– Vi ønsker bare trygghet og et normalt liv med barn
Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.
– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.
For et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.
Torsdag ble det klart at renta settes opp 0,25 prosentpoeng til 4,25 prosent og at det kan komme flere rentehevinger i år, slik det har vært varslet og spådd.
Renteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien.
Vil spare til krisesituasjoner
For Roksana og mannen er situasjonen fortsatt mye den samme som da de fortalte om hvordan de strever tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.
De jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.
– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.
Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.
Roksana Kozlowska, renholder
Med boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.
Fra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.
– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.
Jobb i sommer, sender barna til Polen
Mannens 40-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.
– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.
For Kozlowska og mannen er det viktig at barna får næringsrik og sunn mat, så det prioriterer de til tross for at også matprisene har økt dramatisk de siste årene.
Og de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.
– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.
– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?
– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.
Få nyhetsbrev fra Dagsavisen. Meld deg på her!
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Roksana Kozlowska
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Polen
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Boliglån 🏷️
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Innenriks 🏷️
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Norges Bank 🏷️
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Nyheter 🏷️
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Privatøkonomi 🏷️
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Rente 🏷️
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familieøkonomi 🏷️
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renteøkning 🏷️
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roksana kozlowska 🏷️
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Oslo
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Haugenstua
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Ignacy Kozlowski
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Norges Bank
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📊 Metadata
Keywords: roksana kozlowska, rente, privatøkonomi, nyheter, norges bank, innenriks, familieøkonomi, boliglån, renteøkning
OpenGraph Title: Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet
Twitter Title: Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet
Article Version History (2 versions)
This article has been updated since it was first fetched. Below are all versions:
Version 2
Current
2026-05-08 09:26:49
– Vi ønsker bare trygghet og et normalt liv med barn
UPDATE
Author: Martin Næss Kristiansen
Published: 2026-05-07 14:44:18
Updated: 2026-05-07 14:44:18
📝 Summary
Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.
📄 Full Content (3559 chars)
– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.
For et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.
Torsdag ble det klart at renta settes opp 0,25 prosentpoeng til 4,25 prosent og at det kan komme flere rentehevinger i år, slik det har vært varslet og spådd.
Renteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien.
Vil spare til krisesituasjoner
For Roksana og mannen er situasjonen fortsatt mye den samme som da de fortalte om hvordan de strever tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.
De jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.
– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.
Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.
Roksana Kozlowska, renholder
Med boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.
Fra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.
– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.
Jobb i sommer, sender barna til Polen
Mannens 40-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.
– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.
For Kozlowska og mannen er det viktig at barna får næringsrik og sunn mat, så det prioriterer de til tross for at også matprisene har økt dramatisk de siste årene.
Og de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.
– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.
– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?
– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.
Få nyhetsbrev fra Dagsavisen. Meld deg på her!
🏷️ Tags & Keywords
Keywords: roksana kozlowska, rente, privatøkonomi, nyheter, norges bank, innenriks, familieøkonomi, boliglån, renteøkning
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"content" : "– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.\n\nFor et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.\n\nTorsdag ble det klart at [renta](https://www.dagsavisen.no/tags/rente) settes opp 0,25 prosentpoeng til 4,25 prosent og at det[ kan komme flere rentehevinger i år](https://www.dagsavisen.no/nyheter/prisveksten-er-for-hoy-renten-heves-til-425-prosent/10335201), slik det har vært varslet og spådd.\n\nRenteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien.\n\n## Vil spare til krisesituasjoner\n\nFor Roksana og mannen er situasjonen fortsatt mye den samme som [da de fortalte om hvordan de strever](https://www.dagsavisen.no/nyheter/renholderlonna-strekker-ikke-til-roksana-og-ignacy-ma-jobbe-ekstra/9706613) tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.\n\nDe jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.\n\n– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.\n\n### Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.\n\nRoksana Kozlowska, renholder\n\nMed boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.\n\nFra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.\n\n– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.\n\n## Jobb i sommer, sender barna til Polen\n\nMannens 40\\-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.\n\n– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.\n\nFor Kozlowska og mannen er det viktig at barna får næringsrik og sunn mat, så det prioriterer de til tross for at også matprisene har økt dramatisk de siste årene.\n\nOg de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.\n\n– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.\n\n– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?\n\n– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.\n\nFå nyhetsbrev fra Dagsavisen. Meld deg på [her](https://www.dagsavisen.no/om-dagsavisen/2023/12/20/fa-daglig-nyhetsbrev/)!",
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<h1 class="headline mainTitle t54 font-PTSans" style="">Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet</h1>
<p class="subtitle font-PTSans" style="">Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.</p>
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<figcaption class="" itemprop="caption">Roksana Kozlowska og ektemannen jobber både fullt og ekstra. Likevel slår siste renteøkning hardt inn i budsjettet.</figcaption>
<figcaption class="" data-byline-prefix="" itemprop="author">FOTO: Privat</figcaption>
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<p class="kicker tertiary color_mobile_tertiary font-PTSans hasTextColor hasTextColorMobile" style="">Innenriks</p>
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<address class="name lab-name-flex">
<span class="lab-hidden-byline-name" itemprop="name">Martin Næss Kristiansen</span>
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<span class="firstname ">Martin Næss</span>
<span class="lastname ">Kristiansen</span>
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<span class="description ">Journalist</span>
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<span class="dateLabel">Publisert</span>
<time datetime="2026-05-07T14:44:18.000Z">07.05.2026 - 16:44</time>
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<time datetime="2026-05-07T18:12:30.000Z">07.05.2026 - 20:12</time>
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<span>Lesetid: <span class="read-time-value">2 min</span></span>
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<p class="no_italic m-no_italic font-PTSans" data-lab-fontface="PTSans" data-lab-italic="">– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.</p><p class="no_italic m-no_italic font-PTSans" data-lab-fontface="PTSans" data-lab-italic="">For et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.</p><article class="column desktop-floatCenter mobile-floatCenter paywall small-12 large-8 small-abs-12 large-abs-8 " data-element-guid="2c4133ea-ecc6-4144-8858-cd21726b71e3" data-image-float="floatRight" data-instance="10332760" data-section="nyheter" data-site-alias="dagsavisen" itemscope>
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<h2 class="headline t19 tm14" itemprop="headline" style="">Nytt yrkesskadeforslag: – Flere får rett til erstatning
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<p>Torsdag ble det klart at <a href="https://www.dagsavisen.no/tags/rente">renta</a> settes opp 0,25 prosentpoeng til 4,25 prosent og at det<a href="https://www.dagsavisen.no/nyheter/prisveksten-er-for-hoy-renten-heves-til-425-prosent/10335201"> kan komme flere rentehevinger i år</a>, slik det har vært varslet og spådd.</p><p>Renteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien. </p><div class="column google-ad display-label widthFull" data-element-guid="d4b8ca97-10b6-48a0-e7f3-350ff784b5a9" style="">
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<h2>Vil spare til krisesituasjoner</h2><p>For Roksana og mannen er situasjonen fortsatt mye den samme som <a href="https://www.dagsavisen.no/nyheter/renholderlonna-strekker-ikke-til-roksana-og-ignacy-ma-jobbe-ekstra/9706613">da de fortalte om hvordan de strever</a> tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.</p><p>De jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.</p><p>– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.</p><div class="quotebox column desktop-floatCenter mobile-floatCenter small-12 large-8 small-abs-12 large-abs-8" data-element-guid="ebfe5c6d-1069-4c37-80d6-1f0826be3398">
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<h3 class="quote" style="">
Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.
</h3>
<p class="author " style="">Roksana Kozlowska, renholder</p>
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<p>Med boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.</p><div class="column google-ad display-label widthFull" data-element-guid="44b05b81-cad1-4b39-acf1-4081c70cac91" style="">
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<p>Fra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.</p><p>– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.</p><article class="column desktop-floatCenter mobile-floatCenter small-12 large-8 small-abs-12 large-abs-8 " data-element-guid="86417d59-afed-45a2-b8cc-dfa4cd240bd5" data-image-float="floatRight" data-instance="10335366" data-section="nyheter" data-site-alias="dagsavisen" itemscope>
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<h2>Jobb i sommer, sender barna til Polen</h2><p>Mannens 40-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.</p><p>– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.</p><div class="column google-ad display-label widthFull" data-element-guid="858d5bd6-c017-40fa-a68f-b4d948984e0b" style="">
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<p>Og de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.</p><p>– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.</p><p><span class="italic m-italic " data-lab-italic="italic">– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?</span></p><p>– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.</p><div class="column google-ad display-label widthFull" data-element-guid="01914702-db88-47a2-a1e7-5785aed4f046" style="">
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<p class="no_italic m-no_italic font-PTSans" data-lab-fontface="PTSans" data-lab-italic="">Få nyhetsbrev fra Dagsavisen. Meld deg på <a href="https://www.dagsavisen.no/om-dagsavisen/2023/12/20/fa-daglig-nyhetsbrev/">her</a>!</p>
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{
"article_id" : 203089,
"author" : "Martin Næss Kristiansen",
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"content" : "– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.\n\nFor et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.\n\nTorsdag ble det klart at [renta](https://www.dagsavisen.no/tags/rente) settes opp 0,25 prosentpoeng til 4,25 prosent og at det[ kan komme flere rentehevinger i år](https://www.dagsavisen.no/nyheter/prisveksten-er-for-hoy-renten-heves-til-425-prosent/10335201), slik det har vært varslet og spådd.\n\nRenteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien.\n\n## Vil spare til krisesituasjoner\n\nFor Roksana og mannen er situasjonen fortsatt mye den samme som [da de fortalte om hvordan de strever](https://www.dagsavisen.no/nyheter/renholderlonna-strekker-ikke-til-roksana-og-ignacy-ma-jobbe-ekstra/9706613) tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.\n\nDe jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.\n\n– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.\n\n### Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.\n\nRoksana Kozlowska, renholder\n\nMed boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.\n\nFra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.\n\n– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.\n\n## Jobb i sommer, sender barna til Polen\n\nMannens 40\\-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.\n\n– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.\n\nFor Kozlowska og mannen er det viktig at barna får næringsrik og sunn mat, så det prioriterer de til tross for at også matprisene har økt dramatisk de siste årene.\n\nOg de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.\n\n– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.\n\n– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?\n\n– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.\n\nFå nyhetsbrev fra Dagsavisen. Meld deg på [her](https://www.dagsavisen.no/om-dagsavisen/2023/12/20/fa-daglig-nyhetsbrev/)!",
"created_at" : "2026-05-08 09:26:49",
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"metadata" : "{\"published_at\":null,\"og\":{\"type\":\"article\",\"image\":\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&x=0&y=0&cropw=100&croph=100&panox=0&panoy=0&panow=100&panoh=100&width=1200&height=683\",\"url\":\"https://www.dagsavisen.no/nyheter/renteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet/10336094\",\"image:width\":\"1200\",\"title\":\"Renteøkning smerter tross ekstrajobber: â For oss betyr det enda mindre trygghet\",\"description\":\"Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.\",\"site_name\":\"dagsavisen\",\"locale\":\"nb-NO\",\"image:height\":\"684\"},\"schema\":{\"microdata\":{\"name\":\"Martin Næss Kristiansen\",\"caption\":\"Roksana Kozlowska og ektemannen jobber bÃ¥de fullt og ekstra. Likevel slÃ¥r siste renteøkning hardt inn i budsjettet.\",\"url\":\"\\n\\n\\n \\n\\n\\n \\n \\n\\n \\n\\n\\n\\n\\n \",\"headline\":\"Reform leder i lokalvalget i Storbritannia\\n\",\"author\":\"FOTO: Privat\"}},\"content\":\"â For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.\\n\\nFor et drøyt Ã¥r siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med Ã¥ fÃ¥ endene til Ã¥ møtes. NÃ¥ smerter det Ã¥ lese at Norges Bank setter opp styringsrenta og gjør at lÃ¥net de har pÃ¥ andelsleiligheten pÃ¥ Oslo øst øker med flere tusenlapper i Ã¥ret.\\n\\nTorsdag ble det klart at [renta](https://www.dagsavisen.no/tags/rente) settes opp 0,25 prosentpoeng til 4,25 prosent og at det[ kan komme flere rentehevinger i Ã¥r](https://www.dagsavisen.no/nyheter/prisveksten-er-for-hoy-renten-heves-til-425-prosent/10335201), slik det har vært varslet og spÃ¥dd.\\n\\nRenteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien.\\n\\n## Vil spare til krisesituasjoner\\n\\nFor Roksana og mannen er situasjonen fortsatt mye den samme som [da de fortalte om hvordan de strever](https://www.dagsavisen.no/nyheter/renholderlonna-strekker-ikke-til-roksana-og-ignacy-ma-jobbe-ekstra/9706613) tidlig i 2025. Begge er i full jobb, men mÃ¥ ta ekstrajobber og kan ofte ikke ta fri i helgene.\\n\\nDe jobber innen renhold og tilbyr vaktmestertjenester, men er alltid Ã¥pne for og pÃ¥ utkikk etter ekstra inntekt.\\n\\nâ Vi klarer oss akkurat sÃ¥nn situasjonen er nÃ¥, men det er med ekstrajobber og at vi er sÃ¥ heldige at min mor kommer hit fra Polen for Ã¥ passe barna i perioder. Det vi hele tiden tenker pÃ¥, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.\\n\\n### Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.\\n\\nRoksana Kozlowska, renholder\\n\\nMed boliglÃ¥n pÃ¥ andelsleiligheten de eier pÃ¥ Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i Ã¥ret for familien.\\n\\nFra før gÃ¥r omtrent halve familieinntekten til Ã¥ betjene boliglÃ¥net og fellesutgiftene. NÃ¥ slÃ¥r renteøkningen hardt inn i budsjettet.\\n\\nâ For oss betyr det mindre trygghet og dÃ¥rligere muligheter til Ã¥ spare til en tenkt krisesituasjon, forteller Kozlowska.\\n\\n## Jobb i sommer, sender barna til Polen\\n\\nMannens 40\\\\-Ã¥rsdag skal feires i sommer, men ferie tar de seg ikke rÃ¥d til. Som i fjor, skal barna sendes til Polen for Ã¥ bli passet av familie mens mamma og pappa skal jobbe ekstra for Ã¥ spe pÃ¥ inntektene.\\n\\nâ Ãkt rente nÃ¥ gjør situasjonen vÃ¥r bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon Ã¥ være i, understreker hun.\\n\\nFor Kozlowska og mannen er det viktig at barna fÃ¥r næringsrik og sunn mat, sÃ¥ det prioriterer de til tross for at ogsÃ¥ matprisene har økt dramatisk de siste Ã¥rene.\\n\\nOg de har sÃ¥ vidt funnet plass i budsjettet til at barna kan delta pÃ¥ én fritidsaktivitet: Svømming.\\n\\nâ Det er viktig at de fÃ¥r være sosiale, lærer seg Ã¥ være sammen med andre og at de har det gøy.\\n\\nâ Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal fÃ¥ en litt enklere hverdag økonomisk?\\n\\nâ Det er vanskelig for meg Ã¥ si hvilket tiltak som er mest riktig, men det er veldig viktig Ã¥ fÃ¥ fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn â uten konstant bekymring for om vi klarer Ã¥ dekke nødvendige utgifter, understreker hun.\\n\\nFÃ¥ nyhetsbrev fra Dagsavisen. Meld deg pÃ¥ [her](https://www.dagsavisen.no/om-dagsavisen/2023/12/20/fa-daglig-nyhetsbrev/)!\",\"keywords\":[\"roksana kozlowska\",\"rente\",\"privatøkonomi\",\"nyheter\",\"norges bank\",\"innenriks\",\"familieøkonomi\",\"boliglÃ¥n\",\"renteøkning\"],\"source_updated_at\":null,\"title\":\"Renteøkning smerter tross ekstrajobber: â For oss betyr det enda mindre trygghet\",\"raw_feed_item\":\"<item>\\n <title><![CDATA[â Vi ønsker bare trygghet og et normalt liv med barn]]></title>\\n <link>https://www.dagsavisen.no/nyheter/renteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet/10336094</link>\\n <guid>https://www.dagsavisen.no/a/10336094</guid>\\n <pubDate>2026-05-07T16:44:18+02:00</pubDate>\\n <description><![CDATA[Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.]]></description>\\n <enclosure length=\\\"0\\\" type=\\\"image/jpeg\\\" url=\\\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=1058&height=478&format=jpg\\\" />\\n</item>\",\"image_url\":\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&x=0&y=0&cropw=100&croph=100&panox=0&panoy=0&panow=100&panoh=100&width=1200&height=683\",\"description\":\"Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.\",\"author\":\"Martin Næss Kristiansen\",\"twitter\":{\"card\":\"summary_large_image\",\"image\":\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&x=0&y=0&cropw=100&croph=100&panox=0&panoy=0&panow=100&panoh=100&width=1200&height=683\",\"title\":\"Renteøkning smerter tross ekstrajobber: â For oss betyr det enda mindre trygghet\",\"description\":\"Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.\"},\"meta\":{\"viewport\":\"width=device-width, initial-scale=1\",\"title\":\"Renteøkning smerter tross ekstrajobber: â For oss betyr det enda mindre trygghet\",\"description\":\"Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.\"},\"is_paywalled\":0}",
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Logo, dagsavisen.no\" src=\"/view-resources/dachser2/public/dagsavisen/Dagsavisen_hvit.svg\" width=\"157\">\n </a>\n</figure>\n<nav class=\"navigation mainMenu\">\n\t<ul class=\"menu-list\">\n\t\t\t<li class=\"first-list-item subscribe-btn menu--subscribe\">\n\t\t\t\t<a href=\"https://abonnement.dagsavisen.no/purchase/1-mnd-for-1-kr-knapp\" target=\"_self\">Få tilgang</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item menu--login\">\n\t\t\t\t<a href=\"https://api.dagsavisen.no/paywall/login?siteAlias=dagsavisen\" target=\"_self\">Logg inn</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item menu--logout\">\n\t\t\t\t<a href=\"https://eavis.dagsavisen.no/?returnUrl=https%3A%2F%2Fwww.dagsavisen.no%2F\" target=\"_self\">Les E-avis</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item login-btn menu--logout\">\n\t\t\t\t<a href=\"https://selfservice.mediaconnect.no/?client_id=selfservice.dagsavisen.ext\" target=\"_self\">Min side</a>\n\t\t\t</li>\n\t</ul>\n</nav>\n\n\n\n\t\n\n\n</div>\n\n</div>\n\n\n \n</header>\n\n \n\n \n \n\n\n <section class=\"main article\" id=\"mainArticleSection\">\n <div class=\"placeholder placement-top\" data-element-guid=\"0186110e-8881-4ce4-f3bf-e53b58ce8619\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 display-label\" data-element-guid=\"f058c6ec-d4ea-437e-82ee-1928fc91e609\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"toppbanner\" style=\"min-height:150px;\"></div>\n \n</div>\n\n</div>\n <main class=\"pageWidth\">\n <article class=\" \">\n\n <section class=\"main article k5a-article\" id=\"main\">\n\n <div></div>\n\n\n\n <div class=\"articleHeader column hasCaption\" data-element-guid=\"5bf70645-f258-4c7e-9129-5e72713d4e1e\">\n\n \n\n\n <h1 class=\"headline mainTitle t54 font-PTSans\" style=\"\">Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet</h1>\n <p class=\"subtitle font-PTSans\" style=\"\">Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.</p>\n\n\n\n <div class=\"media\">\n \n <figure class=\"headerImage\" data-element-guid=\"a2636433-37c4-4069-813c-ef40f0cc9669\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"561\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=1968&height=1122&format=webp\" type=\"image/webp\" width=\"984\"> \n <source height=\"561\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=1968&height=1122&format=jpg\" type=\"image/jpeg\" width=\"984\"> \n <source height=\"274\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"274\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" fetchpriority=\"high\" height=\"274\" src=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=jpg\" style=\"\" width=\"480\">\n </picture> \n \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n \n \n \n \n <div class=\"floatingText\"></div>\n </div>\n\n\n <div class=\"caption \" data-showmore=\"Vis mer\">\n <figcaption class=\"\" itemprop=\"caption\">Roksana Kozlowska og ektemannen jobber både fullt og ekstra. Likevel slår siste renteøkning hardt inn i budsjettet.</figcaption>\n <figcaption class=\"\" data-byline-prefix=\"\" itemprop=\"author\">FOTO: Privat</figcaption>\n </div>\n\n\n\n <p class=\"kicker tertiary color_mobile_tertiary font-PTSans hasTextColor hasTextColorMobile\" style=\"\">Innenriks</p>\n\n\n <div class=\"meta\" data-element-guid=\"49e4f1ee-6b6c-4da9-94d6-338155dd62c6\">\n \n\n <div class=\"bylines\">\n <div class=\"byline column\" data-element-guid=\"79fb62ab-6dae-4502-be9f-e2b4b10fa68e\" itemscope itemtype=\"http://schema.org/Person\">\n \n <div class=\"content\">\n <figure data-element-guid=\"b2e3c77e-9e63-4608-9d41-8fe17ee0c239\">\n <picture>\n <img alt=\"Martin Næss Kristiansen\" height=\"180\" itemprop=\"image\" src=\"https://image.dagsavisen.no/9804317.webp?imageId=9804317&x=12.06&y=0.50&cropw=72.00&croph=71.94&width=360&height=360\" width=\"180\">\n </picture>\n</figure>\n <address class=\"name lab-name-flex\">\n <span class=\"lab-hidden-byline-name\" itemprop=\"name\">Martin Næss Kristiansen</span>\n <a href=\"https://www.dagsavisen.no/author/9657269\" itemprop=\"url\" rel=\"author\">\n <span class=\"firstname \">Martin Næss</span>\n <span class=\"lastname \">Kristiansen</span>\n </a>\n\n <span class=\"description \">Journalist</span>\n </address>\n </div>\n</div>\n\n \n </div>\n\n\n \n <div class=\"dates\">\n <span class=\"dateGroup datePublished\">\n <span class=\"dateLabel\">Publisert</span>\n <time datetime=\"2026-05-07T14:44:18.000Z\">07.05.2026 - 16:44</time>\n </span>\n <span class=\"dateGroup dateModified\">\n <span class=\"dateLabel\">Sist oppdatert</span>\n <time datetime=\"2026-05-07T18:12:30.000Z\">07.05.2026 - 20:12</time>\n </span>\n </div>\n\n <div class=\"read-time\">\n <span>Lesetid: <span class=\"read-time-value\">2 min</span></span>\n </div>\n\n <div class=\"social\">\n <a aria-label=\"Del på Facebook\" class=\"fi-social-facebook\" href=\"https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n <a aria-label=\"Del via e-mail\" class=\"fi-mail\" href=\"mailto:?subject=Rente%C3%B8kning%20smerter%20tross%20ekstrajobber%3A%20%E2%80%93%20For%20oss%20betyr%20det%20enda%20mindre%20trygghet&body=Selv%20med%20to%20fulle%20inntekter%20og%20ekstrajobber%2C%20gj%C3%B8r%20rente%C3%B8kningen%20et%20innhogg%20i%20familiebudsjettet%20til%20renholder%20Roksana%20Kozlowska%2C%20mannen%20og%20barna.%0Dhttps%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n </div>\n\n\n\n</div>\n\n</div>\n\n\n \n\n \n <div class=\"placeholder fullWidth\" data-element-guid=\"da99542c-9542-4a94-f979-dde97a18687f\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 display-label\" data-element-guid=\"dad8962c-5ca3-4663-bd14-d6448d2cef0d\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"nettbanner1\"></div>\n \n</div>\n\n</div>\n\n\n \n\n <div class=\"bodytext large-12 small-12 medium-12\" data-element-guid=\"9e5f9c8a-f425-4548-84fa-b96b33adda8f\">\n \n \n\n <div class=\"markupbox column small-12 large-12 small-abs-12 large-abs-12\" data-element-guid=\"b1e90741-914e-4da8-9afc-6d2331ebd06c\" id=\"markup_10336096\">\n \n <div class=\"content fullwidthTarget\" style=\"\">\n\n \n\n \n\n <div id=\"articleoffer\" style=\"\n position: fixed;\n bottom: 0;\n left: 0;\n width: 100%;\n box-shadow: 0 0 28px 0 rgba(51, 51, 51, 0.1);\n z-index: 9999;\n \">\n</div>\n\n \n \n </div>\n</div>\n<p class=\"no_italic m-no_italic font-PTSans\" data-lab-fontface=\"PTSans\" data-lab-italic=\"\">– For mange som leser i avisene om renteøkning og all annen prisøkning, er det kanskje bare tall. Men det er mange mennesker bak de tallene, som hele tiden er bekymret for hva som kommer, sier Roksana Kozlowska til Dagsavisen.</p><p class=\"no_italic m-no_italic font-PTSans\" data-lab-fontface=\"PTSans\" data-lab-italic=\"\">For et drøyt år siden drømte hun og ektemannen Ignacy Kozlowski om et «fett» lønnsoppgjør mens de slet med å få endene til å møtes. Nå smerter det å lese at Norges Bank setter opp styringsrenta og gjør at lånet de har på andelsleiligheten på Oslo øst øker med flere tusenlapper i året.</p><article class=\"column desktop-floatCenter mobile-floatCenter paywall small-12 large-8 small-abs-12 large-abs-8 \" data-element-guid=\"2c4133ea-ecc6-4144-8858-cd21726b71e3\" data-image-float=\"floatRight\" data-instance=\"10332760\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content bg-tertiary color_mobile_bg-tertiary op-bg_60 color_mobile_op-bg_60 border-bg-secondary mobile_border-bg-secondary vertical-text-align-center mobile-vertical-text-align-center hasContentPadding mobile-hasContentPadding hasBorder mobile-hasBorder\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10332760\" href=\"/nyheter/nytt-yrkesskadeforslag-flere-far-rett-til-erstatning/10332760\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media desktop-floatRight mobile-floatRight\">\n \n <figure class=\"desktop-floatRight mobile-floatRight\" data-element-guid=\"9f430283-5e72-4537-8c34-286070b42924\" style=\"width:184px;\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10332773.webp?imageId=10332773&x=0.00&y=6.70&cropw=100.00&croph=72.07&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=webp\" type=\"image/webp\" width=\"184\"> \n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10332773.webp?imageId=10332773&x=0.00&y=6.70&cropw=100.00&croph=72.07&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=jpg\" type=\"image/jpeg\" width=\"184\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10332773.webp?imageId=10332773&x=0.00&y=6.70&cropw=100.00&croph=72.07&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=webp\" type=\"image/webp\" width=\"125\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10332773.webp?imageId=10332773&x=0.00&y=6.70&cropw=100.00&croph=72.07&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" type=\"image/jpeg\" width=\"125\"> \n <img alt=\"\" height=\"94\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10332773.webp?imageId=10332773&x=0.00&y=6.70&cropw=100.00&croph=72.07&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" style=\"\" width=\"125\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n <div class=\"vertically-aligned-text\">\n\n \n <h2 class=\"headline t19 tm14\" itemprop=\"headline\" style=\"\">Nytt yrkesskadeforslag: – Flere får rett til erstatning\n</h2>\n\n \n\n\n\n </div>\n\n </a>\n\n <time datetime=\"2026-05-07T11:59:11+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<p>Torsdag ble det klart at <a href=\"https://www.dagsavisen.no/tags/rente\">renta</a> settes opp 0,25 prosentpoeng til 4,25 prosent og at det<a href=\"https://www.dagsavisen.no/nyheter/prisveksten-er-for-hoy-renten-heves-til-425-prosent/10335201\"> kan komme flere rentehevinger i år</a>, slik det har vært varslet og spådd.</p><p>Renteøkningen vil gjøre et innhogg i budsjettet for tobarnsfamilien. </p><div class=\"column google-ad display-label widthFull\" data-element-guid=\"d4b8ca97-10b6-48a0-e7f3-350ff784b5a9\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"articleboard/board1\"></div>\n \n</div>\n<h2>Vil spare til krisesituasjoner</h2><p>For Roksana og mannen er situasjonen fortsatt mye den samme som <a href=\"https://www.dagsavisen.no/nyheter/renholderlonna-strekker-ikke-til-roksana-og-ignacy-ma-jobbe-ekstra/9706613\">da de fortalte om hvordan de strever</a> tidlig i 2025. Begge er i full jobb, men må ta ekstrajobber og kan ofte ikke ta fri i helgene.</p><p>De jobber innen renhold og tilbyr vaktmestertjenester, men er alltid åpne for og på utkikk etter ekstra inntekt.</p><p>– Vi klarer oss akkurat sånn situasjonen er nå, men det er med ekstrajobber og at vi er så heldige at min mor kommer hit fra Polen for å passe barna i perioder. Det vi hele tiden tenker på, er hva som vil skje hvis en av oss blir skadet eller varig syk og ikke kan jobbe, forteller Kozlowska, mens hun har stanset bilen og arbeidsdagen i noen minutter mellom to renholdsoppdrag.</p><div class=\"quotebox column desktop-floatCenter mobile-floatCenter small-12 large-8 small-abs-12 large-abs-8\" data-element-guid=\"ebfe5c6d-1069-4c37-80d6-1f0826be3398\">\n \n <div class=\"content\" style=\"\">\n \n <h3 class=\"quote\" style=\"\">\n Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn.\n </h3>\n <p class=\"author \" style=\"\">Roksana Kozlowska, renholder</p>\n </div>\n</div>\n<p>Med boliglån på andelsleiligheten de eier på Haugenstua i Oslo, samt økte fellesutgifter i borettslaget, betyr økt rente mange tusen ekstra kroner i året for familien.</p><div class=\"column google-ad display-label widthFull\" data-element-guid=\"44b05b81-cad1-4b39-acf1-4081c70cac91\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"articleboard/board2\"></div>\n \n</div>\n<p>Fra før går omtrent halve familieinntekten til å betjene boliglånet og fellesutgiftene. Nå slår renteøkningen hardt inn i budsjettet.</p><p>– For oss betyr det mindre trygghet og dårligere muligheter til å spare til en tenkt krisesituasjon, forteller Kozlowska.</p><article class=\"column desktop-floatCenter mobile-floatCenter small-12 large-8 small-abs-12 large-abs-8 \" data-element-guid=\"86417d59-afed-45a2-b8cc-dfa4cd240bd5\" data-image-float=\"floatRight\" data-instance=\"10335366\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content bg-tertiary color_mobile_bg-tertiary op-bg_60 color_mobile_op-bg_60 border-bg-secondary mobile_border-bg-secondary vertical-text-align-center mobile-vertical-text-align-center hasContentPadding mobile-hasContentPadding hasBorder mobile-hasBorder\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10335366\" href=\"/nyheter/forbrukerradet-na-har-du-god-grunn-til-a-forhandle-med-banken/10335366\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media desktop-floatRight mobile-floatRight\">\n \n <figure class=\"desktop-floatRight mobile-floatRight\" data-element-guid=\"f7e10cee-eb03-4f62-8fe8-f82e6f09042b\" style=\"width:184px;\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10335361.webp?imageId=10335361&x=0.00&y=0.00&cropw=0.00&croph=0.00&heightx=0.00&heighty=0.00&heightw=0.00&heighth=0.00&width=368&height=204&format=webp\" type=\"image/webp\" width=\"184\"> \n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10335361.webp?imageId=10335361&x=0.00&y=0.00&cropw=0.00&croph=0.00&heightx=0.00&heighty=0.00&heightw=0.00&heighth=0.00&width=368&height=204&format=jpg\" type=\"image/jpeg\" width=\"184\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10335361.webp?imageId=10335361&x=0.00&y=0.00&cropw=0.00&croph=0.00&heightx=0.00&heighty=0.00&heightw=0.00&heighth=0.00&width=250&height=188&format=webp\" type=\"image/webp\" width=\"125\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10335361.webp?imageId=10335361&x=0.00&y=0.00&cropw=0.00&croph=0.00&heightx=0.00&heighty=0.00&heightw=0.00&heighth=0.00&width=250&height=188&format=jpg\" type=\"image/jpeg\" width=\"125\"> \n <img alt=\"\" height=\"94\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10335361.webp?imageId=10335361&x=0.00&y=0.00&cropw=0.00&croph=0.00&heightx=0.00&heighty=0.00&heightw=0.00&heighth=0.00&width=250&height=188&format=jpg\" style=\"\" width=\"125\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n <div class=\"vertically-aligned-text\">\n\n \n <h2 class=\"headline t19 tm14\" itemprop=\"headline\" style=\"\">Forbrukerrådet: – Nå har du god grunn til å forhandle med banken\n</h2>\n\n \n\n\n\n </div>\n\n </a>\n\n <time datetime=\"2026-05-07T10:30:14+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<h2>Jobb i sommer, sender barna til Polen</h2><p>Mannens 40-årsdag skal feires i sommer, men ferie tar de seg ikke råd til. Som i fjor, skal barna sendes til Polen for å bli passet av familie mens mamma og pappa skal jobbe ekstra for å spe på inntektene.</p><p>– Økt rente nå gjør situasjonen vår bare enda vanskeligere, og vi vet jo heller ikke om den skal øke enda mer. Det er en veldig ustabil situasjon å være i, understreker hun.</p><div class=\"column google-ad display-label widthFull\" data-element-guid=\"858d5bd6-c017-40fa-a68f-b4d948984e0b\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"articleboard/board3\"></div>\n \n</div>\n<p>For Kozlowska og mannen er det viktig at barna får næringsrik og sunn mat, så det prioriterer de til tross for at også matprisene har økt dramatisk de siste årene.</p><article class=\"column desktop-floatCenter mobile-floatCenter paywall small-12 large-8 small-abs-12 large-abs-8 \" data-element-guid=\"2df7e92b-5557-4723-b06d-6863e9857200\" data-image-float=\"floatRight\" data-instance=\"10329966\" data-section=\"kommentar\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content bg-tertiary color_mobile_bg-tertiary op-bg_60 color_mobile_op-bg_60 border-bg-secondary mobile_border-bg-secondary vertical-text-align-center mobile-vertical-text-align-center hasContentPadding mobile-hasContentPadding hasBorder mobile-hasBorder\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10329966\" href=\"/kommentar/la-sentralbanken-vaere-sentralbank/10329966\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media desktop-floatRight mobile-floatRight\">\n \n <figure class=\"desktop-floatRight mobile-floatRight\" data-element-guid=\"17553043-7489-4587-9acd-6337deaa6e39\" style=\"width:184px;\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10299266.webp?imageId=10299266&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=webp\" type=\"image/webp\" width=\"184\"> \n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10299266.webp?imageId=10299266&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=jpg\" type=\"image/jpeg\" width=\"184\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10299266.webp?imageId=10299266&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=webp\" type=\"image/webp\" width=\"125\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10299266.webp?imageId=10299266&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" type=\"image/jpeg\" width=\"125\"> \n <img alt=\"\" height=\"94\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10299266.webp?imageId=10299266&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" style=\"\" width=\"125\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n <div class=\"vertically-aligned-text\">\n\n \n <h2 class=\"headline t19 tm14\" itemprop=\"headline\" style=\"\">La sentralbanken være sentralbank\n</h2>\n\n \n\n\n\n </div>\n\n </a>\n\n <time datetime=\"2026-05-07T11:27:00+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<p>Og de har så vidt funnet plass i budsjettet til at barna kan delta på én fritidsaktivitet: Svømming.</p><p>– Det er viktig at de får være sosiale, lærer seg å være sammen med andre og at de har det gøy.</p><p><span class=\"italic m-italic \" data-lab-italic=\"italic\">– Hva er det viktigste norske myndigheter kan gjøre for at eksempelvis dere skal få en litt enklere hverdag økonomisk?</span></p><p>– Det er vanskelig for meg å si hvilket tiltak som er mest riktig, men det er veldig viktig å få fram: Vi ønsker ikke luksus, men stabilitet, trygghet og et normalt liv med barn – uten konstant bekymring for om vi klarer å dekke nødvendige utgifter, understreker hun.</p><div class=\"column google-ad display-label widthFull\" data-element-guid=\"01914702-db88-47a2-a1e7-5785aed4f046\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"articleboard/board4\"></div>\n \n</div>\n<article class=\"column desktop-floatCenter mobile-floatCenter paywall small-12 large-8 small-abs-12 large-abs-8 \" data-element-guid=\"5aa036e4-69eb-4be3-8239-c1c6e93ed58a\" data-image-float=\"floatRight\" data-instance=\"10335417\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content bg-tertiary color_mobile_bg-tertiary op-bg_60 color_mobile_op-bg_60 border-bg-secondary mobile_border-bg-secondary vertical-text-align-center mobile-vertical-text-align-center hasContentPadding mobile-hasContentPadding hasBorder mobile-hasBorder\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10335417\" href=\"/nyheter/rentehevingen-signaliserer-store-svakheter-med-norsk-okonomi/10335417\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media desktop-floatRight mobile-floatRight\">\n \n <figure class=\"desktop-floatRight mobile-floatRight\" data-element-guid=\"f0ade182-5895-4bdc-bd3e-361dbdb23034\" style=\"width:184px;\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10298353.webp?imageId=10298353&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=webp\" type=\"image/webp\" width=\"184\"> \n <source height=\"102\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10298353.webp?imageId=10298353&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=368&height=204&format=jpg\" type=\"image/jpeg\" width=\"184\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10298353.webp?imageId=10298353&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=webp\" type=\"image/webp\" width=\"125\"> \n <source height=\"94\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10298353.webp?imageId=10298353&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" type=\"image/jpeg\" width=\"125\"> \n <img alt=\"\" height=\"94\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10298353.webp?imageId=10298353&x=0.00&y=0.00&cropw=100.00&croph=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=250&height=188&format=jpg\" style=\"\" width=\"125\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n <div class=\"vertically-aligned-text\">\n\n \n <h2 class=\"headline t19 tm14\" itemprop=\"headline\" style=\"\">Rentehevingen: – Signaliserer store svakheter med norsk økonomi\n</h2>\n\n \n\n\n\n </div>\n\n </a>\n\n <time datetime=\"2026-05-07T12:56:27+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<p class=\"no_italic m-no_italic font-PTSans\" data-lab-fontface=\"PTSans\" data-lab-italic=\"\">Få nyhetsbrev fra Dagsavisen. Meld deg på <a href=\"https://www.dagsavisen.no/om-dagsavisen/2023/12/20/fa-daglig-nyhetsbrev/\">her</a>!</p>\n\n \n\n \n</div>\n\n\n \n\n\n <div class=\"column articleFooter\" data-element-guid=\"a97190fe-6189-4bd7-9526-ceb9dc87a009\">\n <span class=\"tags\">\n <a data-tag=\"roksana kozlowska\" href=\"/tags/roksana%20kozlowska\">roksana kozlowska</a>\n <a data-tag=\"rente\" href=\"/tags/rente\">rente</a>\n <a data-tag=\"privatøkonomi\" href=\"/tags/privat%C3%B8konomi\">privatøkonomi</a>\n <a data-tag=\"nyheter\" href=\"/tags/nyheter\">nyheter</a>\n <a data-tag=\"norges bank\" href=\"/tags/norges%20bank\">norges bank</a>\n <a data-tag=\"innenriks\" href=\"/tags/innenriks\">innenriks</a>\n <a data-tag=\"familieøkonomi\" href=\"/tags/familie%C3%B8konomi\">familieøkonomi</a>\n <a data-tag=\"boliglån\" href=\"/tags/boligl%C3%A5n\">boliglån</a>\n <a data-tag=\"renteøkning\" href=\"/tags/rente%C3%B8kning\">renteøkning</a>\n </span>\n \n</div>\n\n\n <div class=\"row social\">\n <div class=\"column large-12 small-12\">\n <a aria-label=\"Del på Facebook\" class=\"fi-social-facebook\" href=\"https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n <a aria-label=\"Del via e-mail\" class=\"fi-mail\" href=\"mailto:?subject=Rente%C3%B8kning%20smerter%20tross%20ekstrajobber%3A%20%E2%80%93%20For%20oss%20betyr%20det%20enda%20mindre%20trygghet&body=Selv%20med%20to%20fulle%20inntekter%20og%20ekstrajobber%2C%20gj%C3%B8r%20rente%C3%B8kningen%20et%20innhogg%20i%20familiebudsjettet%20til%20renholder%20Roksana%20Kozlowska%2C%20mannen%20og%20barna.%0Dhttps%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n </div>\n </div>\n\n </section>\n \n </article>\n <section class=\"related desktop-fullWidth mobile-fullWidth fullwidthTarget\">\n <div class=\"page-content\" data-element-guid=\"d2a5d9ea-1726-49c0-9416-31a8c4398305\"><div class=\"row small-12 large-12\" data-element-guid=\"a20fcbe9-5719-4b13-e02d-32465b516a12\" style=\"\">\n<!-- placeholder(#1) -->\n<div class=\"front_rows small-12 large-12 small-abs-12 large-abs-12 large-6 small-12 large-12 small-12\" data-element-guid=\"3f9e90de-f8c4-4959-e634-28594d65d55b\">\n \n <div class=\"content fullwidthTarget\" style=\"\">\n \n <div class=\"row small-12 large-12\" data-element-guid=\"5de07c53-01d3-47bb-be6e-597a6a6b37d8\" style=\"\"><div class=\"markupbox column small-12 large-12 small-abs-12 large-abs-12\" data-element-guid=\"676e9362-fb2a-47e1-871b-5e0b8006f50c\" id=\"markup_9634045\">\n \n <div class=\"content fullwidthTarget\" style=\"\">\n\n \n\n \n\n <div id=\"belowarticle\"></div>\n\n \n \n </div>\n</div>\n</div>\n<div class=\"row small-12 large-12\" data-element-guid=\"e815b6f3-e10a-47f1-8a8e-5e3579dc2696\" style=\"\"><div class=\"markupbox column small-12 large-12 small-abs-12 large-abs-12\" data-element-guid=\"64458b00-1581-4327-8268-468fcee6b7cb\" id=\"markup_9634042\">\n \n <div class=\"content fullwidthTarget\" style=\"\">\n\n \n\n \n\n <div class=\"strossle-widget\"></div>\n\n \n \n </div>\n</div>\n</div>\n<div class=\"row small-12 large-12\" data-element-guid=\"c83a61a6-4990-4ad2-b189-b0a9a81d9b88\" style=\"\"><article class=\"column small-12 large-6 small-abs-12 large-abs-6 \" data-element-guid=\"895f4156-0195-463e-949c-d6aaae7fcf4b\" data-instance=\"4218051\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10337586\" href=\"https://www.dagsavisen.no/nyheter/starmer-signaliserer-at-han-vil-fortsette-tross-krisevalg/10337586\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"3614a30f-58c1-493c-8acc-168df1442d63\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10337584.jpg?imageId=10337584&panox=9.11&panoy=0.00&panow=84.00&panoh=60.28&width=1058&height=478&format=webp&format=webp\" type=\"image/webp\" width=\"529\"> \n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10337584.jpg?imageId=10337584&panox=9.11&panoy=0.00&panow=84.00&panoh=60.28&width=1058&height=478&format=webp&format=jpg\" type=\"image/jpeg\" width=\"529\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10337584.jpg?imageId=10337584&panox=9.11&panoy=0.00&panow=84.00&panoh=60.28&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10337584.jpg?imageId=10337584&panox=9.11&panoy=0.00&panow=84.00&panoh=60.28&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10337584.jpg?imageId=10337584&panox=9.11&panoy=0.00&panow=84.00&panoh=60.28&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Starmer signaliserer at han vil fortsette tross krisevalg\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-08T10:41:56+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-6 small-abs-12 large-abs-6 \" data-element-guid=\"473ec2fa-f836-4cf2-a0a3-1b97110fb0d5\" data-instance=\"4218053\" data-section=\"kommentar\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10335296\" href=\"https://www.dagsavisen.no/kommentar/fjellblomster-til-en-fenrik/10335296\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"4bcefc7a-ca20-47eb-9f62-91e85dd42b68\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10335331.jpg?imageId=10335331&panox=0.00&panoy=0.00&panow=100.00&panoh=67.54&heightx=15.15&heighty=0.00&heightw=43.81&heighth=100.00&width=1058&height=478&format=webp&format=webp\" type=\"image/webp\" width=\"529\"> \n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10335331.jpg?imageId=10335331&panox=0.00&panoy=0.00&panow=100.00&panoh=67.54&heightx=15.15&heighty=0.00&heightw=43.81&heighth=100.00&width=1058&height=478&format=webp&format=jpg\" type=\"image/jpeg\" width=\"529\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10335331.jpg?imageId=10335331&panox=0.00&panoy=0.00&panow=100.00&panoh=67.54&heightx=15.15&heighty=0.00&heightw=43.81&heighth=100.00&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10335331.jpg?imageId=10335331&panox=0.00&panoy=0.00&panow=100.00&panoh=67.54&heightx=15.15&heighty=0.00&heightw=43.81&heighth=100.00&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10335331.jpg?imageId=10335331&panox=0.00&panoy=0.00&panow=100.00&panoh=67.54&heightx=15.15&heighty=0.00&heightw=43.81&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Fjellblomster til en fenrik\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-08T10:35:57+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n</div>\n<div class=\"row small-12 large-12\" data-element-guid=\"461b530d-6b58-48c7-a571-65f80d0a20fa\" style=\"\"><article class=\"column small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"1e307260-578a-4dbb-affc-9f647329d614\" data-instance=\"4218055\" data-section=\"debatt\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10332135\" href=\"https://www.dagsavisen.no/debatt/ofret-pa-fortettingens-alter/10332135\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"587be6fa-c40c-4cda-82ed-b3afd56f0acd\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10337280.jpg?imageId=10337280&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=706&height=318&format=webp&format=webp\" type=\"image/webp\" width=\"353\"> \n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10337280.jpg?imageId=10337280&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=706&height=318&format=webp&format=jpg\" type=\"image/jpeg\" width=\"353\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10337280.jpg?imageId=10337280&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10337280.jpg?imageId=10337280&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10337280.jpg?imageId=10337280&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Ofret på fortettingens alter\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-08T09:54:09+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"366440f1-900c-4d50-b20b-7b95190ac977\" data-instance=\"4218057\" data-section=\"kommentar\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10335558\" href=\"https://www.dagsavisen.no/kommentar/hva-om-det-var-deg/10335558\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"a08dfbde-734f-4f76-bd8c-f25aa3fb846e\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10335909.jpg?imageId=10335909&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=706&height=318&format=webp&format=webp\" type=\"image/webp\" width=\"353\"> \n <source height=\"159\" media=\"(min-width: 768px)\" 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src=\"https://image.dagsavisen.no/10335909.jpg?imageId=10335909&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Hva om det var deg?\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-08T08:15:13+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"49eb7884-5c37-4637-ae01-ed97a7d59a36\" data-instance=\"4218059\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10337078\" 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srcset=\"https://image.dagsavisen.no/10337077.jpg?imageId=10337077&panox=0.00&panoy=0.00&panow=100.00&panoh=71.67&heightx=13.06&heighty=0.00&heightw=41.43&heighth=100.00&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10337077.jpg?imageId=10337077&panox=0.00&panoy=0.00&panow=100.00&panoh=71.67&heightx=13.06&heighty=0.00&heightw=41.43&heighth=100.00&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10337077.jpg?imageId=10337077&panox=0.00&panoy=0.00&panow=100.00&panoh=71.67&heightx=13.06&heighty=0.00&heightw=41.43&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n 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<br><br>Sjefredaktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:lars.west.johnsen@dagsavisen.no\">Lars West Johnsen</a>\n<br>Adm. direktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:nina.kordahl@dagsavisen.no\">Nina Kordahl</a>\n<br>Nyhetsredaktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:tore.ryssdalsnes@dagsavisen.no\">Tore Ryssdalsnes</a>\n<br>Publiseringsredaktør: <a href=\"mailto:kb@dagsavisen.no\"></a><a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:kathleen.buer@dagsavisen.no\">Kathleen Buer </a>\n </p>\n</div><div class=\"column text_singleline small-12 large-3 small-abs-12 large-abs-3\" data-element-guid=\"48f44d45-4e34-470b-a0ae-74f9602c1356\">\n \n <h2 class=\"content singleline t14 tm14 secondary color_mobile_secondary font-PTSerif hasTextColor hasTextColorMobile\" style=\" \">\n <span class=\"font-PTSans\" data-lab-fontface=\"PTSans\"><br><br>Politisk redaktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:kristian.skard@dagsavisen.no\">Kristian Skard</a><br>Kulturredaktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:mode.steinkjer@dagsavisen.no\">Mode Steinkjer</a><br>Debattredaktør: <a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:jo.moen.bredeveien@dagsavisen.no\">Jo Moen Bredeveien</a><br>Desksjef:\n<a class=\"secondary color_mobile_secondary\" data-lab-text_color_desktop=\"secondary\" href=\"mailto:espen.rusdal@dagsavisen.no\">Espen Hågensen Rusdal</a><br><br><br></span>\n </h2>\n</div><div class=\"column text_singleline small-12 large-3 small-abs-12 large-abs-3\" data-element-guid=\"c532d8a8-52df-46f5-88b4-a1b8c53e71c8\">\n \n <h2 class=\"content 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"source_updated_at" : "2026-05-07 14:44:18",
"summary" : "Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.",
"tags" : null,
"title" : "– Vi ønsker bare trygghet og et normalt liv med barn",
"twitter_title" : "Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet",
"version" : 2
}
Version 1
2026-05-07 15:01:44
Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet
NEW
PLUS
Author: Martin Næss Kristiansen
Published: 2026-05-07 14:44:18
Updated: 2026-05-07 14:44:18
📝 Summary
Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.
🏷️ Tags & Keywords
Keywords: renteøkning, rente, privatøkonomi, nyheter, norges bank, innenriks, familieøkonomi, boliglån, roksana kozlowska
🔍 All Metadata (JSON)
{
"author" : "Martin Næss Kristiansen",
"published_at" : null,
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<h1 class="headline mainTitle font-PTSans" style="">Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet</h1>
<p class="subtitle font-PTSans" style="">Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.</p>
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<figcaption class="" itemprop="caption">Roksana Kozlowska og ektemannen jobber både fullt og ekstra. Likevel slår siste renteøkning hardt inn i budsjettet.</figcaption>
<figcaption class="" data-byline-prefix="" itemprop="author">FOTO: Privat</figcaption>
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<p class="kicker tertiary color_mobile_tertiary font-PTSans hasTextColor hasTextColorMobile" style="">Innenriks</p>
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<address class="name lab-name-flex">
<span class="lab-hidden-byline-name" itemprop="name">Martin Næss Kristiansen</span>
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<span class="firstname ">Martin Næss</span>
<span class="lastname ">Kristiansen</span>
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<time datetime="2026-05-07T14:44:18.000Z">07.05.2026 - 16:44</time>
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href=\"https://eavis.dagsavisen.no/?returnUrl=https%3A%2F%2Fwww.dagsavisen.no%2F\" target=\"_self\">Les e-avisen</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item has-children\">\n\t\t\t\t<span tabindex=\"0\">Nyheter</span>\n\t\t\t\t<ul class=\"children\">\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/nyheter\" target=\"_self\">Nyheter</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/innenriks\" target=\"_self\">Innenriks</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/verden\" target=\"_self\">Verden</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/portrett\" target=\"_self\">Portrett</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/reportasje\" target=\"_self\">Reportasje</a>\n\t\t\t\t\t</li>\n\t\t\t\t</ul>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item has-children\">\n\t\t\t\t<span tabindex=\"0\">Kultur</span>\n\t\t\t\t<ul class=\"children\">\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/kultur\" target=\"_self\">Kultur</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/tags/bøker\" target=\"_self\">Bøker</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/nye-takter\" target=\"_self\">Musikk</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/tags/teater\" target=\"_self\">Teater</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/tags/kunst\" target=\"_self\">Kunst</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"tags/film og serier\" target=\"_self\">Film og serier</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/mat-og-drikke\" target=\"_self\">Mat og drikke</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/tags/reise/\" target=\"_self\">Reise</a>\n\t\t\t\t\t</li>\n\t\t\t\t</ul>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item has-children\">\n\t\t\t\t<a href=\"/kommentar\" target=\"_self\">Kommentar</a>\n\t\t\t\t<ul class=\"children\">\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/lederartikler\" target=\"_self\">Dagsavisen mener</a>\n\t\t\t\t\t</li>\n\t\t\t\t\t<li class=\"\">\n\t\t\t\t\t\t<a href=\"/kommentar\" target=\"_self\">Kommentar</a>\n\t\t\t\t\t</li>\n\t\t\t\t</ul>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"/debatt\" target=\"_self\">Debatt</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"https://www.dagsavisen.no/lederartikler\" target=\"_self\">Dagsavisen mener</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item dac-hidden-desktop-up dac-hidden-desktop-down\">\n\t\t\t\t<a href=\"/sport\" target=\"_self\">Sport</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"//dagsavisen.no/podkaster-fra-dagsavisen\" target=\"_self\">Podkast</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"https://www.dagsavisen.no/kultur/prov-deg-pa-dagens-hjernetrim/9655200\" target=\"_self\">Dagens hjernetrim</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"/kundeservice\" target=\"_self\">Kundeservice</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"/dødsfall\" target=\"_self\">Dødsfall</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"https://ocast.com/no/dagsavisen/\" target=\"_self\">Annonsere</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item menu--logout\">\n\t\t\t\t<a href=\"https://api.dagsavisen.no/paywall/logout?siteAlias=dagsavisen\" target=\"_self\">Logg ut</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item \">\n\t\t\t\t<a href=\"https://www.dagsavisen.no/kontakt-oss\" target=\"_self\">Kontakt oss</a>\n\t\t\t</li>\n\t</ul>\n</nav>\n\n\t\t\n\n\n\t\n\n<div class=\"section dropdown-close-section\">\n \n</div>\n\n </div>\n </div>\n\n</div>\n\n\n<figure class=\"logo logo--mobile\">\n <a aria-label=\"Gå til forside\" href=\"//www.dagsavisen.no\">\n <img alt=\"Gå til forside. Logo, dagsavisen.no\" src=\"/view-resources/dachser2/public/dagsavisen/Dagsavisen_hvit.svg\" width=\"157\">\n </a>\n</figure>\n\n<figure class=\"logo logo--primary\">\n <a aria-label=\"Gå til forside\" href=\"//www.dagsavisen.no\">\n <img alt=\"Gå til forside. Logo, dagsavisen.no\" src=\"/view-resources/dachser2/public/dagsavisen/Dagsavisen_hvit.svg\" width=\"157\">\n </a>\n</figure>\n\n<figure class=\"logo logo--secondary\">\n <a aria-label=\"Gå til forside\" href=\"//www.dagsavisen.no\">\n <img alt=\"Gå til forside. Logo, dagsavisen.no\" src=\"/view-resources/dachser2/public/dagsavisen/Dagsavisen_hvit.svg\" width=\"157\">\n </a>\n</figure>\n<nav class=\"navigation mainMenu\">\n\t<ul class=\"menu-list\">\n\t\t\t<li class=\"first-list-item subscribe-btn menu--subscribe\">\n\t\t\t\t<a href=\"https://abonnement.dagsavisen.no/purchase/1-mnd-for-1-kr-knapp\" target=\"_self\">Få tilgang</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item menu--login\">\n\t\t\t\t<a href=\"https://api.dagsavisen.no/paywall/login?siteAlias=dagsavisen\" target=\"_self\">Logg inn</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item menu--logout\">\n\t\t\t\t<a href=\"https://eavis.dagsavisen.no/?returnUrl=https%3A%2F%2Fwww.dagsavisen.no%2F\" target=\"_self\">Les E-avis</a>\n\t\t\t</li>\n\t\t\t<li class=\"first-list-item login-btn menu--logout\">\n\t\t\t\t<a href=\"https://selfservice.mediaconnect.no/?client_id=selfservice.dagsavisen.ext\" target=\"_self\">Min side</a>\n\t\t\t</li>\n\t</ul>\n</nav>\n\n\n\n\t\n\n\n</div>\n\n</div>\n\n\n \n</header>\n\n \n\n \n \n\n\n <section class=\"main article\" id=\"mainArticleSection\">\n <div class=\"placeholder placement-top\" data-element-guid=\"fa216f0c-a442-418b-9806-399ee5833353\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 display-label\" data-element-guid=\"9019fdc6-7840-4062-8438-94ab2bf6a588\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"toppbanner\" style=\"min-height:150px;\"></div>\n \n</div>\n\n</div>\n <main class=\"pageWidth\">\n <article class=\" \">\n\n <section class=\"main article k5a-article\" id=\"main\">\n\n <div></div>\n\n\n\n <div class=\"articleHeader column hasCaption\" data-element-guid=\"5bf70645-f258-4c7e-9129-5e72713d4e1e\">\n\n \n\n\n <h1 class=\"headline mainTitle font-PTSans\" style=\"\">Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet</h1>\n <p class=\"subtitle font-PTSans\" style=\"\">Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.</p>\n\n\n\n <div class=\"media\">\n \n <figure class=\"headerImage\" data-element-guid=\"a2636433-37c4-4069-813c-ef40f0cc9669\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"561\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=1968&height=1122&format=webp\" type=\"image/webp\" width=\"984\"> \n <source height=\"561\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=1968&height=1122&format=jpg\" type=\"image/jpeg\" width=\"984\"> \n <source height=\"274\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"274\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" fetchpriority=\"high\" height=\"274\" src=\"https://image.dagsavisen.no/10336594.webp?imageId=10336594&x=0.00&y=0.00&cropw=100.00&croph=84.57&width=960&height=548&format=jpg\" style=\"\" width=\"480\">\n </picture> \n \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n \n \n \n \n <div class=\"floatingText\"></div>\n </div>\n\n\n <div class=\"caption \" data-showmore=\"Vis mer\">\n <figcaption class=\"\" itemprop=\"caption\">Roksana Kozlowska og ektemannen jobber både fullt og ekstra. Likevel slår siste renteøkning hardt inn i budsjettet.</figcaption>\n <figcaption class=\"\" data-byline-prefix=\"\" itemprop=\"author\">FOTO: Privat</figcaption>\n </div>\n\n\n\n <p class=\"kicker tertiary color_mobile_tertiary font-PTSans hasTextColor hasTextColorMobile\" style=\"\">Innenriks</p>\n\n\n <div class=\"meta\" data-element-guid=\"49e4f1ee-6b6c-4da9-94d6-338155dd62c6\">\n \n\n <div class=\"bylines\">\n <div class=\"byline column\" data-element-guid=\"79fb62ab-6dae-4502-be9f-e2b4b10fa68e\" itemscope itemtype=\"http://schema.org/Person\">\n \n <div class=\"content\">\n <figure data-element-guid=\"b2e3c77e-9e63-4608-9d41-8fe17ee0c239\">\n <picture>\n <img alt=\"Martin Næss Kristiansen\" height=\"180\" itemprop=\"image\" src=\"https://image.dagsavisen.no/9804317.webp?imageId=9804317&x=12.06&y=0.50&cropw=72.00&croph=71.94&width=360&height=360\" width=\"180\">\n </picture>\n</figure>\n <address class=\"name lab-name-flex\">\n <span class=\"lab-hidden-byline-name\" itemprop=\"name\">Martin Næss Kristiansen</span>\n <a href=\"https://www.dagsavisen.no/author/9657269\" itemprop=\"url\" rel=\"author\">\n <span class=\"firstname \">Martin Næss</span>\n <span class=\"lastname \">Kristiansen</span>\n </a>\n\n <span class=\"description \">Journalist</span>\n </address>\n </div>\n</div>\n\n \n </div>\n\n\n \n <div class=\"dates\">\n <span class=\"dateGroup datePublished\">\n <span class=\"dateLabel\">Publisert</span>\n <time datetime=\"2026-05-07T14:44:18.000Z\">07.05.2026 - 16:44</time>\n </span>\n </div>\n\n <div class=\"read-time\">\n <span>Lesetid: <span class=\"read-time-value\">2 min</span></span>\n </div>\n\n <div class=\"social\">\n <a aria-label=\"Del på Facebook\" class=\"fi-social-facebook\" href=\"https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n <a aria-label=\"Del via e-mail\" class=\"fi-mail\" href=\"mailto:?subject=Rente%C3%B8kning%20smerter%20tross%20ekstrajobber%3A%20%E2%80%93%20For%20oss%20betyr%20det%20enda%20mindre%20trygghet&body=Selv%20med%20to%20fulle%20inntekter%20og%20ekstrajobber%2C%20gj%C3%B8r%20rente%C3%B8kningen%20et%20innhogg%20i%20familiebudsjettet%20til%20renholder%20Roksana%20Kozlowska%2C%20mannen%20og%20barna.%0Dhttps%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" target=\"_blank\"></a>\n </div>\n\n\n\n</div>\n\n</div>\n\n\n \n\n \n <div class=\"placeholder fullWidth\" data-element-guid=\"9225ad95-ce99-4009-c89e-8d0954e81e72\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 display-label\" data-element-guid=\"0e11b6e7-1209-4909-f206-21c4963e6da7\" style=\"\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"nettbanner1\"></div>\n \n</div>\n\n</div>\n\n\n \n\n <div class=\"bodytext large-12 small-12 medium-12 teaserContent\" data-element-guid=\"9e5f9c8a-f425-4548-84fa-b96b33adda8f\">\n \n \n\n \n\n \n\n <div class=\"paywallTeaser column \">\n <div class=\"inner\">\n <div class=\"header\">\n <h3 class=\"lab-paywall-teaser-title\">Hei!\n<br>\nDu må ha et aktivt abonnement for å lese videre</h3>\n \n \n </div>\n <div class=\"sales-pitch\">\n <div class=\"sales-pitch-content-wrapper\">\n <h4 class=\"sales-pitch-title \" style=\"\"></h4>\n <div class=\"sales-pitch-content \" style=\"\">\n \n </div>\n </div>\n </div> <div class=\"offers\">\n <div class=\"offer \" style=\"border-color: #a82128; \">\n <h4 class=\"lab-paywall-teaser-offer-title\">1 kr for 1 mnd.</h4>\n \n \n <p>\n <a class=\"lab-paywall-teaser-offer-button\" href=\"https://api.dagsavisen.no/paywall/order?providerUrl=https%3A%2F%2Fabonnement.dagsavisen.no%2F1-mnd-for-1-kr-v2-digi&siteAlias=dagsavisen&&siteId=4&contentUrl=https%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\" style=\"background-color: #a82128; border-radius: 32px;\">Få tilgang</a>\n </p>\n \n </div>\n </div>\n\n <div class=\"offersDescription\">\n \n </div>\n\n <div class=\"nav\">\n \n <p><a class=\"login\" href=\"https://api.dagsavisen.no/paywall/login?&siteAlias=dagsavisen&&siteId=4&contentUrl=https%3A%2F%2Fwww.dagsavisen.no%2Fnyheter%2Frenteokning-smerter-tross-ekstrajobber-for-oss-betyr-det-enda-mindre-trygghet%2F10336094\">Allerede abonnent? Logg inn her</a></p>\n \n </div>\n </div>\n</div>\n\n \n</div>\n\n\n \n\n\n <div class=\"column articleFooter\" data-element-guid=\"a97190fe-6189-4bd7-9526-ceb9dc87a009\">\n <span class=\"tags\">\n <a data-tag=\"renteøkning\" href=\"/tags/rente%C3%B8kning\">renteøkning</a>\n <a data-tag=\"rente\" href=\"/tags/rente\">rente</a>\n <a data-tag=\"privatøkonomi\" href=\"/tags/privat%C3%B8konomi\">privatøkonomi</a>\n <a data-tag=\"nyheter\" href=\"/tags/nyheter\">nyheter</a>\n <a data-tag=\"norges bank\" href=\"/tags/norges%20bank\">norges bank</a>\n <a data-tag=\"innenriks\" href=\"/tags/innenriks\">innenriks</a>\n <a data-tag=\"familieøkonomi\" href=\"/tags/familie%C3%B8konomi\">familieøkonomi</a>\n <a data-tag=\"boliglån\" href=\"/tags/boligl%C3%A5n\">boliglån</a>\n <a data-tag=\"roksana kozlowska\" href=\"/tags/roksana%20kozlowska\">roksana kozlowska</a>\n </span>\n \n</div>\n\n\n <div class=\"row social\">\n <div class=\"column large-12 small-12\">\n <a aria-label=\"Del på Facebook\" 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<picture>\n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=1058&height=478&format=webp&format=webp\" type=\"image/webp\" width=\"529\"> \n <source height=\"239\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=1058&height=478&format=webp&format=jpg\" type=\"image/jpeg\" width=\"529\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10336594.jpg?imageId=10336594&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-07T16:44:18+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-6 small-abs-12 large-abs-6 \" data-element-guid=\"473ec2fa-f836-4cf2-a0a3-1b97110fb0d5\" data-instance=\"4218053\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10336854\" href=\"https://www.dagsavisen.no/nyheter/frp-harek-hansen-mister-jobben-og-medlemskapet-i-partiet/10336854\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n \n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Frp: Hårek Hansen mister jobben og medlemskapet i partiet\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-07T16:39:57+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n</div>\n<div class=\"row small-12 large-12\" data-element-guid=\"461b530d-6b58-48c7-a571-65f80d0a20fa\" style=\"\"><article class=\"column paywall small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"1e307260-578a-4dbb-affc-9f647329d614\" data-instance=\"4218055\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10336609\" href=\"https://www.dagsavisen.no/nyheter/statsraden-erkjenner-fosterhjemskrise-det-er-en-alvorlig-situasjon/10336609\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"587be6fa-c40c-4cda-82ed-b3afd56f0acd\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336614.jpg?imageId=10336614&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=706&height=318&format=webp&format=webp\" type=\"image/webp\" width=\"353\"> \n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336614.jpg?imageId=10336614&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=706&height=318&format=webp&format=jpg\" type=\"image/jpeg\" width=\"353\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336614.jpg?imageId=10336614&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336614.jpg?imageId=10336614&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10336614.jpg?imageId=10336614&panox=0.00&panoy=0.00&panow=100.00&panoh=100.00&heightx=0.00&heighty=0.00&heightw=100.00&heighth=100.00&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Statsråden erkjenner fosterhjemskrise: – Det er en alvorlig situasjon\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-07T16:22:29+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"366440f1-900c-4d50-b20b-7b95190ac977\" data-instance=\"4218057\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10336827\" href=\"https://www.dagsavisen.no/nyheter/zelenskyj-bekrefter-ukraina-samtaler-i-florida/10336827\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"a08dfbde-734f-4f76-bd8c-f25aa3fb846e\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336826.jpg?imageId=10336826&panox=0.00&panoy=1.39&panow=100.00&panoh=71.67&width=706&height=318&format=webp&format=webp\" type=\"image/webp\" width=\"353\"> \n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10336826.jpg?imageId=10336826&panox=0.00&panoy=1.39&panow=100.00&panoh=71.67&width=706&height=318&format=webp&format=jpg\" type=\"image/jpeg\" width=\"353\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336826.jpg?imageId=10336826&panox=0.00&panoy=1.39&panow=100.00&panoh=71.67&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10336826.jpg?imageId=10336826&panox=0.00&panoy=1.39&panow=100.00&panoh=71.67&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10336826.jpg?imageId=10336826&panox=0.00&panoy=1.39&panow=100.00&panoh=71.67&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Zelenskyj bekrefter Ukraina-samtaler i Florida\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-07T16:16:10+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n<article class=\"column small-12 large-4 small-abs-12 large-abs-4 \" data-element-guid=\"49eb7884-5c37-4637-ae01-ed97a7d59a36\" data-instance=\"4218059\" data-section=\"nyheter\" data-site-alias=\"dagsavisen\" itemscope>\n \n <div class=\"content\" style=\"\">\n \n <a class=\"\" data-k5a-url=\"https://www.dagsavisen.no/a/10336815\" href=\"https://www.dagsavisen.no/nyheter/simen-velle-har-vaert-i-avhor-hos-pst-om-trusler-etter-rasisme-sak/10336815\" itemprop=\"url\" rel=\"\">\n\n\n <div class=\"media \">\n \n <figure class=\"\" data-element-guid=\"8102e4b1-b0af-4fa2-99eb-feec6e92e844\">\n <div class=\"img fullwidthTarget\">\n <picture>\n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10327588.jpg?imageId=10327588&width=706&height=318&format=webp&format=webp\" type=\"image/webp\" width=\"353\"> \n <source height=\"159\" media=\"(min-width: 768px)\" srcset=\"https://image.dagsavisen.no/10327588.jpg?imageId=10327588&width=706&height=318&format=webp&format=jpg\" type=\"image/jpeg\" width=\"353\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10327588.jpg?imageId=10327588&width=960&height=432&format=webp&format=webp\" type=\"image/webp\" width=\"480\"> \n <source height=\"216\" media=\"(max-width: 767px)\" srcset=\"https://image.dagsavisen.no/10327588.jpg?imageId=10327588&width=960&height=432&format=webp&format=jpg\" type=\"image/jpeg\" width=\"480\"> \n <img alt=\"\" height=\"216\" loading=\"lazy\" src=\"https://image.dagsavisen.no/10327588.jpg?imageId=10327588&width=960&height=432&format=webp&format=jpg\" style=\"\" width=\"480\">\n </picture> \n </div>\n \n</figure>\n\n \n \n \n \n \n \n \n\n <div class=\"floatingText\">\n\n <div class=\"labels\">\n </div>\n </div>\n \n\n </div>\n\n\n \n <h2 class=\"headline \" itemprop=\"headline\" style=\"\">Simen Velle har vært i avhør hos PST\n</h2>\n\n \n\n\n\n\n </a>\n\n <time datetime=\"2026-05-07T16:13:53+02:00\" itemprop=\"datePublished\"></time>\n </div>\n</article>\n</div>\n\n </div>\n</div>\n\n</div>\n</div>\n\n </section>\n </main>\n <div class=\"placeholder placement-left\" data-element-guid=\"f3fb0334-d4e9-4dd8-ba0d-3c6b29eb6462\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 sticky display-label\" data-element-guid=\"9b0e8f70-6d73-4245-8e0f-b1d7b4ca67aa\" style=\"top: 75px;\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"left_sticky\"></div>\n \n</div>\n\n</div>\n <div class=\"placeholder placement-right\" data-element-guid=\"ae523835-9e52-4642-f3c3-ade31b9430a9\">\n<div class=\"column google-ad small-12 large-12 small-abs-12 large-abs-12 sticky display-label\" data-element-guid=\"ab58fe72-f4c4-47fc-ea06-4220d9c3416c\" style=\"top: 75px;\">\n\n <span class=\"ad-label\">Annonse</span>\n <div class=\"adunit\" id=\"right_sticky\"></div>\n 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"source_updated_at" : "2026-05-07 14:44:18",
"summary" : "Selv med to fulle inntekter og ekstrajobber, gjør renteøkningen et innhogg i familiebudsjettet til renholder Roksana Kozlowska, mannen og barna.",
"tags" : null,
"title" : "Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet",
"twitter_title" : "Renteøkning smerter tross ekstrajobber: – For oss betyr det enda mindre trygghet",
"version" : 1
}