457" loading="lazy" sizes="300px" src="https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af" srcSet="https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af 40w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=80&s=d65bb866184b5b400a6d15076b5a3e9ffa80f0c2 80w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=100&s=d460adce360e9eb0b03af6cfbc49e60345145ade 100w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=200&s=0f25ad8d5c02d13707f2dfd8494adff21f5bd892 200w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=240&s=d8544c3857869f383ec5b60f3a56414c37520fbe 240w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=480&s=e66164fa96e9bd1f6046fedf64e14402f88237b8 480w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=580&s=6e50b92741fb89a64bfe153a36d19c35b2e6adb0 580w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=720&s=ae128c3a3956d04ea8f5baa2724995a158e1a29b 720w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1080&s=0f925d21838c6feaa6559d4b56b88938e3e177c0 1080w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1440&s=45db2ba1e1abbd63c55a8e7784862aaf72c76eb9 1440w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=2160&s=bc6be3b911295d670db4af3e10e8132c873e2193 2160w" style="object-position:68.79097570381796% 18.759039629736765%" width="5186"/></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island uid="Z2wl9v3" prefix="r18" component-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.6b4CoDbX.js" component-export="default" renderer-url="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js" props="{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}" ssr client="visible" opts="{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}" await-children><section class="_articles_zulis_1" data-nosnippet="true"><h3 class="_title_zulis_8 title-serif-s">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class="_footer_1awbn_11 background-primary" id="footer"><a aria-label="Tilbake til forsiden" href="https://www.vg.no"><svg class="_logo_1awbn_52" fill="none" height="24" viewBox="0 0 120 24" width="120" xmlns="http://www.w3.org/2000/svg"><path d="M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z" fill="currentColor"></path><path d="M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z" fill="currentColor"></path></svg></a><section class="_editorSection_1awbn_56"><dl><div><dt class="text-sans-xs">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class="_link_1awbn_1" href="mailto:gard.steiro@vg.no">Gard Steiro</a></dd></div></dl></section><section class="_linkContainer_1awbn_122"><details open="" class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184"><summary class="_summary_1awbn_34"><span>Info</span><span class="_chevronDown_1awbn_116">â</span><span class="_chevronUp_1awbn_113">â</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/trafikkregler">VGs trafikkregler</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/redaksjonelle-bindinger">Redaksjonelle retningslinjer</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/rettelser">Logg over rettelser</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/brukervilkar">BruksvilkÃ¥r</a></li><li><a class="_link_1awbn_1" href="https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/">Personvernerklæring og informasjonskapsler</a></li></ul></details><details open="" class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184"><summary class="_summary_1awbn_34"><span>Abonnement</span><span class="_chevronDown_1awbn_116">â</span><span class="_chevronUp_1awbn_113">â</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/minside">Min side</a></li><li><a class="_link_1awbn_1" href="https://eavis.vg.no">Dagens e-avis</a></li><li><a class="_link_1awbn_1" href="https://support.vg.no/">Support</a></li></ul></details><details open="" class="_linkSection_1awbn_85 _linkSectionOpen_1awbn_184"><summary class="_summary_1awbn_34"><span>Kontakt</span><span class="_chevronDown_1awbn_116">â</span><span class="_chevronUp_1awbn_113">â</span></summary><ul><li><a class="_link_1awbn_1" href="https://www.vg.no/informasjon/kontakt-oss">Kontaktinfo</a></li><li><a class="_link_1awbn_1" href="https://www.vg.no/tips-oss">Tips oss</a></li><li><a class="_link_1awbn_1" href="https://schibstedforbusiness.com/no/">Annonsere i VG</a></li></ul></details></section><section class="_disclaimerSection_1awbn_173"><a aria-label="Lenke til Redaktørplakaten" class="_nored_1awbn_152" href="https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten"><svg class="_logo_1awbn_52" viewBox="0 0 80 80" xmlns="http://www.w3.org/2000/svg"><title>Redaktøransvar</title><path d="M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z" fill="currentColor" fill-rule="evenodd"></path></svg></a><p class="text-sans-xs">VG har ikke ansvar for innhold pÃ¥ eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class="_legalSection_1awbn_169"><span>© <!-- -->2025<!-- --> VG</span></section></section></footer> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AutoLogin.astro_astro_type_script_index_0_lang.DoxErU5U.js"></script> <braze-container data-position="1" style="margin-bottom: 1rem" class="layout-component layout-normal"></braze-container> <script type="module" src="https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Braze.astro_astro_type_script_index_0_lang.DqJdSDVv.js"></script> </body></html>
🗄️ Database Row (All Fields)
{
"article_id" : 3836,
"author" : "Atle Jørstad Wergeland",
"category" : "DinePenger",
"change_type" : "new",
"content" : "## Hvor er Hallgeir Kvadsheim fra?\n\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\n\nHos Dine Penger gir Kvadsheim sine beste råd for din privatøkonomi hver eneste uke.\n\nKvadsheim skriver både månedlige guider, svarer på innsendte spørsmål - og svarer på spørsmål i nettmøtet i denne artikkelen, hver uke.\n\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim på Jæren. Han er yngst av seks søsken.\n\nHan er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.\n\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, også da med Kvadsheim som en av ekspertene.\n\nEkspertene i den siste sesongen er altså Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.\n\nVåren 2022 skrev Kvadsheim om hva han har lært – og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) – fra årene i «Luksusfellen.\n\n*«Spesielt når det kommer til hverdagsøkonomien er det mange gode grep å merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\n\nI vinduet nedenfor kan du stille ham ditt spørsmål om det du lurer på akkurat nå. Normalt svarer Kvadsheim på fredager.\n\n**Trykk på «send inn» og legg inn spørsmålet ditt.**\n\nUnder finner du også over 100 spørsmål og svar som Hallgeir har svart på i tidligere nettmøter.",
"created_at" : "2025-11-20 08:39:53",
"id" : 5523,
"image_local_path" : "/downloads/3836_9e2556b64e1471d555a079f222e8ca64.jpg",
"image_ratio" : null,
"image_url" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"image_url_normalized" : "https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2",
"is_paywalled" : 0,
"is_video" : 0,
"keywords" : "Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet",
"metadata" : "{\"og\":{\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"site_name\":\"Dine Penger\",\"type\":\"article\",\"image\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\"},\"content\":\"## Hvor er Hallgeir Kvadsheim fra?\\n\\n## Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?\\n\\nHos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke.\\n\\nKvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l - og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.\\n\\nRogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken.\\n\\nHan er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007.\\n\\nJa, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene.\\n\\nEkspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.\\n\\nVÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og [13 ting vi alle kan lære om privatøkonomi](/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen) â fra Ã¥rene i «Luksusfellen.\\n\\n*«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»*, skriver han.\\n\\nI vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.\\n\\n**Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.**\\n\\nUnder finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.\",\"keywords\":[\"Hallgeir Kvadsheim\",\"Privatøkonomi\",\"Personlig økonomi\",\"Nettmøte\",\"Rettet\"],\"twitter\":{},\"source_updated_at\":null,\"image_url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\",\"raw_feed_item\":\"<item><title>Nettmøte kl 10: Send inn spørsmÃ¥l</title><pubDate>Thu, 20 Nov 2025 08:08:42 GMT</pubDate><description>Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. </description><link>https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad</link><guid>https://www.vg.no/i/28MMaG</guid><vg:waplink>https://www.vg.no/i/28MMaG</vg:waplink><vg:body /><category>DinePenger</category><vg:img>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:img><vg:articleImg>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</vg:articleImg><image>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</image><imgRegular>https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4</imgRegular><enclosure type=\\\"img/jpg\\\" url=\\\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?fit=crop&format=auto&h=1267&w=1900&s=8ada3ccd44c6f3756ed9ce9a58a319bb2dc1a1a4\\\" /></item>\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"author\":\"Atle Jørstad Wergeland\",\"meta\":{\"viewport\":\"width=device-width, initial-scale=1\",\"keywords\":\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\",\"sentry-trace\":\"a4bb1534f973dea3bdc051c09395dca9-32e289bf0c0ef11a-0\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"baggage\":\"sentry-environment=production,sentry-release=vgno-artikkel%40bc32d8767,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=a4bb1534f973dea3bdc051c09395dca9,sentry-sampled=false,sentry-sample_rand=0.8420990274944119,sentry-sample_rate=0\",\"robots\":\"max-image-preview:large, noarchive\",\"publisheddate\":\"2025-11-20\"},\"schema\":{\"microdata\":{\"datePublished\":\"Publisert: 20.11.25 kl. 09:08\",\"articleBody\":\" \"}},\"category\":\"DinePenger\",\"published_at\":\"2025-11-20 08:08:42\",\"title\":\"Nettmøte kl 10: Send inn spørsmÃ¥l\"}",
"og_title" : "Nettmøte kl 10: Send inn spørsmål",
"published_at" : "2025-11-20 08:08:42",
"raw_html" : "<!DOCTYPE html><html class=\"dinepenger\" data-device=\"desktop\" data-id=\"28MMaG\" data-name=\"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d\" data-newsroom=\"dinepenger\" data-page-type=\"SalesPoster\" data-release=\"vgno-artikkel@bc32d8767\" data-env=\"production\" lang=\"no\" style=\"--header-height:56px\" data-article-theme=\"default\" data-article-type=\"liveblog\" data-breaking=\"false\"> <head><meta name=\"sentry-trace\" content=\"a4bb1534f973dea3bdc051c09395dca9-32e289bf0c0ef11a-0\"/>\n<meta name=\"baggage\" content=\"sentry-environment=production,sentry-release=vgno-artikkel%40bc32d8767,sentry-public_key=2d8dce823c094e8b9733997b0bdf3f86,sentry-trace_id=a4bb1534f973dea3bdc051c09395dca9,sentry-sampled=false,sentry-sample_rand=0.8420990274944119,sentry-sample_rate=0\"/><meta content=\"width=device-width, initial-scale=1\" name=\"viewport\"><link rel=\"manifest\" href=\"/manifest.json\"><link as=\"image\" fetchpriority=\"high\" imagesrcset=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" rel=\"preload\"><meta charset=\"UTF-8\"><title>(+) Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d</title><link href=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" rel=\"canonical\"><meta content=\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\" property=\"og:url\"><link href=\"https://static.vg.no/icons/dinepenger.png\" rel=\"icon\" type=\"image/png\"><link href=\"https://static.vg.no/icons/dinepenger.svg\" rel=\"icon\" type=\"image/svg+xml\"><link rel=\"shortcut icon\" href=\"https://static.vg.no/icons/dinepenger.png\" type=\"image/png\"><link rel=\"shortcut icon\" href=\"https://static.vg.no/icons/dinepenger.svg\" type=\"image/svg+xml\"><link href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/apple-touch-icon.png\" rel=\"apple-touch-icon\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \" name=\"description\"><meta content=\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte, Rettet\" name=\"keywords\"><meta content=\"152316758161786\" property=\"fb:app_id\"><meta content=\"max-image-preview:large, noarchive\" name=\"robots\"><meta content=\"Dine Penger\" property=\"og:site_name\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \" property=\"og:description\"><meta content=\"Nettmøte kl 10: Send inn spørsmÃ¥l\" property=\"og:title\"><meta content=\"article\" property=\"og:type\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"og:image\"><meta content=\"(+) Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d\" property=\"twitter:title\"><meta content=\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \" property=\"twitter:description\"><meta content=\"summary_large_image\" property=\"twitter:card\"><meta content=\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1080&s=e5fe9c56ed471b9d23ea6721e3b4a5ef24b205f2\" property=\"twitter:image\"><!-- Article metadata --><meta content=\"2025-11-20T08:08:42Z\" property=\"article:published_time\"><meta content=\"2025-11-20\" name=\"publisheddate\"><meta content=\"2025-11-13T13:12:25.994Z\" property=\"article:modified_time\"><meta content=\"Atle Jørstad Wergeland\" property=\"article:author\"><meta content=\"Hallgeir Kvadsheim\" property=\"article:tag\"><meta content=\"Privatøkonomi\" property=\"article:tag\"><meta content=\"Personlig økonomi\" property=\"article:tag\"><meta content=\"Nettmøte\" property=\"article:tag\"><meta content=\"Rettet\" property=\"article:tag\"><meta content=\"DinePenger\" property=\"article:section\"><!-- Article metadata for MBL --><meta content=\"680\" property=\"k5a:wordCount\"><style>:root{--color-accent:#03045a;--color-text-primary:#000;--color-text-secondary:#03045a;--color-text-tertiary:#636383;--color-text-quaternary:#c5c5d3;--color-text-inverted:#e7e7f3;--color-background-primary:#fff;--color-background-secondary:#f5f5fa;--color-background-tertiary:#e7e7f3;--color-background-inverted:#03045a;--color-border-primary:#cccce5;--color-border-secondary:#e7e7f3;--stroke:#e7e7f3;--separator:#cccce5;--color-button-primary:#4ad2be;--color-button-secondary:#03045a;--color-button-tertiary:#f97c0c;--fill-primary:hsla(0,0%,0%,0.2);--fill-secondary:hsla(0,0%,0%,0.16);--fill-tertiary:hsla(0,0%,0%,0.11);--fill-quaternary:hsla(0,0%,0%,0.08);--color-black:hsl(0,0%,0%);--color-blue:hsl(220,100%,62%);--color-brown:hsl(30,45%,37%);--color-cyan:hsl(193,100%,48%);--color-gray:hsl(200,32%,62%);--color-green:hsl(142,79%,38%);--color-indigo:hsl(216,45%,37%);--color-mint:hsl(162,41%,69%);--color-orange:hsl(41,99%,60%);--color-pink:hsl(331,83%,63%);--color-purple:hsl(280,99%,60%);--color-red:hsl(358,85%,52%);--color-teal:hsl(190,59%,73%);--color-white:hsl(0,0%,100%);--color-yellow:hsl(56,100%,62%);--light-gray:#f2f2fa;--positive-price-cell-color:#00b268;--negative-price-cell-color:#ce3100;--deep-blue:#03045a;--optimistic-orange:#f97c0c;--light-orange:#fee5cf;--alternating-row-color:#f2f2fa;--pale-yellow:#fff8f1;--table-cell-legend:hsla(239,94%,18%,0.5);--predefined-filter-button-color:#a04c03;--predefined-filter-button-background:#feecdb}[data-color-scheme=dark]{--color-text-primary:var(--color-white);--color-text-secondary:#c5c5d3;--color-text-tertiary:#b0b0c3;--color-text-quaternary:#636383;--color-text-inverted:var(--color-black);--color-background-primary:black;--color-background-secondary:#020237;--color-background-tertiary:#03045a;--color-border-primary:#004f75;--color-border-secondary:#00202f;--fill-primary:hsla(0,0%,100%,0.13);--fill-secondary:hsla(0,0%,100%,0.1);--fill-tertiary:hsla(0,0%,100%,0.06);--fill-quaternary:hsla(0,0%,100%,0.04);--label-primary:var(--color-text-primary);--label-secondary:var(--color-text-secondary);--label-tertiary:var(--color-text-tertiary);--background-primary:var(--color-background-primary);--background-secondary:var(--color-background-secondary);--background-tertiary:var(--color-background-tertiary)}[data-color-scheme=dark] [data-color-scheme=light]{--color-text-primary:#000;--color-text-secondary:#03045a;--color-text-tertiary:#636383;--color-text-quaternary:#c5c5d3;--color-text-inverted:#e7e7f3;--color-background-primary:#fff;--color-background-secondary:#f5f5fa;--color-background-tertiary:#e7e7f3;--color-background-inverted:#03045a;--color-border-primary:#cccce5;--color-border-secondary:#e7e7f3;--stroke:#e7e7f3;--separator:#cccce5;--color-button-primary:#4ad2be;--color-button-secondary:#03045a;--color-button-tertiary:#f97c0c;--fill-primary:hsla(0,0%,0%,0.2);--fill-secondary:hsla(0,0%,0%,0.16);--fill-tertiary:hsla(0,0%,0%,0.11);--fill-quaternary:hsla(0,0%,0%,0.08)}.color-accent{color:var(--color-accent)}.background-accent{background-color:var(--color-accent)}.background-primary{background-color:var(--color-background-primary)}.background-secondary{background-color:var(--color-background-secondary)}.background-tertiary{background-color:var(--color-background-tertiary)}.label-primary{color:var(--color-text-primary)}.label-secondary{color:var(--label-secondary)}.label-tertiary{color:var(--label-tertiary)}.label-quaternary{color:var(--label-quaternary)}.fill-primary{background-color:var(--fill-primary)}.fill-secondary{background-color:var(--fill-secondary)}.fill-tertiary{background-color:var(--fill-tertiary)}.fill-quaternary{background-color:var(--fill-quaternary)}.separator{border-color:var(--color-border-primary)}.color-black{color:var(--color-black)}.color-blue{color:var(--color-blue)}.color-brown{color:var(--color-brown)}.color-cyan{color:var(--color-cyan)}.color-gray{color:var(--color-gray)}.color-green{color:var(--color-green)}.color-indigo{color:var(--color-indigo)}.color-mint{color:var(--color-mint)}.color-orange{color:var(--color-orange)}.color-pink{color:var(--color-pink)}.color-purple{color:var(--color-purple)}.color-red{color:var(--color-red)}.color-teal{color:var(--color-teal)}.color-white{color:var(--color-white)}.color-yellow{color:var(--color-yellow)}.background-black{background-color:var(--color-black)}.background-blue{background-color:var(--color-blue)}.background-brown{background-color:var(--color-brown)}.background-cyan{background-color:var(--color-cyan)}.background-gray{background-color:var(--color-gray)}.background-green{background-color:var(--color-green)}.background-indigo{background-color:var(--color-indigo)}.background-mint{background-color:var(--color-mint)}.background-orange{background-color:var(--color-orange)}.background-pink{background-color:var(--color-pink)}.background-purple{background-color:var(--color-purple)}.background-red{background-color:var(--color-red)}.background-teal{background-color:var(--color-teal)}.background-white{background-color:var(--color-white)}.background-yellow{background-color:var(--color-yellow)}:root{--shadow-small:0px 1px 2px hsla(0,0%,0%,0.1);--shadow-medium:0px 4px 10px hsla(0,0%,0%,0.16);--shadow-large:0px 6px 13px hsla(0,0%,0%,0.22);--shadow-extra-large:0px 7px 19px hsla(0,0%,0%,0.3);--layer-low:1;--layer-medium:1000;--layer-high:10000;--layer-extra-high:100000}.shadow-low{filter:drop-shadow(var(--shadow-low))}.shadow-medium{filter:drop-shadow(var(--shadow-medium))}.shadow-large{filter:drop-shadow(var(--shadow-large))}.shadow-extra-large{filter:drop-shadow(var(--shadow-extra-large))}.layer-low{z-index:var(--layer-low)}.layer-medium{z-index:var(--layer-medium)}.layer-high{z-index:var(--layer-high)}.layer-extra-high{z-index:var(--layer-extra-high)}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:400;src:local(\"AustinNewsDeck-Roman\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Roman-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Roman-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Italic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Italic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:600;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Medium-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Medium-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:600;src:local(\"AustinNewsDeck-MediumItalic\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-MediumItalic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-MediumItalic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:normal;font-weight:700;src:local(\"AustinNewsDeck-Bold\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Bold-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-Bold-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Deck Web;font-style:italic;font-weight:700;src:local(\"AustinNewsDeck-BoldItalic\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-BoldItalic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsDeck/AustinNewsDeck-BoldItalic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:500;src:url(https://www.vg.no/vgc/font/AustinNewsHeadline-Medium-Web.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font/AustinNewsHeadline-Bold-Web.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Austin News Headline;font-style:normal;font-weight:800;src:url(https://www.vg.no/vgc/font-spesial/AustinHeadline/AustinNewsHeadline-Extrabold-Web.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Roman-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Roman-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:italic;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Italic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Italic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Bold-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-Bold-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Austin News Text Web;font-style:italic;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-BoldItalic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/AustinNewsText/AustinNewsText-BoldItalic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Druk Text Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/frimand-fonts/druk201013/DrukText-Bold-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/frimand-fonts/druk201013/DrukText-Bold-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Druk Condensed Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/DrukCond/DrukCond-Super-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/DrukCond/DrukCond-Super-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Druk Web;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/Druk/Druk-Heavy-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/Druk/Druk-Heavy-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Inter;font-feature-settings:\"cv02\",\"cv03\",\"cv04\",\"kern\" 1,\"ss01\" 1,\"liga\" 1,\"calt\" 1;font-style:normal;font-weight:100 900;src:url(https://www.vg.no/vgc/font-spesial/Inter/4.0/subsets/InterVariable.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Inter;font-feature-settings:\"cv02\",\"cv03\",\"cv04\",\"kern\" 1,\"ss01\" 1,\"liga\" 1,\"calt\" 1;font-style:italic;font-weight:100 900;src:url(https://www.vg.no/vgc/font-spesial/Inter/4.0/subsets/InterVariable-Italic.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Lyon Text;font-style:normal;font-variant-numeric:oldstyle-nums;font-weight:400;src:url(https://www.vg.no/vgc/font/LyonText-Regular-Web.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Lyon Text;font-style:normal;font-variant-numeric:oldstyle-nums;font-weight:700;src:url(https://www.vg.no/vgc/font/LyonText-Bold-Web.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Lyon Text;font-style:italic;font-variant-numeric:oldstyle-nums;font-weight:400;src:url(https://www.vg.no/vgc/font/LyonText-RegularItalic-Web.woff2) format(\"woff2\")}@font-face{font-family:Lyon Text;font-stretch:normal;font-style:italic;font-variant-numeric:oldstyle-nums;font-weight:700;src:url(https://www.vg.no/vgc/font/LyonText-BoldItalic-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font/LyonText-BoldItalic-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Lyon Hed;font-stretch:normal;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Regular-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Regular-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Lyon Hed;font-stretch:normal;font-style:normal;font-weight:900;src:url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Black-Web.woff2) format(\"woff2\"),url(https://www.vg.no/vgc/font-spesial/LyonHed/LyonHed-Black-Web.woff) format(\"woff\")}@font-face{font-display:swap;font-family:Sharp Grotesk Regular;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBook20.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Sharp Grotesk Bold;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBold25.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Sharp Grotesk Black;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/SharpGrotesk/SharpGroteskBlack08.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Raleway;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-Regular.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Raleway Semi Bold;font-style:normal;font-weight:600;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-SemiBold.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Raleway Bold;font-style:normal;font-weight:700;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-Bold.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:Raleway Extra Bold;font-style:normal;font-weight:800;src:url(https://www.vg.no/vgc/font-spesial/Raleway/Raleway-ExtraBold.woff2) format(\"woff2\")}@font-face{font-display:swap;font-family:\"VG Serif\";font-style:normal;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSerif/VGSerifVariable.woff2) format(\"woff2-variations\")}@font-face{font-display:swap;font-family:\"VG Serif\";font-style:italic;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSerif/VGSerifVariableItalic.woff2) format(\"woff2-variations\")}@font-face{font-display:swap;font-family:VG Sans;font-style:normal;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSans/VGSansVariable.woff2) format(\"woff2-variations\")}@font-face{font-display:swap;font-family:VG Sans;font-style:italic;font-weight:200 900;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGSans/VGSansVariableItalic.woff2) format(\"woff2-variations\")}@font-face{font-display:swap;font-family:VG Effekt;font-stretch:50% 150%;font-style:normal;font-weight:400;src:url(https://www.vg.no/vgc/font-spesial/vg-new-fonts/VGEffekt/VGEffektVariableComplete.woff2) format(\"woff2-variations\")}:root{--font-austin-headline:\"Austin News Headline\",\"Times New Roman\",serif;--font-austin-deck:\"Austin News Deck Web\",\"Times New Roman\",serif;--font-austin-text:\"Austin News Text Web\",\"Times New Roman\",serif;--font-druk:\"Druk Web\",sans-serif;--font-druk-condensed:\"Druk Condensed Web\",sans-serif;--font-druk-text:\"Druk Text Web\",sans-serif;--font-inter:Inter,\"Helvetica Neue\",Helvetica,sans-serif;--font-lyon-hed:\"Lyon Hed\",\"Times New Roman\",serif;--font-lyon-text:\"Lyon Text\",\"Times New Roman\",serif;--font-sharp-grotesk-regular:\"Sharp Grotesk Regular\",\"Helvetica Neue\",Helvetica,sans-serif;--font-sharp-grotesk-bold:\"Sharp Grotesk Bold\",\"Helvetica Neue\",Helvetica,sans-serif;--font-sharp-grotesk-black:\"Sharp Grotesk Black\",\"Helvetica Neue\",Helvetica,sans-serif;--font-vg-serif:\"VG Serif\",serif;--font-vg-sans:\"VG Sans\",sans-serif;--font-vg-display:\"VG Effekt\",sans-serif}.font-vg-serif{font-family:var(--font-vg-serif)}.font-vg-sans{font-family:var(--font-vg-sans)}.font-vg-display{font-family:var(--font-vg-display);font-weight:400}.font-austin-headline{font-family:var(--font-austin-headline)}.font-austin-deck{font-family:var(--font-austin-deck)}.font-austin-text{font-family:var(--font-austin-text)}.font-druk{font-family:var(--font-druk)}.font-druk-condensed{font-family:var(--font-druk-condensed)}.font-druk-text{font-family:var(--font-druk-text)}.font-inter{font-family:var(--font-inter)}.font-lyon-hed{font-family:var(--font-lyon-hed)}.font-lyon-text{font-family:var(--font-lyon-text)}.font-sharp-grotesk-regular{font-family:var(--font-sharp-grotesk-regular)}.font-sharp-grotesk-bold{font-family:var(--font-sharp-grotesk-bold)}.font-sharp-grotesk-black{font-family:var(--font-sharp-grotesk-black)}.material,[data-color-scheme=dark] [data-color-scheme=light] .material,[data-color-scheme=dark] [data-color-scheme=light].material{-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px)}.material:not(.does-not-exist):not(.does-not-exist) .vibrancy,[data-color-scheme=dark] .material[data-color-scheme=light] .vibrancy,[data-color-scheme=dark] [data-color-scheme=light] .material .vibrancy{mix-blend-mode:luminosity}.material,[data-color-scheme=dark] [data-color-scheme=light] .material,[data-color-scheme=dark] [data-color-scheme=light].material{--fill-primary:hsla(0,0%,0%,0.55);--fill-secondary:hsla(0,0%,0%,0.14);--fill-tertiary:hsla(0,0%,0%,0.8);--color-border-primary:hsla(0,0%,0%,0.26)}.ultra-thin.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.ultra-thin[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.ultra-thin{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.36)}.thin.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.thin[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.thin{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.58)}.regular.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.regular[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.regular{background:linear-gradient(0deg,rgba(0,0,0,.04),rgba(0,0,0,.04)),rgba(255,255,255,.81)}.thick.material:not(.does-not-exist):not(.does-not-exist),[data-color-scheme=dark] .material.thick[data-color-scheme=light],[data-color-scheme=dark] [data-color-scheme=light] .material.thick{background:linear-gradient(0deg,rgba(0,0,0,.03),rgba(0,0,0,.03)),rgba(255,255,255,.94)}.material[data-color-scheme=dark],[data-color-scheme=dark] .material{--fill-primary:hsla(0,0%,100%,0.5);--fill-secondary:hsla(0,0%,100%,0.18);--fill-tertiary:hsla(0,0%,100%,0.13);--color-border-primary:hsla(0,0%,100%,0.3)}.ultra-thin.material[data-color-scheme=dark],[data-color-scheme=dark] .material.ultra-thin{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.34)}.thin.material[data-color-scheme=dark],[data-color-scheme=dark] .material.thin{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.58)}.regular.material[data-color-scheme=dark],[data-color-scheme=dark] .material.regular{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.77)}.thick.material[data-color-scheme=dark],[data-color-scheme=dark] .material.thick{background:linear-gradient(0deg,rgba(255,255,255,.12),rgba(255,255,255,.12)),rgba(0,0,0,.97)}:root{--border-radius-xxxs:calc(0.125 * var(--border-radius-m));--border-radius-xxs:calc(0.25 * var(--border-radius-m));--border-radius-xs:calc(0.5 * var(--border-radius-m));--border-radius-s:calc(0.75 * var(--border-radius-m));--border-radius-m:16px;--border-radius-l:calc(1.5 * var(--border-radius-m));--border-radius-xl:calc(2 * var(--border-radius-m));--border-radius-xxl:calc(3 * var(--border-radius-m))}.border-radius-xxxs{border-radius:var(--border-radius-xxxs)}.border-radius-xxs{border-radius:var(--border-radius-xxs)}.border-radius-xs{border-radius:var(--border-radius-xs)}.border-radius-s{border-radius:var(--border-radius-s)}.border-radius-m{border-radius:var(--border-radius-m)}.border-radius-l{border-radius:var(--border-radius-l)}.border-radius-xl{border-radius:var(--border-radius-xl)}.border-radius-xxl{border-radius:var(--border-radius-xxl)}@layer reset{html{-moz-osx-font-smoothing:grayscale;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{-webkit-text-decoration:none;text-decoration:none}a,button{color:inherit}button{background-color:transparent;border:none;cursor:pointer;font-family:inherit;outline:none;padding:0}menu,nav,ul,ul li{list-style:none;padding:0}input[type=search]{-webkit-appearance:none;appearance:none}input[type=search]::-webkit-search-cancel-button,input[type=search]::-webkit-search-decoration,input[type=search]::-webkit-search-results-button,input[type=search]::-webkit-search-results-decoration{-webkit-appearance:none}details>summary::marker{content:none}details>summary:after,details>summary:before{content:\"\";display:none}details>summary::-webkit-details-marker{display:none}@media (prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}}:root{--space-xxxs:calc(0.125 * var(--space-m));--space-xxs:calc(0.25 * var(--space-m));--space-xs:calc(0.5 * var(--space-m));--space-s:calc(0.75 * var(--space-m));--space-m:16px;--space-l:calc(1.5 * var(--space-m));--space-xl:calc(2 * var(--space-m));--space-xxl:calc(3 * var(--space-m));--space-xxxl:calc(4 * var(--space-m));--space-xxxxl:calc(5 * var(--space-m));--component-gap:32px}.mb-cpg{margin-bottom:calc(var(--component-gap) + var(--extra-feature-spacing))}.gap-xxxs{gap:var(--space-xxxs)}.gap-xxs{gap:var(--space-xxs)}.gap-xs{gap:var(--space-xs)}.gap-s{gap:var(--space-s)}.gap-m{gap:var(--space-m)}.gap-l{gap:var(--space-l)}.gap-xl{gap:var(--space-xl)}.gap-xxl{gap:var(--space-xxl)}.gap-xxxl{gap:var(--space-xxxl)}.gap-xxxxl{gap:var(--space-xxxxl)}.row-gap-xxxs{row-gap:var(--space-xxxs)}.row-gap-xxs{row-gap:var(--space-xxs)}.row-gap-xs{row-gap:var(--space-xs)}.row-gap-s{row-gap:var(--space-s)}.row-gap-m{row-gap:var(--space-m)}.row-gap-l{row-gap:var(--space-l)}.row-gap-xl{row-gap:var(--space-xl)}.row-gap-xxl{row-gap:var(--space-xxl)}.row-gap-xxxl{row-gap:var(--space-xxxl)}.row-gap-xxxxl{row-gap:var(--space-xxxxl)}.column-gap-xxxs{column-gap:var(--space-xxxs)}.column-gap-xxs{column-gap:var(--space-xxs)}.column-gap-xs{column-gap:var(--space-xs)}.column-gap-s{column-gap:var(--space-s)}.column-gap-m{column-gap:var(--space-m)}.column-gap-l{column-gap:var(--space-l)}.column-gap-xl{column-gap:var(--space-xl)}.column-gap-xxl{column-gap:var(--space-xxl)}.column-gap-xxxl{column-gap:var(--space-xxxl)}.column-gap-xxxxl{column-gap:var(--space-xxxxl)}.m-xxxs{margin:var(--space-xxxs)}.mt-xxxs{margin-top:var(--space-xxxs)}.mr-xxxs{margin-right:var(--space-xxxs)}.mb-xxxs{margin-bottom:var(--space-xxxs)}.ml-xxxs,.mx-xxxs{margin-left:var(--space-xxxs)}.mx-xxxs{margin-right:var(--space-xxxs)}.my-xxxs{margin-bottom:var(--space-xxxs);margin-top:var(--space-xxxs)}.m-xxs{margin:var(--space-xxs)}.mt-xxs{margin-top:var(--space-xxs)}.mr-xxs{margin-right:var(--space-xxs)}.mb-xxs{margin-bottom:var(--space-xxs)}.ml-xxs,.mx-xxs{margin-left:var(--space-xxs)}.mx-xxs{margin-right:var(--space-xxs)}.my-xxs{margin-bottom:var(--space-xxs);margin-top:var(--space-xxs)}.m-xs{margin:var(--space-xs)}.mt-xs{margin-top:var(--space-xs)}.mr-xs{margin-right:var(--space-xs)}.mb-xs{margin-bottom:var(--space-xs)}.ml-xs,.mx-xs{margin-left:var(--space-xs)}.mx-xs{margin-right:var(--space-xs)}.my-xs{margin-bottom:var(--space-xs);margin-top:var(--space-xs)}.m-s{margin:var(--space-s)}.mt-s{margin-top:var(--space-s)}.mr-s{margin-right:var(--space-s)}.mb-s{margin-bottom:var(--space-s)}.ml-s,.mx-s{margin-left:var(--space-s)}.mx-s{margin-right:var(--space-s)}.my-s{margin-bottom:var(--space-s);margin-top:var(--space-s)}.m-m{margin:var(--space-m)}.mt-m{margin-top:var(--space-m)}.mr-m{margin-right:var(--space-m)}.mb-m{margin-bottom:var(--space-m)}.ml-m,.mx-m{margin-left:var(--space-m)}.mx-m{margin-right:var(--space-m)}.my-m{margin-bottom:var(--space-m);margin-top:var(--space-m)}.m-l{margin:var(--space-l)}.mt-l{margin-top:var(--space-l)}.mr-l{margin-right:var(--space-l)}.mb-l{margin-bottom:var(--space-l)}.ml-l,.mx-l{margin-left:var(--space-l)}.mx-l{margin-right:var(--space-l)}.my-l{margin-bottom:var(--space-l);margin-top:var(--space-l)}.m-xl{margin:var(--space-xl)}.mt-xl{margin-top:var(--space-xl)}.mr-xl{margin-right:var(--space-xl)}.mb-xl{margin-bottom:var(--space-xl)}.ml-xl,.mx-xl{margin-left:var(--space-xl)}.mx-xl{margin-right:var(--space-xl)}.my-xl{margin-bottom:var(--space-xl);margin-top:var(--space-xl)}.m-xxl{margin:var(--space-xxl)}.mt-xxl{margin-top:var(--space-xxl)}.mr-xxl{margin-right:var(--space-xxl)}.mb-xxl{margin-bottom:var(--space-xxl)}.ml-xxl,.mx-xxl{margin-left:var(--space-xxl)}.mx-xxl{margin-right:var(--space-xxl)}.my-xxl{margin-bottom:var(--space-xxl);margin-top:var(--space-xxl)}.m-xxxl{margin:var(--space-xxxl)}.mt-xxxl{margin-top:var(--space-xxxl)}.mr-xxxl{margin-right:var(--space-xxxl)}.mb-xxxl{margin-bottom:var(--space-xxxl)}.ml-xxxl,.mx-xxxl{margin-left:var(--space-xxxl)}.mx-xxxl{margin-right:var(--space-xxxl)}.my-xxxl{margin-bottom:var(--space-xxxl);margin-top:var(--space-xxxl)}.m-xxxxl{margin:var(--space-xxxxl)}.mt-xxxxl{margin-top:var(--space-xxxxl)}.mr-xxxxl{margin-right:var(--space-xxxxl)}.mb-xxxxl{margin-bottom:var(--space-xxxxl)}.ml-xxxxl,.mx-xxxxl{margin-left:var(--space-xxxxl)}.mx-xxxxl{margin-right:var(--space-xxxxl)}.my-xxxxl{margin-bottom:var(--space-xxxxl);margin-top:var(--space-xxxxl)}.p-xxxs{padding:var(--space-xxxs)}.pt-xxxs{padding-top:var(--space-xxxs)}.pr-xxxs{padding-right:var(--space-xxxs)}.pb-xxxs{padding-bottom:var(--space-xxxs)}.pl-xxxs,.px-xxxs{padding-left:var(--space-xxxs)}.px-xxxs{padding-right:var(--space-xxxs)}.py-xxxs{padding-bottom:var(--space-xxxs);padding-top:var(--space-xxxs)}.p-xxs{padding:var(--space-xxs)}.pt-xxs{padding-top:var(--space-xxs)}.pr-xxs{padding-right:var(--space-xxs)}.pb-xxs{padding-bottom:var(--space-xxs)}.pl-xxs,.px-xxs{padding-left:var(--space-xxs)}.px-xxs{padding-right:var(--space-xxs)}.py-xxs{padding-bottom:var(--space-xxs);padding-top:var(--space-xxs)}.p-xs{padding:var(--space-xs)}.pt-xs{padding-top:var(--space-xs)}.pr-xs{padding-right:var(--space-xs)}.pb-xs{padding-bottom:var(--space-xs)}.pl-xs,.px-xs{padding-left:var(--space-xs)}.px-xs{padding-right:var(--space-xs)}.py-xs{padding-bottom:var(--space-xs);padding-top:var(--space-xs)}.p-s{padding:var(--space-s)}.pt-s{padding-top:var(--space-s)}.pr-s{padding-right:var(--space-s)}.pb-s{padding-bottom:var(--space-s)}.pl-s,.px-s{padding-left:var(--space-s)}.px-s{padding-right:var(--space-s)}.py-s{padding-bottom:var(--space-s);padding-top:var(--space-s)}.p-m{padding:var(--space-m)}.pt-m{padding-top:var(--space-m)}.pr-m{padding-right:var(--space-m)}.pb-m{padding-bottom:var(--space-m)}.pl-m,.px-m{padding-left:var(--space-m)}.px-m{padding-right:var(--space-m)}.py-m{padding-bottom:var(--space-m);padding-top:var(--space-m)}.p-l{padding:var(--space-l)}.pt-l{padding-top:var(--space-l)}.pr-l{padding-right:var(--space-l)}.pb-l{padding-bottom:var(--space-l)}.pl-l,.px-l{padding-left:var(--space-l)}.px-l{padding-right:var(--space-l)}.py-l{padding-bottom:var(--space-l);padding-top:var(--space-l)}.p-xl{padding:var(--space-xl)}.pt-xl{padding-top:var(--space-xl)}.pr-xl{padding-right:var(--space-xl)}.pb-xl{padding-bottom:var(--space-xl)}.pl-xl,.px-xl{padding-left:var(--space-xl)}.px-xl{padding-right:var(--space-xl)}.py-xl{padding-bottom:var(--space-xl);padding-top:var(--space-xl)}.p-xxl{padding:var(--space-xxl)}.pt-xxl{padding-top:var(--space-xxl)}.pr-xxl{padding-right:var(--space-xxl)}.pb-xxl{padding-bottom:var(--space-xxl)}.pl-xxl,.px-xxl{padding-left:var(--space-xxl)}.px-xxl{padding-right:var(--space-xxl)}.py-xxl{padding-bottom:var(--space-xxl);padding-top:var(--space-xxl)}.p-xxxl{padding:var(--space-xxxl)}.pt-xxxl{padding-top:var(--space-xxxl)}.pr-xxxl{padding-right:var(--space-xxxl)}.pb-xxxl{padding-bottom:var(--space-xxxl)}.pl-xxxl,.px-xxxl{padding-left:var(--space-xxxl)}.px-xxxl{padding-right:var(--space-xxxl)}.py-xxxl{padding-bottom:var(--space-xxxl);padding-top:var(--space-xxxl)}.p-xxxxl{padding:var(--space-xxxxl)}.pt-xxxxl{padding-top:var(--space-xxxxl)}.pr-xxxxl{padding-right:var(--space-xxxxl)}.pb-xxxxl{padding-bottom:var(--space-xxxxl)}.pl-xxxxl,.px-xxxxl{padding-left:var(--space-xxxxl)}.px-xxxxl{padding-right:var(--space-xxxxl)}.py-xxxxl{padding-bottom:var(--space-xxxxl);padding-top:var(--space-xxxxl)}:root{--font-serif-thin:200;--font-serif-light:312;--font-serif-regular:366;--font-serif-medium:432;--font-serif-semi-bold:600;--font-serif-bold:700;--font-serif-extra-bold:769;--font-serif-black:813;--font-serif-title:870;--font-serif-heavy:900;--font-sans-thin:200;--font-sans-light:318;--font-sans-regular:380;--font-sans-medium:450;--font-sans-semi-bold:575;--font-sans-bold:690;--font-sans-black:800;--font-weight-thin:100;--font-weight-extra-light:200;--font-weight-light:300;--font-weight-regular:400;--font-weight-medium:500;--font-weight-semi-bold:600;--font-weight-bold:700;--font-weight-extra-bold:800;--font-weight-black:900;--font-serif:\"VG Serif\",serif;--font-sans:\"VG Sans\",sans-serif;--font-display:\"VG Effekt\",sans-serif}.title-serif-m{font-family:var(--font-serif);font-size:max(40px,min(calc((40 / 580) * 100vw),60px));font-weight:var(--font-serif-title);line-height:max(42px,min(calc((42 / 580) * 100vw),63px))}.title-serif-s{font-size:max(24px,min(calc((24 / 580) * 100vw),26px));line-height:max(30px,min(calc((30 / 580) * 100vw),32px))}.title-serif-s,.title-serif-xs{font-family:var(--font-serif);font-weight:var(--font-serif-bold)}.title-serif-xs{font-size:max(18px,min(calc((18 / 580) * 100vw),20px));line-height:max(22px,min(calc((22 / 580) * 100vw),26px))}.text-serif-m{font-size:max(18px,min(calc((18 / 580) * 100vw),20px));line-height:max(26px,min(calc((26 / 580) * 100vw),30px))}.text-serif-l,.text-serif-m{font-family:var(--font-serif);font-weight:var(--font-serif-regular)}.text-serif-l{font-size:max(20px,min(calc((20 / 580) * 100vw),24px));line-height:max(28px,min(calc((28 / 580) * 100vw),32px))}.text-sans-m{font-size:max(16px,min(calc((16 / 580) * 100vw),18px));line-height:max(22px,min(calc((22 / 580) * 100vw),26px))}.text-sans-m,.text-sans-s{font-family:var(--font-sans);font-weight:var(--font-sans-regular)}.text-sans-s{font-size:max(14px,min(calc((14 / 580) * 100vw),16px));line-height:max(18px,min(calc((18 / 580) * 100vw),22px))}.text-sans-xs{font-family:var(--font-sans);font-size:12px;font-weight:var(--font-sans-regular);line-height:18px}.button-label-large{font-size:max(14px,min(calc((16 / 580) * 100vw),16px));line-height:max(18px,min(calc((18 / 580) * 100vw),20px))}.button-label-small{font-size:max(12px,min(calc((18 / 580) * 100vw),14px));letter-spacing:-.005em;line-height:max(14px,min(calc((18 / 580) * 100vw),16px))}.font-weight-thin{font-weight:var(--font-thin)}.font-weight-extra-light,.font-weight-light{font-weight:var(--font-light)}.font-weight-regular{font-weight:var(--font-regular)}.font-weight-medium{font-weight:var(--font-medium)}.font-weight-semi-bold{font-weight:var(--font-semi-bold)}.font-weight-bold{font-weight:var(--font-bold)}.font-weight-extra-bold{font-weight:var(--font-extra-bold)}.font-weight-black{font-weight:var(--font-black)}.font-weight-heavy{font-weight:var(--font-heavy)}.label-large{font-size:18px;line-height:28px}.label-medium{font-size:16px;line-height:21px}.label-small{font-size:14px;line-height:18px}.text-transform-uppercase{text-transform:uppercase}.text-transform-lowercase{text-transform:lowercase}.text-transform-capitalize{text-transform:capitalize}.title-large{font-size:22px;line-height:28px}.title-medium{font-size:20px;line-height:25px}.title-small{font-size:17px;line-height:22px}:root{--color-green-100:#e1fcf1;--color-green-200:#a2f6d4;--color-green-300:#4ce3a7;--color-green-400:#00b66d;--color-green-500:#006a40;--color-green-600:#005231;--color-green-700:#002013;--color-green-800:#000a06;--color-yellow-100:#fffddf;--color-yellow-200:#ffd19c;--color-yellow-300:#fca848;--color-yellow-400:#ff8400;--color-yellow-500:#7a3f00;--color-yellow-600:#6b3700;--color-yellow-700:#381d00;--color-yellow-800:#0a0500;--color-pink-100:#ffeaf7;--color-pink-200:#ffbae3;--color-pink-300:#ff74c7;--color-pink-400:#ff30ac;--color-pink-500:#ac0068;--color-pink-600:#80004d;--color-pink-700:#410027;--color-pink-800:#1a000f;--color-blue-100:#e2f5fe;--color-blue-200:#9fe0ff;--color-blue-300:#5dcbff;--color-blue-400:#00adff;--color-blue-500:#004f75;--color-blue-600:#00344d;--color-blue-700:#00202f;--color-blue-800:#00111a;--color-white:#ffffff;--color-gray-100:#faf6f6;--color-gray-200:#f7f0f0;--color-gray-300:#ebe0e0;--color-gray-400:#e0d2d2;--color-gray-500:#d3c5c5;--color-gray-600:#7f6868;--color-gray-700:#7f6868;--color-gray-800:#171111;--color-black:#1c0000;--color-red-100:#ffecec;--color-red-200:#ffc6c6;--color-red-300:#ff9090;--color-red-400:#ff1a00;--color-red-500:#dd0000;--color-red-600:#820000;--color-red-700:#470000;--color-red-800:#380000}</style><link as=\"script\" href=\"https://schibsted-cdn.relevant-digital.com/static/tags/6316fce35aea87bd62e92853.js\" rel=\"preload\" fetchpriority=\"low\"><link as=\"script\" href=\"https://cogwheel.inventory.schibsted.io/prod/latest/gdpr-bundle.js\" rel=\"preload\" fetchpriority=\"low\"><script async fetchpriority=\"low\" onload=\"window.dispatchEvent(new CustomEvent('xandr:loaded'))\" src=\"https://adsdk.microsoft.com/ast/ast.js\"></script><link as=\"fetch\" href=\"https://cm.vg.no/v2/vg/coreheader\" rel=\"preload\" fetchpriority=\"high\" crossorigin=\"use-credentials\"><script type=\"importmap\">{\"imports\":{\"@schibsted/account-sdk-browser\":\"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.3/es2020/account-sdk-browser.mjs\",\"@schibsted/data-controller\":\"https://esm.vg.no/@schibsted/data-controller@6.0.0/es2020/data-controller.mjs\",\"react\":\"https://esm.vg.no/react@19.1.1/es2020/react.mjs\",\"react/jsx-runtime\":\"https://esm.vg.no/react@19.1.1/es2020/jsx-runtime.mjs\",\"react-dom/client\":\"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs\",\"react-dom\":\"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs\",\"d3\":\"https://esm.vg.no/d3@7.9.0?bundle\",\"highcharts\":\"https://esm.vg.no/highcharts@12.2.0\",\"highcharts-react-official\":\"https://esm.vg.no/highcharts-react-official@3.2.2?external=react\",\"@sentry/astro\":\"https://esm.vg.no/@sentry/astro@9.17.0\"}}</script><link fetchpriority=\"low\" href=\"https://esm.vg.no/@schibsted/account-sdk-browser@5.2.3/es2020/account-sdk-browser.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react@19.1.1/es2020/react.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/client.mjs\" rel=\"modulepreload\"><link fetchpriority=\"low\" href=\"https://esm.vg.no/react-dom@19.1.1/es2020/react-dom.mjs\" rel=\"modulepreload\"><script id=\"account-config\" type=\"application/json\">{\"identity\":{\"clientId\":\"4ef1cfb0e962dd2e0d8d0000\",\"env\":\"PRO_NO\",\"sessionDomain\":\"https://id.vg.no\",\"pids\":{\"dinepenger\":[\"301776\",\"301777\",\"301363\",\"301775\",\"301810\",\"301809\",\"301801\",\"301802\",\"301830\",\"301829\",\"301827\",\"301828\",\"FEA-VG-PRIVOK\",\"FEA-VG-ALLARTICLES\",\"301901\",\"301932\",\"301933\",\"301934\"],\"vg\":[\"100023\",\"301784\",\"301814\",\"301901\",\"FEA-VG-PLUSARTICLES\"]}},\"lbmp\":{\"anonymousEndpoint\":\"https://user-permissions.privacy.schibsted.com/privacy/v2/anonymous/vg/user/\",\"identifiedEndpoint\":\"https://user-permissions.privacy.schibsted.com/privacy/v2/schacc/vg/user/\",\"storageKeyPrefix\":\"lbmp-permissions\",\"sdrnAnonymous\":\"sdrn:schibsted:environment\",\"sdrnIdentified\":\"sdrn:spid.no:user\"},\"varnish\":{\"enabled\":true,\"domain\":\"vg.no\"}}</script> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AccountStore.astro_astro_type_script_index_0_lang.CxLdLY4R.js\"></script><script>(function(){const device = \"desktop\";\n\n const setTheme = (theme) =>\n (document.documentElement.dataset.colorScheme = theme);\n\n const devicePreference = () => {\n setTheme(\n window.matchMedia(\"(prefers-color-scheme: dark)\").matches\n ? \"dark\"\n : \"light\",\n );\n\n window\n .matchMedia(\"(prefers-color-scheme: dark)\")\n .addEventListener(\"change\", (e) => {\n setTheme(e.matches ? \"dark\" : \"light\");\n });\n };\n\n const theme = () => {\n try {\n const localStorageSettings = localStorage.getItem(\"VG_USER_SETTINGS\");\n if (!localStorageSettings) return;\n\n const settings = JSON.parse(localStorageSettings);\n\n if (settings?.darkmode?.value === \"os\") return devicePreference();\n\n const isDarkmode =\n settings?.darkmode?.value === \"true\" ||\n settings?.darkmode?.value === true;\n\n setTheme(isDarkmode ? \"dark\" : \"light\");\n } catch (err) {\n console.log(\"Failed fetching darkmode setting from cache\", err);\n }\n };\n\n const darkmode = () => {\n if (device.endsWith(\"app\")) {\n return devicePreference();\n }\n\n theme();\n\n window.addEventListener(\"darkmode:detect-and-apply\", () => {\n theme();\n });\n\n window.addEventListener(\"vg:user-settings:set\", ({ detail }) => {\n const { data } = detail;\n if (\"darkmode\" in data) {\n theme();\n }\n });\n };\n\n darkmode();\n})();</script> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Darkmode.astro_astro_type_script_index_0_lang.Cc4CESp5.js\"></script><script>\n/*! Copyright © 2025 Schibsted. Generated by @schibsted/sourcepoint 5.4.3 (2025-04-28T12:58:24.489Z) */\n!function(){const e=[\"jsSdkVersion\",\"id\",\"realm\",\"clientId\",\"pulseTracker\",\"referrer\",\"state\",\"pulseObjectName\",\"showInWebview\",\"identityObject\",\"identityObjectName\",\"disableSentry\",\"disableNativeConsentCheck\",\"enableUserCentric\",\"groupId\"],n=[\"jsSdkVersion\",\"id\",\"realm\",\"clientId\",\"pulseTracker\",\"referrer\",\"state\",\"pulseObjectName\",\"showInWebview\",\"identityObject\",\"identityObjectName\",\"disableSentry\",\"disableNativeConsentCheck\",\"enableUserCentric\",\"groupId\"];function t(e,n){if(null==e)return{};var t={};for(var o in e)if({}.hasOwnProperty.call(e,o)){if(n.includes(o))continue;t[o]=e[o]}return t}const o={\"showInWebview\":\"tcf\",\"disableSentry\":true,\"accountId\":1047,\"groupPmId\":910021,\"propertyId\":8876,\"baseEndpoint\":\"https://cmp.vg.no\",\"consentLanguage\":\"no\",\"propertyHref\":\"https://www.vg.no\"};function r(){\"undefined\"!=typeof document&&document.location.href.indexOf(\"sp_debug=1\")>0&&console.debug(\"[CMP]\",...arguments)}function s(e,n,t,o,r){const s=new URL(e);s.searchParams.append(\"utm_source\",\"cmp\"),s.searchParams.append(\"utm_medium\",\"psi\"),s.searchParams.append(\"referrer\",o||window.location.href),t&&s.searchParams.append(\"client_id\",t),n&&s.searchParams.append(\"environment_id\",n),r&&s.searchParams.append(\"state\",r),window.location.href=s.href}function i(e){return null===e?null:Boolean(parseInt(e))}function c(e){let n=e+\"=\",t=decodeURIComponent(document.cookie).split(\";\");for(let e=0;e<t.length;e++){let o=t[e];for(;\" \"==o.charAt(0);)o=o.substring(1);if(0==o.indexOf(n))return o.substring(n.length,o.length)}return\"\"}const a=[\"Mixed\",\"PSI\",\"SCC\",\"TCF\",\"PMC\"],u=\"default\",l=\"cmp\",p=\"cache\",d=\"accepted\",f=\"rejected\",g=\"unknown\",m=Object.freeze({purposes:{CMP_ANALYTICS:{optIn:!1,status:g},CMP_MARKETING:{optIn:!1,status:g},CMP_ADVERTISING:{optIn:!1,status:g},CMP_PERSONALIZATION:{optIn:!1,status:g}},source:u});function y(e,n,t,o){r(\"Pulse: \"+t+\"(actor, data):\",n,o),b(e,(e=>{e&&\"function\"==typeof e.track&&e.track(t,{schema:\"http://schema.schibsted.com/events/tracker-event.json/314.json\",object:Object.assign({},o,y.pulseCommonData),provider:{component:\"CMP\"},actor:n})}))}function b(e,n){if(e.psi.pulseTracker)return n(e.psi.pulseTracker);const t=e.psi.pulseObjectName||\"pulse\";return\"function\"!=typeof e[t]?console.error(\"No Pulse integration detected. Aborting.\"):e[t]((e=>{\"function\"==typeof n&&n(e)}))}function v(){var e;const n=null==(e=y.pulseCommonData)?void 0:e.messageName;if(n)return a.find((e=>n.includes(e)))}function _(e){return\"CMP_\"+(\"personalisation\"===e?\"personalization\":e).toUpperCase()}function h(e,n,t){const o=Object.keys(w(e)).filter((n=>w(e)[n])),r=Object.keys(w(e)).filter((n=>!w(e)[n]));return o.map((e=>{const t=n.purposes[_(e)];t.optIn=!0,t.status=d})),r.map((e=>{n.purposes[_(e)].status=f})),n.source=t,n}function w(e){const n=i((e._scc_||e._tcf_).getPermissionSync(\"CMP:advertising\")),t=i((e._scc_||e._tcf_).getPermissionSync(\"CMP:analytics\")),o=i((e._scc_||e._tcf_).getPermissionSync(\"CMP:marketing\")),r=i((e._scc_||e._tcf_).getPermissionSync(\"CMP:personalisation\"));var s;return s={advertising:n,analytics:t,marketing:o,personalisation:r},Object.entries(s).filter((e=>{let[n,t]=e;return null!=t})).reduce(((e,n)=>{let[t,o]=n;return Object.assign({},e,{[t]:o})}),{})}function C(e,n){const t=n.performance.now();return e?Math.round((t-e)/1e3):null}let P=null,I=!1,S=!1;function M(e,n){if(n&&(\"object\"!=typeof(t=n)||t.constructor!==Object))return console.error(\"Provided object is incorrect\");var t;if(0===Object.keys(w(e)).length){if(!n)return m;const e=JSON.parse(JSON.stringify(n));return e.source=u,e}return h(e,JSON.parse(JSON.stringify(n||m)),p)}function O(e,n){n.events=n.events||{};const t=n.events.onMessageReceiveData,o=n.events.onMessageChoiceSelect,s=n.events.onMessageReady,i=n.events.onPrivacyManagerAction,c=n.events.onConsentReady;let a,u=!0;const p={id:n.userId,realm:n.realm};n.events.onMessageReceiveData=function(e,o){r(\"Sourcepoint: onMessageReceiveData(data)\",o),P=!0,y.pulseCommonData={\"@id\":\"sdrn:privacy:cmp:\"+(o.messageId||\"\"),\"@type\":\"CMP\",messageName:o.msgDescription||\"\",propertyId:n.propertyId,messageId:o.messageId||void 0,bucket:o.bucket||void 0,jsSdkVersion:n.jsSdkVersion,partitionId:o.prtnUUID||\"\",language:n.consentLanguage},\"function\"==typeof t&&t(o)},n.events.onMessageReady=function(){var n;null==(n=window._tcf_)||null==(n=n.TCFCallbacks)||n.map((e=>{e()})),r(\"Sourcepoint: onMessageReady()\");const t=v();if(r(\"Pulse: Detected message type: \"+t),!P)return y(e,p,\"View\",{name:\"CMP: Privacy Manager displayed\",messageType:v()});a=e.performance.now(),y(e,p,\"View\",{name:\"CMP: Message displayed\",messageType:t}),\"function\"==typeof s&&s()},n.events.onMessageChoiceSelect=function(n,t,s){if(r(\"Sourcepoint: onMessageReady(choice_id=\"+t+\", choice_type_id=\"+s+\")\"),5===s){const n=C(a,e);y(e,p,\"engagementEvent\",Object.assign({name:\"CMP: Link to Privacy / Cookie Policy clicked\",elementType:\"anchor\",isFirstLayer:P,messageType:v()},n&&{duration:n})),P=null}if(9===s){u=!1,P=null;const n=C(a,e);y(e,p,\"engagementEvent\",Object.assign({name:\"CMP: Open Privacy Settings\",elementType:\"button\",messageType:v()},n&&{duration:n}))}if(11===s&&(u=!0),12===s&&(P=!1),15===s){const n=C(a,e);y(e,p,\"engagementEvent\",Object.assign({name:\"CMP: Dismiss message\",elementType:\"button\",messageType:v()},n&&{duration:n}))}\"function\"==typeof o&&o(t,s)},n.events.onPrivacyManagerAction=function(e,n){r(\"Sourcepoint: onPrivacyManagerAction()\"),I=!0,P=!1,\"none\"===n.purposeConsent?(S=!0,u=!1):(S=!1,u=!0),\"function\"==typeof i&&i()},n.events.onConsentReady=function(n,t,o,s){var i,d;null==(i=window._tcf_)||null==(i=i.consentedCallback)||i.map((e=>{e(s.consentedToAll)})),null==(d=window._tcf_)||null==(d=d.TCFCallbacks)||d.map((e=>{e()})),r(\"Sourcepoint: onConsentReady(message_type=\"+n+\", consentUUID=\"+t+\", euconsent)\",o),r(\"Sourcepoint: getMessageType() \"+v());const f=C(a,e);if(void 0===v()&&!I)return;const g=\"PSI\"===v()?null:w(e);if(function(e){const n=JSON.parse(JSON.stringify(m));b(e,(t=>{try{t.setConsents(h(e,n,l))}catch(e){console.error(\"Consents couldn't be set. The provided version of Pulse SDK does not support the setConsents event\")}}))}(e),S&&y(e,p,\"engagementEvent\",Object.assign({name:\"CMP: Reject all\",elementType:\"button\",messageType:v()},f&&{duration:f})),!u)return!1;y(e,p,\"engagementEvent\",Object.assign({name:\"CMP: Accept\",elementType:\"button\",messageType:v(),consentedToAll:null==s?void 0:s.consentedToAll,isFirstLayer:P||!!P},g&&{consents:g},f&&{duration:f})),P=null,I=!1,S=!1,\"function\"==typeof c&&c(n,t,o,s)}}function j(e,n,t){if(!n.groupPmId)throw new Error(\"groupPmId is required\");const o=\"CMP:advertising\",s=\"CMP:analytics\",i=\"CMP:marketing\",c=\"CMP:personalisation\",a=\"CMP:performance_marketing\";let u=[];const l={};function p(n){return r(t+\": getPermissionFromCache(category=\"+n+\")\"),e.localStorage.getItem(n)}l[o]=[],l[s]=[],l[i]=[],l[c]=[],l[a]=[];let d=null;const f={subscribers:l,consentedCallback:[],TCFCallbacks:[],showPrivacyManager:function(){r(\"${type}: showPrivacyManager()\"),y.pulseCommonData.messageName=\"\",I=!0,P=!1,e._sp_.gdpr.loadPrivacyManagerModal(n.groupPmId)},getPermissionSync:function(e){return r(t+\": getPermissionSync(category=\"+e+\")\"),p(e)},getPermission:function(e,n){r(t+\": getPermission(category=\"+e+\")\");const o=f.subscribe(e,function(){let e=!1;return t=>{e?\"function\"==typeof o&&o():(e=!0,n(t),n=function(){})}}())},notify:(g={[o]:p(o),[s]:p(s),[i]:p(i),[c]:p(c),[a]:p(a)},(e,n)=>{if(g[e]===n)return void r(t+\": notify(category=\"+e+\", value=\"+n+\") - IGNORED\");null===d&&(d=setTimeout((()=>{const e=u;for(let n=0;n<e.length;n++)e[n]();d=null}),10)),r(t+\": notify(category=\"+e+\", value=\"+n+\")\"),g[e]=n;const o=f.subscribers[e];for(let e=0;e<o.length;e++)o[e](n)}),subscribe:function(e,n){if(r(t+\": subscribe(category=\"+e+\")\"),!f.subscribers[e])return void console.error(\"Unable to subscribe - undefined consent category!\");f.subscribers[e].push(n);const o=p(e);return null!==o&&n(o),()=>{f.subscribers[e]=f.subscribers[e].filter((e=>e!==n))}},subscribeAny:function(e){return r(\"subscribeAny\"),u.push(e),()=>{u=u.filter((n=>n!==e))}},getCachedOrDefaultConsentsForPulse:function(n){return M(e,n)},isConsentedToAll:function(e){f.consentedCallback.push(e)},getConsentedToAllSync:function(){const e=p(\"_sp_user_consent_\"+n.propertyId);try{var t;if(0===Object.keys(localStorage).filter((e=>e.startsWith(\"CMP:\"))).length)return null;const n=null==(t=JSON.parse(e))||null==(t=t.gdpr)?void 0:t.consentStatus;if((null==n?void 0:n.vendorListAdditions)||(null==n?void 0:n.legalBasisChanges))return null;const o=null==n?void 0:n.consentedAll;return void 0===o?null:o}catch(e){return null}},onTcfReady:function(e){f.TCFCallbacks.push(e)}};var g;return e._SourcePoint_Consent_Callback=f.notify,f}function T(e,n){var t,o;if(null!=(t=e.psi)&&t.identityObject)return e.psi.identityObject;if(null!=n&&n.identityObject)return n.identityObject;const r=(null==(o=e.psi)?void 0:o.identityObjectName)||(null==n?void 0:n.identityObjectName)||\"Identity\";return e[r]?e[r]:console.warn(\"No Schibsted Account integration detected.\")}function k(e){const n=Array.from({length:20},(()=>String.fromCharCode(Math.floor(25*Math.random()+97)))).join(\"\"),t=btoa(JSON.stringify(n));T(e)&&T(e).login({state:t})}const N=function(e){if(\"number\"==typeof e||void 0===e)return config.userId=e;throw new Error(\"Id value \"+e+\" is invalid\")},A=function(e){return(e=>{try{return Boolean(new URL(e))}catch(e){return!1}})(e)?window.psi.isLoggedInUser?s(e,null,window.psi.clientId,window.psi.referrer,window.psi.state):b(window,(n=>{n.getEnvironmentId().then((n=>{s(e,n,window.psi.clientId,window.psi.referrer,window.psi.state)}))})):console.error(\"The URL passed to the configuration is invalid. Please, correct it.\")},E=function(){return k(window)},L=function(e,n,t){e.targetingParams=e.targetingParams||{},e.targetingParams[n]=t};const R=[\"Hermes\",\"_app_\",\"tv.nu\",\"FinnApp\",\"Omni\"];function U(e){return R.some((n=>e.userAgent.includes(n)))}function D(e,n,t){return!function(e){var n;const t=new URLSearchParams(null==(n=e.location)?void 0:n.search),o=t.has(\"_sp_pass_consent\");try{if(o)return e.sessionStorage.setItem(\"_sp_pass_consent\",\"true\"),!0;if(\"true\"===e.sessionStorage.getItem(\"_sp_pass_consent\")){t.set(\"_sp_pass_consent\",\"true\");const n=e.location.pathname+\"?\"+t.toString()+e.location.hash;return e.history.replaceState({},\"\",n),!0}}catch(e){return o}return!1}(e)&&U(n)&&!t.disableNativeConsentCheck}async function x(e,o,r,s,i){F(e,o,r,s,i);const a=t(s,n);try{const n=T(e);if(!(c(\"CMP:isLoggedIn\")||await n.isLoggedIn()))return J(e,a);n.on(\"logout\",(function(){var e;e=\"CMP:isLoggedIn\",document.cookie=e+\"=; Max-Age=-99999999;\"})),c(\"CMP:isLoggedIn\")||function(e,n,t){const o=new Date;o.setTime(o.getTime()+24*t*60*60*1e3);let r=\"expires=\"+o.toUTCString();document.cookie=e+\"=\"+n+\";\"+r+\";path=/\"}(\"CMP:isLoggedIn\",!0),L(s,\"loggedin\",!0);const t={externalParty:\"sourcepoint\",optionalSuffix:s.groupId},o=await n.getExternalId(t.externalParty,t.optionalSuffix),r=L(s,\"enableUserCentric\",!0);J(e,Object.assign({authId:o,targetingParams:r},a))}catch(n){console.error(\"Identity: \",n),J(e,a)}}function F(e,n,t,o,r){var s,i,c;if(!o.baseEndpoint||!o.propertyId||!o.consentLanguage)throw new Error(\"One of missing: baseEndpoint, propertyId, consentLanguage\");O(e,o),function(e){e.events=e.events||{},e.events.onError=function(n,t,o){try{n&&window._cmp_.sentry.setTag(\"message_type\",n),t&&window._cmp_.sentry.setTag(\"errorCode\",t),window._cmp_.sentry.setTag(\"propertyId\",e.propertyId),window._cmp_.sentry.captureException(o)}catch(e){console.error(\"Can not send the error to Sentry, \"+e)}},e.events.onMessageChoiceError=function(e,n){try{e&&window._cmp_.sentry.setTag(\"message_type\",e),window._cmp_.sentry.captureException(n)}catch(n){console.error(\"Can not send the error to Sentry, \"+n)}}}(o),o.accountId=o.accountId||1047,o.custom={},o.gdpr={includeTcfApi:\"tcf\"===r},o.propertyHref&&(o.joinHref=!0);const a=o.userId||(null==(s=T(e,o))?void 0:s._session.userId);a&&L(o,\"loggedin\",\"true\");const u=o.clientId||(null==(i=T(e,o))?void 0:i.clientId);U(t)&&L(o,\"mobile-webview\",!o.showInWebview||o.showInWebview);const l=null==n||null==(c=n.referrer)?void 0:c.split(\"/\")[2];l&&L(o,\"referrer-hostname\",l),function(){const e=/(_sch_cmp_[_a-z0-9]+)=(.+)/i;n.cookie.split(\";\").filter((n=>e.test(n))).map((e=>e.split(\"=\").map((e=>e.trim())))).forEach((e=>{let[n,t]=e;return L(o,n,t)}))}(),o.propertyHref&&n.location.search&&-1===o.propertyHref.indexOf(\"?\")&&(o.propertyHref+=n.location.search);const{pulseTracker:p,referrer:d,state:f,pulseObjectName:g,showInWebview:m,identityObject:y,identityObjectName:b,enableUserCentric:v,groupId:_}=o;e.psi=e.psi||{},e.psi.isLoggedInUser=!!a,e.psi.setUserId=N,e.psi.openPrivacySettings=A,e.psi.pulseTracker=p,e.psi.clientId=u,e.psi.referrer=d,e.psi.state=f,e.psi.pulseObjectName=g,e.psi.showInWebview=m,e.psi.identityObject=y,e.psi.identityObjectName=b,e.psi.triggerLogin=E,e.psi.enableUserCentric=v,e.psi.groupId=_}function J(e,n){e._sp_=e._sp_||{},e._sp_.config=n,r(\"Sourcepoint initiated with config: \",n)}function H(){r(\"dispatching cmp:ready event\"),document.dispatchEvent(new Event(\"cmp:ready\"))}function V(e,n){if(n.disableSentry)return;const t=e.createElement(\"script\");var o,r;o=t,r={async:!0,type:\"module\",src:\"https://static.privacy.schibsted.com/dist/index.js\",fetchPriority:\"low\"},Object.keys(r).filter((e=>void 0!==o[e])).forEach((e=>\"object\"==typeof r[e]?Object.keys(r[e]).forEach((n=>o[e][n]=r[e][n])):o[e]=r[e])),e.head.appendChild(t)}D(window,navigator,o)?(console.warn(\"CMP: Native consent is not passed. Sourcepoint will not be initialized.\"),window._sp_={config:{accountId:1047,baseEndpoint:\"https://cdn.privacy-mgmt.com\"}}):(function(e){const n=e.createElement(\"script\");n.innerHTML='\"use strict\";function _typeof(t){return(_typeof=\"function\"==typeof Symbol&&\"symbol\"==typeof Symbol.iterator?function(t){return typeof t}:function(t){return t&&\"function\"==typeof Symbol&&t.constructor===Symbol&&t!==Symbol.prototype?\"symbol\":typeof t})(t)}!function(){var t=function(){var t,e,o=[],n=window,r=n;for(;r;){try{if(r.frames.__tcfapiLocator){t=r;break}}catch(t){}if(r===n.top)break;r=r.parent}t||(!function t(){var e=n.document,o=!!n.frames.__tcfapiLocator;if(!o)if(e.body){var r=e.createElement(\"iframe\");r.style.cssText=\"display:none\",r.name=\"__tcfapiLocator\",e.body.appendChild(r)}else setTimeout(t,5);return!o}(),n.__tcfapi=function(){for(var t=arguments.length,n=new Array(t),r=0;r<t;r++)n[r]=arguments[r];if(!n.length)return o;\"setGdprApplies\"===n[0]?n.length>3&&2===parseInt(n[1],10)&&\"boolean\"==typeof n[3]&&(e=n[3],\"function\"==typeof n[2]&&n[2](\"set\",!0)):\"ping\"===n[0]?\"function\"==typeof n[2]&&n[2]({gdprApplies:e,cmpLoaded:!1,cmpStatus:\"stub\"}):o.push(n)},n.addEventListener(\"message\",(function(t){var e=\"string\"==typeof t.data,o={};if(e)try{o=JSON.parse(t.data)}catch(t){}else o=t.data;var n=\"object\"===_typeof(o)&&null!==o?o.__tcfapiCall:null;n&&window.__tcfapi(n.command,n.version,(function(o,r){var a={__tcfapiReturn:{returnValue:o,success:r,callId:n.callId}};t&&t.source&&t.source.postMessage&&t.source.postMessage(e?JSON.stringify(a):a,\"*\")}),n.parameter)}),!1))};\"undefined\"!=typeof module?module.exports=t:t()}();',e.head.appendChild(n)}(document),V(document,o),function(e,n){e._tcf_=j(e,n)}(window,o),o.enableUserCentric?x(window,document,navigator,o,\"tcf\").then((()=>{H()})):(function(n,o,r,s,i){F(n,o,r,s,i),J(n,t(s,e))}(window,document,navigator,o,\"tcf\"),H()))}();\n</script>\n<link rel=\"preload\" href=\"https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js\" as=\"script\" fetchpriority=\"high\">\n<script async src=\"https://cmp.vg.no/unified/wrapperMessagingWithoutDetection.js\" onload=\"document.dispatchEvent(new Event('cmp:loaded'))\"></script> <script async onload=\"window.dispatchEvent(new CustomEvent('mbl:loaded'))\" src=\"https://log.medietall.no/analytics.v2.js\" fetchpriority=\"low\" type=\"module\"></script><script async nomodule onload=\"window.dispatchEvent(new CustomEvent('mbl:loaded'))\" src=\"https://log.medietall.no/analytics.v2.legacy.js\"></script><script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Medietall.astro_astro_type_script_index_0_lang.NW-wECeM.js\"></script> <!-- Ads do fetching on their own --> <style>\n track-element {\n display: contents;\n }\n</style><script id=\"article-pulse-data\" type=\"application/json\">{\"accessLevel\":\"Paid\",\"accessLevelName\":\"subscription\",\"authors\":[\"atle.jorstad@vg.no\"],\"category\":\"dinepenger\",\"contentId\":\"28MMaG\",\"group\":\"news\",\"pageUrl\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"paywallType\":\"subscription\",\"imageUrl\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec\",\"spt:custom\":{\"accessRestriction\":{\"restrictionReason\":\"subscription\",\"varnishAccessControl\":\"subscription\",\"posterType\":\"subscription\",\"accessLevel\":\"Paid\"},\"spt:published\":\"2025-11-20T08:08:42Z\"},\"tags\":[\"Hallgeir Kvadsheim\",\"Privatøkonomi\",\"Personlig økonomi\",\"Nettmøte\",\"Rettet\"],\"updated\":\"2025-11-13T13:12:25.994Z\",\"wordCount\":680,\"hasSummary\":false}</script><script id=\"features\" type=\"application/json\">[{\"id\":\"darkmode-onboarding\",\"name\":\"darkmode-onboarding is enabled\",\"platform\":\"vg\",\"variant\":\"enabled\"},{\"id\":\"e24-frontpage\",\"name\":\"e24-frontpage is enabled\",\"platform\":\"vg\",\"variant\":\"test\"},{\"id\":\"replace-ads-with-sports-enrichments\",\"name\":\"replace-ads-with-sports-enrichments is enabled\",\"platform\":\"vg\",\"variant\":\"enabled\"},{\"id\":\"vg-stories-carousel-icon-test\",\"name\":\"vg-stories-carousel-icon-test is enabled\",\"platform\":\"vg\",\"variant\":\"no-icon\"}]</script><script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/TrackingDelegate.astro_astro_type_script_index_0_lang.DyDi4Pa9.js\"></script> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/SchibstedDataController.astro_astro_type_script_index_0_lang.DlncVlbA.js\"></script> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Performance.astro_astro_type_script_index_0_lang.-bs8Eb1O.js\"></script> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Iterate.astro_astro_type_script_index_0_lang.CB9MILXg.js\"></script><script>\n if (\n navigator.userAgent.indexOf(\"Safari\") != -1 &&\n navigator.userAgent.indexOf(\"Chrome\") == -1 &&\n (navigator.userAgent.indexOf(\"Version/16.1\") != -1 ||\n navigator.userAgent.indexOf(\"Version/16.2\") != -1 ||\n navigator.userAgent.indexOf(\"Version/16.3\") != -1)\n ) {\n document.documentElement.classList.add(\"isSafari16\");\n }\n</script><script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Head.astro_astro_type_script_index_0_lang.BnnV96a6.js\"></script><script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/InitializeAdverts.astro_astro_type_script_index_0_lang.CFvPVWYb.js\"></script><link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.CUcKaUv5.css\">\n<link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BVsBVWpC.css\">\n<link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.BSNsdKhj.css\">\n<link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.8luT3h71.css\">\n<link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/_slug_.lpLfSQBn.css\">\n<link rel=\"stylesheet\" href=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/HeiVG.Eq3-I9gh.css\"><script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/page.SiAAQ_NP.js\"></script></head> <body> <a href=\"#hovedinnhold\" class=\"skipNav\">\nHopp til hovedinnholdet\n</a> <style>astro-island,astro-slot,astro-static-slot{display:contents}</style><script>(()=>{var e=async t=>{await(await t())()};(self.Astro||(self.Astro={})).load=e;window.dispatchEvent(new Event(\"astro:load\"));})();</script><script>(()=>{var A=Object.defineProperty;var g=(i,o,a)=>o in i?A(i,o,{enumerable:!0,configurable:!0,writable:!0,value:a}):i[o]=a;var d=(i,o,a)=>g(i,typeof o!=\"symbol\"?o+\"\":o,a);{let i={0:t=>m(t),1:t=>a(t),2:t=>new RegExp(t),3:t=>new Date(t),4:t=>new Map(a(t)),5:t=>new Set(a(t)),6:t=>BigInt(t),7:t=>new URL(t),8:t=>new Uint8Array(t),9:t=>new Uint16Array(t),10:t=>new Uint32Array(t),11:t=>1/0*t},o=t=>{let[l,e]=t;return l in i?i[l](e):void 0},a=t=>t.map(o),m=t=>typeof t!=\"object\"||t===null?t:Object.fromEntries(Object.entries(t).map(([l,e])=>[l,o(e)]));class y extends HTMLElement{constructor(){super(...arguments);d(this,\"Component\");d(this,\"hydrator\");d(this,\"hydrate\",async()=>{var b;if(!this.hydrator||!this.isConnected)return;let e=(b=this.parentElement)==null?void 0:b.closest(\"astro-island[ssr]\");if(e){e.addEventListener(\"astro:hydrate\",this.hydrate,{once:!0});return}let c=this.querySelectorAll(\"astro-slot\"),n={},h=this.querySelectorAll(\"template[data-astro-template]\");for(let r of h){let s=r.closest(this.tagName);s!=null&&s.isSameNode(this)&&(n[r.getAttribute(\"data-astro-template\")||\"default\"]=r.innerHTML,r.remove())}for(let r of c){let s=r.closest(this.tagName);s!=null&&s.isSameNode(this)&&(n[r.getAttribute(\"name\")||\"default\"]=r.innerHTML)}let p;try{p=this.hasAttribute(\"props\")?m(JSON.parse(this.getAttribute(\"props\"))):{}}catch(r){let s=this.getAttribute(\"component-url\")||\"<unknown>\",v=this.getAttribute(\"component-export\");throw v&&(s+=` (export ${v})`),console.error(`[hydrate] Error parsing props for component ${s}`,this.getAttribute(\"props\"),r),r}let u;await this.hydrator(this)(this.Component,p,n,{client:this.getAttribute(\"client\")}),this.removeAttribute(\"ssr\"),this.dispatchEvent(new CustomEvent(\"astro:hydrate\"))});d(this,\"unmount\",()=>{this.isConnected||this.dispatchEvent(new CustomEvent(\"astro:unmount\"))})}disconnectedCallback(){document.removeEventListener(\"astro:after-swap\",this.unmount),document.addEventListener(\"astro:after-swap\",this.unmount,{once:!0})}connectedCallback(){if(!this.hasAttribute(\"await-children\")||document.readyState===\"interactive\"||document.readyState===\"complete\")this.childrenConnectedCallback();else{let e=()=>{document.removeEventListener(\"DOMContentLoaded\",e),c.disconnect(),this.childrenConnectedCallback()},c=new MutationObserver(()=>{var n;((n=this.lastChild)==null?void 0:n.nodeType)===Node.COMMENT_NODE&&this.lastChild.nodeValue===\"astro:end\"&&(this.lastChild.remove(),e())});c.observe(this,{childList:!0}),document.addEventListener(\"DOMContentLoaded\",e)}}async childrenConnectedCallback(){let e=this.getAttribute(\"before-hydration-url\");e&&await import(e),this.start()}async start(){let e=JSON.parse(this.getAttribute(\"opts\")),c=this.getAttribute(\"client\");if(Astro[c]===void 0){window.addEventListener(`astro:${c}`,()=>this.start(),{once:!0});return}try{await Astro[c](async()=>{let n=this.getAttribute(\"renderer-url\"),[h,{default:p}]=await Promise.all([import(this.getAttribute(\"component-url\")),n?import(n):()=>()=>{}]),u=this.getAttribute(\"component-export\")||\"default\";if(!u.includes(\".\"))this.Component=h[u];else{this.Component=h;for(let f of u.split(\".\"))this.Component=this.Component[f]}return this.hydrator=p,this.hydrate},e,this)}catch(n){console.error(`[astro-island] Error hydrating ${this.getAttribute(\"component-url\")}`,n)}}attributeChangedCallback(){this.hydrate()}}d(y,\"observedAttributes\",[\"props\"]),customElements.get(\"astro-island\")||customElements.define(\"astro-island\",y)}})();</script> <astro-island uid=\"ZyjFbx\" prefix=\"r26\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DefaultHeader.ByLg8D7Z.js\" component-export=\"default\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"pathname":[0,"/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad"],"showSalesButton":[0,true],"site":[0,"dinepenger"],"section":[0,null]}\" ssr client=\"load\" opts=\"{"name":"DefaultHeader","value":true}\" await-children><header class=\"_header_6tx2u_7 elevated grouped\" data-open=\"false\" data-track-element-type=\"Header\" role=\"banner\" data-test-id=\"vg-header\"><div class=\"_masthead_6tx2u_12\"><a aria-label=\"Tilbake til forsiden\" class=\"_home_6tx2u_8\" href=\"https://www.vg.no/dinepenger\" data-track-no-utm=\"true\"><svg fill=\"none\" height=\"24\" width=\"133\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M16.074 18.384V5.264h1.763v13.12h-1.763Zm0-15.866V0h1.763v2.518h-1.763ZM31.78 18.384h-1.764v-7.328c0-1.545-.233-2.67-.7-3.375-.466-.722-1.2-1.083-2.203-1.083a4.55 4.55 0 0 0-2.049.504 5.686 5.686 0 0 0-1.788 1.335 5.06 5.06 0 0 0-1.09 1.914v8.033h-1.762V5.264h1.607v2.971a5.763 5.763 0 0 1 1.426-1.662 6.637 6.637 0 0 1 1.996-1.133 6.737 6.737 0 0 1 2.308-.403c.743 0 1.374.134 1.892.403.519.268.934.654 1.245 1.158.31.487.536 1.083.674 1.788.138.689.207 1.46.207 2.317v7.681ZM40.076 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.633 6.633 0 0 1 2.41-2.442c1.02-.622 2.179-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.689 6.689 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H35.15c.086.94.354 1.78.804 2.518a5.452 5.452 0 0 0 1.788 1.738c.744.42 1.547.63 2.412.63.881 0 1.71-.219 2.488-.655.795-.437 1.349-1.008 1.66-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.294 6.294 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.982c-.07-.956-.337-1.796-.804-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM75.704 18.636a6.821 6.821 0 0 1-2.697-.529 6.866 6.866 0 0 1-2.151-1.486 7.221 7.221 0 0 1-1.426-2.19 7.066 7.066 0 0 1-.493-2.645c0-1.226.285-2.35.856-3.375a6.632 6.632 0 0 1 2.41-2.442c1.02-.622 2.178-.932 3.475-.932 1.33 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.36 2.468c.57 1.007.855 2.115.855 3.324v.403c0 .117-.009.21-.026.277H70.778c.086.94.354 1.78.803 2.518a5.45 5.45 0 0 0 1.79 1.738c.743.42 1.546.63 2.41.63.882 0 1.712-.219 2.49-.655.794-.437 1.347-1.008 1.659-1.713l1.53.403c-.277.621-.7 1.184-1.271 1.687a6.295 6.295 0 0 1-2.022 1.184 7.342 7.342 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.73 4.73 0 0 0-1.79-1.687 4.73 4.73 0 0 0-2.41-.63 4.73 4.73 0 0 0-2.411.63 4.925 4.925 0 0 0-1.79 1.713c-.449.721-.708 1.553-.777 2.493ZM95.146 18.384h-1.763v-7.328c0-1.545-.233-2.67-.7-3.375-.467-.722-1.201-1.083-2.204-1.083a4.55 4.55 0 0 0-2.048.504 5.686 5.686 0 0 0-1.789 1.335 5.06 5.06 0 0 0-1.089 1.914v8.033H83.79V5.264h1.608v2.971a5.763 5.763 0 0 1 1.426-1.662A6.639 6.639 0 0 1 88.82 5.44a6.737 6.737 0 0 1 2.307-.403c.744 0 1.374.134 1.893.403.519.268.933.654 1.244 1.158.312.487.536 1.083.675 1.788.138.689.207 1.46.207 2.317v7.681ZM103.028 18.56a5.848 5.848 0 0 1-2.541-.554 6.505 6.505 0 0 1-2.022-1.486 7.287 7.287 0 0 1-1.297-2.165 6.866 6.866 0 0 1-.466-2.494c0-.923.147-1.788.44-2.593a7.202 7.202 0 0 1 1.297-2.191 6.092 6.092 0 0 1 1.996-1.486c.76-.37 1.607-.554 2.541-.554 1.158 0 2.16.285 3.007.856a8.054 8.054 0 0 1 2.178 2.115V5.263h1.581v13.171c0 1.21-.302 2.225-.907 3.048-.588.84-1.391 1.469-2.411 1.888-1.003.42-2.1.63-3.293.63-1.538 0-2.782-.269-3.733-.806a6.774 6.774 0 0 1-2.333-2.166l1.088-.83a4.948 4.948 0 0 0 2.126 1.838c.899.403 1.85.604 2.852.604.882 0 1.685-.16 2.411-.478.744-.303 1.331-.764 1.763-1.386.45-.62.674-1.401.674-2.342V15.84c-.518.823-1.227 1.486-2.125 1.99a5.853 5.853 0 0 1-2.826.73Zm.492-1.435c.536 0 1.046-.093 1.53-.277a5.623 5.623 0 0 0 1.374-.73c.415-.32.76-.672 1.037-1.058.276-.386.449-.78.518-1.184V9.822a5.079 5.079 0 0 0-1.114-1.688 5.067 5.067 0 0 0-1.66-1.158 4.382 4.382 0 0 0-1.892-.428c-.761 0-1.443.16-2.048.478a4.584 4.584 0 0 0-1.504 1.234 5.91 5.91 0 0 0-.933 1.713 5.73 5.73 0 0 0-.337 1.914 5.3 5.3 0 0 0 .388 2.014c.26.622.614 1.184 1.063 1.688a5.043 5.043 0 0 0 1.608 1.133 4.916 4.916 0 0 0 1.97.403ZM118.173 18.636a6.826 6.826 0 0 1-2.697-.529 6.875 6.875 0 0 1-2.152-1.486 7.224 7.224 0 0 1-1.425-2.19 7.054 7.054 0 0 1-.493-2.645c0-1.226.285-2.35.855-3.375a6.635 6.635 0 0 1 2.412-2.442c1.019-.622 2.177-.932 3.474-.932 1.331 0 2.489.31 3.474.932a6.688 6.688 0 0 1 2.359 2.468c.57 1.007.856 2.115.856 3.324v.403c0 .117-.009.21-.026.277h-11.563c.086.94.354 1.78.803 2.518a5.455 5.455 0 0 0 1.789 1.738 4.82 4.82 0 0 0 2.411.63c.882 0 1.711-.219 2.489-.655.795-.437 1.348-1.008 1.66-1.713l1.529.403c-.276.621-.7 1.184-1.27 1.687a6.308 6.308 0 0 1-2.022 1.184 7.346 7.346 0 0 1-2.463.403Zm-4.978-7.43h9.981c-.069-.956-.337-1.796-.803-2.518a4.736 4.736 0 0 0-1.789-1.687 4.731 4.731 0 0 0-2.411-.63c-.882 0-1.686.21-2.412.63a4.924 4.924 0 0 0-1.788 1.713c-.45.721-.709 1.553-.778 2.493ZM133 6.774c-1.175.034-2.212.353-3.111.957-.882.605-1.504 1.436-1.867 2.494v8.16h-1.763V5.262h1.66v3.148c.466-.923 1.08-1.67 1.84-2.241.778-.57 1.599-.89 2.463-.957.173-.017.32-.025.441-.025.138 0 .251.008.337.025v1.561ZM.778 8.462C.259 9.486 0 10.619 0 11.862c0 .873.156 1.72.467 2.543a7.43 7.43 0 0 0 1.348 2.166 6.623 6.623 0 0 0 2.048 1.51c.795.37 1.66.555 2.593.555.985 0 1.935-.252 2.851-.756a5.835 5.835 0 0 0 2.178-2.04v1.285c0 .319.139.613.415.881.277.269.596.412.96.428.19.017.457 0 .803-.05v-1.36c-.207-.017-.363-.075-.467-.176-.103-.118-.155-.294-.155-.529v-2.342H11.26c-.08.4-.255.787-.527 1.158a4.402 4.402 0 0 1-1.114 1.058 6.13 6.13 0 0 1-1.375.68c-.484.168-.95.252-1.4.252a4.799 4.799 0 0 1-1.97-.403 5.044 5.044 0 0 1-1.607-1.133 5.602 5.602 0 0 1-1.09-1.713 5.633 5.633 0 0 1-.362-2.014c0-.672.112-1.327.337-1.965a5.59 5.59 0 0 1 .96-1.712A4.706 4.706 0 0 1 4.64 7c.587-.302 1.244-.453 1.97-.453.622 0 1.245.15 1.867.453.64.285 1.21.68 1.71 1.184a4.416 4.416 0 0 1 1.09 1.637h1.763V0h-1.763v8.008c-.502-.822-1.202-1.519-2.1-2.09-.882-.587-1.884-.881-3.008-.881-1.192 0-2.255.31-3.189.932-.933.62-1.667 1.452-2.203 2.493ZM67.2 15.085c.519-1.024.778-2.157.778-3.4 0-.873-.156-1.72-.467-2.543a7.43 7.43 0 0 0-1.348-2.166 6.624 6.624 0 0 0-2.048-1.511 6.078 6.078 0 0 0-2.593-.554c-.985 0-1.935.252-2.852.755a5.835 5.835 0 0 0-2.177 2.04V6.422c0-.32-.139-.613-.415-.882a1.436 1.436 0 0 0-.96-.428c-.19-.017-.458 0-.803.05v1.36c.207.017.363.076.467.177.103.117.155.294.155.529V9.57h1.781c.08-.4.255-.787.526-1.159a4.4 4.4 0 0 1 1.115-1.057c.432-.286.89-.512 1.374-.68.484-.168.951-.252 1.4-.252a4.8 4.8 0 0 1 1.97.403c.606.268 1.142.646 1.608 1.133.467.504.83 1.075 1.089 1.713.242.638.363 1.31.363 2.014 0 .672-.112 1.326-.337 1.964a5.591 5.591 0 0 1-.96 1.713 4.706 4.706 0 0 1-1.529 1.184c-.588.302-1.244.453-1.97.453-.622 0-1.245-.151-1.867-.453a5.638 5.638 0 0 1-1.711-1.184 4.415 4.415 0 0 1-1.089-1.637h-1.763v9.822H56.7v-8.009c.501.823 1.201 1.52 2.1 2.09.882.588 1.884.882 3.008.882 1.192 0 2.255-.31 3.188-.932.934-.621 1.668-1.452 2.204-2.493Z\" fill=\"currentColor\"></path></svg></a><nav class=\"_nav_6tx2u_14\"><ul class=\"_list_6tx2u_11\"><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\">Sparing</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/skatt\">Skatt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/fond\">Fondsoversikt</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/eiendom\">Eiendom</a></li><li class=\"_item_6tx2u_9\"><a class=\"_link_6tx2u_10\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\">Videokurs</a></li></ul></nav><div class=\"_search_1cpeg_39 _search_6tx2u_144\"><form class=\"_container_1cpeg_5 fill-tertiary\" action=\"https://www.vg.no/sok\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Search\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><input aria-label=\"Søk\" autoComplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" placeholder=\"Søk\" required=\"\" type=\"search\" name=\"q\"/><input type=\"hidden\" name=\"siteFilter\" value=\"dinepenger\"/><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Close\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" class=\"_clear_1cpeg_35\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></form></div><menu class=\"_buttons_6tx2u_6\"><li class=\"_button_6tx2u_5\"><button aria-label=\"Hovedmeny\" class=\"_button_6bkpv_2 button-label-large _large_6bkpv_69 \" role=\"button\" type=\"button\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Hamburger\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path d=\"M20.25 15.5996C20.3879 15.5996 20.4998 15.7117 20.5 15.8496V17.75C20.5 17.8881 20.3881 18 20.25 18H3.75C3.61193 18 3.5 17.8881 3.5 17.75V15.8496C3.50021 15.7117 3.61206 15.5996 3.75 15.5996H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 10.7998C20.388 10.7998 20.4999 10.9118 20.5 11.0498V12.9502C20.4999 13.0882 20.388 13.2002 20.25 13.2002H3.75C3.61199 13.2002 3.50011 13.0882 3.5 12.9502V11.0498C3.50011 10.9118 3.61199 10.7998 3.75 10.7998H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M20.25 6C20.3881 6 20.5 6.11193 20.5 6.25V8.15039C20.4998 8.28828 20.3879 8.40039 20.25 8.40039H3.75C3.61206 8.40039 3.50021 8.28828 3.5 8.15039V6.25C3.5 6.11193 3.61193 6 3.75 6H20.25Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button></li></menu></div><nav class=\"_menu_swbtj_16\" hidden=\"\"><div class=\"_menuItem_swbtj_82\" hidden=\"\"><section aria-label=\"Hovedmeny\" class=\"_shortcuts_swbtj_98\"><div class=\"_search_1cpeg_39 _search_swbtj_127\"><form class=\"_container_1cpeg_5 fill-tertiary\" action=\"https://www.vg.no/sok\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Search\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.1309 4C15.0688 4.00018 18.2607 7.19289 18.2607 11.1309C18.2607 12.6546 17.783 14.0669 16.9688 15.2256C16.8973 15.3273 16.9072 15.4658 16.9951 15.5537L19.8232 18.3828C19.9208 18.4805 19.9208 18.6387 19.8232 18.7363L18.7363 19.8232C18.6387 19.9208 18.4805 19.9208 18.3828 19.8232L15.5537 16.9951C15.4658 16.9072 15.3273 16.8973 15.2256 16.9688C14.0669 17.783 12.6546 18.2607 11.1309 18.2607C7.19289 18.2607 4.00018 15.0688 4 11.1309C4 7.19278 7.19278 4 11.1309 4ZM13.8291 8.07812C12.2289 6.66071 9.78083 6.71721 8.24902 8.24902C6.71721 9.78083 6.66071 12.2289 8.07812 13.8291C8.16962 13.9324 8.32813 13.9324 8.42578 13.835L9.5127 12.748C9.61033 12.6504 9.60949 12.4925 9.52441 12.3838C8.89904 11.5844 8.95455 10.4263 9.69043 9.69043C10.4263 8.95455 11.5844 8.89904 12.3838 9.52441C12.4925 9.60949 12.6504 9.61033 12.748 9.5127L13.835 8.42578C13.9324 8.32813 13.9324 8.16962 13.8291 8.07812Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><input aria-label=\"Søk\" autoComplete=\"off\" class=\"_input_1cpeg_16 button-label-large\" placeholder=\"Søk\" required=\"\" type=\"search\" name=\"q\"/><input type=\"hidden\" name=\"siteFilter\" value=\"dinepenger\"/><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Close\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" class=\"_clear_1cpeg_35\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 3C16.9706 3 21 7.02944 21 12C21 16.9706 16.9706 21 12 21C7.02944 21 3 16.9706 3 12C3 7.02944 7.02944 3 12 3ZM14.7784 8.02844C14.6686 7.91861 14.4906 7.91863 14.3807 8.02844L12.1989 10.2103C12.089 10.32 11.911 10.32 11.8011 10.2103L9.61926 8.02844C9.50943 7.91863 9.33139 7.91861 9.22156 8.02844L8.02844 9.22156C7.91861 9.33139 7.91863 9.50943 8.02844 9.61926L10.2103 11.8011C10.32 11.911 10.32 12.089 10.2103 12.1989L8.02844 14.3807C7.91863 14.4906 7.91861 14.6686 8.02844 14.7784L9.22156 15.9716C9.33139 16.0814 9.50943 16.0814 9.61926 15.9716L11.8011 13.7897C11.911 13.68 12.089 13.68 12.1989 13.7897L14.3807 15.9716C14.4906 16.0814 14.6686 16.0814 14.7784 15.9716L15.9716 14.7784C16.0814 14.6686 16.0814 14.4906 15.9716 14.3807L13.7897 12.1989C13.68 12.089 13.68 11.911 13.7897 11.8011L15.9716 9.61926C16.0814 9.50943 16.0814 9.33139 15.9716 9.22156L14.7784 8.02844Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></form></div><div class=\"_user_11njy_25 _button_11njy_1\" role=\"button\" tabindex=\"0\" aria-label=\"Klikk for Ã¥ gÃ¥ til brukerprofil\"><div class=\"_avatar_52fqq_1\" role=\"presentation\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"User\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path d=\"M16.25 13.4287C18.5971 13.4287 20.4998 15.3471 20.5 17.7139V21.75C20.5 21.8881 20.3881 22 20.25 22H3.75C3.61193 22 3.5 21.8881 3.5 21.75V17.7139C3.50022 15.3471 5.40293 13.4287 7.75 13.4287H16.25Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M12 2C14.3472 2 16.25 3.9192 16.25 6.28613C16.2498 8.65287 14.3471 10.5713 12 10.5713C9.65293 10.5713 7.75022 8.65288 7.75 6.28613C7.75 3.9192 9.65279 2 12 2Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_info_11njy_21\"><p class=\"_name_11njy_13 font-weight-regular title-medium\">Du er ikke logget inn</p><p class=\"label-medium\">Ikke abonnent</p></div><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Chevron Right\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path d=\"M8.76655 4.0741C8.86541 3.97525 9.02602 3.97535 9.12495 4.0741C11.5902 6.5394 14.0554 9.00505 16.5214 11.4696C16.8144 11.7625 16.8144 12.2372 16.5214 12.5302L9.12592 19.9257C9.02704 20.0244 8.8664 20.0244 8.76753 19.9257L7.33393 18.4911C7.23502 18.3922 7.23502 18.2316 7.33393 18.1327L13.288 12.1786C13.3863 12.0798 13.3863 11.9199 13.288 11.8212L7.33296 5.8661C7.2342 5.76717 7.2341 5.60656 7.33296 5.5077L8.76655 4.0741Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></div><div class=\"_buttons_11njy_7\"><button class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _bordered_6bkpv_114 \" role=\"button\" type=\"button\">Logg inn</button></div><h3 class=\"_title_swbtj_122 font-weight-semi-bold label-small text-transform-uppercase\">Snarveier</h3><ul class=\"_links_swbtj_9\"><li class=\"_link_swbtj_1\"><a href=\"https://www.vg.no/dinepenger/sparing-og-investering\" class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \">Sparing</a></li><li class=\"_link_swbtj_1\"><a href=\"https://www.vg.no/dinepenger/skatt\" class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \">Skatt</a></li><li class=\"_link_swbtj_1\"><a href=\"https://www.vg.no/dinepenger/fond\" class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \">Fondsoversikt</a></li><li class=\"_link_swbtj_1\"><a href=\"https://www.vg.no/dinepenger/eiendom\" class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \">Eiendom</a></li><li class=\"_link_swbtj_1\"><a href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\" class=\"_button_6bkpv_2 button-label-large _fill_6bkpv_85 _large_6bkpv_69 _capsule_6bkpv_77 _filled_6bkpv_106 \">Videokurs</a></li></ul></section><section class=\"_sections_y9n8e_19\"><h3 class=\"_title_y9n8e_59 font-weight-semi-bold label-secondary label-small text-transform-uppercase\">Innhold</h3><ul><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Bank og forsikring</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/eiendom\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Eiendom</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/familie\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Familie</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fond\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fondsoversikt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/fritid\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Fritid</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/jobb\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Jobb</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/magasin\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Magasin</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/skatt\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Skatt</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Sparing og investering</h4></a><button class=\"_button_6bkpv_2 button-label-large _toggle_y9n8e_63\" role=\"button\" type=\"button\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Chevron Down\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\"><path d=\"M19.9257 8.76641C20.0246 8.86527 20.0245 9.02589 19.9257 9.12481C17.4604 11.5901 14.9948 14.0553 12.5302 16.5213C12.2373 16.8143 11.7626 16.8142 11.4697 16.5213L4.07417 9.12579C3.97545 9.0269 3.97543 8.86626 4.07417 8.76739L5.50874 7.33379C5.60765 7.23488 5.76823 7.23488 5.86714 7.33379L11.8212 13.2879C11.92 13.3861 12.0799 13.3862 12.1787 13.2879L18.1337 7.33282C18.2327 7.23406 18.3933 7.23396 18.4921 7.33282L19.9257 8.76641Z\" fill=\"var(--icon-color, currentColor)\"></path></svg></button><ul class=\"_subsections_y9n8e_34\" hidden=\"\"><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/aksjer\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Aksjer</h5></a></li><li class=\"_subsection_y9n8e_24\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/fond\"><h5 class=\"_name_y9n8e_68 font-weight-regular title-small\">Fond</h5></a></li></ul></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/strom?utm_source=dinepenger&utm_medium=hamburgermeny\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Strømguiden</h4></a></li><li class=\"_section_y9n8e_7\"><a class=\"_link_y9n8e_1\" href=\"https://www.vg.no/dinepenger/i/nQ4wwx/oekonomikurs-paa-nett-enkle-kurs-med-hallgeir-kvadsheim\"><h4 class=\"_name_y9n8e_68 font-weight-semi-bold title-large\">Videokurs</h4></a></li></ul></section><div class=\"_footer_2fpqs_1\"><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Annet innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/podkast\"><h2 class=\"_link_2fpqs_8 label-medium\">Podkast</h2></a></li><li><a href=\"https://www.vg.no/spill/ordstjernen\"><h2 class=\"_link_2fpqs_8 label-medium\">Ordstjernen</h2></a></li><li><a href=\"https://e24.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E24</h2></a></li><li><a href=\"https://www.minmote.no\"><h2 class=\"_link_2fpqs_8 label-medium\">MinMote</h2></a></li><li><a href=\"https://www.godt.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Godt</h2></a></li><li><a href=\"https://pent.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Pent</h2></a></li><li><a href=\"https://www.tek.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Tek.no</h2></a></li><li><a href=\"https://www.vg.no/dinepenger\"><h2 class=\"_link_2fpqs_8 label-medium\">Dine Penger</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/pollen/\"><h2 class=\"_link_2fpqs_8 label-medium\">Pollenvarsel</h2></a></li><li><a href=\"https://www.vg.no/stromprisen\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømprisen</h2></a></li><li><a href=\"https://tvguide.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">TV-guide</h2></a></li><li><a href=\"https://www.vektklubb.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Vektklubb</h2></a></li><li><a href=\"https://www.vg.no/spesial/2025/valgomat/?utm_source=vgnav\"><h2 class=\"_link_2fpqs_8 label-medium\">Valgomat</h2></a></li><li><a href=\"https://www.vg.no/tegneserier\"><h2 class=\"_link_2fpqs_8 label-medium\">Tegneserier</h2></a></li><li><a href=\"https://www.penger.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Penger.no</h2></a></li><li><a href=\"https://eavis.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">E-avis</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Kommersielt innhold</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/minnesider/\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Minnesider</h2></a></li><li><a href=\"https://www.vg.no/strom\"><h2 class=\"_link_2fpqs_8 label-medium\">Strømguiden</h2></a></li><li><a href=\"https://partnerstudio.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Partnerstudio</h2></a></li><li><a href=\"https://www.vg.no/black-friday\"><h2 class=\"_link_2fpqs_8 label-medium\">Black Friday</h2></a></li><li><a href=\"https://butikk.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">VG Butikk</h2></a></li><li><a href=\"https://kupp.vg.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Kupp</h2></a></li><li><a href=\"https://onsk.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Ãnsk</h2></a></li><li><a href=\"https://linkfusion.no/linkfusion/vgshopping/url?url=https%3A%2F%2Fpiggsko.no%2F&r1=Piggsko&r2=VG-hamburgermeny\"><h2 class=\"_link_2fpqs_8 label-medium\">Piggsko.no</h2></a></li><li><a href=\"https://bunadssko.no\"><h2 class=\"_link_2fpqs_8 label-medium\">Bunadssko.no</h2></a></li></ul></nav><nav class=\"_section_2fpqs_19\"><h3 class=\"_title_2fpqs_31 title-large\">Info og kontakt</h3><ul class=\"_subsection_2fpqs_25\"><li><a href=\"https://www.vg.no/tips-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Tips oss</h2></a></li><li><a href=\"https://www.vg.no/informasjon/kontakt-oss\"><h2 class=\"_link_2fpqs_8 label-medium\">Kontakt VG</h2></a></li><li><a href=\"https://www.vg.no/informasjon\"><h2 class=\"_link_2fpqs_8 label-medium\">Informasjon</h2></a></li></ul></nav></div></div></nav></header><!--astro:end--></astro-island> <div class=\"schibsted-data-controller\" data-nosnippet></div> <section id=\"hovedinnhold\" tabindex=\"-1\"></section> <main class=\"article-main\" data-topbanner=\"false\" data-topboard=\"false\" id=\"application\" data-astro-cid-jwirc66j> <article class=\"article default\" data-astro-cid-jwirc66j> <header class=\"article-intro\" style=\"display: contents\"> <script>(()=>{var a=(s,i,o)=>{let r=async()=>{await(await s())()},t=typeof i.value==\"object\"?i.value:void 0,c={rootMargin:t==null?void 0:t.rootMargin},n=new IntersectionObserver(e=>{for(let l of e)if(l.isIntersecting){n.disconnect(),r();break}},c);for(let e of o.children)n.observe(e)};(self.Astro||(self.Astro={})).visible=a;window.dispatchEvent(new Event(\"astro:visible\"));})();</script><astro-island uid=\"vWy4c\" prefix=\"r20\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Image.CvLSzrVl.js\" component-export=\"Image\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"alt":[0],"caption":[0," Foto: Naina Helén JÃ¥ma / VG"],"device":[0],"imageAsset":[0,{"id":[0,"a32664da-f906-46ff-85e0-0b61288daf1c"],"size":[0,{"width":[0,4909],"height":[0,3273]}],"hotspot":[0,{"x":[0,2556],"y":[0,148],"width":[0,1735],"height":[0,1300]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7"],"width":[0,2160]}]]]}],"layout":[0,"wide"],"loading":[0,"eager"]}\" ssr client=\"visible\" opts=\"{"name":"Image","value":true}\" await-children><link rel=\"preload\" as=\"image\" imageSrcSet=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" imageSizes=\"(min-width: 980px) 980px, 100vw\" fetchPriority=\"high\"/><figure class=\"_figure_qp4xg_1 layout-component layout-wide\"><img alt=\" Foto: Naina Helén JÃ¥ma / VG\" class=\"_image_qp4xg_65 layout-component layout-wide\" data-fullscreen-sizes=\"(min-width: 1000px) 2000px, 2000vw\" data-track-element-type=\"Article image fullscreen\" data-track-name=\"ImageFullscreen\" fetchPriority=\"high\" decoding=\"sync\" loading=\"eager\" height=\"3273\" itemProp=\"image\" sizes=\"(min-width: 980px) 980px, 100vw\" src=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7\" srcSet=\"https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=40&s=b540e9dd8e89d08464c2e06a48931a7dc03775f7 40w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=80&s=a7c9d29db553e5a9f9efc0ca154c90fe667ba488 80w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=100&s=0ed1b5c2cd9e54f7db9d190d2fca6a1e278c6eaa 100w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=200&s=e052bebcec0d8cab49c90630e6a8b9a784470c43 200w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=240&s=35f54fc919771befa25fc14024d60eabd15a838f 240w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=480&s=b5aa47801a3ee0af578eb12454df8b8232b90d4a 480w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=580&s=d4088d812c11e1943721e2d03545bb3f0dc87701 580w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=720&s=0dfb73c644855886f14a748585b10e568b4115ac 720w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1080&s=0baf4dd6d9633721e9ba2b471173debab6423aa9 1080w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=1440&s=dcccd316dbdc4c147ee25225d6498431340f60dc 1440w, https://akamai.vgc.no/v2/images/a32664da-f906-46ff-85e0-0b61288daf1c?format=auto&w=2160&s=c3deb8d27401aa0f51e127286db7df67b29c63d7 2160w\" style=\"object-position:69.73925443063762% 24.381301558203482%\" width=\"4909\"/><figcaption class=\"text-sans-s _caption_qp4xg_10 layout-component layout-padded\"> Foto: Naina Helén JÃ¥ma / VG</figcaption></figure><!--astro:end--></astro-island><h1 class=\"_title_kfomj_1 _wide_kfomj_54 _small_kfomj_32 title-serif-m layout-component layout-wide layout-padded\" first-child=\"false\"><span class=\"_text_kfomj_58\">Nettmøte kl 10: Send inn spørsmÃ¥l</span></h1> </header> <braze-container data-position=\"1\" style=\"margin-bottom: 1rem\" class=\"layout-component layout-normal\"></braze-container> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Braze.astro_astro_type_script_index_0_lang.ObqfE0td.js\"></script> <section class=\"article-body\" itemprop=\"articleBody\" style=\"display: contents\"> <p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hos Dine Penger gir Kvadsheim sine beste rÃ¥d for din privatøkonomi hver eneste uke. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Kvadsheim skriver bÃ¥de mÃ¥nedlige guider, svarer pÃ¥ innsendte spørsmÃ¥l - og svarer pÃ¥ spørsmÃ¥l i nettmøtet i denne artikkelen, hver uke.</p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Hvor er Hallgeir Kvadsheim fra? </h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Rogalendingen Hallgeir Kvadsheim er fra det lille stedet Kvassheim pÃ¥ Jæren. Han er yngst av seks søsken. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Han er mest kjent som programleder i Viaplay-programmet «Luksusfellen», som han har vært en del av siden 2007. </p><h2 class=\"_heading_o9xde_1 _heading_xtcu6_1 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Er Hallgeir Kvadsheim fortsatt med i «Luksusfellen»?</h2><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ja, det er han. Høsten 2022 kommer sesong 23 av programmet, ogsÃ¥ da med Kvadsheim som en av ekspertene. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Ekspertene i den siste sesongen er altsÃ¥ Lene Drange, Magne Gundersen, Cecilie Tvetenstrand og Ahmed Osman - i tillegg til Hallgeir Kvadsheim.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">VÃ¥ren 2022 skrev Kvadsheim om hva han har lært â og <a href=\"/dinepenger/i/lVjmvL/hallgeir-kvadsheim-dette-har-jeg-laert-av-aarene-med-luksusfellen\" data-track-element-type=\"Link\" data-track-id=\"link:lVjmvL\" class=\"_link_o9xde_39\">13 ting vi alle kan lære om privatøkonomi</a> â fra Ã¥rene i «Luksusfellen. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><em class=\"_em_o9xde_35\">«Spesielt nÃ¥r det kommer til hverdagsøkonomien er det mange gode grep Ã¥ merke seg, se for eksempel punkt 3, 5, 7 og 11»</em>, skriver han. </p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">I vinduet nedenfor kan du stille ham ditt spørsmÃ¥l om det du lurer pÃ¥ akkurat nÃ¥. Normalt svarer Kvadsheim pÃ¥ fredager.</p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\"><strong class=\"_strong_o9xde_25\">Trykk pÃ¥ «send inn» og legg inn spørsmÃ¥let ditt.</strong></p><p class=\"_paragraph_o9xde_4 _paragraph_xtcu6_10 layout-component text-serif-m layout-normal layout-component layout-normal layout-padded text-serif-m layout-padded\">Under finner du ogsÃ¥ over 100 spørsmÃ¥l og svar som Hallgeir har svart pÃ¥ i tidligere nettmøter.</p><vg-salesposter data-device-is-app=\"false\" data-device-type=\"desktop\" data-device-is-ios=\"false\" data-device-is-android=\"false\" data-ref-id data-content-id=\"28MMaG\" data-newsroom=\"dinepenger\" data-section=\"dinepenger\" data-tags=\"["hallgeir-kvadsheim","privatoekonomi","personlig-oekonomi","nettmoete","rettet","subscription"]\" data-pulse-data=\"{"accessLevel":"Paid","accessLevelName":"subscription","authors":["atle.jorstad@vg.no"],"category":"dinepenger","contentId":"28MMaG","group":"news","pageUrl":"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad","paywallType":"subscription","imageUrl":"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=720&s=8d46c9a07730768f9935415ffb1e6d7192ea17ec","spt:custom":{"accessRestriction":{"restrictionReason":"subscription","varnishAccessControl":"subscription","posterType":"subscription","accessLevel":"Paid"},"spt:published":"2025-11-20T08:08:42Z"},"tags":["Hallgeir Kvadsheim","Privatøkonomi","Personlig økonomi","Nettmøte","Rettet"],"updated":"2025-11-13T13:12:25.994Z","wordCount":680,"hasSummary":false}\" data-poster-type=\"subscription\" data-content-type=\"article\"></vg-salesposter> </section> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Body.astro_astro_type_script_index_0_lang.DtUPXQCy.js\"></script> <time class=\"text-sans-s _timestamp_ktvrt_1 _full_ktvrt_21 layout-component layout-normal layout-padded\" dateTime=\"2025-11-20T08:08:42.000Z\" itemProp=\"datePublished\">Publisert: 20.11.25 kl. 09:08</time> <footer class=\"font-vg-sans label-secondary layout-component layout-normal layout-padded _tags_xigzw_18\" data-track-element-type=\"Tags\" data-track-id=\"tags\" data-track-impression=\"true\" data-track-name=\"Tags\" data-track-primary-position=\"1\" data-track-target-newsroom=\"dinepenger\"><nav class=\"_nav_xigzw_3\"><ul class=\"_list_xigzw_2\"><li class=\"_item_xigzw_1\"><a data-track-secondary-position=\"1\" data-track-id=\"tag:hallgeir-kvadsheim\" data-track-name=\"Hallgeir Kvadsheim\" href=\"/dinepenger/tag/hallgeir-kvadsheim\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\">Hallgeir Kvadsheim</a></li><li class=\"_item_xigzw_1\"><a data-track-secondary-position=\"2\" data-track-id=\"tag:privatoekonomi\" data-track-name=\"Privatøkonomi\" href=\"/dinepenger/tag/privatoekonomi\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\">Privatøkonomi</a></li><li class=\"_item_xigzw_1\"><a data-track-secondary-position=\"3\" data-track-id=\"tag:personlig-oekonomi\" data-track-name=\"Personlig økonomi\" href=\"/dinepenger/tag/personlig-oekonomi\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\">Personlig økonomi</a></li><li class=\"_item_xigzw_1\"><a data-track-secondary-position=\"4\" data-track-id=\"tag:nettmoete\" data-track-name=\"Nettmøte\" href=\"/dinepenger/tag/nettmoete\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _tag_xigzw_7\">Nettmøte</a></li></ul></nav></footer> <div class=\"layout-component layout-normal layout-padded\" data-nosnippet=\"true\"><p class=\"font-vg-sans _aiDisclaimer_1qdoz_1\"><svg width=\"24px\" height=\"24px\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http://www.w3.org/2000/svg\" role=\"graphics-symbol\" aria-label=\"Ai\" style=\"flex-shrink:0;height:var(--icon-size, var(--space-l));width:auto\" aria-hidden=\"true\"><path d=\"M12.4244 11.4646L17.3 13.2687V15.3201L12.4244 17.1242L10.6202 22H8.56907L6.76485 17.1242L2 15.361V13.2278L6.76485 11.4646L8.52796 6.69995H10.6613L12.4244 11.4646Z\" fill=\"var(--icon-color, currentColor)\"></path><path d=\"M19.6103 4.33579L22 5.22004V6.22577L19.6103 7.11012L18.7259 9.50008H17.7203L16.8359 7.11012L14.5 6.24569V5.20012L16.8359 4.33579L17.7003 2.00003H18.7459L19.6103 4.33579Z\" fill=\"var(--icon-color, currentColor)\"></path></svg><a class=\"_link_1qdoz_11\" data-track-element-type=\"Link\" data-track-name=\"ai-disclaimer\" data-track-click-intent=\"Open\" href=\"https://www.vg.no/informasjon/redaksjonelle-avgjorelser/b7hmz5\">Informasjon om AI i VG-artikler</a></p></div> <darkmode-onboarding class=\"_root_1uq6z_1\" hidden=\"false\"> <section class=\"_section_1uq6z_5 mb-s mt-s\" data-track-id=\"darkmode-onboarding\" data-track-name=\"Darkmode onboarding\" data-track-impression> <h3>SlÃ¥ pÃ¥ mørk modus i artikler</h3> <div class=\"_container_ruod8_1\"><label class=\"background-secondary _checkbox_ruod8_7\"><div class=\"label-large label-primary _label_ruod8_38\"></div><input class=\"_toggle_ayo7d_1\" type=\"checkbox\" data-track-click=\"true\" data-track-id=\"darkmode-onboarding:toggle\"/></label></div> <button data-track-id=\"darkmode-onboarding:save\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 _saveButton_1uq6z_30\" role=\"button\" type=\"button\">\nLogg inn for Ã¥ lagre\n</button> </section> </darkmode-onboarding> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/DarkmodeOnboarding.astro_astro_type_script_index_0_lang.CgGhk-B6.js\"></script> <div class=\"_bottomBanner_1e4y4_1 layout-component layout-normal\"> <div class=\"_enrichment_u2nme_1 layout-component layout-normal layout-padded\" data-component-type=\"enrichment\"> <div id=\"bottom-banner\" style=\"min-height:100px\"></div> </div> <script type=\"module\">const id = \"bottom-banner\";\nconst src = \"https://penger.no/embeds/loan-report-form\";\n\n import \"https://www.vg.no/vgc/pym.min.js\";\n\n const initializePym = () => {\n const url = new URL(src);\n const hasDarkmode = document.documentElement.dataset.colorScheme === \"dark\";\n url.searchParams.set(\n \"prefers-color-scheme\",\n hasDarkmode ? \"dark\" : \"light\",\n );\n\n const { pym } = window;\n if (!pym) {\n console.error(\"Pym not loaded\");\n return;\n }\n\n new pym.Parent(id, url.toString(), {});\n };\n\n initializePym();\n</script> </div> <vg-require-login class=\"layout-component layout-normal\" data-astro-cid-3kdfhkxc=\"true\"> <div id=\"vg-comments\" class=\"layout-component layout-normal layout-padded vg-comments\"> <section data-article-id=\"28MMaG\" data-article-poster-type=\"subscription\" id=\"comments\"></section> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/CommentsScript.astro_astro_type_script_index_0_lang._hcqKE3R.js\"></script> </div> <template class=\"login-template\" data-astro-cid-3kdfhkxc> <div class=\"login-wall-content\" data-astro-cid-3kdfhkxc> <h2 data-astro-cid-3kdfhkxc>Logg inn for Ã¥ lese og kommentere - helt gratis!</h2> <button data-astro-cid-3kdfhkxc=\"true\" class=\"_button_6bkpv_2 button-label-large _filled_6bkpv_106 login-button\" role=\"button\" type=\"button\">Logg inn for Ã¥ lese kommentarer</button> <div class=\"login-wall-meta\" data-astro-cid-3kdfhkxc> <img src=\"https://imbo.vgc.no/s/HrxtKTX\" alt=\"\" loading=\"lazy\" data-astro-cid-3kdfhkxc> </div> </div> </template> </vg-require-login> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/LoginWallElement.astro_astro_type_script_index_0_lang.BtdgWevm.js\"></script> <script type=\"application/ld+json\">{\"@context\":\"http://schema.org\",\"@type\":\"NewsArticle\",\"articleSection\":\"DinePenger\",\"dateModified\":\"2025-11-13T13:12:25.994Z\",\"datePublished\":\"2025-11-20T08:08:42Z\",\"description\":\"Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han pÃ¥ spørsmÃ¥l fra Dine Pengers lesere. Torsdag svarer han pÃ¥ spørsmÃ¥l fra kl. 10 til 12. \",\"headline\":\"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d\",\"inLanguage\":\"no\",\"isAccessibleForFree\":false,\"about\":[{\"@context\":\"http://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\",\"url\":\"https://www.vg.no/dinepenger/tag/hallgeir-kvadsheim\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Privatøkonomi\",\"url\":\"https://www.vg.no/dinepenger/tag/privatoekonomi\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Personlig økonomi\",\"url\":\"https://www.vg.no/dinepenger/tag/personlig-oekonomi\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Nettmøte\",\"url\":\"https://www.vg.no/dinepenger/tag/nettmoete\"}],\"mentions\":[{\"@context\":\"http://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\",\"url\":\"https://www.vg.no/dinepenger/tag/hallgeir-kvadsheim\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Privatøkonomi\",\"url\":\"https://www.vg.no/dinepenger/tag/privatoekonomi\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Personlig økonomi\",\"url\":\"https://www.vg.no/dinepenger/tag/personlig-oekonomi\"},{\"@context\":\"http://schema.org\",\"@type\":\"Thing\",\"name\":\"Nettmøte\",\"url\":\"https://www.vg.no/dinepenger/tag/nettmoete\"}],\"author\":[{\"@type\":\"Person\",\"description\":\"\",\"name\":\"Atle Jørstad Wergeland\",\"url\":\"https://www.vg.no/forfatter/atle-joerstad-wergeland\"}],\"dateline\":\"\",\"image\":{\"@type\":\"ImageObject\",\"height\":960,\"url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32\",\"width\":1440},\"keywords\":\"Hallgeir Kvadsheim, Privatøkonomi, Personlig økonomi, Nettmøte\",\"mainEntityOfPage\":{\"@id\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"@type\":\"WebPage\"},\"publisher\":{\"@context\":\"https://schema.org\",\"@type\":\"NewsMediaOrganization\",\"correctionsPolicy\":\"https://www.vg.no/informasjon/rettelser\",\"ethicsPolicy\":\"https://www.vg.no/informasjon/trafikkregler\",\"foundingDate\":\"1945-06-23\",\"legalName\":\"Verdens Gang AS\",\"logo\":{\"@context\":\"https://schema.org\",\"@type\":\"ImageObject\",\"height\":512,\"url\":\"https://www.vg.no/vgc/img/logo-schema-org.png\",\"width\":512},\"masthead\":\"https://www.vg.no/informasjon/ledelse\",\"name\":\"VG\",\"ownershipFundingInfo\":\"https://schibsted.com/\",\"publishingPrinciples\":\"https://www.vg.no/informasjon\",\"sameAs\":[\"https://www.facebook.com/vgnett/\",\"https://www.tiktok.com/@vgnett\",\"https://no.wikipedia.org/wiki/VG\",\"https://x.com/vgnett\",\"https://www.instagram.com/vgnett/\",\"https://bsky.app/profile/vg.no\",\"https://www.linkedin.com/company/vg---verdens-gang-as/\"],\"url\":\"https://www.vg.no\"},\"wordCount\":680}</script><script type=\"application/ld+json\">[{\"@context\":\"https://schema.org\",\"@type\":\"LiveBlogPosting\",\"coverageEndTime\":\"2025-11-14T13:12:25.994Z\",\"coverageStartTime\":\"2025-11-20T08:08:42Z\",\"datePublished\":\"2025-11-20T08:08:42Z\",\"dateModified\":\"2025-11-13T13:12:25.994Z\",\"headline\":\"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d\",\"image\":{\"@type\":\"ImageObject\",\"height\":960,\"url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32\",\"width\":1440},\"primaryImageOfPage\":{\"@type\":\"ImageObject\",\"height\":960,\"url\":\"https://akamai.vgc.no/v2/images/28d20ee8-e388-4bac-9fc5-cb852ea40d12?format=auto&w=1440&s=19a0325e5772842b63cb7dcca7f75ad3f39f3a32\",\"width\":1440},\"liveBlogUpdate\":[{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T13:12:25.989Z\",\"datePublished\":\"2025-11-13T13:12:25.990Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60343\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T12:45:03.102Z\",\"datePublished\":\"2025-11-13T12:45:03.106Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60342\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T12:08:25.704Z\",\"datePublished\":\"2025-11-13T12:08:25.704Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60341\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T11:51:34.290Z\",\"datePublished\":\"2025-11-13T11:51:34.291Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60340\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T11:45:13.939Z\",\"datePublished\":\"2025-11-13T11:45:13.940Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60339\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-13T11:34:19.040Z\",\"datePublished\":\"2025-11-13T11:34:19.042Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60338\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T14:31:37.962Z\",\"datePublished\":\"2025-11-06T14:31:37.963Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60278\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T14:28:01.265Z\",\"datePublished\":\"2025-11-06T14:28:01.268Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60277\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T14:26:42.363Z\",\"datePublished\":\"2025-11-06T14:26:42.363Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60276\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T14:22:30.241Z\",\"datePublished\":\"2025-11-06T14:22:30.241Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60275\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T14:07:15.750Z\",\"datePublished\":\"2025-11-06T14:07:15.750Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60274\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T13:50:20.498Z\",\"datePublished\":\"2025-11-06T13:50:20.498Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60273\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T13:38:32.496Z\",\"datePublished\":\"2025-11-06T13:38:32.497Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60272\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T13:21:34.736Z\",\"datePublished\":\"2025-11-06T13:21:34.737Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60271\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-11-06T12:56:30.256Z\",\"datePublished\":\"2025-11-06T12:56:30.257Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60270\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T22:10:36.469Z\",\"datePublished\":\"2025-10-31T22:10:36.470Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60266\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T17:32:47.334Z\",\"datePublished\":\"2025-10-31T17:32:47.335Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60256\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T17:25:26.216Z\",\"datePublished\":\"2025-10-31T17:25:26.216Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60255\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T17:14:08.508Z\",\"datePublished\":\"2025-10-31T17:14:08.508Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60254\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T17:12:17.457Z\",\"datePublished\":\"2025-10-31T17:12:17.457Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60253\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T12:47:33.907Z\",\"datePublished\":\"2025-10-31T12:47:33.908Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60247\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T12:46:38.502Z\",\"datePublished\":\"2025-10-31T12:46:38.502Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60246\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T12:46:04.301Z\",\"datePublished\":\"2025-10-31T12:46:04.302Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60245\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-31T12:45:45.906Z\",\"datePublished\":\"2025-10-31T12:45:45.907Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60244\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-24T11:47:54.373Z\",\"datePublished\":\"2025-10-24T11:47:54.374Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60185\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-24T10:28:18.203Z\",\"datePublished\":\"2025-10-24T10:28:18.204Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60184\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-24T10:23:18.108Z\",\"datePublished\":\"2025-10-24T10:23:18.109Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60183\"},{\"@type\":\"BlogPosting\",\"about\":[],\"mentions\":[],\"articleBody\":\" \",\"articleSection\":\"DinePenger\",\"author\":{\"@context\":\"https://schema.org\",\"@type\":\"Person\",\"name\":\"Hallgeir Kvadsheim\"},\"dateModified\":\"2025-10-24T10:17:17.252Z\",\"datePublished\":\"2025-10-24T10:17:17.253Z\",\"headline\":\"\",\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad?pinnedEntry=60182\"}],\"publisher\":{\"@context\":\"https://schema.org\",\"@type\":\"NewsMediaOrganization\",\"correctionsPolicy\":\"https://www.vg.no/informasjon/rettelser\",\"ethicsPolicy\":\"https://www.vg.no/informasjon/trafikkregler\",\"foundingDate\":\"1945-06-23\",\"legalName\":\"Verdens Gang AS\",\"logo\":{\"@context\":\"https://schema.org\",\"@type\":\"ImageObject\",\"height\":512,\"url\":\"https://www.vg.no/vgc/img/logo-schema-org.png\",\"width\":512},\"masthead\":\"https://www.vg.no/informasjon/ledelse\",\"name\":\"VG\",\"ownershipFundingInfo\":\"https://schibsted.com/\",\"publishingPrinciples\":\"https://www.vg.no/informasjon\",\"sameAs\":[\"https://www.facebook.com/vgnett/\",\"https://www.tiktok.com/@vgnett\",\"https://no.wikipedia.org/wiki/VG\",\"https://x.com/vgnett\",\"https://www.instagram.com/vgnett/\",\"https://bsky.app/profile/vg.no\",\"https://www.linkedin.com/company/vg---verdens-gang-as/\"],\"url\":\"https://www.vg.no\"},\"url\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\"}]</script><script type=\"application/ld+json\">{\"@context\":\"http://schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"item\":\"https://www.vg.no\",\"name\":\"VG\",\"position\":1},{\"@type\":\"ListItem\",\"item\":\"https://www.vg.no/dinepenger\",\"name\":\"DinePenger\",\"position\":2},{\"@type\":\"ListItem\",\"item\":\"https://www.vg.no/dinepenger/i/28MMaG/spoer-hallgeir-kvadsheim-hans-beste-tips-og-raad\",\"name\":\"Spør Hallgeir Kvadsheim: Hans beste tips og rÃ¥d\",\"position\":3}]}</script> <script>(()=>{var l=(n,t)=>{let i=async()=>{await(await n())()},e=typeof t.value==\"object\"?t.value:void 0,s={timeout:e==null?void 0:e.timeout};\"requestIdleCallback\"in window?window.requestIdleCallback(i,s):setTimeout(i,s.timeout||200)};(self.Astro||(self.Astro={})).idle=l;window.dispatchEvent(new Event(\"astro:idle\"));})();</script><astro-island uid=\"2gmd2D\" prefix=\"r17\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/core.D5HxEK2c.js\" component-export=\"ToastContainer\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"data-astro-cid-jwirc66j":[0,true]}\" ssr client=\"idle\" opts=\"{"name":"ToastContainer","value":true}\" await-children><div class=\"_toasts_1x7db_1\"></div><!--astro:end--></astro-island> </article> <aside class=\"aside grouped\" role=\"complementary\" data-astro-cid-jwirc66j> <section class=\"_recirculation_1ppix_1\" data-test-id=\"recirculation\" data-track-element-type=\"Recirculation\" data-nosnippet><h2 class=\"title-serif-s\">Relaterte saker</h2><ul style=\"display: contents\"><li><astro-island uid=\"Z16Vl6u\" prefix=\"r34\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"RzPAQa"],"changes":[0,{"created":[0,"2025-10-30T08:55:25Z"],"updated":[0,"2025-11-12T14:31:18Z"],"firstPublished":[0,"2025-11-05T08:02:24Z"],"published":[0,"2025-11-05T08:02:24Z"]}],"section":[0,{"id":[0,"9fe145b9-8a06-4385-972d-287d271fd2d6"],"title":[0,"Familie"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,false],"articleSummaryRating":[0,null],"developing":[0,false],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"feature"],"presentation":[0,"feature"],"paywall":[0,true],"dinepenger_paywall":[0,true],"articleSummary":[1,[[0,{"items":[1,[[0,{"value":[0,"Luksusfellen har i 17 Ã¥r lært nordmenn om økonomi og dagens hovedutfordringer er økende forbruksgjeld og betalingsanmerkning."],"markup":[1,[]]}],[0,{"value":[0,"Programmet har pÃ¥virket unge mer enn skoleundervisning i privatøkonomi, ifølge SIFO-undersøkelse."],"markup":[1,[]]}],[0,{"value":[0,"Viktige rÃ¥d er Ã¥ skaffe oversikt, etablere bufferkonto og trene økonomisk impulskontroll."],"markup":[1,[]]}]]],"blockType":[0,"list:unordered"]}]]],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-11-09T23:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"googleDescription":[0,""],"showTipUs":[0,false],"googleTitle":[0,"Luksusfellen: Dette er lærdommene etter 17 Ã¥r"],"dinepenger_blockSearchEngineIndexing":[0,false],"showArticleSummary":[0,true],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"presentationProperties":[0,{"introType":[0,"overlay"]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,80]}],"tags":[1,[[0,{"id":[0,"8d786504-ed17-422f-9a41-e3b02cef9fe9"],"title":[0,"Privatøkonomi"],"type":[0,"descriptor"],"slug":[0,"privatoekonomi"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"f1ac3fc4-f948-45de-912f-311c25890318"],"title":[0,"Luksusfellen"],"type":[0,"descriptor"],"slug":[0,"luksusfellen"],"enabled":[0,true]}],[0,{"id":[0,"20b1d85d-d08b-44e7-8f6f-8948fdb4ba94"],"title":[0,"Kredittkort"],"type":[0,"descriptor"],"slug":[0,"kredittkort"],"enabled":[0,true]}],[0,{"id":[0,"a9e2aab4-9ee6-4fd9-82c5-79288625e28b"],"title":[0,"ForbrukslÃ¥n"],"type":[0,"descriptor"],"slug":[0,"forbrukslaan"],"enabled":[0,true]}],[0,{"id":[0,"682d3e26-b0e1-4969-b74e-96d73c6000ab"],"title":[0,"Ãkonomi"],"type":[0,"descriptor"],"slug":[0,"oekonomi"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"ee8711bc-05c2-49a9-a845-aa35cc94f535"],"title":[0,"Hallgeir Kvadsheim"],"description":[0,"Ãkonomiekspert for Dine Penger"],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"tips@dinepenger.no"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"imageAsset":[0,{"id":[0,"1d081e24-adc0-4867-80ed-103a7306e675"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=40&s=49995c5fdb3650789782a74abfa44fb59993ab59"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=80&s=622dd70b80dbee598dfabe9da2e2069ee4245851"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=100&s=5f9b96fd929c729d32cefc350806f5e5720b74fb"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=200&s=513f57a4f2f41f5e74937ffa35bcb21bb2be27fa"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=240&s=0793af69167d749c364895c797e5170eeecd110b"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/1d081e24-adc0-4867-80ed-103a7306e675?format=auto&w=480&s=83bb1bbdca405b7191a9c2d5e4a072709762cfb5"],"width":[0,480]}]]]}],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,84],"time":[0,"2025-11-12T14:31:18.286872Z"]}],"promotionContent":[0,{"slug":[0,"luksusfellen-dette-er-laerdommene-etter-17-aar"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"6580ccfe-b607-5877-a65f-994d48edc9b3"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a763bd13-63ee-4d5d-addd-114e3cd0fd8e"],"size":[0,{"width":[0,5616],"height":[0,3744]}],"hotspot":[0,{"x":[0,1448],"y":[0,257],"width":[0,3512],"height":[0,2634]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=80&s=de38b9e82931e6195c07f5921e9f234c10f2b067"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=100&s=783a0755e28f4245d9a8d06e838ff601a45bcf25"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=200&s=b9d2acbb7a909bf0593249ba8e5740e4faf4ec98"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=240&s=8ed160c33e352ffc553aaedc3749efd05af9f8b2"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=480&s=a45c0d8db7cb6733d963162b9c56f17414503f43"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=580&s=698f8e6dfe81d8cf8b799d9e976fb2458724de20"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=720&s=b6f530f8dea5ee0fc18f8a88c96860b947d9bed7"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1080&s=ad582a3ce34eeee9649641bcf9a2b51e5ebff3b3"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1440&s=1c06fa12d5634fd557acbfab757f43162b75ec81"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=2160&s=b266a4ca11e07cc5c76329887d7a9a2913058f1f"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"],"permalink":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"],"shareUrl":[0,"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar"]}],"accessRestriction":[0],"wordCount":[0,1809],"xkey":[0,"VG-ART-RzPAQa VG-ART-SECTION-9fe145b9-8a06-4385-972d-287d271fd2d6 VG-ART-TAG-8d786504-ed17-422f-9a41-e3b02cef9fe9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-f1ac3fc4-f948-45de-912f-311c25890318 VG-ART-TAG-20b1d85d-d08b-44e7-8f6f-8948fdb4ba94 VG-ART-TAG-a9e2aab4-9ee6-4fd9-82c5-79288625e28b VG-ART-TAG-682d3e26-b0e1-4969-b74e-96d73c6000ab"],"type":[0,"feature"],"tracking":[0,{"bundlePosition":[0,1],"primaryPosition":[0,1]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"1\" data-track-bundle-position=\"1\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:RzPAQa\" data-track-element-size=\"large\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen\"><article data-color-scheme=\"dark\" class=\"_article_xeowg_1 _large_xeowg_41 _overlay_xeowg_50\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/familie/i/RzPAQa/luksusfellen-dette-er-laerdommene-etter-17-aar\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _large_1da04_15 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Dette har jeg lært av Luksusfellen</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-11-05T08:02:24.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">5. nov.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">10 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3744\" loading=\"lazy\" sizes=\"(min-width: 580px) 580px, 100vw\" src=\"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789\" srcSet=\"https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=40&s=d12db03f4eea6552d809f9bd7fabf3111d001789 40w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=80&s=de38b9e82931e6195c07f5921e9f234c10f2b067 80w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=100&s=783a0755e28f4245d9a8d06e838ff601a45bcf25 100w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=200&s=b9d2acbb7a909bf0593249ba8e5740e4faf4ec98 200w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=240&s=8ed160c33e352ffc553aaedc3749efd05af9f8b2 240w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=480&s=a45c0d8db7cb6733d963162b9c56f17414503f43 480w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=580&s=698f8e6dfe81d8cf8b799d9e976fb2458724de20 580w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=720&s=b6f530f8dea5ee0fc18f8a88c96860b947d9bed7 720w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1080&s=ad582a3ce34eeee9649641bcf9a2b51e5ebff3b3 1080w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=1440&s=1c06fa12d5634fd557acbfab757f43162b75ec81 1440w, https://akamai.vgc.no/v2/images/a763bd13-63ee-4d5d-addd-114e3cd0fd8e?format=auto&w=2160&s=b266a4ca11e07cc5c76329887d7a9a2913058f1f 2160w\" style=\"object-position:57.05128205128205% 42.04059829059829%\" width=\"5616\"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid=\"2j8cyr\" prefix=\"r35\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"63JlqW"],"changes":[0,{"created":[0,"2025-06-02T13:47:45Z"],"updated":[0,"2025-07-21T11:29:39Z"],"firstPublished":[0,"2025-07-21T08:21:15Z"],"published":[0,"2025-07-21T08:21:15Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Lene Drange: - Garantert avkastning "]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,true],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Lene Drange: - Garantert avkastning "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"f1ac3fc4-f948-45de-912f-311c25890318"],"title":[0,"Luksusfellen"],"type":[0,"descriptor"],"slug":[0,"luksusfellen"],"enabled":[0,true]}],[0,{"id":[0,"682d3e26-b0e1-4969-b74e-96d73c6000ab"],"title":[0,"Ãkonomi"],"type":[0,"descriptor"],"slug":[0,"oekonomi"],"enabled":[0,true]}],[0,{"id":[0,"3f46858f-ae7e-471a-884a-5535e6167062"],"title":[0,"Sparing"],"type":[0,"descriptor"],"slug":[0,"sparing-2"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,52],"time":[0,"2025-08-19T08:46:28.451672Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"Luksusfellen-programlederen vet hvor hun ville investert 100.000"]}],"slug":[0,"lene-drange-garantert-avkastning"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"a49c04f1-8ed7-5a64-8949-a27b7da8519e"],"weight":[0,100],"title":[0,{"value":[0,"Lene Drange: - Garantert avkastning "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a7a1493c-fc75-4020-a189-b802a17d272e"],"size":[0,{"width":[0,5811],"height":[0,4189]}],"hotspot":[0,{"x":[0,994],"y":[0,633],"width":[0,3572],"height":[0,2675]}],"urls":[1,[[0,{"height":[0,29],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019"],"width":[0,40]}],[0,{"height":[0,58],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=80&s=0128ef9831d7ad24c38da0fe195a219a7eb8c0ab"],"width":[0,80]}],[0,{"height":[0,72],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=100&s=28ce03535dae38952cb4a8dc4c15c3a430855437"],"width":[0,100]}],[0,{"height":[0,144],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=200&s=8b3a697b3aa0ce8dd40823fe4c718fd3bb8a8e47"],"width":[0,200]}],[0,{"height":[0,173],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=240&s=bb9bcbfd9d2e13c2731e65a40c4ff90368e14aaa"],"width":[0,240]}],[0,{"height":[0,346],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=480&s=7302406c6745cfec8e11cdf3efac08d3615ab87d"],"width":[0,480]}],[0,{"height":[0,418],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=580&s=03a7cd8a640ba2fee6e49f28243fbf60cdd5ce2b"],"width":[0,580]}],[0,{"height":[0,519],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=720&s=3864f18da2680457d34b2b5489ea60b30ce3ad3e"],"width":[0,720]}],[0,{"height":[0,779],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1080&s=6aee8edff9d599e9d9ea6e1a5d8d9dec03bd51da"],"width":[0,1080]}],[0,{"height":[0,1038],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1440&s=3dd8fea5e2dbc3c08e7a8269a84cd01b4bea9baf"],"width":[0,1440]}],[0,{"height":[0,1557],"url":[0,"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=2160&s=0682c47936f09e2415b2aebd6993cb9596b65153"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning"]}],"accessRestriction":[0],"wordCount":[0,731],"xkey":[0,"VG-ART-63JlqW VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-f1ac3fc4-f948-45de-912f-311c25890318 VG-ART-TAG-682d3e26-b0e1-4969-b74e-96d73c6000ab VG-ART-TAG-3f46858f-ae7e-471a-884a-5535e6167062"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,2],"primaryPosition":[0,2]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"2\" data-track-bundle-position=\"2\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:63JlqW\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019\" data-track-impression=\"\" data-track-name=\"Lene Drange: - Garantert avkastning \"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/63JlqW/lene-drange-garantert-avkastning\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Lene Drange: ââ  Garantert avkastning </span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-07-21T08:21:15.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">21. juli</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">4 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"4189\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019\" srcSet=\"https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=40&s=9c3f19fb68f51e8e454dbcbe1b167a63ea93b019 40w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=80&s=0128ef9831d7ad24c38da0fe195a219a7eb8c0ab 80w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=100&s=28ce03535dae38952cb4a8dc4c15c3a430855437 100w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=200&s=8b3a697b3aa0ce8dd40823fe4c718fd3bb8a8e47 200w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=240&s=bb9bcbfd9d2e13c2731e65a40c4ff90368e14aaa 240w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=480&s=7302406c6745cfec8e11cdf3efac08d3615ab87d 480w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=580&s=03a7cd8a640ba2fee6e49f28243fbf60cdd5ce2b 580w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=720&s=3864f18da2680457d34b2b5489ea60b30ce3ad3e 720w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1080&s=6aee8edff9d599e9d9ea6e1a5d8d9dec03bd51da 1080w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=1440&s=3dd8fea5e2dbc3c08e7a8269a84cd01b4bea9baf 1440w, https://akamai.vgc.no/v2/images/a7a1493c-fc75-4020-a189-b802a17d272e?format=auto&w=2160&s=0682c47936f09e2415b2aebd6993cb9596b65153 2160w\" style=\"object-position:47.84030287385992% 47.039866316543325%\" width=\"5811\"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid=\"WCmij\" prefix=\"r36\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"Mnex5B"],"changes":[0,{"created":[0,"2025-06-23T13:25:46Z"],"updated":[0,"2025-07-18T10:39:11Z"],"firstPublished":[0,"2025-08-05T08:38:36Z"],"published":[0,"2025-08-05T08:38:36Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "]}],"customProperties":[0,{"dinepenger_comments":[0,true],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,true],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"a5d636d1-5ebc-4a58-8797-0022be5f8c24"],"title":[0,"Handelsbanken"],"type":[0,"organization"],"slug":[0,"handelsbanken"],"enabled":[0,true]}],[0,{"id":[0,"6ef23158-ca30-4883-94b5-f5cbe2ddb4a6"],"title":[0,"investere"],"type":[0,"descriptor"],"slug":[0,"investere"],"enabled":[0,true]}],[0,{"id":[0,"4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"title":[0,"Boligkjøp"],"type":[0,"descriptor"],"slug":[0,"boligkjoep"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,42],"time":[0,"2025-08-19T08:52:15.121570Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"Thea Olsen i Handelsbanken vet hvor hun ville investert 100.000."]}],"slug":[0,"thea-olsen-hennes-beste-oekonomiraad"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"592e323b-1377-5b33-a1c8-09a0ea96aea0"],"weight":[0,100],"title":[0,{"value":[0,"Thea Olsen: Hennes beste økonomirÃ¥d "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a48862c2-7642-436b-b588-23047f7f7607"],"size":[0,{"width":[0,3850],"height":[0,2561]}],"hotspot":[0,{"x":[0,0],"y":[0,80],"width":[0,3011],"height":[0,2257]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=80&s=c4a380d364a50a205ce5c6cf591c214b05b8389b"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=100&s=3ebded2e08383170cfe94cb7b7436fd47952f4f7"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=200&s=a8b988405bcced70acd17fafd4499816b308f589"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=240&s=73c70fdc25e3b5cf8d90cd484d2d91019167bec0"],"width":[0,240]}],[0,{"height":[0,319],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=480&s=13751e280498b5141d8a51cc07670faba138fce8"],"width":[0,480]}],[0,{"height":[0,386],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=580&s=cd0d8448740d7eb10d823eec217c1b7c7d598402"],"width":[0,580]}],[0,{"height":[0,479],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=720&s=071e4d7fd299f86f041299bf372744598a8cd09f"],"width":[0,720]}],[0,{"height":[0,718],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1080&s=1549338e2d9e3d072bc1513829455604f64beb1c"],"width":[0,1080]}],[0,{"height":[0,958],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1440&s=d90f25f834bb32518bfc0799b38157ebd8495b01"],"width":[0,1440]}],[0,{"height":[0,1437],"url":[0,"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=2160&s=9e440c630b8659f483205974466ef2c0a811a820"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad"]}],"accessRestriction":[0],"wordCount":[0,902],"xkey":[0,"VG-ART-Mnex5B VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-a5d636d1-5ebc-4a58-8797-0022be5f8c24 VG-ART-TAG-6ef23158-ca30-4883-94b5-f5cbe2ddb4a6 VG-ART-TAG-4a0ef421-f1b6-4e33-b622-c2218d5cf575"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,3],"primaryPosition":[0,3]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"3\" data-track-bundle-position=\"3\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:Mnex5B\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07\" data-track-impression=\"\" data-track-name=\"Thea Olsen: Hennes beste økonomirÃ¥d \"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/Mnex5B/thea-olsen-hennes-beste-oekonomiraad\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Thea Olsen: Hennes beste økonomirÃ¥d </span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-08-05T08:38:36.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">5. aug.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">5 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"2561\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07\" srcSet=\"https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=40&s=f8d4de56a302d6ac5bfd948c9c2df9d1191aec07 40w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=80&s=c4a380d364a50a205ce5c6cf591c214b05b8389b 80w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=100&s=3ebded2e08383170cfe94cb7b7436fd47952f4f7 100w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=200&s=a8b988405bcced70acd17fafd4499816b308f589 200w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=240&s=73c70fdc25e3b5cf8d90cd484d2d91019167bec0 240w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=480&s=13751e280498b5141d8a51cc07670faba138fce8 480w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=580&s=cd0d8448740d7eb10d823eec217c1b7c7d598402 580w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=720&s=071e4d7fd299f86f041299bf372744598a8cd09f 720w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1080&s=1549338e2d9e3d072bc1513829455604f64beb1c 1080w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=1440&s=d90f25f834bb32518bfc0799b38157ebd8495b01 1440w, https://akamai.vgc.no/v2/images/a48862c2-7642-436b-b588-23047f7f7607?format=auto&w=2160&s=9e440c630b8659f483205974466ef2c0a811a820 2160w\" style=\"object-position:39.103896103896105% 47.18859820382663%\" width=\"3850\"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid=\"29JJAU\" prefix=\"r37\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"kwgK2v"],"changes":[0,{"created":[0,"2025-06-03T09:15:10Z"],"updated":[0,"2025-07-18T10:36:52Z"],"firstPublished":[0,"2025-07-28T08:02:15Z"],"published":[0,"2025-07-28T08:02:15Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"DNB-topp: - En viktig investering "]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,false],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,true],"printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"dinepenger_printPublicationDate":[0,"2025-09-14T22:00:00.000Z"],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,true],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Maria Ertvik Løvold: Her ville hun investert 100.000 kroner "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"e1df9452-54b0-43dd-b42f-dbb4352f24c3"],"title":[0,"Fondssparing"],"type":[0,"descriptor"],"slug":[0,"fondssparing"],"enabled":[0,true]}],[0,{"id":[0,"d44448a8-e192-4019-a6cc-7b5d099831c8"],"title":[0,"DnB"],"type":[0,"organization"],"slug":[0,"dnb"],"enabled":[0,true],"metadata":[1,[[0,{"value":[0,"DNB.OSE"],"type":[0,"ticker"]}]]]}],[0,{"id":[0,"8d786504-ed17-422f-9a41-e3b02cef9fe9"],"title":[0,"Privatøkonomi"],"type":[0,"descriptor"],"slug":[0,"privatoekonomi"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"e1f6bd7c-ce41-4256-a964-1f93a231dd6c"],"title":[0,"Ane Bjørnarsdatter Bakken"],"description":[0,"Journalist i Dine Penger-redaksjonen. Skriver om alt innen privatøkonomi, men er spesielt interessert i boligmarkedet, juss og karriere. "],"contacts":[1,[[0,{"type":[0,"email"],"value":[0,"ane.bakken@schibsted.com"]}],[0,{"type":[0,"department"],"value":[0,"Nisje"]}]]],"image":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"imageAsset":[0,{"id":[0,"e37b2e92-f697-4b41-be26-6dd37302c765"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=40&s=3ed8b36f44af5cad1de59fca6c231027050e2551"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=80&s=35d783300102e74c6c45715a7163193e782118bc"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=100&s=f99fd8c8c05fefa8a1cd1b400f31ccb538fcf9cd"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=200&s=e8c8bdca45444292d73e709ebc645b636e8a1b40"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=240&s=00bf81c38a76e3371013e9f65946f9f1521bedc1"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/e37b2e92-f697-4b41-be26-6dd37302c765?format=auto&w=480&s=aca4613ed1f1abcdfc6068ef42b76a4479d8ed0c"],"width":[0,480]}]]]}],"slug":[0,"ane-bakken"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,40],"time":[0,"2025-08-19T08:48:24.878676Z"]}],"promotionContent":[0,{"description":[0,{"value":[0,"DNB-topp forteller om sin beste investering: - Ga med en god start pÃ¥ privatøkonomien"]}],"slug":[0,"maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"9f18fcc8-be14-5b2f-b26a-66610ac72e66"],"weight":[0,100],"title":[0,{"value":[0,"DNB-topp: - En viktig investering "]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"28ad8f52-2c78-48a5-955a-ac23f6816709"],"size":[0,{"width":[0,6048],"height":[0,3636]}],"hotspot":[0,{"x":[0,2262],"y":[0,125],"width":[0,3198],"height":[0,2397]}],"urls":[1,[[0,{"height":[0,24],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430"],"width":[0,40]}],[0,{"height":[0,48],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=80&s=b0ad707f86e077519d9d05d9dcc48c67e7bc70d8"],"width":[0,80]}],[0,{"height":[0,60],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=100&s=43b06bd639a75da0f9919bb538dc1749d264f03a"],"width":[0,100]}],[0,{"height":[0,120],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=200&s=13853b08eb98f139c47dcefd7294b12d41fbcdef"],"width":[0,200]}],[0,{"height":[0,144],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=240&s=514c74379ac731996f8f2e5ec9efce5ebd1ac2a7"],"width":[0,240]}],[0,{"height":[0,289],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=480&s=07fdbdcbe0f3216c69cb54d36bee73f55e51f714"],"width":[0,480]}],[0,{"height":[0,349],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=580&s=4f5b26f89a1b4fc7e8eb861efaca2043d7dfd376"],"width":[0,580]}],[0,{"height":[0,433],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=720&s=e9740d46f2226d435c777d8657222fcc2677977e"],"width":[0,720]}],[0,{"height":[0,649],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1080&s=14bf686b9e9e0c42b5a6a8c0c8893ff6e01bf281"],"width":[0,1080]}],[0,{"height":[0,866],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1440&s=684b9a7cd4f1fc09fd48b4e587ce4fa0135061b6"],"width":[0,1440]}],[0,{"height":[0,1299],"url":[0,"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=2160&s=1308a17eb2c14e0758d2aa2c5f0c880c12c8b0de"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner"]}],"accessRestriction":[0],"wordCount":[0,731],"xkey":[0,"VG-ART-kwgK2v VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-e1df9452-54b0-43dd-b42f-dbb4352f24c3 VG-ART-TAG-d44448a8-e192-4019-a6cc-7b5d099831c8 VG-ART-TAG-8d786504-ed17-422f-9a41-e3b02cef9fe9"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,4],"primaryPosition":[0,4]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"4\" data-track-bundle-position=\"4\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:kwgK2v\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430\" data-track-impression=\"\" data-track-name=\"DNB-topp: - En viktig investering \"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/kwgK2v/maria-ertvik-loevold-her-ville-hun-investert-100-000-kroner\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">DNB-topp: ââ  En viktig investering </span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-07-28T08:02:15.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">28. juli</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">4 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3636\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430\" srcSet=\"https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=40&s=972548b4fe6bae0c5fda846ce62c2e46be655430 40w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=80&s=b0ad707f86e077519d9d05d9dcc48c67e7bc70d8 80w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=100&s=43b06bd639a75da0f9919bb538dc1749d264f03a 100w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=200&s=13853b08eb98f139c47dcefd7294b12d41fbcdef 200w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=240&s=514c74379ac731996f8f2e5ec9efce5ebd1ac2a7 240w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=480&s=07fdbdcbe0f3216c69cb54d36bee73f55e51f714 480w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=580&s=4f5b26f89a1b4fc7e8eb861efaca2043d7dfd376 580w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=720&s=e9740d46f2226d435c777d8657222fcc2677977e 720w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1080&s=14bf686b9e9e0c42b5a6a8c0c8893ff6e01bf281 1080w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=1440&s=684b9a7cd4f1fc09fd48b4e587ce4fa0135061b6 1440w, https://akamai.vgc.no/v2/images/28ad8f52-2c78-48a5-955a-ac23f6816709?format=auto&w=2160&s=1308a17eb2c14e0758d2aa2c5f0c880c12c8b0de 2160w\" style=\"object-position:63.83928571428571% 36.3998899889989%\" width=\"6048\"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid=\"ZoMq0h\" prefix=\"r38\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"o3gz4j"],"changes":[0,{"created":[0,"2025-06-18T09:11:19Z"],"updated":[0,"2025-06-26T13:35:45Z"],"firstPublished":[0,"2025-07-16T08:05:21Z"],"published":[0,"2025-07-16T08:05:21Z"]}],"section":[0,{"id":[0,"b5c6fa66-fb28-4947-83d6-b5aad603991d"],"title":[0,"Bank og forsikring"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"dateline":[0,""],"showAds":[0,true],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"paywall":[0,true],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_toPrint":[0,false],"comments":[0,false],"topbanner":[0,""],"toPrint":[0,false],"brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"showTipUs":[0,false],"googleDescription":[0,""],"googleTitle":[0,"Hallgeir: Kan banken si opp lÃ¥net ditt? "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_brazeCampaignId":[0,"e03933ea-ba7a-42d4-9919-a7b0e50c8628"],"dinepenger_showAds":[0,true],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,50]}],"tags":[1,[[0,{"id":[0,"3f96812f-0f42-457f-8d0d-8c79ec7d0e3a"],"title":[0,"BoliglÃ¥n"],"type":[0,"descriptor"],"slug":[0,"boliglaan"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten PengerÃ¥det. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,7],"time":[0,"2025-07-16T08:05:21.798042Z"]}],"promotionContent":[0,{"slug":[0,"hallgeir-kan-banken-si-opp-laanet-ditt"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"e65faa56-3a73-5e31-b103-685425945996"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"a408ce4c-d1bd-4e38-99f2-1bb32ccadad1"],"size":[0,{"width":[0,7544],"height":[0,5029]}],"hotspot":[0,{"x":[0,1473],"y":[0,148],"width":[0,2390],"height":[0,1792]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=80&s=8fab2771042d6547809faa895f2382a97c4b5dff"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=100&s=3689a6cd987f7a76c8162f3dd542692a36483e6e"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=200&s=76419a3738da16ab1137cb26150e0ef9cac2838f"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=240&s=2bdd4b7bec03363db9ee269d419e25a2065ca869"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=480&s=0781570f43e4531e0afb7ad84962140046bd4899"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=580&s=722f9673e2df9dbd29a7b046c5a42aecf618cc12"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=720&s=80df0c43d2ddd3f9e54c5fd64bd97bf7d3e47157"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1080&s=f8447dacbdf2f2e7cb3816d614496ca5b3970f69"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1440&s=cef0448f712a96ecfcaebeb3752f167bc112bc3d"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=2160&s=a16ebd186598c1d12a61b1a20f976ff4f379a26f"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"],"permalink":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"],"shareUrl":[0,"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt"]}],"accessRestriction":[0],"wordCount":[0,444],"xkey":[0,"VG-ART-o3gz4j VG-ART-SECTION-b5c6fa66-fb28-4947-83d6-b5aad603991d VG-ART-TAG-3f96812f-0f42-457f-8d0d-8c79ec7d0e3a VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb svp-api-vgtv-assets-333778"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,5],"primaryPosition":[0,5]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"5\" data-track-bundle-position=\"5\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:o3gz4j\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/bank-og-forsikring/i/o3gz4j/hallgeir-kan-banken-si-opp-laanet-ditt\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Kan banken si opp lÃ¥net?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-07-16T08:05:21.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">16. juli</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">3 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"5029\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91\" srcSet=\"https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=40&s=c0d3a098f59e1daa787a589de355b993fb644d91 40w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=80&s=8fab2771042d6547809faa895f2382a97c4b5dff 80w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=100&s=3689a6cd987f7a76c8162f3dd542692a36483e6e 100w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=200&s=76419a3738da16ab1137cb26150e0ef9cac2838f 200w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=240&s=2bdd4b7bec03363db9ee269d419e25a2065ca869 240w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=480&s=0781570f43e4531e0afb7ad84962140046bd4899 480w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=580&s=722f9673e2df9dbd29a7b046c5a42aecf618cc12 580w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=720&s=80df0c43d2ddd3f9e54c5fd64bd97bf7d3e47157 720w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1080&s=f8447dacbdf2f2e7cb3816d614496ca5b3970f69 1080w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=1440&s=cef0448f712a96ecfcaebeb3752f167bc112bc3d 1440w, https://akamai.vgc.no/v2/images/a408ce4c-d1bd-4e38-99f2-1bb32ccadad1?format=auto&w=2160&s=a16ebd186598c1d12a61b1a20f976ff4f379a26f 2160w\" style=\"object-position:35.36585365853659% 20.759594352754025%\" width=\"7544\"/></picture></a></article></track-element><!--astro:end--></astro-island></li><li><astro-island uid=\"2eh21X\" prefix=\"r39\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Teaser.VwcsYupT.js\" component-export=\"Teaser\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"schemaVersion":[0,5],"schemaType":[0,"article"],"id":[0,"yEawe2"],"changes":[0,{"created":[0,"2025-09-16T07:27:14Z"],"updated":[0,"2025-10-05T12:06:27Z"],"firstPublished":[0,"2025-10-05T20:39:57Z"],"published":[0,"2025-10-05T20:39:57Z"]}],"section":[0,{"id":[0,"cdc29d36-eb96-426d-8499-9cdf24fcc0bc"],"title":[0,"Sparing og investering"],"parent":[0,{"id":[0,"f6ab0848-321a-4f96-959f-7ae20018b9b3"],"title":[0,"DinePenger"],"enabled":[0,true]}],"enabled":[0,true]}],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Er sparepengene trygge?"]}],"customProperties":[0,{"dinepenger_comments":[0,false],"comments":[0,false],"dateline":[0,""],"showAds":[0,true],"topbanner":[0,""],"developing":[0,false],"articleSummaryRating":[0,null],"blockSearchEngineIndexing":[0,false],"toPrint":[0,false],"widgets":[0,""],"frontPageLead":[0,""],"dinepenger_presentation":[0,"news"],"presentation":[0,"news"],"showTipUs":[0,false],"googleDescription":[0,""],"paywall":[0,true],"googleTitle":[0,"Fond i bank: Hva skjer hvis banken gÃ¥r konkurs? "],"showArticleSummary":[0,true],"dinepenger_blockSearchEngineIndexing":[0,false],"dinepenger_paywall":[0,true],"frontPageKicker":[0,""],"dinepenger_showAds":[0,true],"dinepenger_toPrint":[0,false],"plusSalesPageBody":[0],"plusSalesPageLead":[0]}],"characteristics":[0,{"lifetime":[0,40],"hotness":[0,60]}],"tags":[1,[[0,{"id":[0,"1e006810-d7b7-4c0c-827c-5d74977e85e9"],"title":[0,"Konkurs"],"type":[0,"descriptor"],"slug":[0,"konkurs"],"enabled":[0,true]}],[0,{"id":[0,"09f8873e-25c3-4ac3-a6ac-e892fff6c1bb"],"title":[0,"Hallgeir Kvadsheim"],"type":[0,"person"],"slug":[0,"hallgeir-kvadsheim"],"enabled":[0,true]}],[0,{"id":[0,"e1df9452-54b0-43dd-b42f-dbb4352f24c3"],"title":[0,"Fondssparing"],"type":[0,"descriptor"],"slug":[0,"fondssparing"],"enabled":[0,true]}]]],"authors":[1,[[0,{"id":[0,"5fa46720-edc6-45e5-a770-0aa6d1b0b89a"],"title":[0,"Andreas Wolden Fredriksen"],"description":[0,"Journalist i Dine Penger. Jobber mye med aksjer og fond, og er programleder i podkasten PengerÃ¥det. Har tidligere jobbet i E24 og Finansavisen. "],"contacts":[1,[[0,{"type":[0,"department"],"value":[0,"Nisje "]}],[0,{"type":[0,"email"],"value":[0,"andreas.wolden.fredriksen@dinepenger.no"]}]]],"image":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"imageAsset":[0,{"id":[0,"a0a780e0-3cf2-4743-bbfc-60f6dd401225"],"size":[0,{"height":[0],"width":[0,480]}],"urls":[1,[[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=40&s=5f0aa72264ede69afbeb6f0dddc0df6e1c1d5c5f"],"width":[0,40]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=80&s=5bd21e3de4da6b39e3814bf10b4a3c56ad4ed4b1"],"width":[0,80]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=100&s=4c774dbcafa9d8dcf51cbfe7849b448954efdcad"],"width":[0,100]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=200&s=112569219353f49e906e177a2676e3c6720a1e1f"],"width":[0,200]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=240&s=8ca2e8b53f445919c57c8a6b590737e3078e0f2f"],"width":[0,240]}],[0,{"height":[0],"url":[0,"https://akamai.vgc.no/v2/images/a0a780e0-3cf2-4743-bbfc-60f6dd401225?format=auto&w=480&s=b0dd4ac022504504e2989c656f8431912d0e8c0b"],"width":[0,480]}]]]}],"slug":[0,"andreas-wolden-fredriksen"],"enabled":[0,true],"type":[0,"internal"]}]]],"version":[0,{"sequenceNo":[0,7],"time":[0,"2025-10-05T20:39:57.483108Z"]}],"promotionContent":[0,{"slug":[0,"fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"context":[0,{"frontpage":[1,[[0,{"id":[0,"c6ff3dd4-3d1a-5b04-8d43-801a7aa85613"],"weight":[0,100],"title":[0,{"value":[0,"Hallgeir Kvadsheim: Er sparepengene trygge?"]}]}]]]}],"alternateText":[0],"imageAsset":[0,{"id":[0,"fe710da2-05c6-4e46-8534-9c0fbfd5e03c"],"size":[0,{"width":[0,5186],"height":[0,3457]}],"hotspot":[0,{"x":[0,3012],"y":[0,232],"width":[0,1111],"height":[0,833]}],"urls":[1,[[0,{"height":[0,27],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af"],"width":[0,40]}],[0,{"height":[0,53],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=80&s=d65bb866184b5b400a6d15076b5a3e9ffa80f0c2"],"width":[0,80]}],[0,{"height":[0,67],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=100&s=d460adce360e9eb0b03af6cfbc49e60345145ade"],"width":[0,100]}],[0,{"height":[0,133],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=200&s=0f25ad8d5c02d13707f2dfd8494adff21f5bd892"],"width":[0,200]}],[0,{"height":[0,160],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=240&s=d8544c3857869f383ec5b60f3a56414c37520fbe"],"width":[0,240]}],[0,{"height":[0,320],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=480&s=e66164fa96e9bd1f6046fedf64e14402f88237b8"],"width":[0,480]}],[0,{"height":[0,387],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=580&s=6e50b92741fb89a64bfe153a36d19c35b2e6adb0"],"width":[0,580]}],[0,{"height":[0,480],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=720&s=ae128c3a3956d04ea8f5baa2724995a158e1a29b"],"width":[0,720]}],[0,{"height":[0,720],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1080&s=0f925d21838c6feaa6559d4b56b88938e3e177c0"],"width":[0,1080]}],[0,{"height":[0,960],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1440&s=45db2ba1e1abbd63c55a8e7784862aaf72c76eb9"],"width":[0,1440]}],[0,{"height":[0,1440],"url":[0,"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=2160&s=bc6be3b911295d670db4af3e10e8132c873e2193"],"width":[0,2160]}]]]}]}],"state":[0,"published"],"access":[0,{"restrictions":[1,[[0,"true"]]]}],"newsroom":[0,"dinepenger"],"language":[0,"nb"],"contentType":[0,"article"],"isAutoUpdating":[0,false],"scope":[0,"dinepenger"],"breakingPrefix":[0,null],"hasBreakingIndicator":[0,false],"links":[0,{"canonicalUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"permalink":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"],"shareUrl":[0,"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs"]}],"accessRestriction":[0],"wordCount":[0,322],"xkey":[0,"VG-ART-yEawe2 VG-ART-SECTION-cdc29d36-eb96-426d-8499-9cdf24fcc0bc VG-ART-TAG-1e006810-d7b7-4c0c-827c-5d74977e85e9 VG-ART-TAG-09f8873e-25c3-4ac3-a6ac-e892fff6c1bb VG-ART-TAG-e1df9452-54b0-43dd-b42f-dbb4352f24c3 svp-api-vgtv-assets-341733"],"type":[0,"news"],"tracking":[0,{"bundlePosition":[0,6],"primaryPosition":[0,6]}],"loading":[0,"lazy"],"size":[0,"small"],"styles":[0,{"recirculation":[0,"_recirculation_1ppix_1"]}]}\" ssr client=\"load\" opts=\"{"name":"Teaser","value":true}\" await-children><track-element data-track-primary-position=\"6\" data-track-bundle-position=\"6\" data-track-target-newsroom=\"dinepenger\" data-track-id=\"teaser:yEawe2\" data-track-element-size=\"small\" data-track-element-type=\"Teaser\" data-track-click-intent=\"View\" data-track-target-type=\"Article\" data-track-image-url=\"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af\" data-track-impression=\"\" data-track-name=\"Hallgeir Kvadsheim: Er sparepengene trygge?\"><article class=\"_article_xeowg_1 _small_xeowg_97\"><a class=\"label-primary _link_xeowg_79\" data-use-overlay-player=\"false\" href=\"https://www.vg.no/dinepenger/sparing-og-investering/i/yEawe2/fond-i-bank-hva-skjer-hvis-banken-gaar-konkurs\"><div class=\"_content_xeowg_30\"><div class=\"_titleContainer_xeowg_189\"><h2 class=\"_title_1da04_1 _small_1da04_6 title-serif-s\"><span class=\"_text_1da04_22\">Hallgeir Kvadsheim: Er sparepengene trygge?</span></h2></div><div><ul class=\"_meta_xeowg_160 text-sans-xs\"><li class=\"_paywall_xeowg_180 _item_xeowg_163\">Dine Penger</li><li class=\"_item_xeowg_163\"><friendly-timestamp style=\"display:contents\" data-options=\"{"day":"numeric","hour":false,"minute":false,"month":"short","weekday":false,"shortPastPrefix":true}\"><time dateTime=\"2025-10-05T20:39:57.000Z\" class=\"_timestamp_xeowg_247\"><span data-nosnippet=\"true\">5. okt.</span></time></friendly-timestamp></li><li class=\"_item_xeowg_163\">2 min</li></ul></div></div><picture class=\"_picture_xeowg_184\"><img alt=\"\" class=\"_image_xeowg_63\" height=\"3457\" loading=\"lazy\" sizes=\"300px\" src=\"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af\" srcSet=\"https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=40&s=4048c6b3e5ff4ec12c5c4140aa5f6193b5ced5af 40w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=80&s=d65bb866184b5b400a6d15076b5a3e9ffa80f0c2 80w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=100&s=d460adce360e9eb0b03af6cfbc49e60345145ade 100w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=200&s=0f25ad8d5c02d13707f2dfd8494adff21f5bd892 200w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=240&s=d8544c3857869f383ec5b60f3a56414c37520fbe 240w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=480&s=e66164fa96e9bd1f6046fedf64e14402f88237b8 480w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=580&s=6e50b92741fb89a64bfe153a36d19c35b2e6adb0 580w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=720&s=ae128c3a3956d04ea8f5baa2724995a158e1a29b 720w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1080&s=0f925d21838c6feaa6559d4b56b88938e3e177c0 1080w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=1440&s=45db2ba1e1abbd63c55a8e7784862aaf72c76eb9 1440w, https://akamai.vgc.no/v2/images/fe710da2-05c6-4e46-8534-9c0fbfd5e03c?format=auto&w=2160&s=bc6be3b911295d670db4af3e10e8132c873e2193 2160w\" style=\"object-position:68.79097570381796% 18.759039629736765%\" width=\"5186\"/></picture></a></article></track-element><!--astro:end--></astro-island></li></ul></section> <astro-island uid=\"Z2wl9v3\" prefix=\"r18\" component-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AffiliateArticles.6b4CoDbX.js\" component-export=\"default\" renderer-url=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/client.B4ukvwq6.js\" props=\"{"articleId":[0,"28MMaG"],"data-astro-cid-jwirc66j":[0,true]}\" ssr client=\"visible\" opts=\"{"name":"AffiliateArticles","value":{"rootMargin":"100%"}}\" await-children><section class=\"_articles_zulis_1\" data-nosnippet=\"true\"><h3 class=\"_title_zulis_8 title-serif-s\">Kommersielt innhold</h3></section><!--astro:end--></astro-island> </aside> </main> <footer class=\"_footer_1awbn_11 background-primary\" id=\"footer\"><a aria-label=\"Tilbake til forsiden\" href=\"https://www.vg.no\"><svg class=\"_logo_1awbn_52\" fill=\"none\" height=\"24\" viewBox=\"0 0 120 24\" width=\"120\" xmlns=\"http://www.w3.org/2000/svg\"><path d=\"M120 20C120 22.2091 118.209 24 116 24H70C67.7909 24 66 22.2091 66 20V4C66 1.79086 67.7909 0 70 0H116C118.209 0 120 1.79086 120 4V6H103.2C103.2 5.7188 103.2 5.45131 103.2 5.19954C103.2 3.87406 102.125 2.8 100.8 2.8H85.2C83.8745 2.8 82.8 3.87452 82.8 5.2V18.8C82.8 20.1255 83.8745 21.2 85.2 21.2H100.8C102.125 21.2 103.2 20.1255 103.2 18.8V13.6H93V10.8H120V20Z\" fill=\"currentColor\"></path><path d=\"M21 24L0 0H20L32 14.6L44 0H64L43 24H21Z\" fill=\"currentColor\"></path></svg></a><section class=\"_editorSection_1awbn_56\"><dl><div><dt class=\"text-sans-xs\">Ansv. redaktør og adm. direktør<!-- -->:</dt><dd><a class=\"_link_1awbn_1\" href=\"mailto:gard.steiro@vg.no\">Gard Steiro</a></dd></div></dl></section><section class=\"_linkContainer_1awbn_122\"><details open=\"\" class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\"><summary class=\"_summary_1awbn_34\"><span>Info</span><span class=\"_chevronDown_1awbn_116\">â</span><span class=\"_chevronUp_1awbn_113\">â</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/trafikkregler\">VGs trafikkregler</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/redaksjonelle-bindinger\">Redaksjonelle retningslinjer</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/rettelser\">Logg over rettelser</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/brukervilkar\">BruksvilkÃ¥r</a></li><li><a class=\"_link_1awbn_1\" href=\"https://info.privacy.schibsted.com/no/schibsted-norge-personvernerklaering/\">Personvernerklæring og informasjonskapsler</a></li></ul></details><details open=\"\" class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\"><summary class=\"_summary_1awbn_34\"><span>Abonnement</span><span class=\"_chevronDown_1awbn_116\">â</span><span class=\"_chevronUp_1awbn_113\">â</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/minside\">Min side</a></li><li><a class=\"_link_1awbn_1\" href=\"https://eavis.vg.no\">Dagens e-avis</a></li><li><a class=\"_link_1awbn_1\" href=\"https://support.vg.no/\">Support</a></li></ul></details><details open=\"\" class=\"_linkSection_1awbn_85 _linkSectionOpen_1awbn_184\"><summary class=\"_summary_1awbn_34\"><span>Kontakt</span><span class=\"_chevronDown_1awbn_116\">â</span><span class=\"_chevronUp_1awbn_113\">â</span></summary><ul><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/informasjon/kontakt-oss\">Kontaktinfo</a></li><li><a class=\"_link_1awbn_1\" href=\"https://www.vg.no/tips-oss\">Tips oss</a></li><li><a class=\"_link_1awbn_1\" href=\"https://schibstedforbusiness.com/no/\">Annonsere i VG</a></li></ul></details></section><section class=\"_disclaimerSection_1awbn_173\"><a aria-label=\"Lenke til Redaktørplakaten\" class=\"_nored_1awbn_152\" href=\"https://www.nored.no/Redaktoerplakaten/Redaktoerplakaten\"><svg class=\"_logo_1awbn_52\" viewBox=\"0 0 80 80\" xmlns=\"http://www.w3.org/2000/svg\"><title>Redaktøransvar</title><path d=\"M23.4 67V48.3l15.7-31v28l-1.6 3 2.5 4.1 2.5-4-1.6-3.1v-28l15.7 31.3V67c9-5.6 15-15.6 15-27h.4a32 32 0 0 1-64 0h.4c0 11.4 6 21.4 15 27zM.2 34.5l.5-2.2c.1-.9.5-1.5 1.1-2 .5-.3 1.2-.4 2-.2 1.2.2 1.9 1 2.1 1.7l3.4-.8-.3 1.7-3 .7-.1.7 2.7.5-.3 1.6-8-1.7zm4.4-1.3c.2-.9-.2-1.4-1-1.5-.9-.2-1.4.2-1.5 1l-.2.6 2.6.5.1-.6zm-2.3-7L4 22.5l1.3.6-1 2.5 1.7.8L7 24l1.3.6-1 2.2 1.8.8 1.1-2.5 1.4.5-1.7 4-7.6-3.2zm3.4-7 1.2-1.7c1.2-1.7 3.2-2 5.2-.5l.2.1c2 1.5 2.5 3.4 1.3 5.2L12.4 24l-6.7-4.7zm2-.5 4.5 3.1.2-.3c.6-1 .4-2-1-3l-.2-.1c-1.5-1-2.5-1-3.2 0l-.2.3zm4.6-7.6 1.2-1.1 7.2 4.5-1.1 1.1-1.5-1-1.6 1.5.8 1.6-1 1-4-7.6zm4.5 2.8-2.3-1.6 1.3 2.5 1-1zm1-7.3 1.4-.8 1.8 3V5l1.5-.9v4l4.2 3.1-1.6.9-2.9-2v1l1.2 2-1.4.8-4.1-7.1zM27 3.9l-1.5.5L25 3l4.4-1.5.5 1.4-1.5.5 2.2 6.4-1.5.5-2.2-6.4zM38.1 0l-.5 1.3c.5.6.9 1.5 1 2.7v.3c.3 2.5-.7 4.2-2.5 4.4a2.6 2.6 0 0 1-1.6-.3l-.2.5-1.1.1.5-1.3c-.5-.6-.9-1.5-1-2.7v-.3c-.3-2.5.7-4.2 2.4-4.4.6 0 1.2 0 1.7.3l.2-.5L38 0zm-1 4.4v-.2a6 6 0 0 0-.3-1.1L35 7l.9.3c.8-.1 1.3-1 1-2.9zM34.5 6 36.2 2a1 1 0 0 0-.9-.3c-.8.1-1.3 1-1 2.9v.2l.2 1.1zM41.8.1l2.3.2c.8.1 1.5.4 2 1 .3.4.5 1.1.4 2-.1 1.2-.7 1.9-1.5 2.2l1.1 3.3-1.7-.2-1-2.9h-.6l-.3 2.7-1.6-.1.9-8.2zm1.7 4.2c.9.1 1.4-.3 1.5-1.1 0-.9-.4-1.4-1.2-1.5h-.6l-.3 2.6h.6zM52 2l1.5.5L53 11l-1.5-.5.1-1.8-2-.7-1 1.5-1.4-.5L52 2zm-.3 5.3.2-2.7-1.5 2.3 1.3.4zm7-2.6 1.2.8-.4 5L62 6.6l1.3.8-4.3 7-1.2-.7.4-5.2-2.4 4-1.3-.9 4.3-7zm2 10 1.5-.3c0 .5 0 1.2.6 1.7.4.4 1 .4 1.2 0 .3-.2.3-.6 0-1.6-.3-1.4-.4-2.4.4-3.2 1-1 2.3-1 3.4 0a3 3 0 0 1 1 2.2l-1.6.2c0-.4 0-1-.5-1.4-.3-.3-.8-.4-1 0-.3.2-.4.6 0 1.9.3 1.3.3 2.2-.4 3-1 1-2.5 1-3.5 0-.6-.6-1-1.4-1-2.5zm10.3 0 1 1.4-3.8 4.2 5.3-2.1.9 1.3-8 3-.9-1.2 5.5-6.6zm5.4 8.7.6 1.4-6.6 5.5-.6-1.5 1.3-1.1-.8-2-1.8.3-.6-1.4 8.5-1.2zm-4.1 3.4 2.2-1.7-2.8.4.6 1.3zm6.5 3.3.5 2.3c.2.8 0 1.6-.3 2.1s-1 1-1.8 1c-1.2.3-2 0-2.5-.7l-2.9 2-.3-1.7 2.5-1.7-.2-.7-2.7.5-.3-1.5 8-1.6zm-3.5 3c.2.8.8 1.1 1.5 1 .9-.2 1.2-.8 1-1.6v-.6l-2.6.5.1.6zM40 80C18 80 0 62 0 40h1.3a38.7 38.7 0 0 0 77.4 0H80c0 22-18 40-40 40z\" fill=\"currentColor\" fill-rule=\"evenodd\"></path></svg></a><p class=\"text-sans-xs\">VG har ikke ansvar for innhold pÃ¥ eksterne nettsider som det lenkes til. Kopiering av materiale fra VG for bruk annet sted, crawling, skraping, indeksering (for eksempel tekst og datamining) er ikke tillatt uten avtale.</p><section class=\"_legalSection_1awbn_169\"><span>© <!-- -->2025<!-- --> VG</span></section></section></footer> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/AutoLogin.astro_astro_type_script_index_0_lang.DoxErU5U.js\"></script> <braze-container data-position=\"1\" style=\"margin-bottom: 1rem\" class=\"layout-component layout-normal\"></braze-container> <script type=\"module\" src=\"https://www.vg.no/vgc/cdn/vgno/assets/production/_astro/Braze.astro_astro_type_script_index_0_lang.DqJdSDVv.js\"></script> </body></html>",
"source_updated_at" : "2025-11-20 08:08:42",
"summary" : "Hallgeir Kvadsheim (52) er økonom, programleder i «Luksusfellen» og mye, mye mer. Hver uke svarer han på spørsmål fra Dine Pengers lesere. Torsdag svarer han på spørsmål fra kl. 10 til 12. ",
"tags" : null,
"title" : "Nettmøte kl 10: Send inn spørsmål",
"twitter_title" : null,
"version" : 1
}